Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # Gordon Laroussini Gordon Laroussini ## Sitemaps - [XML Sitemap](https://glaroussini.homesinrichmond.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Big Investors Are Backing Off and That’s Your Opening](https://glaroussini.homesinrichmond.com/big-investors-are-backing-off-and-thats-your-opening/) - For years, a lot of would-be homebuyers have worried about the same thing. How do you compete with big investors who can swoop in, pay cash, and snap up the houses you want?Well, worry a little less. Because right now, those big investors aren't buying up the market. They're backing out of it.Investors Are Buying - [Here’s Where To Start if You’re Selling and Buying at the Same Time](https://glaroussini.homesinrichmond.com/heres-where-to-start-if-youre-selling-and-buying-at-the-same-time/) - If you're a homeowner getting ready to move, one question usually comes first: should you buy your next home before you sell, or sell your current house before you start looking?There's no single right answer. The best call depends on your finances, your local market, and your timeline. And a trusted agent can help you - [Buying a Home? Here's What You Should Know About Home Insurance Costs.](https://glaroussini.homesinrichmond.com/buying-a-home-heres-what-you-should-know-about-home-insurance-costs/) - If buying a home is on your radar, you've probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance. Homeowners insurance has always been part of owning a home. But over the past few years, it's become a larger expense for many homeowners – something that's especially frustrating when - [Home Price Growth Slowed Down. That May Be Changing.](https://glaroussini.homesinrichmond.com/home-price-growth-slowed-down-that-may-be-changing/) - After more than a year of headlines talking about how home prices are going to crash, the latest data shows that price growth may be starting to pick back up again. And depending on whether you’re buying or selling, that shift means something different for you.The Numbers May Be Starting To TurnFor the past couple - [Selling a Luxury House? Here’s Why Now Is a Good Time](https://glaroussini.homesinrichmond.com/selling-a-luxury-house-heres-why-now-is-a-good-time/) - If you own a luxury house, you're in a stronger spot than most sellers right now. While much of the market has cooled, the high-end tier hasn't. Sale prices and buyer demand are both up. So if you're considering selling, now could be a great time to make your move.Luxury Is Leading on PriceLet’s start - [The House That Started It All Could Kickstart What's Next](https://glaroussini.homesinrichmond.com/the-house-that-started-it-all-could-kickstart-whats-next/) - Remember how exciting it was to buy your first place? It felt like crossing a long-awaited finish line. It gave you a place to build your life. Maybe it’s where you lived when you got married. Or where you welcomed a child or a pet into the family.But that was just the beginning.For most people, - [Priced Out? A Condo or Townhome Could Be Your Way In.](https://glaroussini.homesinrichmond.com/priced-out-a-condo-or-townhome-could-be-your-way-in/) - Today's home prices have a lot of buyers – especially first-time buyers – wondering if there’s even anything out there that’s in their budget. But owning a home may be more within reach than you think. Sometimes, it just means considering a different type of home.Condos and townhomes can be a great way to buy - [More Homes, Better Prices: A Buyer’s Summer](https://glaroussini.homesinrichmond.com/more-homes-better-prices-a-buyers-summer/) - If you’ve thought about buying a home in the past few years, you may have run into two frustrations: asking prices that kept climbing and too few homes to choose from.In many places, both sticking points are letting up this summer, with lower asking prices and more homes for sale. Let’s look at the trends, - [14 Years Running: Why Real Estate Is Still America’s Favorite Investment](https://glaroussini.homesinrichmond.com/14-years-running-why-real-estate-is-still-americas-favorite-investment/) - Quick gut reaction. Which investment do Americans trust more than stocks, gold, savings accounts, and bonds? The answer hasn't changed in 14 years. It's real estate. And this year, that answer comes with even more conviction behind it. New data shows people aren't just saying homeownership is a smart move, they're feeling better about it than - [Think Nobody's Buying Homes Right Now? Think Again.](https://glaroussini.homesinrichmond.com/think-nobodys-buying-homes-right-now-think-again/) - If you've been thinking about selling, you've probably seen plenty of headlines suggesting buyers have just about disappeared. But there's a big difference between a slow market and a stalled one.Yes, mortgage rates are still higher than most people would like. Homes aren’t selling as fast as they were. And every week seems to bring - [The “Take It or Leave It” Attitude Is Fading from the Market – What That Means for You](https://glaroussini.homesinrichmond.com/the-take-it-or-leave-it-attitude-is-fading-from-the-market-what-that-means-for-you/) - Negotiations are back. More buyers are asking for better deals, and more sellers are giving them. Builders are throwing in extras, too. That’s why whether you’re buying or selling today, there are two terms you’ll hear a lot: concession and incentive.A concession is something a seller agrees to during negotiations to get a deal done.An incentive - [What To Expect from the Housing Market in the Second Half of 2026](https://glaroussini.homesinrichmond.com/what-to-expect-from-the-housing-market-in-the-second-half-of-2026/) - If the first half of this year has left you feeling stuck, you're not the only one. Mortgage rates stayed higher than people wanted. Affordability remained tight. And uncertainty overseas added another layer of pressure nobody saw coming.That's why so many people are asking the same question: Will the second half of the year be - [Student Loans Are Back in the News. Don't Let It Put Your Homeownership Plans on Hold.](https://glaroussini.homesinrichmond.com/student-loans-are-back-in-the-news-dont-let-it-put-your-homeownership-plans-on-hold/) - Student loans are back in the spotlight. And whether you've been following the headlines closely or just catching bits and pieces here and there, there's a good chance they've been on your mind lately.And if you’re questioning whether you have to hit pause on your plans to buy a home, here's the thing you have - [What Buying or Selling a Home Gives Back to Your Community](https://glaroussini.homesinrichmond.com/what-buying-or-selling-a-home-gives-back-to-your-community/) - Buying or selling a home is a big financial decision. And right now, it feels even bigger. Inflation is high, costs are high, and you want to be sure the timing is right before you make your move. But if you do decide to go for it, whether you're buying or selling, here's something reassuring to - [Down Payments Are Smaller Than They’ve Been Since 2021](https://glaroussini.homesinrichmond.com/down-payments-are-smaller-than-theyve-been-since-2021/) - Saving for a down payment can feel like the hardest part of buying a home. And with affordability as tight as it’s been lately, it’s fair to wonder how anyone manages it right now. Here’s something you may not have seen coming. Some people are getting their foot in the door with a smaller down payment.According - [The Housing Market Is Stronger Than You Think](https://glaroussini.homesinrichmond.com/the-housing-market-is-stronger-than-you-think/) - You've probably heard plenty of doom and gloom about the housing market lately. High rates. Stretched budgets. Headlines that make buying or selling sound like a terrible idea. But the data tells a very different story. This isn't 2020 or 2021. It was never going to be. Those were the "unicorn years" – historic low mortgage - [The 1 Factor That Explains Everything Happening with Home Prices Right Now](https://glaroussini.homesinrichmond.com/the-1-factor-that-explains-everything-happening-with-home-prices-right-now/) - You've probably heard that home prices are cooling off. And that's true – nationally. But zoom in on individual markets across the country, and the picture looks completely different depending on where you are.Some areas are still seeing solid price growth. Others have gone flat. A few have actually dipped slightly negative. So, what's causing - [Your House Didn’t Sell. Here’s How To Turn It Around.](https://glaroussini.homesinrichmond.com/your-house-didnt-sell-heres-how-to-turn-it-around/) - When your house doesn’t sell, it’s not just disappointing. It messes with your timing. Your plans. Your confidence. You start second-guessing everything, including the decision to move in the first place. And that raises 2 big questions: Do you try again?Is that even worth it?Here’s the secret to getting a better outcome the second time around.Different - [More Sellers Are Taking Their Homes off the Market. Here’s What You Need To Know.](https://glaroussini.homesinrichmond.com/more-sellers-are-taking-their-homes-off-the-market-heres-what-you-need-to-know/) - You may be hearing that a near-record number of homeowners are pulling their houses off the market. And if that headline has you thinking, “Wait… is something bad about to happen?” You’re not alone.Because when people start stepping to the sidelines, it sounds like a warning sign that something’s coming – or that they realize - [That House That’s Been Sitting Could Be Your Best Shot at a Deal](https://glaroussini.homesinrichmond.com/that-house-thats-been-sitting-could-be-your-best-shot-at-a-deal/) - Open up a home search and you'll see them. Listings that have been on the market for two months. Three. Some longer.Most buyers scroll right past them, assuming something’s wrong with the house. But that instinct could be costing you, since the longer a home sits, the more motivated the seller usually gets.Where Some Buyers - [Is It Still a Seller's Market? Here's What the Data Says.](https://glaroussini.homesinrichmond.com/is-it-still-a-sellers-market-heres-what-the-data-says/) - Remember a few years back when sellers held all the power and buyers were stuck offering way over asking or waiving inspections just to get a chance at the house? In many markets, those days are behind us.While it’s going to vary by area, more metros are slowly shifting to favor buyers, and the market - [Think Home Prices Will Crash? Here's What the Experts Actually Expect.](https://glaroussini.homesinrichmond.com/think-home-prices-will-crash-heres-what-the-experts-actually-expect/) - One of the biggest reasons buyers are still sitting on the sidelines is because they think home prices are going to come down.Some believe a crash is coming and they'll get a better deal if they hold off.Others worry they'll buy now and watch their home's value fall later.And nobody wants to overpay or buy - [Should You Pay for Your Buyer’s Closing Costs? What Sellers Need To Know.](https://glaroussini.homesinrichmond.com/should-you-pay-for-your-buyers-closing-costs-what-sellers-need-to-know/) - A few years ago, sellers could get away with saying "no" to just about everything. No repairs.No concessions.No negotiation.If buyers wanted the house, they pretty much had to take it on the seller's terms. But now that inventory’s grown, negotiations are becoming a normal part of the process again.That's why one of the most important - [Two Big Reasons To Move This Summer](https://glaroussini.homesinrichmond.com/two-big-reasons-to-move-this-summer/) - A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down." While waiting sounds like a good plan, there's something worth knowing before you decide. Rates aren’t expected to change much, so if that’s the #1 reason you’re waiting, it may - [Lower Asking Prices Are a Win for Today’s Buyers](https://glaroussini.homesinrichmond.com/lower-asking-prices-are-a-win-for-todays-buyers/) - If affordability has been the biggest thing standing between you and a home, there's a little good news. Asking prices have started to come down.The typical seller listed their house for a median of $429,500 in May. That’s 2.4% lower than a year ago, according to Realtor.com. On its own, that won't transform what you can - [Could Moving a Bit Further Out Change Everything About Your Budget?](https://glaroussini.homesinrichmond.com/could-moving-a-bit-further-out-change-everything-about-your-budget/) - Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind. Home prices are still high in many markets, and even though things have improved a bit over the past year, making the numbers work can still feel - [What Rising Inflation Means for Your Move](https://glaroussini.homesinrichmond.com/what-rising-inflation-means-for-your-move/) - Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.Inflation Went Up – Here’s What That Actually MeansThe government tracks inflation in a variety - [The Mid-Year Housing Market Update: Why Forecasts Changed in 2026](https://glaroussini.homesinrichmond.com/the-mid-year-housing-market-update-why-forecasts-changed-in-2026/) - If the housing market feels confusing right now, you’re not alone.Mortgage rates have risen. Home sales haven't picked up like expected. And many buyers and sellers are wondering when things are going to feel easier or be more affordable.The truth is: a lot changed over the first half of this year.Back at the end of - [Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers](https://glaroussini.homesinrichmond.com/less-house-more-home-why-smaller-homes-are-paying-off-for-todays-buyers/) - You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.That’s the reality for a lot of buyers right now. Affordability is tight.But don’t let that discourage you. Going smaller might actually be a smart play in today’s market - [The Real Reason Some People Are Still Moving Right Now](https://glaroussini.homesinrichmond.com/the-real-reason-some-people-are-still-moving-right-now/) - You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.And honestly? A lot of people feel that way right now. But here’s what some are starting to realize.Waiting doesn’t usually fix the thing that - [The Truth About Affordability Today](https://glaroussini.homesinrichmond.com/the-truth-about-affordability-today/) - Let's be real with each other for a second about affordability. Because you deserve someone who will be honest and transparent about what’s going on, especially if you’ve got a move on your mind.Here’s the full picture of what’s happening and why. The good – and the bad. So, you know what it truly means - [What Most Veterans Don't Know About Their VA Home Loan Benefit](https://glaroussini.homesinrichmond.com/what-most-veterans-dont-know-about-their-va-home-loan-benefit/) - Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.But many are closer than they think. And you might be, too.If you’re a Veteran, you probably know the Veterans Affairs (VA) home loan benefit exists – it's been around for over 80 years. What you - [Newly Built Home Prices Hit a 5-Year Low](https://glaroussini.homesinrichmond.com/newly-built-home-prices-hit-a-5-year-low/) - If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.The median sale price of a newly built home is now at its lowest level since 