Service Providers and Contractors we trust

Jessica Cooper

is a senior loan officer at Richmond’s Home Loan Zone. Previously, she ran the Netco Title office for four years, managing title searches, closings, and disbursements for up to 24 loans a day. Jessica’s experience at both ends of the mortgage spectrum gives her the knowledge to educate her clients about the best financing options for them, and to bring loans to the closing table quickly and efficiently. A Richmond native, Jessica also is a yoga instructor and enjoys gardening and traveling, as well as singing and playing music. She and her husband have two children, Caleb and Sophia.  “My No. 1 priority is to simplify the financing process by opening the door to the best rate and loan for you while ensuring a stress-free closing experience”.

 NMLS# 1882318

Jay Bowry

As a true life-long Virginian, Jay grew up in Chesterfield, graduated from VCU, and currently lives in Henrico. He has been dedicated to originating loans for 11 years, giving him the experience to help you find the right loan for you! In his own words, “I attempt to advise every client based on their financial needs and what they want to achieve, I treat every client as if they were family and believe that communication throughout the process leads to successful closings.”

When Jay is not working, he is spending time with his family or officiating high school football in the Richmond, VA area! Jay has a beautiful wife named Tam and two children – James (5) and Belle (4 months)!

NMLS#795494 MLO-9583VA

5000 Monument Ave, Suite 111 Richmond, Virginia 23230

Cetera Investors 140 Eastshore Dr., Suite 105 Glen Allen, VA 23059

Disclosure – Cetera Investors is a marketing name of Cetera Investment Services. Securities and Insurance products are offered through Cetera Investment Services LLC, member FINRA, SIPC. Advisory services are offered through Cetera Investment Advisers LLC

Emmett Corboy

Financial Advisor  (o) 804-346-4670 EXT 307  (c) 804-270-2549

At our firm, we have the client—and only the client—in mind.

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.

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We appreciate you considering Happy New Beginnings.  Our Real Estate Agents would love to talk to you and help you find the perfect home or get the best deal on your sale.

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