2021, according to the latest data from the Census. And on top of that, builders are - [Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.](https://glaroussini.homesinrichmond.com/record-high-mortgage-debt-sounds-scary-heres-what-the-headlines-leave-out/) - You may have seen the headlines lately about mortgage debt in America hitting a record high. And maybe your brother-in-law brought it up at the dinner table like he’s been waiting all week to spark a debate.Here's the thing. He's not wrong. But he only has half the story. And the half he's missing? It - [Are Home Prices Going To Fall?](https://glaroussini.homesinrichmond.com/are-home-prices-going-to-fall/) - It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?”With everything in the news, that concern makes some sense. No one wants to make a big financial decision at the wrong time. But here’s what’s important to know. You don’t want to get hung - [The Pricing Mistake That Could Cost You Your Sale](https://glaroussini.homesinrichmond.com/the-pricing-mistake-that-could-cost-you-your-sale/) - Most sellers come into the market with one number in mind. And it’s often the one that costs them the most. That's their asking price. A survey from Realtor.com shows about 8 in 10 (80%) of sellers expect to sell at or above their asking price today. But here’s where things get interesting.In reality, only about - [What the Foreclosure Headlines Aren’t Telling You](https://glaroussini.homesinrichmond.com/what-the-foreclosure-headlines-arent-telling-you/) - You've probably seen the headlines saying, "foreclosures are on the rise,” and maybe your mind jumped straight to 2008. That’s understandable. A lot of people remember that crash and all the foreclosures that happened during that window, and they’re hoping something like that never happens again. But this isn’t a repeat of what happened back then. - [Why Staging Your House Could Pay Off This Spring](https://glaroussini.homesinrichmond.com/why-staging-your-house-could-pay-off-this-spring/) - Selling your house this season? You’ve probably heard you should stage it before it hits the market. But what does that really mean – and is it worth the effort?The short answer is “yes,” especially right now.With more houses for sale this year, you’re likely wondering how to make the most money possible without your - [Could Co-Buying Be the Answer for Some First-Time Buyers?](https://glaroussini.homesinrichmond.com/could-co-buying-be-the-answer-for-some-first-time-buyers/) - For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way. But some buyers are getting creative and finding a way to still make the numbers work – and that’s through co-buying.The Dream Is Still Alive. The Math Just Isn’t Working for Everyone.Young people haven’t given up on the dream - [The Secret To Selling Fast, No Matter the Market](https://glaroussini.homesinrichmond.com/the-secret-to-selling-fast-no-matter-the-market/) - When you put your house on the market, you don’t just want it to sell. You want it to sell fast. But the thing is, nationally, it’s taking a little longer to sell lately. And that slowdown can feel frustrating if you want a fast process. Here’s what you need to realize.In every market right - [4 Ways To Give Your Offer an Edge This Spring](https://glaroussini.homesinrichmond.com/4-ways-to-give-your-offer-an-edge-this-spring/) - Looking to buy a home this season? Here's what you should know. Buyers have more leverage today than they’ve had in years. There are more homes to choose from and, in many areas, sellers are more open to negotiation. But that doesn’t mean competition is gone completely. These days, it varies a lot depending on where you’re - [Is Late May the Best Time To List Your House?](https://glaroussini.homesinrichmond.com/is-late-may-the-best-time-to-list-your-house/) - You may have heard April 12-18 was the “best week” to list your house. That’s based on a report from Realtor.com. But now that it’s passed, you may be wondering if you missed your moment.Here's the good news – you didn’t. Because the reality is, there isn’t just one perfect week to sell your house this - [Stay or Sell? How To Make the Right Call as You Age](https://glaroussini.homesinrichmond.com/stay-or-sell-how-to-make-the-right-call-as-you-age/) - At some point, as you start thinking about the years ahead, this question tends to come up:“Could I stay here long-term… or would it make more sense to move?”It’s not always urgent. It often shows up in small moments, like going up and down the stairs, keeping up with the maintenance, or just thinking about - [Think You Have To Put 20% Down? Most First-Time Homebuyers Don’t.](https://glaroussini.homesinrichmond.com/think-you-have-to-put-20-down-most-first-time-homebuyers-dont/) - According to Google Trends, online searches for down payment information recently hit an all-time high. And that’s a clear sign more buyers are trying to figure out what they really need to save before making a move (see graph below):If you’re wondering the same thing, you can always turn to the internet for answers. But - [3 Things That Are Not Going To Happen in Today's Housing Market](https://glaroussini.homesinrichmond.com/3-things-that-are-not-going-to-happen-in-todays-housing-market/) - There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. And if you’re thinking about buying a home, that can make you feel a little less sure about your decision.A recent study by CNBC asked homebuyers what they’re most worried about, and three themes kept coming up again and again:Mortgage ratesThe - [More Options Are Popping Up This Spring](https://glaroussini.homesinrichmond.com/more-options-are-popping-up-this-spring/) - Did you try to buy a home last year, but you ended up pressing pause?Maybe you couldn’t find a home that really fit your needs. Or maybe the ones you liked just weren’t affordable. According to a recent survey from NerdWallet, those were the top two reasons buyers gave up on their search in 2025.But - [The 10 Best Markets for First-Time Buyers This Spring](https://glaroussini.homesinrichmond.com/the-10-best-markets-for-first-time-buyers-this-spring/) - For a while, buying your first home hasn’t just felt hard. It may have felt out of reach.Not because you weren’t ready.Not because you weren’t trying.But because every time you ran the numbers, they didn’t work.That’s why so many first-time buyers stepped back.But after years of sitting on the outside looking in, this Spring could - [Rent or Buy? The Real Tradeoff Most People Don’t Talk About](https://glaroussini.homesinrichmond.com/rent-or-buy-the-real-tradeoff-most-people-dont-talk-about/) - You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? It’s a question a lot of people are asking.With today’s home prices and mortgage rates, renting can feel like the easier path. In some cases, it might even seem like the only realistic option right now. And if that’s - [Getting a Tax Refund? Here’s How It Can Help You Buy a Home](https://glaroussini.homesinrichmond.com/getting-a-tax-refund-heres-how-it-can-help-you-buy-a-home/) - If you’re getting a tax refund this year, here’s something worth thinking about. That money could actually help you get closer to buying a home.It may not be something you’ve factored into your plan yet, but it can give your savings a nice boost right when you need it most. And whether your refund is - [Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.](https://glaroussini.homesinrichmond.com/wondering-if-you-should-still-buy-a-home-right-now-heres-what-to-keep-in-mind/) - With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move. But here’s what you need to remember.While recent events do have some impact on the housing market, they don’t take buying off the table. You just have to use a different strategy.Mortgage - [When Buying a Home Feels Out of Reach, Some Families Do This Instead](https://glaroussini.homesinrichmond.com/when-buying-a-home-feels-out-of-reach-some-families-do-this-instead/) - For a lot of people, the math on buying a home just doesn’t really work right now. Maybe that’s how it feels for you too. You look at the cost of buying. Then you look at the cost of childcare. And it starts to feel like you have to choose one or the other.But some - [Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.](https://glaroussini.homesinrichmond.com/thinking-about-an-adjustable-rate-mortgage-heres-what-you-need-to-know/) - If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is. And that's exactly why more buyers are opting for adjustable-rate mortgages, or ARMs.Here's what you need to understand about how they work, and whether they make sense for you.What Is an Adjustable-Rate Mortgage?Since a lot of people aren’t familiar - [Your House Hasn’t Sold Yet. Should You Rent It Out Instead?](https://glaroussini.homesinrichmond.com/your-house-hasnt-sold-yet-should-you-rent-it-out-instead/) - When your house sits on the market longer than expected, it can get frustrating fast.You start asking: what now? And for a growing number of homeowners, that turns into: should I just rent it instead?While it sounds like a simple backup plan, becoming “accidental landlord” is actually a much bigger decision than most people realize. - [Before You Fall in Love with a House, Do This First.](https://glaroussini.homesinrichmond.com/before-you-fall-in-love-with-a-house-do-this-first/) - Be honest. Have you started looking at homes online yet? If you have, it’s already time to get pre-approved. Because here’s what not enough people know.If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – you don’t want to wait until later - [Don’t Let Home Prices Headlines Fool You](https://glaroussini.homesinrichmond.com/dont-let-home-prices-headlines-fool-you/) - Spend about 5 minutes online searching for news about the housing market, and odds are you’ll see something pop up about home prices. You may even stumble onto social media influencers saying we’re headed for a crash. Let’s get you the context you need.The truth is prices are going to vary depending on where you - [This’ll Change What You Think About Investors in Today’s Housing Market](https://glaroussini.homesinrichmond.com/thisll-change-what-you-think-about-investors-in-todays-housing-market/) - There’s a lot of noise out there right now about investors in the housing market.Some headlines make it sound like big Wall Street firms are buying up everything in sight. And if you’re trying to purchase a home yourself, that can make it feel like the odds are stacked against you.But when you take a - [You Can’t Control What’s Happening with Mortgage Rates. But You Can Control This.](https://glaroussini.homesinrichmond.com/you-cant-control-whats-happening-with-mortgage-rates-but-you-can-control-this/) - Mortgage rates have been volatile lately. And if you’re thinking about buying a home, that can make it harder to plan. But there are still things you can do to get the best rate possible in today’s market. It starts with having the right information.So, what’s causing the bumps in rates? And what can you - [The Remodel You’ve Been Dreaming About May Be Closer Than You Think](https://glaroussini.homesinrichmond.com/the-remodel-youve-been-dreaming-about-may-be-closer-than-you-think/) - That kitchen you’ve been mentally redesigning...The bathroom that really needs a refresh...Or the outdoor space you keep saying you’ll get to someday...What if you already have what you need to finally make it happen? Because a growing number of homeowners are realizing just that.Homeowners are expected to spend over $522 billion on home improvements by - [Affordability Has Improved in All 50 States](https://glaroussini.homesinrichmond.com/affordability-has-improved-in-all-50-states/) - For the past few years, affordability has been what’s stopped a lot of buyers in their tracks. Maybe it stopped you, too.At some point you probably did the math, looked at the monthly payment, and decided to pause your search and wait for things to get better. But here’s something you may have missed while - [3 Must-Do’s for First-Time Home Buyers](https://glaroussini.homesinrichmond.com/3-must-dos-for-first-time-home-buyers/) - Buying your first home is exciting, but it can also be a little nerve-wrecking because it’s something you’ve never done before. And trying to think of everything you need to do can feel like a lot. But here’s the key.You don’t have to figure everything out on your own. And you don’t have to do - [The #1 Reason Buyers Walk Away (And How To Get Ahead of It)](https://glaroussini.homesinrichmond.com/the-1-reason-buyers-walk-away-and-how-to-get-ahead-of-it/) - You may have seen headlines on social saying the number of buyers backing out of their contracts is on the rise – and has recently reached a high not seen since 2017. That can sound intimidating. But it varies a lot by market.And here’s the key thing to understand if you want to sell. A - [One Key Sign We’re Not Headed for a Wave of Foreclosures](https://glaroussini.homesinrichmond.com/one-key-sign-were-not-headed-for-a-wave-of-foreclosures/) - Foreclosures are ticking up. And that may make your mind jump straight to thoughts of 2008 – specifically to what happened to the market during the housing crash. So, let’s do exactly what your brain already wants to do, and see if there’s any connection there.The simple truth is foreclosure filings are rising. But they’re - [If Your House Isn’t Getting Offers, Read This.](https://glaroussini.homesinrichmond.com/if-your-house-isnt-getting-offers-read-this/) - Online searches for “can’t sell house” just hit an all-time high according to Google Trends. So, if your house has been sitting on the market without any bites, you’re not the only one. But it's also not the end of the road. Homes are selling every day, so you can turn this around. You just need - [Should You Wait for Lower Rates?](https://glaroussini.homesinrichmond.com/should-you-wait-for-lower-rates/) - Mortgage rates have already dropped into the upper 5s twice this year. But after just a few days, they ticked back up into the low 6% range. If you saw that and thought, “Great. I missed it,” you’re not the only one.A lot of buyers are treating the 5s like some kind of magic number. - [Spring Sellers Have an Edge. Here’s Why.](https://glaroussini.homesinrichmond.com/spring-sellers-have-an-edge-heres-why/) - Homeowners looking to sell usually want three things: plenty of interested buyers, strong offers, and a short timeline. Spring is the season that most often delivers all three.So, if a move has been on your mind this year, this is the window where momentum tends to work in your favor. Here’s what makes this season - [Are Home Prices Dropping? Here’s the Real Story.](https://glaroussini.homesinrichmond.com/are-home-prices-dropping-heres-the-real-story/) - You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder:Is this the start of a crash?What does this mean for my house?Let’s clear this up right away. This is not a crash. And your home is not suddenly losing a - [The Hidden Advantage Repeat Buyers Have Right Now](https://glaroussini.homesinrichmond.com/the-hidden-advantage-repeat-buyers-have-right-now/) - What if you didn’t have a mortgage payment on your next house? It may sound a little unrealistic. But for a number of homeowners, it’s actually doable.Nearly 3 in 10 homes purchased today are bought in cash, according to the National Association of Realtors (NAR). That’s far more than the pre-pandemic norm (see graph below):So, - [Top Mistakes Homeowners Are Making in 2026 (And How To Avoid Them)](https://glaroussini.homesinrichmond.com/top-mistakes-homeowners-are-making-in-2026-and-how-to-avoid-them/) - Let’s be clear: selling your house is absolutely possible right now. According to the National Association of Realtors (NAR), roughly 11k homes sell every day in this country.And the sellers who are making their moves happen all have one thing in common: they’ve adjusted their strategy to match today’s market. They’re realizing inventory has grown. - [Renting vs. Buying: The Numbers Might Surprise You](https://glaroussini.homesinrichmond.com/renting-vs-buying-the-numbers-might-surprise-you/) - Renting can feel like the easier choice right now. There’s no big down payment. No dealing with surprise repairs. And no long-term commitment.But then your rent goes up again. And again. And suddenly the thing that seemed flexible starts looking… expensive, especially considering you’re not building any equity. And once that happens, it’s easy to - [How Your Equity Could Help Younger Generations Buy a Home](https://glaroussini.homesinrichmond.com/how-your-equity-could-help-younger-generations-buy-a-home/) - For a lot of parents or grandparents, watching a family member struggle to buy their first home right now is hard. That's because you saw firsthand how homeownership gave your life more stability and helped grow your net worth – and you want your loved ones to have those same opportunities.But with all the affordability - [The Price You Set Can Make (or Break) Your Sale](https://glaroussini.homesinrichmond.com/the-price-you-set-can-make-or-break-your-sale/) - There’s one decision you're going to make when you sell that determines whether your house sells quickly, or it sits. Whether buyers make an offer, or scroll past it. Whether you walk away with the maximum return, or you end up cutting the price later.And that’s your asking price.The #1 Mistake Sellers Make Today: Trusting - [The Real Reason Home Sales Slowed in January. And It’s Not What You Think.](https://glaroussini.homesinrichmond.com/the-real-reason-home-sales-slowed-in-january-and-its-not-what-you-think/) - If you saw headlines that talked about how “home sales fell sharply in January,” it probably raised an eyebrow – especially if you’re thinking about selling your house. But context matters.Yes, in January, home sales declined. But that has more to do with seasonality and the weather than it does with any big drop off - [Move-Up Buyers Are Choosing New Construction](https://glaroussini.homesinrichmond.com/move-up-buyers-are-choosing-new-construction/) - At some point, a house that once felt perfect just… doesn’t anymore.Maybe you need more space.Maybe working from home turned your dining room into a permanent office.Maybe the layout just doesn’t match how you live now.If your current house is starting to feel like it’s holding you back instead of supporting your life, it’s natural - [Four Ways Your Home Equity Can Work for You](https://glaroussini.homesinrichmond.com/four-ways-your-home-equity-can-work-for-you/) - You may have heard homeowners today have a lot of equity built up. But what does that really mean? Let’s break it down.Because your equity isn’t just a number, it’s a powerful asset that can help you take your next big step in life.How Much Equity Does the Typical Homeowner Have?Here’s how it works. As - [Inventory Is Making a Comeback in 2026](https://glaroussini.homesinrichmond.com/inventory-is-making-a-comeback-in-2026/) - After a long stretch where buyers were competing for too few homes, inventory has made a comeback over the past year. And depending on where you live, that’s opening up your options in a meaningful way. According to Realtor.com, the number of homes available for sale in January was the highest it’s been since 2020. Here’s - [Why Townhomes Are Popular with Today’s First-Time Buyers](https://glaroussini.homesinrichmond.com/why-townhomes-are-popular-with-todays-first-time-buyers/) - Buying your first home can feel frustrating when the numbers don’t line up the way you expected. You may know you’re ready but finding something that fits your life and your budget is the hard part.That’s where townhomes come in.Townhomes are becoming a bigger part of today’s housing supply, and that shift is opening doors - [Top 3 Reasons To Buy a Home Before Spring](https://glaroussini.homesinrichmond.com/top-3-reasons-to-buy-a-home-before-spring/) - If you’re planning to buy a home this year, you may be focused on the spring market. And hoping that when spring does hit, you’ll see:Mortgage rates drop a little more.More homes hit the market.But here’s what most buyers don’t realize. Buying just a few weeks earlier could mean paying less, dealing with less stress, - [It’s Getting More Affordable To Buy a Home](https://glaroussini.homesinrichmond.com/its-getting-more-affordable-to-buy-a-home/) - There’s finally a little good news for anyone who’s been priced out or sitting on the sidelines.Buying a home is getting more affordable.Monthly payments have started to come down, and the squeeze buyers have been feeling for the past few years is slowly loosening. Now, that doesn’t mean everyone can suddenly afford a home, but - [Home Insurance Costs Are Rising: What Buyers Should Plan For](https://glaroussini.homesinrichmond.com/home-insurance-costs-are-rising-what-buyers-should-plan-for/) - Buying a home is one of the biggest purchases you’ll ever make. And homeowner’s insurance is what protects that investment. Think of it as your safety net. NerdWallet explains it:Covers Repairs and Rebuilding Costs: If your home is damaged by fire, storms, or other covered events, it helps pay for repairs and possibly even a - [Why So Many Homeowners Are Downsizing Right Now](https://glaroussini.homesinrichmond.com/why-so-many-homeowners-are-downsizing-right-now/) - For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real.According to Realtor.com and the Census, nearly 12,000 people will turn 65 every day for the next two years. And the latest data shows as many as 15% of those older Americans are planning to retire in 2026. - [Top 2026 Housing Markets for Buyers and Sellers](https://glaroussini.homesinrichmond.com/top-2026-housing-markets-for-buyers-and-sellers/) - Who doesn’t love a top 10 list? Well, here are two top 10 lists for the housing market this year. But before you take a look, there’s something you should know.If a move is on your radar for 2026, here’s the most important thing you need to understand upfront: there isn’t one housing market this - [You May Not Want To Skip Over That House That’s Been Sitting on the Market](https://glaroussini.homesinrichmond.com/you-may-not-want-to-skip-over-that-house-thats-been-sitting-on-the-market/) - When you see a house that’s been sitting on the market for a while, the reaction is almost automatic. You start thinking:What’s wrong with it?Why hasn’t anyone bought it yet?Am I missing something?That mindset made sense a few years ago. But in today’s market, you may actually miss out.More Time on Market Isn't Automatically a - [Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.](https://glaroussini.homesinrichmond.com/mortgage-rates-recently-hit-a-3-year-low-heres-why-thats-still-a-big-deal/) - If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years.This moment marked a critical threshold. Now, rates are sitting in the low - [Why Rising Foreclosure Headlines Aren’t a Red Flag for Today’s Housing Market](https://glaroussini.homesinrichmond.com/why-rising-foreclosure-headlines-arent-a-red-flag-for-todays-housing-market/) - If you’ve seen headlines saying foreclosure activity has been climbing for 10 straight months, it’s easy to assume that's a sign of trouble for the housing market. But when you look at the full picture, a few simple truths become clear:Today’s foreclosure numbers are in line with what’s considered normalHigh home equity is keeping most - [Home Updates That Actually Pay You Back When You Sell](https://glaroussini.homesinrichmond.com/home-updates-that-actually-pay-you-back-when-you-sell/) - Planning to sell this spring? While you may be tempted to hold off until the first blooms or the spring showers hit, that's actually waiting too long to get started by today’s standards.Buyers have more options than they did a few years ago. So, it's worth it to tackle repairs now and make sure your - [Are Big Investors Really Buying Up All the Homes? Here’s the Truth.](https://glaroussini.homesinrichmond.com/are-big-investors-really-buying-up-all-the-homes-heres-the-truth/) - It’s hard to scroll online lately without seeing some version of this claim:“Big investors are buying up all the homes.”And honestly, if you’re a homebuyer who’s lost out on a few offers, that idea probably sounds believable. When homes are expensive and competition is tight, it’s easy to assume giant companies are scooping everything up - [The #1 Regret Sellers Have When They Don’t Use an Agent](https://glaroussini.homesinrichmond.com/the-1-regret-sellers-have-when-they-dont-use-an-agent/) - Want to know the #1 thing homeowners regret when they sell without an agent? It’s that they didn’t price their house correctly for their current market.According to the latest data from the National Association of Realtors (NAR), those sellers agree pricing their home effectively was the hardest part of the process.Top 5 Most Difficult Task - [The Credit Score Myth That’s Holding Would-Be Buyers Back](https://glaroussini.homesinrichmond.com/the-credit-score-myth-thats-holding-would-be-buyers-back/) - Would-be homebuyers aren’t sitting on the sidelines because they don’t want to buy. They’re sitting out because they think they can’t. And sometimes, it’s their credit score that’s holding them back.According to a Bankrate survey, 2 out of every 5 (42%) Americans believe you need excellent credit to qualify for a mortgage. That may be - [Expert Forecasts Point to Affordability Improving in 2026](https://glaroussini.homesinrichmond.com/expert-forecasts-point-to-affordability-improving-in-2026/) - Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier standing between most people and their next move. And a lot of buyers and sellers have been holding their breath waiting for things to get better. The good news? - [Thinking about Selling Your House As-Is? Read This First.](https://glaroussini.homesinrichmond.com/thinking-about-selling-your-house-as-is-read-this-first/) - If you’re thinking about selling your house this year, you may be torn between two options:Do you sell it as-is and make it easier on yourself? No repairs. No effort.Or do you fix it up a bit first – so it shows well and sells for as much as possible?In 2026, that decision matters more - [Why Pre-Approval Should Be Your First Step – Not an Afterthought](https://glaroussini.homesinrichmond.com/why-pre-approval-should-be-your-first-step-not-an-afterthought/) - Finding the right home feels exciting – but being pre-approved for your loan is what makes it possible. Whether you’re planning to buy soon or still just thinking about it, getting pre-approved is one of the best moves you can make. Here’s why.1. What Is Pre-Approval, Really?Pre-approval is much more than a guess. It means - [More Buyers Are Planning To Move in 2026. Here’s How To Get Ready.](https://glaroussini.homesinrichmond.com/more-buyers-are-planning-to-move-in-2026-heres-how-to-get-ready/) - Momentum is quietly building in the housing market. New data from NerdWallet shows more Americans are starting to think about buying a home again. Last year, 15% of respondents said they planned to buy a home in the next 12 months. This year, that number rose to 17%.That 2% increase might not sound like a - [Not Sure If You’re Ready To Buy a Home? Ask Yourself These 5 Questions.](https://glaroussini.homesinrichmond.com/not-sure-if-youre-ready-to-buy-a-home-ask-yourself-these-5-questions/) - If you’re trying to decide if you’re ready to become a homeowner in the next twelve months, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates, home prices, the current state of the economy, and more. And, you’re juggling how all of those things will impact the choice you’ll make. It’s a - [Reasons To Be Optimistic About the 2026 Housing Market](https://glaroussini.homesinrichmond.com/reasons-to-be-optimistic-about-the-2026-housing-market/) - If a move is on your radar for 2026, there’s a lot more working in your favor than there has been in a while.After a stretch where many people felt stuck, 2026 is shaping up to be a year with more balance, more options, and more clarity for people who want to make a move. - [Turning a House Into a Home: The Benefits You Can Actually Feel](https://glaroussini.homesinrichmond.com/turning-a-house-into-a-home-the-benefits-you-can-actually-feel/) - There’s a lot of conversation about home prices, mortgage rates, and affordability right now – and those things are important. But if you’re thinking about buying a home, it’s worth remembering something the headlines rarely talk about: people don’t buy homes just for financial reasons. They buy them for their lives.Because while homeownership can absolutely - [Your House Didn’t Sell. What Now?](https://glaroussini.homesinrichmond.com/your-house-didnt-sell-what-now/) - When your house doesn’t sell, it does more than disrupt your plans, it hits close to home. You prepared for the next chapter. You told people you were moving. You pictured where you’d go next. And then nothing happened.It’s normal to feel frustrated, confused, or even a little embarrassed. But here’s the part you have - [Headlines Have You Worried about Your Home’s Value? Read This.](https://glaroussini.homesinrichmond.com/headlines-have-you-worried-about-your-homes-value-read-this/) - Hearing talk about home prices falling? That may leave you worried about whether your house is losing value. But here’s what you need to know. While some local markets have seen small price dips this year, home prices are not falling nationally. So, don’t let the headlines scare you.The vast majority of the country is - [Is January the Best Time To Buy a Home?](https://glaroussini.homesinrichmond.com/is-january-the-best-time-to-buy-a-home/) - You may not want to put your homebuying plans into hibernation mode this winter. While a lot of people assume spring is the ideal time to buy a house, new data shows January may actually be the best time of year for budget-conscious buyers. Kind of surprising, right? Here’s why January deserves a serious look.1. Prices - [Is Buyer Demand Picking Back Up? What Sellers Should Know.](https://glaroussini.homesinrichmond.com/is-buyer-demand-picking-back-up-what-sellers-should-know/) - The housing market hasn’t felt this energized in a long time – and the numbers backing that up are hard to ignore. Mortgage rates have eased almost a full percentage point this year, and that shift is starting to wake up buyers.Home loan applications have risen. Activity has picked up. And sellers who step in - [How To Stretch Your Options, Not Your Budget](https://glaroussini.homesinrichmond.com/how-to-stretch-your-options-not-your-budget/) - One of the biggest homebuying advantages you can give yourself today is surprisingly simple: a flexible wish list.Think of it like this. Your wish list and your budget are the guardrails of your search. And when your budget needs to hold firm, there’s another lever you can pull. That’s seeing if you truly need all - [Your Equity Could Change Everything About Your Next Move](https://glaroussini.homesinrichmond.com/your-equity-could-change-everything-about-your-next-move/) - A lot of people are asking the same thing right now: “Is it even a good time to sell?” And the truth may come as a bit of a surprise...For many homeowners, the answer is a strong yes.Why? Because of one major factor working in your favor: your equity. Odds are, if you’ve lived in - [Why Selling Your House This Winter Gives You an Edge](https://glaroussini.homesinrichmond.com/why-selling-your-house-this-winter-gives-you-an-edge/) - Spring gets all the attention, but it’s not always the best time to sell a house. Yes, more buyers show up, but so do a lot of other sellers.Winter is different. With fewer homes on the market, your house has a much better chance of standing out. And that one advantage can make a big - [This May Be the Best Time To Buy a Brand-New Home](https://glaroussini.homesinrichmond.com/this-may-be-the-best-time-to-buy-a-brand-new-home/) - New home construction today is giving buyers something it feels like they haven't gotten much lately: a real shot at both the home they want and the deal they need. More brand-new options are on the market right now, and builders are rolling out incentives that make these homes more affordable than many people expect.It’s - [Why More Homeowners Are Giving Up Their Low Mortgage Rate](https://glaroussini.homesinrichmond.com/why-more-homeowners-are-giving-up-their-low-mortgage-rate/) - If you’re like a lot of homeowners, you’ve probably thought: “I’d like to move… but I don’t want to give up my 3% rate.” That’s fair. That rate has been one of your best financial wins – and it can be hard to let go. But here’s what you need to remember...A great rate won’t - [The 3 Housing Market Questions Coming Up at Every Gathering This Season](https://glaroussini.homesinrichmond.com/the-3-housing-market-questions-coming-up-at-every-gathering-this-season/) - Whether it’s at a family gathering, your company party, or catching up with friends over the holidays, the housing market always finds its way into the conversation.Here are the top three questions on a lot of people’s minds this season, and straightforward answers to help you feel more confident about the market.1. “Will I even - [How To Find the Best Deal Possible on a Home Right Now](https://glaroussini.homesinrichmond.com/how-to-find-the-best-deal-possible-on-a-home-right-now/) - Want to know how to find the best deal possible in today’s housing market? Here’s the secret. Focus on homes that have been sitting on the market for a while.Because when a listing lingers, sellers tend to get more realistic – and, more willing to negotiate. And that’s where the savviest buyers are finding homes - [Why So Many People Are Thankful They Bought a Home This Year](https://glaroussini.homesinrichmond.com/why-so-many-people-are-thankful-they-bought-a-home-this-year/) - Homebuyers are weighing their options right now, and they certainly have a lot on their minds. With everything going on in the job market, the economy, and more – there's a lot to think about these days. And maybe that’s making you wonder if it really makes sense to buy a home right now.But here’s - [Why Buying a Home Still Pays Off in the Long Run](https://glaroussini.homesinrichmond.com/why-buying-a-home-still-pays-off-in-the-long-run/) - Renting can feel much less expensive and much simpler than buying a home, especially right now. No repairs, no property taxes, no worrying about mortgage rates – you just pay the bill and move on with your life.But here’s the part people don’t talk about enough: renting doesn’t help you build your financial future. Meanwhile, - [4 Reasons Your House Is High on Every Buyer’s Wish List This Season](https://glaroussini.homesinrichmond.com/4-reasons-your-house-is-high-on-every-buyers-wish-list-this-season/) - When the holidays roll around, travel plans, family gatherings, and all the chaos of the season may make you think it’s better to pull your listing off the market or to wait until 2026 to sell your house. But here’s the thing.Waiting could mean missing out on a great window of opportunity. Because while other - [The Top 2 Things Homeowners Need To Know Before Selling](https://glaroussini.homesinrichmond.com/the-top-2-things-homeowners-need-to-know-before-selling/) - Here’s something you should know before you sell your house. The homeowners who win in today’s market aren’t the ones waiting it out or stepping back. They’re the ones who adapt from the start.A number of homeowners this year didn’t get the outcome they wanted. But it’s not because something’s wrong with the market. It’s - [Most Experts Are Not Worried About a Recession](https://glaroussini.homesinrichmond.com/most-experts-are-not-worried-about-a-recession/) - Homebuyers are watching the economy closely, and for good reason. Buying a home is one of the biggest purchases most people ever make. And some recession talk in the media has made a lot of would-be buyers second guess their plans.In the latest LendingTree survey, almost 2 in 3 Americans said they think a recession - [The Housing Market Is Turning a Corner Going into 2026](https://glaroussini.homesinrichmond.com/the-housing-market-is-turning-a-corner-going-into-2026/) - After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market. Sellers are reappearing. Buyers are re-engaging. And for the first time in what feels like forever, there’s movement happening again.No, it’s not a surge. But it is a shift – and it’s one - [Would You Let $80 a Month Hold You Back from Buying a Home?](https://glaroussini.homesinrichmond.com/would-you-let-80-a-month-hold-you-back-from-buying-a-home/) - A lot of buyers are stuck in “wait and see” mode right now. They’re watching rates hover a little above 6% and thinking, I’ll buy once they hit the 5s. Because who doesn’t want a better rate?But here’s the thing: that 5.99% number might not save you as much as you think.Affordability is still a - [Are Builders Overbuilding Again? Let’s Look at the Facts.](https://glaroussini.homesinrichmond.com/are-builders-overbuilding-again-lets-look-at-the-facts/) - If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have been busy. And it’s left some people wondering: Are we overbuilding like we did right before the 2008 housing crash?No matter what you may hear in the news, there’s no reason for alarm. In reality, data shows builders - [The VA Home Loan Advantage: What Every Veteran Should Know Right Now](https://glaroussini.homesinrichmond.com/the-va-home-loan-advantage-what-every-veteran-should-know-right-now/) - If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there. The chance to buy a home without having a down payment.Unfortunately, 70% of Veterans (that's 7 out of every 10) don’t know about this benefit, according to Veterans United.And that’s a - [What a Government Shutdown Really Means for the Housing Market](https://glaroussini.homesinrichmond.com/what-a-government-shutdown-really-means-for-the-housing-market/) - There’s been a lot of talk lately about how a government shutdown impacts the housing market. You might be wondering: Is it causing everything to grind to a halt?The short answer? No.The housing market doesn’t stop. It keeps moving. Homes are still being bought and sold, contracts are still being signed, and closings are still - [Why Your Home Equity Still Puts You Way Ahead](https://glaroussini.homesinrichmond.com/why-your-home-equity-still-puts-you-way-ahead/) - If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know.Even with small price declines in some markets, data shows you’re likely still way ahead. And that’s thanks to your home equity.The Relationship Between Home Prices and - [How To Make Sure Your Sale Crosses the Finish Line](https://glaroussini.homesinrichmond.com/how-to-make-sure-your-sale-crosses-the-finish-line/) - If there was one simple step that could help make your home sale a seamless process, wouldn't you want to know about it?There’s a lot that happens from the time your house goes under contract to closing day. And a few things still have to go right for the deal to go through. But here’s - [Thought the Market Passed You By? Think Again.](https://glaroussini.homesinrichmond.com/thought-the-market-passed-you-by-think-again/) - If you stepped back from your home search over the past few years, you’re not alone – and you’re definitely not out of options. In fact, now might be the ideal time to take another look. With more homes to choose from, prices leveling off in many areas, and mortgage rates easing, today’s market is - [Why You Don’t Need To Be Afraid of Today’s Mortgage Rates](https://glaroussini.homesinrichmond.com/why-you-dont-need-to-be-afraid-of-todays-mortgage-rates/) - Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later.The Magic NumberAccording to the National Association of Realtors (NAR):“. . . a 30-year fixed - [Why Some Homes Sell Quickly – and Others Don’t Sell at All](https://glaroussini.homesinrichmond.com/why-some-homes-sell-quickly-and-others-dont-sell-at-all/) - A few years ago, inventory hit a record low. Just about anything sold – and fast. But now, there are far more homes on the market. Listings are up almost 20% from this time last year. And in some areas, supply is even back to levels we last saw in 2017–2019. For sellers, that means - [The Reason Homes Feel Like They Cost So Much (It’s Not What You Think)](https://glaroussini.homesinrichmond.com/the-reason-homes-feel-like-they-cost-so-much-its-not-what-you-think/) - Scroll through your feed and you’ll see plenty of finger-pointing about why homes cost so much. And according to a national survey, a lot of people believe big investors are to blame.Even though data shows that’s not true, nearly half of Americans surveyed (48%) think investors are the top reason housing feels so expensive (see - [Planning To Sell in 2026? Start the Prep Now](https://glaroussini.homesinrichmond.com/planning-to-sell-in-2026-start-the-prep-now/) - You’ve got big plans for 2026. But what you do this year could be the difference between a smooth sale and a stressful one. If you’re thinking of selling next spring (the busiest season in real estate), the smartest move you can make is to start prepping now. As Realtor.com says:“If you’re aiming to sell - [Is the Housing Market Going To Crash? Here’s What Experts Say](https://glaroussini.homesinrichmond.com/is-the-housing-market-going-to-crash-heres-what-experts-say/) - If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth.The data doesn’t point to a crash. It points to slow, continued growth.And sure, it’s going to vary by local area. Some markets will see prices - [The $280 Shift in Affordability Every Homebuyer Should Know](https://glaroussini.homesinrichmond.com/the-280-shift-in-affordability-every-homebuyer-should-know/) - If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a - [2026 Housing Market Outlook](https://glaroussini.homesinrichmond.com/2026-housing-market-outlook/) - After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same.More Homes Will SellWith all of the affordability challenges at play - [Why More Buyers Are Turning to New Construction This Year](https://glaroussini.homesinrichmond.com/why-more-buyers-are-turning-to-new-construction-this-year/) - There’s a trend taking hold in real estate right now: more buyers are choosing newly built homes. And it’s not just about getting the latest technology or modern floorplans. It’s because they may be able to get a better deal.Builders are offering serious incentives today, and people are jumping on them. In fact, new home - [Don’t Let Unrealistic Pricing Cost You Your Move](https://glaroussini.homesinrichmond.com/dont-let-unrealistic-pricing-cost-you-your-move/) - These days, you’re going to want to get your price right when you get ready to sell your house. Honestly, it’s more important than ever. Why? While you may want to list high just to see what happens, that’s a plan that can easily backfire, and it’s going to cost you in today’s market.And the - [Why Home Prices Aren’t Actually Flat](https://glaroussini.homesinrichmond.com/why-home-prices-arent-actually-flat/) - If you’ve been following real estate news lately, you’ve probably seen headlines saying home prices are flat. And at first glance, that sounds simple enough. But here’s the thing. The reality isn’t quite that straightforward.In most places, prices aren’t flat at all.What the Data Really ShowsWhile we’ve definitely seen prices moderate from the rapid and - [Why Experts Say Mortgage Rates Should Ease Over the Next Year](https://glaroussini.homesinrichmond.com/why-experts-say-mortgage-rates-should-ease-over-the-next-year/) - You want mortgage rates to fall – and they've started to. But is it going to last? And how low will they go?Experts say there’s room for rates to come down even more over the next year. And one of the leading indicators to watch is the 10-year treasury yield. Here's why.The Link Between Mortgage - [Why October Is the Best Time To Buy a Home in 2025](https://glaroussini.homesinrichmond.com/why-october-is-the-best-time-to-buy-a-home-in-2025/) - If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. According to Realtor.com, this October will have the most buyer-friendly conditions of any month in 2025:“By mid-October, buyers across much of the country may finally find the combination of inventory, pricing, and negotiating - [What Buyers Say They Need Most (And How the Market’s Responding)](https://glaroussini.homesinrichmond.com/what-buyers-say-they-need-most-and-how-the-markets-responding/) - A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and it’s no surprise the answers have a clear theme. They want affordability to improve, specifically prices and rates (see below):Here’s the good news. While the broader economy may still feel uncertain, there are signs - [Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers](https://glaroussini.homesinrichmond.com/closing-costs-unpacked-state-by-state-breakdowns-for-todays-buyers/) - If you’re planning to buy a home this year, there’s one expense you can’t afford to overlook: closing costs.Almost every buyer knows they exist, but not that many know exactly what they cover, or how different they can be based on where you're buying. So, let’s break them down.What Are Closing Costs?Your closing costs are - [Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash](https://glaroussini.homesinrichmond.com/downsizing-without-debt-how-more-homeowners-are-buying-their-next-house-in-cash/) - If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here's a trend worth paying attention to:More homeowners are buying their next house outright, without taking on a new mortgage. And, if you’ve owned your home for a while, you may be able to do the - [Why Buyers and Sellers Face Very Different Conditions Today](https://glaroussini.homesinrichmond.com/why-buyers-and-sellers-face-very-different-conditions-today/) - There’s a new divide in housing right now. In some states, buyers are gaining ground. In others, sellers still have the upper hand. It all depends on where you live. Curious what's happening in your state?These 3 maps show how the split is playing out across the country. In each one:Darker Shades of Blue = - [3 Reasons Affordability Is Showing Signs of Improvement This Fall](https://glaroussini.homesinrichmond.com/3-reasons-affordability-is-showing-signs-of-improvement-this-fall/) - For the past couple of years, it’s been tough for a lot of homebuyers to make the numbers work. Home prices shot up. Mortgage rates too. And a number of people hit pause because it just didn’t feel possible. Maybe you were one of them.But there’s some encouraging news. If you’ve been waiting for a - [Do You Know How Much Your House Is Really Worth?](https://glaroussini.homesinrichmond.com/do-you-know-how-much-your-house-is-really-worth/) - Want to know something important you probably don’t have a professional check for you nearly as often as you should? Spoiler alert: it’s the value of your home.Because here’s the reality. Your house is likely the biggest financial asset you have. And if you’ve lived in it for a few years or more, chances are - [Why Now May Be a Key 2025 Moment To Sell Your House](https://glaroussini.homesinrichmond.com/why-now-may-be-a-key-2025-moment-to-sell-your-house/) - Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in.According to the data, buyer demand picked up considerably once mortgage rates hit a new low for 2025. The Mortgage Bankers Association (MBA) reports that applications for home loans were up 23% compared to the first week of - [Patience Won’t Sell Your House. Pricing Will.](https://glaroussini.homesinrichmond.com/patience-wont-sell-your-house-pricing-will/) - Waiting for the perfect buyer to fall in love with your house? In today’s market, that’s usually not what’s holding things up. And here’s why.Let’s be real. Homes are taking a week longer to sell than they did a year ago. According to Realtor.com:“Homes are also taking longer to sell. The typical home spent 60 - [What a Fed Rate Cut Could Mean for Mortgage Rates](https://glaroussini.homesinrichmond.com/what-a-fed-rate-cut-could-mean-for-mortgage-rates/) - The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? Let’s clear up the confusion.The Fed Doesn’t Directly Set Mortgage RatesRight now, all eyes are on the Fed. Most economists expect they'll cut the Federal Funds Rate at - [Mortgage Rates Just Saw Their Biggest Drop in a Year](https://glaroussini.homesinrichmond.com/mortgage-rates-just-saw-their-biggest-drop-in-a-year/) - You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big way.On Friday, September 5th, the average 30-year fixed mortgage rate fell to the lowest level since October 2024. It was the biggest one-day decline in over a year.What Sparked the Drop?According to - [Why 50% of Homes Are Selling for Under Asking and How To Avoid It](https://glaroussini.homesinrichmond.com/why-50-of-homes-are-selling-for-under-asking-and-how-to-avoid-it/) - If your selling strategy still assumes you’ll get multiple offers over asking, it’s officially time for a reset. That frenzied seller’s market is behind us. And here are the numbers to prove it. From Frenzy to “Normal”Right now, about 50% of homes on the market are selling for less than their asking price, according to the - [Builder Incentives Reach 5-Year High](https://glaroussini.homesinrichmond.com/builder-incentives-reach-5-year-high/) - Even with more homes on the market right now, some buyers are still having a tough time finding the right one at the right price. Maybe the layout feels off. Maybe it still needs some updating. Or maybe it’s just more of the same.That’s why more buyers are turning to new construction – and finding - [What Homebuyers Need To Know About Credit Scores](https://glaroussini.homesinrichmond.com/what-homebuyers-need-to-know-about-credit-scores/) - Some HighlightsData shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type.According to Experian, the range is anywhere from 500 to 700 for the minimum credit score. That means you don’t need perfect credit to buy a home. Your credit score - [The Top 2 Reasons To Look at Newly Built Homes](https://glaroussini.homesinrichmond.com/the-top-2-reasons-to-look-at-newly-built-homes/) - When planning a move, a newly built home might not be the first thing that comes to mind. But with more brand-new homes on the market and builders focusing on smaller, more affordable options, this type of home may just be the key to crossing the homebuying finish line. Here's why a new build is - [Why Moving to a More Affordable Area Makes Sense](https://glaroussini.homesinrichmond.com/why-moving-to-a-more-affordable-area-makes-sense/) - Moving to a more affordable area could be the fresh start you need to get ahead financially. While some markets are certainly more affordable than others, know that working with a trusted real estate agent to find what fits your budget and your desired location – no matter where you want to be – is - [What Will It Take for Prices To Come Down?](https://glaroussini.homesinrichmond.com/what-will-it-take-for-prices-to-come-down/) - You may be wondering if home prices are going to crash. And believe it or not, some people might even be hoping this happens so they can finally purchase a more affordable home. But experts agree that's not what's in the cards – and here's why.There are more people who want to buy a home - [Why More Sellers Are Hiring Real Estate Agents](https://glaroussini.homesinrichmond.com/why-more-sellers-are-hiring-real-estate-agents/) - Putting your house for sale on your own – often called “For Sale by Owner” or FSBO – might be on your mind. But you should know that it gets complicated very quickly, especially in today’s complex market.That’s why data from the National Association of Realtors (NAR) shows a record low number are going the - [Why This Winter Is the Sweet Spot for Selling](https://glaroussini.homesinrichmond.com/why-this-winter-is-the-sweet-spot-for-selling/) - Some HighlightsThinking about selling your house? Here are a few reasons why you may want to do it this season.Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out.While inventory is higher this year than it’s been - [Why Owning a Home Is Worth It in the Long Run](https://glaroussini.homesinrichmond.com/why-owning-a-home-is-worth-it-in-the-long-run/) - Today’s mortgage rates and home prices may have you second-guessing whether it's still a good idea to buy a home right now. While market factors are definitely important, there’s also a bigger picture to consider: the long-term benefits of homeownership. Think of it this way. If you know people who bought a home 5, 10, - [When Will Mortgage Rates Come Down?](https://glaroussini.homesinrichmond.com/when-will-mortgage-rates-come-down/) - One of the biggest questions on everyone’s minds right now is: when will mortgage rates come down? After several years of rising rates and a lot of bouncing around in 2024, we’re all eager for some relief.While no one can project where rates will go with complete accuracy or the exact timing, experts offer some - [Sell Your House During the Winter Sweet Spot](https://glaroussini.homesinrichmond.com/sell-your-house-during-the-winter-sweet-spot/) - A lot of people assume spring is the ideal time to sell a house. And sure, buyer demand usually picks up at that time of year. But here’s the catch: so does your competition because a lot of people put their homes on the market at the same time.So, what’s the real advantage of selling - [Should You Sell Your House As-Is or Make Repairs?](https://glaroussini.homesinrichmond.com/should-you-sell-your-house-as-is-or-make-repairs/) - A recent study from the National Association of Realtors (NAR) shows most sellers (61%) completed at least minor repairs when selling their house. But sometimes life gets in the way and that’s just not possible. Maybe that’s why, 39% of sellers chose to sell as-is instead (see chart below): If you’re feeling stressed because you - [Don’t Let These Two Concerns Hold You Back from Selling Your House](https://glaroussini.homesinrichmond.com/dont-let-these-two-concerns-hold-you-back-from-selling-your-house/) - If you’re debating whether or not you want to sell right now, it might be because you’ve got some unanswered questions, like if moving really makes sense in today’s market. Maybe you’re wondering if it’s even a good idea to move right now. Or you’re stressed because you think you won't find a house you - [Should You Sell Your House or Rent It Out?](https://glaroussini.homesinrichmond.com/should-you-sell-your-house-or-rent-it-out/) - When you’re ready to move, figuring out what to do with your house is a big decision. And today, more homeowners are considering renting their home instead of selling it. Recent data from Zillow shows about two-thirds (66%) of sellers thought about renting their home before listing, with nearly a third (28%) taking that possibility - [The Big Difference Between Renter and Homeowner Net Worth](https://glaroussini.homesinrichmond.com/the-big-difference-between-renter-and-homeowner-net-worth/) - Some HighlightsIf you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership.Unlike renters, homeowners gain equity as they pay their mortgage and as home values rise. That’s why, on average, a homeowner’s net worth is nearly 40x higher than a renter’s. Connect with an agent if you want to learn - [More Homes, Slower Price Growth – What It Means for You as a Buyer](https://glaroussini.homesinrichmond.com/more-homes-slower-price-growth-what-it-means-for-you-as-a-buyer/) - There are more homes on the market right now than there have been in years – and that could be a game changer for you if you’re ready to buy. Let’s look at two reasons why.You Have More Options To Choose FromAn article from Realtor.com helps explain just how much the number of homes for - [What’s Motivating Homeowners To Move Right Now](https://glaroussini.homesinrichmond.com/whats-motivating-homeowners-to-move-right-now/) - Over the past few years, some homeowners have decided to delay their move because they don’t want to sell and take on a higher mortgage rate on their next home. Maybe you’re thinking the same thing. And honestly, that’s no surprise. It’s a very common roadblock and is one of the biggest factors that’s kept - [Why You Need an Agent To Set the Right Asking Price](https://glaroussini.homesinrichmond.com/why-you-need-an-agent-to-set-the-right-asking-price/) - Some HighlightsThe #1 task sellers struggle with is setting the right asking price for their house.Without an agent’s help, you may set a price that turns away buyers and takes a long time to sell. To make sure your house is priced right, connect with a local agent. Because if the price isn’t compelling, it’s not - [The Majority of Veterans Are Unaware of a Key VA Loan Benefit](https://glaroussini.homesinrichmond.com/the-majority-of-veterans-are-unaware-of-a-key-va-loan-benefit/) - For over 79 years, Veterans Affairs (VA) home loans have helped countless Veterans achieve the dream of homeownership. But according to Veterans United, only 3 in 10 Veterans realize they may be able to buy a home without needing a down payment (see visual below):That’s why it’s so important for Veterans – and anyone who - [Renting vs. Buying: The Net Worth Gap You Need To See](https://glaroussini.homesinrichmond.com/renting-vs-buying-the-net-worth-gap-you-need-to-see/) - Trying to decide between renting or buying a home? One key factor that could help you choose is just how much homeownership can grow your net worth.Every three years, the Federal Reserve Board shares a report called the Survey of Consumer Finances (SCF). It shows how much wealth homeowners and renters have – and the - [Why Now’s Not the Time To Take Your House Off the Market](https://glaroussini.homesinrichmond.com/why-nows-not-the-time-to-take-your-house-off-the-market/) - Has your house been sitting on the market longer than expected? If so, you’re bound to be frustrated by now. Maybe you’re even thinking it’s time to pull the listing and wait to see what 2025 brings. But what you may not realize is, the decision to hold off could actually cost you. Here’s a - [The Top 3 Reasons Affordability Is Improving](https://glaroussini.homesinrichmond.com/the-top-3-reasons-affordability-is-improving/) - Some HighlightsAffordability is based on three key factors: mortgage rates, home prices, and wages.And today, it’s improving quickly as rates come down, prices level off, and wages climb. If you put your search on pause because it was too expensive to buy, connect with an agent to talk about why now may be the perfect time - [Now’s the Time To Upgrade to Your Dream Home](https://glaroussini.homesinrichmond.com/nows-the-time-to-upgrade-to-your-dream-home/) - If you’ve been wanting to sell your house and move up to a bigger or nicer home, you’re not alone. A recent Inman survey reveals the top motivator for today’s homebuyers is the desire for more space or an upgraded home (see graph below):But there’s also a good chance you, like many other people, have - [Home Values Rise Even as Median Prices Fall](https://glaroussini.homesinrichmond.com/home-values-rise-even-as-median-prices-fall/) - Recent headlines have been buzzing about the median asking price of homes dropping compared to last year, and that’s sparked plenty of confusion. And as a buyer or seller, it’s easy to assume that means prices are coming down. But here’s the catch: those numbers don’t tell the full story.Nationally, home values are actually rising, - [Secrets To Selling Your House Quickly](https://glaroussini.homesinrichmond.com/secrets-to-selling-your-house-quickly/) - Seeing your house sit on the market without any bites is the ultimate frustration. And unfortunately, some sellers are in that tricky spot today.According to data from the National Association of Realtors (NAR), the average time a house spends on the market has increased over the past few years (see graph below):A recent post from - [This Is the Sweet Spot Homebuyers Have Been Waiting For](https://glaroussini.homesinrichmond.com/this-is-the-sweet-spot-homebuyers-have-been-waiting-for/) - After months of sitting on the sidelines, many homebuyers who were priced out by high mortgage rates and affordability challenges finally have an opportunity to make their move. With rates trending down, today’s market is a sweet spot for buyers—and it’s one that may not last long.So, if you’ve put your own move on the back - [Buying Beats Renting in 22 Major U.S. Cities](https://glaroussini.homesinrichmond.com/buying-beats-renting-in-22-major-u-s-cities/) - That’s right—according to a recent study from Zillow, in 22 of the 50 largest metro areas, monthly mortgage payments are now lower than rent payments (see chart below):As mortgage rates have eased off their recent peak, home prices have moderated, and inventory has ticked up, affordability has improved significantly. When you add all of that - [Buy Now, or Wait?](https://glaroussini.homesinrichmond.com/buy-now-or-wait/) - Some HighlightsIf you’re wondering if you should buy now or wait, here’s what you need to know. If you wait for rates to drop more, you’ll have to deal with more competition and higher prices as additional buyers jump back in. But if you buy now, you’d get ahead of that and have the chance - [What Is Going on with Mortgage Rates?](https://glaroussini.homesinrichmond.com/what-is-going-on-with-mortgage-rates/) - You may have heard mortgage rates are going to stay a bit higher for longer than originally expected. And if you’re wondering why, the answer lies in the latest economic data. Here’s a quick overview of what’s happening with mortgage rates and what experts say is ahead.Economic Factors That Impact Mortgage RatesWhen it comes to - [Builders Are Building Smaller Homes [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/builders-are-building-smaller-homes-infographic/) - Some HighlightsHaving a hard time finding a home in your budget? ​Builders may have a solution that can help.Builders are shifting their attention to what buyers want most right now – smaller, more affordable homes.If you want to see what’s available locally and in other areas nearby, connect with an agent to explore your options - [What More Listings Mean When You Sell Your House](https://glaroussini.homesinrichmond.com/what-more-listings-mean-when-you-sell-your-house/) - The number of homes for sale is playing a big role in today’s housing market. And, if you’re considering whether or not to list your house, today’s limited supply is one of the biggest advantages you have right now. That’s because your house stands out more when the inventory is low, especially if it’s priced - [The Perks of Buying over Renting](https://glaroussini.homesinrichmond.com/the-perks-of-buying-over-renting/) - Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place.1. Home Values Typically Go Up Over TimeThere’s been some confusion over the past year or so about which - [Now’s a Great Time To Sell Your House](https://glaroussini.homesinrichmond.com/nows-a-great-time-to-sell-your-house/) - Thinking about selling your house? If you are, you might be weighing factors like today’s mortgage rates and your own changing needs to figure out your next move.Here’s something else to consider. According to the latest Home Purchase Sentiment Index (HPSI) from Fannie Mae, the percent of respondents who say it’s a good time to - [Is a Multi-Generational Home Right for You?](https://glaroussini.homesinrichmond.com/is-a-multi-generational-home-right-for-you/) - Ever thought about living in the same house with your grandparents, parents, or other loved ones? You're not alone. A lot of people are choosing to buy multi-generational homes where everyone can live together. Let's check out why they think it’s a good idea to see if it might be a good fit for you, - [Equity Can Make Your Move Possible When Affordability Is Tight [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/equity-can-make-your-move-possible-when-affordability-is-tight-infographic/) - Some HighlightsDid you know the equity you have in your current house can help make your move possible?Once you sell, you can use it for a larger down payment on your next home, so you’re borrowing less. Or, you may even have enough to be an all-cash buyer. The typical homeowner has $298,000 in equity. If - [Foreclosure Numbers Are Nothing Like the 2008 Crash](https://glaroussini.homesinrichmond.com/foreclosure-numbers-are-nothing-like-the-2008-crash/) - If you’ve been keeping up with the news lately, you’ve probably come across some articles saying the number of foreclosures in today’s housing market is going up. And that may leave you feeling a bit worried about what’s ahead, especially if you owned a home during the housing crash in 2008.The reality is, while increasing, - [Why Today’s Housing Supply Is a Sweet Spot for Sellers](https://glaroussini.homesinrichmond.com/why-todays-housing-supply-is-a-sweet-spot-for-sellers/) - Wondering if it still makes sense to sell your house right now? The short answer is, yes. And if you look at the current number of homes for sale, you’ll see two reasons why.An article from Calculated Risk shows there are 15.6% more homes for sale now compared to the same week last year. That tells us - [The Truth About Down Payments](https://glaroussini.homesinrichmond.com/the-truth-about-down-payments/) - If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case.Unless specified by your loan type - [How Changing Mortgage Rates Impact You [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/how-changing-mortgage-rates-impact-you-infographic/) - Some HighlightsIf you’re looking to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month.That’s because even a small change in mortgage rates can have a big impact on your purchasing power. The best way to navigate changing mortgage rates and make an informed - [Some Experts Say Mortgage Rates May Fall Below 6% Later This Year](https://glaroussini.homesinrichmond.com/some-experts-say-mortgage-rates-may-fall-below-6-later-this-year/) - There’s a lot of confusion in the market about what’s happening with day-to-day movement in mortgage rates right now, but here’s what you really need to know: compared to the near 8% peak last fall, mortgage rates have trended down overall.And if you’re looking to buy or sell a home, this is a big deal. - [Expert Home Price Forecasts for 2024 Revised Up](https://glaroussini.homesinrichmond.com/expert-home-price-forecasts-for-2024-revised-up/) - Over the past few months, experts have revised their 2024 home price forecasts based on the latest data and market signals, and they’re even more confident prices will rise, not fall.So, let’s see exactly how experts’ thinking has shifted – and what’s caused the change.2024 Home Price Forecasts: Then and NowThe chart below shows what - [Strategic Tips for Buying Your First Home](https://glaroussini.homesinrichmond.com/strategic-tips-for-buying-your-first-home/) - Buying your first home is a big, exciting step and a major milestone that has the power to improve your life. As a first-time homebuyer, it's a dream you can make come true, but there are some hurdles you'll need to overcome in today’s housing market – specifically the limited supply of homes for sale - [It’s Time To Prepare Your House for a Spring Listing](https://glaroussini.homesinrichmond.com/its-time-to-prepare-your-house-for-a-spring-listing/) - If you're thinking of selling your house this spring, now is the perfect time to start getting it ready. With the market gearing up for its busiest time of year, it'll be important to make sure your house shines bright among the competition.Here are some valuable tips you can use to get your house market-ready.Declutter - [Achieve Your Dream of Homeownership with Condos and Townhomes [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/achieve-your-dream-of-homeownership-with-condos-and-townhomes-infographic/) - Some HighlightsIf you’re trying to buy a home but are having a hard time finding something in your budget, here’s something that can help: consider condos and townhomes.They may better fit your budget, can help you start building equity, and tend to require minimal upkeep and less maintenance.Looking at condos and townhomes can make it - [What Lower Mortgage Rates Mean for Your Purchasing Power](https://glaroussini.homesinrichmond.com/what-lower-mortgage-rates-mean-for-your-purchasing-power/) - If you want to buy a home, it's important to know how mortgage rates impact what you can afford and how much you’ll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under 7%, according to Freddie Mac (see graph below): This recent trend - [Achieving Your Homebuying Dreams in 2024 [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/achieving-your-homebuying-dreams-in-2024-infographic/) - Some HighlightsPlanning to buy a home in 2024? Here’s what to focus on.Improve your credit score, plan for your down payment, get pre-approved, and decide what’s most important to you.Partner with a trusted real estate agent so you have expert advice on how to achieve your homebuying goals this year. - [Thinking About Buying a Home? Ask Yourself These Questions](https://glaroussini.homesinrichmond.com/thinking-about-buying-a-home-ask-yourself-these-questions/) - If you’re thinking of buying a home this year, you’re probably paying closer attention than normal to the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones, the list goes on and on. Most likely, home prices and - [Why Pre-Approval Is Your Homebuying Game Changer](https://glaroussini.homesinrichmond.com/why-pre-approval-is-your-homebuying-game-changer/) - If you’re thinking about buying a home, pre-approval is a crucial part of the process you definitely don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you’re working with a trusted lender to prioritize this essential step. Here’s why.While home - [3 Keys To Hitting Your Homeownership Goals in 2024](https://glaroussini.homesinrichmond.com/3-keys-to-hitting-your-homeownership-goals-in-2024/) - If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus.Over the last year, the economy had a big impact on the housing market, and likely on your wallet - [Things To Consider If Your House Didn’t Sell](https://glaroussini.homesinrichmond.com/things-to-consider-if-your-house-didnt-sell/) - If your listing has expired and your house didn’t sell, it's completely normal to feel a mix of frustration and disappointment. Understandably, you're probably wondering what may have gone wrong. Here are three questions to think about as you figure out what to do next.Did You Limit Access to Your House?One of the biggest mistakes - [The Benefits of Working With an Agent When You Sell Your House [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/the-benefits-of-working-with-an-agent-when-you-sell-your-house-infographic/) - Some HighlightsWhen it comes to selling your house, the expertise of a trusted real estate agent can make a big difference.They’ll explain what’s happening today, what that means for you, and how to price and market your house. They’re also skilled negotiators and well versed in the contracts and disclosures involved. Partner with a trusted real - [What You Need To Know About Saving for a Home in 2024](https://glaroussini.homesinrichmond.com/what-you-need-to-know-about-saving-for-a-home-in-2024/) - If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front. And to do that, always turn to trusted real estate professionals. - [Think Twice Before Waiting for Lower Home Prices](https://glaroussini.homesinrichmond.com/think-twice-before-waiting-for-lower-home-prices/) - As the housing market continues to change, you may be wondering where it’ll go from here. One factor you’re probably thinking about is home prices, which have come down a bit since they peaked last June. And you’ve likely heard something in the news or on social media about a price crash on the horizon. - [Home Inspections for Sellers: What You Need To Know [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/home-inspections-for-sellers-what-you-need-to-know-infographic/) - [Want To Sell Your House This Spring? Price It Right.](https://glaroussini.homesinrichmond.com/want-to-sell-your-house-this-spring-price-it-right/) - Over the last year, the housing market’s gone through significant change. While it’s still a sellers’ market, homes that are priced right are selling, and they get the most attention from buyers right now. If you’re thinking of selling your house this spring, it’s important to lean on your expert real estate advisor when it - [Your Tax Refund Can Help You Achieve Your Homebuying Goals](https://glaroussini.homesinrichmond.com/your-tax-refund-can-help-you-achieve-your-homebuying-goals/) - Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tax refund can help you achieve your goals by paying for some of these expenses.SmartAsset estimates the average American - [The Big Advantage If You Sell This Spring](https://glaroussini.homesinrichmond.com/the-big-advantage-if-you-sell-this-spring/) - Thinking about selling your house? If you’ve been waiting for the right time, it could be now while the supply of homes for sale is so low. HousingWire shares:“. . . the big question is whether we are finally starting to see the seasonal spring increase in inventory. The answer is no, because active listings - [Homebuyer Activity Shows Signs of Warming Up for Spring](https://glaroussini.homesinrichmond.com/homebuyer-activity-shows-signs-of-warming-up-for-spring/) - The spring season appears to be warming up in housing as more and more buyers enter the market. And after rising mortgage rates sidelined so many buyers last year, that’s a good sign for sellers. Realtor.com has the latest:“Spring is officially here, and like green shoots emerging from the bleak winter, new data suggests that - [The Key Advantage of Investing in a Home [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/the-key-advantage-of-investing-in-a-home-infographic/) - [Trying To Buy a Home? Hang in There.](https://glaroussini.homesinrichmond.com/trying-to-buy-a-home-hang-in-there/) - We’re still in a sellers’ market. And if you’re looking to buy a home, that means you’re likely facing some unique challenges, like difficulty finding a home and volatile mortgage rates. But keep in mind, there are some benefits to being a buyer in today’s market that give you good reason to stick with your - [Why Aren’t Home Prices Crashing?](https://glaroussini.homesinrichmond.com/why-arent-home-prices-crashing/) - There have been a lot of shifts in the housing market recently. Mortgage rates rose dramatically last year, impacting many people’s ability to buy a home. And after several years of rapid price appreciation, home prices finally peaked last summer. These changes led to a rise in headlines saying prices would end up crashing.Even though - [Two Reasons You Should Sell Your House](https://glaroussini.homesinrichmond.com/two-reasons-you-should-sell-your-house/) - Wondering if you should sell your house this year? As you make your decision, think about what’s motivating you to consider moving. A recent survey from realtor.com asked why homeowners are thinking about selling their houses this year. Here are the top two reasons (see graphic below):Let’s break those reasons down and explore how they - [How Changing Mortgage Rates Can Affect You](https://glaroussini.homesinrichmond.com/how-changing-mortgage-rates-can-affect-you/) - The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power. The chart below helps show the general relationship - [Facts About Closing Costs [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/facts-about-closing-costs-infographic/) - [We’re in a Sellers’ Market. What Does That Mean?](https://glaroussini.homesinrichmond.com/were-in-a-sellers-market-what-does-that-mean/) - Even though activity in the housing market has slowed from the frenzy we saw over a year ago, today’s low supply of homes for sale is still a sellers’ market. But what does that really mean? And why are conditions today so good if you want to list your house?It starts with the number of - [4 Key Tips for Selling Your House This Spring](https://glaroussini.homesinrichmond.com/4-key-tips-for-selling-your-house-this-spring/) - Spring has arrived, and that means more and more people are getting their homes ready to sell. But with recent shifts in real estate, this year’s spring housing market will be different from the frenzy of the past several years. To sell your house quickly, without hassles, and for the most money, be sure to - [How Homeownership Is Life Changing for Many Women](https://glaroussini.homesinrichmond.com/how-homeownership-is-life-changing-for-many-women/) - Throughout Women’s History Month, we reflect on the impact women have in our lives, and that includes impact on the housing market. In fact, since at least 1981, single women have bought more homes than single men each year, and they make up 17% of all households.Why Is Homeownership So Important to Women?The rise in - [Get Ready: The Best Time To List Your House Is Almost Here](https://glaroussini.homesinrichmond.com/get-ready-the-best-time-to-list-your-house-is-almost-here/) - If you’re thinking about selling this spring, it’s time to get moving – the best week to list your house is fast approaching.Experts at realtor.com looked at seasonal trends from recent years (excluding 2020 as an uncharacteristic year due to the onset of the pandemic) and determined the ideal week to list a house this - [Have You Thought About Why You Might Want To Sell Your House? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/have-you-thought-about-why-you-might-want-to-sell-your-house-infographic/) - [Why Buying a Home Is a Sound Decision](https://glaroussini.homesinrichmond.com/why-buying-a-home-is-a-sound-decision/) - If you’re thinking about buying a home, you want to know the decision will be a good one. And for many, that means thinking about what home prices are projected to do in the coming years and how that could impact your investment. This year, we aren’t seeing home prices fall dramatically. As the year - [Reasons To Consider Condos in Your Home Search](https://glaroussini.homesinrichmond.com/reasons-to-consider-condos-in-your-home-search/) - Are you having trouble finding a home that fits your needs and your budget? If so, you should know there’s an option worth considering – condominiums, also known as condos. According to Bankrate:“A condo can be a more affordable entry point to homeownership than a single-family home. And as a homeowner, you’ll build equity over - [The Role of Access in Selling Your House](https://glaroussini.homesinrichmond.com/the-role-of-access-in-selling-your-house/) - Once you’ve made the decision to sell your house and have hired a real estate agent to help, they’ll ask how much access to your home you want to give potential buyers. Your answer matters more now than it did in recent years. Here’s why.At the height of the buying frenzy seen during the pandemic, - [What’s Ahead for Home Prices in 2023](https://glaroussini.homesinrichmond.com/whats-ahead-for-home-prices-in-2023/) - Over the past year, home prices have been a widely debated topic. Some have said we’ll see a massive drop in prices and that this could be a repeat of 2008 – which hasn’t happened. Others have forecasted a real estate market that could see slight appreciation or depreciation depending on the area of the - [Here’s Why the Housing Market Isn’t Going To Crash [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/heres-why-the-housing-market-isnt-going-to-crash-infographic/) - [What Buyer Activity Tells Us About the Housing Market](https://glaroussini.homesinrichmond.com/what-buyer-activity-tells-us-about-the-housing-market/) - Though the housing market is no longer experiencing the frenzy of a year ago, buyers are showing their interest in purchasing a home. According to U.S. News:“Housing markets have cooled slightly, but demand hasn’t disappeared, and in many places remains strong largely due to the shortage of homes on the market.”That activity can be seen - [Balancing Your Wants and Needs as a Homebuyer This Spring](https://glaroussini.homesinrichmond.com/balancing-your-wants-and-needs-as-a-homebuyer-this-spring/) - Though there are more homes for sale now than there were at this time last year, there’s still an undersupply with fewer houses available than in more normal, pre-pandemic years. The Monthly Housing Market Trends Report from realtor.com puts it this way: “While the number of homes for sale is increasing, it is still 43.2% lower - [An Expert Gives You Clarity in Today’s Housing Market](https://glaroussini.homesinrichmond.com/an-expert-gives-you-clarity-in-todays-housing-market/) - The housing market has been going through shifts lately. That’s why it’s so important to work with an industry professional who can be your guide throughout the process.A real estate expert uses their knowledge of what’s really happening with home prices, housing supply, expert projections, and more to give you the best advice. Someone who - [Leverage Your Equity When You Sell Your House](https://glaroussini.homesinrichmond.com/leverage-your-equity-when-you-sell-your-house/) - One of the benefits of being a homeowner is that you build equity over time. By selling your house, that equity can be used toward purchasing your next home. But before you can put it to use, you should understand exactly what equity is and how it grows. Bankrate explains it like this:“Home equity is - [Buying a Home May Make More Sense Than Renting [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/buying-a-home-may-make-more-sense-than-renting-infographic/) - [4 Tips for Making Your Best Offer on a Home](https://glaroussini.homesinrichmond.com/4-tips-for-making-your-best-offer-on-a-home/) - Are you planning to buy a home this spring? Though things are more balanced than they were at the height of the pandemic, it’s still a sellers’ market. So, when you find the home you want to buy, remember these four tips to make your best offer.1. Lean on a Real Estate ProfessionalRely on an - [2 Things Sellers Need To Know This Spring](https://glaroussini.homesinrichmond.com/2-things-sellers-need-to-know-this-spring/) - A lot has changed over the past year, and you might be wondering what’s in store for the spring housing market. If you’re planning to sell your house this season, here’s what real estate experts are saying you should keep in mind.1. Houses That Are Priced Right Are Still SellingHouses that are updated and priced - [Could a Multigenerational Home Be the Right Fit for You?](https://glaroussini.homesinrichmond.com/could-a-multigenerational-home-be-the-right-fit-for-you/) - During the pandemic, many of us reexamined the meaning of home for ourselves and our loved ones. Today, that can be seen in the recent rise in multigenerational households. According to Jessica Lautz, Deputy Chief Economist and Vice President of Economic Research at the National Association of Realtors (NAR):“Multi-generational buying may be a home where - [Is It Really Better To Rent Than To Own a Home Right Now?](https://glaroussini.homesinrichmond.com/is-it-really-better-to-rent-than-to-own-a-home-right-now/) - You may have seen reports in the news recently saying it’s better to rent right now than it is to own your home. But before you let that impact your decisions, you should understand what these claims are based on.A lot of the time, these reports are assuming things that aren’t realistic for the average - [Where Will You Go After You Sell Your House? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/where-will-you-go-after-you-sell-your-house-infographic/) - Some Highlights If you’re thinking of selling your house, be sure to explore all the options you have for your next home. Both newly built homes and existing homes offer plenty of unique benefits. If you have questions about the options in our area, let’s discuss what’s available and what’s right for you. - [Equity Gains for Today’s Homeowners](https://glaroussini.homesinrichmond.com/equity-gains-for-todays-homeowners/) - Today’s homeowners are sitting on significant equity, even as home price appreciation has eased recently. If you’re a homeowner, your net worth got a boost over the past few years thanks to rising home prices. Here’s what it means for you, even as the market moderates.How Equity Has Grown in Recent Years Because of the imbalance - [An Expert Makes All the Difference When You Sell Your House](https://glaroussini.homesinrichmond.com/an-expert-makes-all-the-difference-when-you-sell-your-house/) - If you’re thinking of selling your house, it’s important to work with someone who understands how the market is changing and what it means for you. Here are five reasons working with a professional can ensure you’ll get the most out of your sale.1. They’re Experts on Market TrendsWith today’s housing market defined by change, - [What You Should Know About Rising Mortgage Rates](https://glaroussini.homesinrichmond.com/what-you-should-know-about-rising-mortgage-rates/) - After steadily falling over the winter, mortgage rates have started to rise in recent weeks. This is concerning to some potential homebuyers as the combination of higher mortgage rates and higher prices have made homes less affordable. So, if you’re planning to purchase a home this year, you too may be wondering if now’s the - [One Major Benefit of Investing in a Home](https://glaroussini.homesinrichmond.com/one-major-benefit-of-investing-in-a-home/) - One of the many reasons to buy a home is that it’s a major way to build wealth and gain financial stability. According to Freddie Mac:“Building equity through your monthly principal payments and appreciation is a critical part of homeownership that can help you create financial stability.”With spring approaching, now’s a great time to consider - [Checklist for Selling Your House This Spring [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/checklist-for-selling-your-house-this-spring-infographic/) - Some Highlights As you get ready to sell your house, there are specific things you can add to your to-do list. These include decluttering, taking down personal photos and items, and power washing outdoor surfaces. Let’s connect so you have advice on what you may want to do to get your house ready to sell - [How To Make Your Dream of Homeownership a Reality](https://glaroussini.homesinrichmond.com/how-to-make-your-dream-of-homeownership-a-reality/) - According to a recent Harris Poll survey, 8 in 10 Americans say buying a home is a priority, and 28 million Americans actually plan to buy within the next 12 months. Homeownership provides many financial and nonfinancial benefits, so that interest is understandable.However, it’s unlikely all 28 million Americans will accomplish that goal in the - [A Smaller Home Could Be Your Best Option](https://glaroussini.homesinrichmond.com/a-smaller-home-could-be-your-best-option/) - Many people are reaching the point in their lives when they need to decide where they want to live when they retire. If you’re a homeowner approaching this stage, you have several options to explore. Jessica Lautz, Deputy Chief Economist and Vice President of Research at the National Association of Realtors (NAR), says:“As we see - [The Two Big Issues the Housing Market’s Facing Right Now](https://glaroussini.homesinrichmond.com/the-two-big-issues-the-housing-markets-facing-right-now/) - The biggest challenge the housing market’s facing is how few homes there are for sale. Mark Fleming, Chief Economist at First American, explains the root causes of today’s low supply:“Two dynamics are keeping existing-home inventory historically low – rate-locked existing homeowners and the fear of not finding something to buy.”Let’s break down these two big - [Spring into Action: Boost Your Home’s Curb Appeal with Expert Guidance](https://glaroussini.homesinrichmond.com/spring-into-action-boost-your-homes-curb-appeal-with-expert-guidance/) - To sell your home this spring, it may need more preparation than it would have a year or two ago. Today’s housing market has a different feel. There are more homes for sale than there were at this time last year, but inventory is still historically low. So, if a house has been sitting on - [The Spring Housing Market Could Be a Sweet Spot for Sellers [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/the-spring-housing-market-could-be-a-sweet-spot-for-sellers-infographic/) - Some Highlights The biggest challenge in the housing market is how few houses there are for sale compared to the number of people who want to buy. The number of homes for sale is up from last year but below pre-pandemic numbers, and that means we’re still in a sellers’ market. The housing market needs - [Wondering What’s Going on with Home Prices?](https://glaroussini.homesinrichmond.com/wondering-whats-going-on-with-home-prices/) - The recent changes in home prices are top of mind for many as the housing market begins gearing up for spring. It can be hard to navigate misleading headlines and confusing data, so here’s what you should know about today’s home prices.Local price trends still vary by market. But looking at national data, Nataliya Polkovnichenko, - [Should You Consider Buying a Newly Built Home?](https://glaroussini.homesinrichmond.com/should-you-consider-buying-a-newly-built-home/) - If you’re thinking about buying a home, you might be focusing on previously owned ones. But with so few houses for sale today, it makes sense to consider all your options, and that includes a home that’s newly built.The Number of Newly Built Homes Is on the RiseWhile there are more houses for sale right - [Why It’s Easy To Fall in Love with Homeownership](https://glaroussini.homesinrichmond.com/why-its-easy-to-fall-in-love-with-homeownership/) - No matter how the housing market changes, there are some things about owning a home that never change—like the personal benefits it can provide. When you own your home, you likely feel a sense of attachment because of the comfort it gives and also because it’s a space that’s truly yours.Over the last few years, we’ve - [What You Should Know About Closing Costs](https://glaroussini.homesinrichmond.com/what-you-should-know-about-closing-costs/) - Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what - [How To Win as a Buyer in Today’s Housing Market [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/how-to-win-as-a-buyer-in-todays-housing-market-infographic/) - Some Highlights In today’s housing market, you can still be the champion if you have the right team and strategy. To win as a buyer, you need to build your team, make strategic plays, consider what’s in and out of bounds, and stand out from the crowd. Let’s connect today to make your game-winning play. - [Why Today’s Housing Market Isn’t Headed for a Crash](https://glaroussini.homesinrichmond.com/why-todays-housing-market-isnt-headed-for-a-crash/) - 67% of Americans say a housing market crash is imminent in the next three years. With all the talk in the media lately about shifts in the housing market, it makes sense why so many people feel this way. But there’s good news. Current data shows today’s market is nothing like it was before the - [Number of Homes for Sale Up from Last Year, but Below Pre-Pandemic Years](https://glaroussini.homesinrichmond.com/number-of-homes-for-sale-up-from-last-year-but-below-pre-pandemic-years/) - The biggest challenge in the housing market right now, and likely for years to come, is how few homes there are for sale compared to the number of people who want to buy. That’s why, if you’re thinking about selling your house, this is a great time to do so. Your house would be welcome - [How Experts Can Help Close the Gap in Today’s Homeownership Rate](https://glaroussini.homesinrichmond.com/how-experts-can-help-close-the-gap-in-todays-homeownership-rate/) - As we celebrate Black History Month, we reflect on the past and present experiences of Black Americans. This includes the path toward investing in a home of their own. And while equitable access to housing has come a long way, homeownership can be a steeper climb for households of color. It’s an important experience to - [The Top Reasons for Selling Your House](https://glaroussini.homesinrichmond.com/the-top-reasons-for-selling-your-house/) - Many of today’s homeowners bought or refinanced their homes during the pandemic when mortgage rates were at history-making lows. Since rates doubled in 2022, some of those homeowners put their plans to move on hold, not wanting to lose the low mortgage rate they have on their current house. And while today’s rates have started - [You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/you-may-not-need-as-much-as-you-think-for-your-down-payment-infographic/) - Some Highlights Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase. And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%. Let’s - [Experts Forecast a Turnaround in the Housing Market in 2023](https://glaroussini.homesinrichmond.com/experts-forecast-a-turnaround-in-the-housing-market-in-2023/) - The housing market has gone through a lot of change recently, and much of that was a result of how quickly mortgage rates rose last year.Now, as we move through 2023, there are signs things are finally going to turn around. Home price appreciation is slowing from the recent frenzy, mortgage rates are coming down, - [Should You Rent Your House or Sell It?](https://glaroussini.homesinrichmond.com/should-you-rent-your-house-or-sell-it/) - If you’re a homeowner ready to make a move, you may be thinking about using your current house as a short-term rental property instead of selling it. A short-term rental (STR) is typically offered as an alternative to a hotel, and they’re an investment that’s gained popularity in recent years. According to a Harris Poll - [Lower Mortgage Rates Are Bringing Buyers Back to the Market](https://glaroussini.homesinrichmond.com/lower-mortgage-rates-are-bringing-buyers-back-to-the-market/) - As mortgage rates rose last year, activity in the housing market slowed down. And as a result, homes started seeing fewer offers and stayed on the market longer. That meant some homeowners decided to press pause on selling.Now, however, rates are beginning to come down—and buyers are starting to reenter the market. In fact, the - [Where Will You Go If You Sell? You Have Options.](https://glaroussini.homesinrichmond.com/where-will-you-go-if-you-sell-you-have-options/) - There are plenty of good reasons you might be ready to move. No matter your motivations, before you list your current house, you need to consider where you’ll go next.In today’s market, it makes sense to explore all your options. That includes both homes that have been lived in before as well as newly built - [Homeownership Builds Your Wealth over Time [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/homeownership-builds-your-wealth-over-time-infographic/) - Some Highlights If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership. On average, nationwide, home prices appreciated by 288.7% over the last 32 years. That means homeowners grow their net worth significantly in the long term. Homeownership wins over time. Let’s connect so you can - [Why It Makes Sense To Move Before Spring](https://glaroussini.homesinrichmond.com/why-it-makes-sense-to-move-before-spring/) - Spring is usually the busiest season in the housing market. Many buyers wait until then to make their move, believing it’s the best time to find a home. However, that isn’t always the case when you factor in the competition you could face with other buyers at that time of year. If you’re ready to - [Why You Shouldn’t Fear Today’s Foreclosure Headlines](https://glaroussini.homesinrichmond.com/why-you-shouldnt-fear-todays-foreclosure-headlines/) - If you’ve seen recent headlines about foreclosures surging in the housing market, you’re certainly not alone. There’s no doubt, the stories in the media can be pretty confusing right now. They may even make you think twice about buying a home for fear that prices could crash. The reality is, the data shows a foreclosure - [The 3 Factors That Affect Home Affordability](https://glaroussini.homesinrichmond.com/the-3-factors-that-affect-home-affordability/) - If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic, shares:“. . . with slowly improving affordability and a more - [Want To Sell Your House? Price It Right.](https://glaroussini.homesinrichmond.com/want-to-sell-your-house-price-it-right/) - Last year, the housing market slowed down in response to higher mortgage rates, and that had an impact on home prices. If you’re thinking of selling your house soon, that means you’ll want to adjust your expectations accordingly. As realtor.com explains:“. . . some of the more prominent pandemic trends have changed, so sellers might - [What’s Really Happening with Home Prices? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/whats-really-happening-with-home-prices-infographic/) - Some Highlights If you’re thinking about selling your house, recent headlines about home prices falling month-over-month may have you second guessing your decision—but perspective matters. While home prices are down slightly month-over-month in some markets, home values are still up almost 10% nationally on a year-over-year basis. A nearly 10% gain is still dramatic compared - [Pre-Approval in 2023: What You Need To Know](https://glaroussini.homesinrichmond.com/pre-approval-in-2023-what-you-need-to-know/) - One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains:“In a preapproval [sic], the lender tells you which types of loans you may be eligible to take out, how - [Have Home Values Hit Bottom?](https://glaroussini.homesinrichmond.com/have-home-values-hit-bottom/) - Whether you’re already a homeowner or you’re looking to become one, the recent headlines about home prices may leave you with more questions than answers. News stories are talking about home prices falling, and that’s raising concerns about a repeat of what happened to prices in the crash in 2008.One of the questions that’s on - [Think Twice Before Waiting for 3% Mortgage Rates](https://glaroussini.homesinrichmond.com/think-twice-before-waiting-for-3-mortgage-rates/) - Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to press - [What Past Recessions Tell Us About the Housing Market](https://glaroussini.homesinrichmond.com/what-past-recessions-tell-us-about-the-housing-market/) - It doesn’t matter if you’re someone who closely follows the economy or not, chances are you’ve heard whispers of an upcoming recession. Economic conditions are determined by a broad range of factors, so rather than explaining them each in depth, let’s lean on the experts and what history tells us to see what could lie - [Key Terms To Know When Buying a Home [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/key-terms-to-know-when-buying-a-home-infographic/) - Some Highlights Buying a home is a major transaction that can seem even more complex when you don’t understand the terms used throughout the process. If you’re looking to become a homeowner this year, it’s important to know these housing terms and how they relate to the current market so you feel confident throughout the - [Is It Time To Sell Your Second Home?](https://glaroussini.homesinrichmond.com/is-it-time-to-sell-your-second-home/) - During the pandemic, second homes became popular because of the rise in work-from-home flexibility. That’s because owning a second home, especially in the luxury market, allowed those homeowners to spend more time in their favorite places or with different home features. Keep in mind, a luxury home isn’t only defined by price. In a recent - [Today’s Housing Market Is Nothing Like 15 Years Ago](https://glaroussini.homesinrichmond.com/todays-housing-market-is-nothing-like-15-years-ago/) - There’s no doubt today’s housing market is very different than the frenzied one from the past couple of years. In the second half of 2022, there was a dramatic shift in real estate, and it caused many people to make comparisons to the 2008 housing crisis. While there may be a few similarities, when looking - [The Truth About Negative Home Equity Headlines](https://glaroussini.homesinrichmond.com/the-truth-about-negative-home-equity-headlines/) - Home equity has been a hot topic in real estate news lately. And if you’ve been following along, you may have heard there’s a growing number of homeowners with negative equity. But don’t let those headlines scare you. In truth, the headlines don’t give you all the information you really need to understand what’s happening - [What Experts Are Saying About the 2023 Housing Market](https://glaroussini.homesinrichmond.com/what-experts-are-saying-about-the-2023-housing-market/) - If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market this year. In 2022, the market underwent a major shift as economic uncertainty and higher mortgage rates reduced buyer demand, slowed the pace of home sales, and moderated home prices. But what - [[:en]Your Market Knowledge Will Determine Your Success in 2023 [LIVE WEBINAR][:]](https://glaroussini.homesinrichmond.com/enyour-market-knowledge-will-determine-your-success-in-2023-live-webinar/) - [:en][:] - [Tips To Reach Your Homebuying Goals in 2023 [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/tips-to-reach-your-homebuying-goals-in-2023-infographic/) - Some Highlights If you’re planning to buy a home in 2023, here are a few things to focus on. Work on your credit and save for a down payment. If saving feels like a challenge, there’s help available. Then, get pre-approved, create a list of desired features, and prioritize them. Reach out to a real - [3 Best Practices for Selling Your House This Year](https://glaroussini.homesinrichmond.com/3-best-practices-for-selling-your-house-this-year/) - A new year brings with it the opportunity for new experiences. If that resonates with you because you’re considering making a move, you’re likely juggling a mix of excitement over your next home and a sense of attachment to your current one. A great way to ease some of those emotions and ensure you’re feeling - [Avoid the Rental Trap in 2023](https://glaroussini.homesinrichmond.com/avoid-the-rental-trap-in-2023/) - If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. In the past year, both current - [Wondering How Much You Need To Save for a Down Payment?](https://glaroussini.homesinrichmond.com/wondering-how-much-you-need-to-save-for-a-down-payment/) - If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don’t let a common misconception about how much you need to save make the process harder than it could be. Understand 20% Isn’t - [What Are Your Goals in the Housing Market This Year?](https://glaroussini.homesinrichmond.com/what-are-your-goals-in-the-housing-market-this-year/) - If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus. In the last year, high inflation had a big impact on the economy, the - [Here’s to a Wonderful 2023!](https://glaroussini.homesinrichmond.com/heres-to-a-wonderful-2023/) - [Planning To Sell Your House? It’s Critical To Hire a Pro.](https://glaroussini.homesinrichmond.com/planning-to-sell-your-house-its-critical-to-hire-a-pro/) - With higher mortgage rates and moderating buyer demand, conditions in the housing market are different today. And if you’re thinking of selling your house, it’s important to understand how the market has changed and what that means for you. The best way to make sure you’re in the know is to work with a trusted - [Applying For a Mortgage? Here’s What You Should Avoid Once You Do.](https://glaroussini.homesinrichmond.com/applying-for-a-mortgage-heres-what-you-should-avoid-once-you-do/) - While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders - [Confused About What’s Going on in the Housing Market? Lean on a Professional.](https://glaroussini.homesinrichmond.com/confused-about-whats-going-on-in-the-housing-market-lean-on-a-professional/) - If you’re thinking about buying or selling a home, you probably want to know what’s really happening with home prices, mortgage rates, housing supply, and more. That’s not an easy task considering how sensationalized headlines are today. Jay Thompson, Real Estate Industry Consultant, explains: “Housing market headlines are everywhere. Many are quite sensational, ending with - [Financial Fundamentals for First-Time Homebuyers](https://glaroussini.homesinrichmond.com/financial-fundamentals-for-first-time-homebuyers/) - Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Build Your Credit Your credit - [What Makes a House a Home?](https://glaroussini.homesinrichmond.com/what-makes-a-house-a-home/) - There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of buying a home are important, the non-financial and emotional reasons are too. Home means something different to all of us. Whether it’s sharing memories - [What To Expect From the Housing Market in 2023](https://glaroussini.homesinrichmond.com/what-to-expect-from-the-housing-market-in-2023/) - The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position. As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that’s never happened before - [Homeowners Still Have Positive Equity Gains over the Past 12 Months](https://glaroussini.homesinrichmond.com/homeowners-still-have-positive-equity-gains-over-the-past-12-months/) - If you’re a homeowner, your net worth got a big boost over the past few years thanks to rapidly rising home prices. Here’s how it happened and what it means for you, even as the market moderates. Equity is the current value of your home minus what you owe on the loan. Because there was - [Mortgage Rates Are Dropping. What Does That Mean for You?](https://glaroussini.homesinrichmond.com/mortgage-rates-are-dropping-what-does-that-mean-for-you/) - Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything happening in the economy. Nadia Evangelou, Senior Economist and Director of Forecasting at the National Association of Realtors (NAR), - [2023 Housing Market Forecast [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/2023-housing-market-forecast-infographic/) - Some Highlights From home sales to prices, the 2023 housing market will be defined by mortgage rates. And where rates go depends on what happens with inflation. If you’re thinking of buying or selling a home this year, let’s connect so you understand where the housing market is headed in 2023. Sources: realtor.com Home Price - [Planning to Retire? It Could Be Time To Make a Move.](https://glaroussini.homesinrichmond.com/planning-to-retire-it-could-be-time-to-make-a-move/) - If you’re thinking about retirement or have already retired this year, you may be planning your next steps. One of your goals could be selling your house and finding a home that more closely fits your needs. Fortunately, you may be in a better position to make a move than you realize. Here are a - [You May Have More Negotiation Power When You Buy a Home Today](https://glaroussini.homesinrichmond.com/you-may-have-more-negotiation-power-when-you-buy-a-home-today/) - Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from - [Ready To Sell? Today’s Housing Supply Gives You Two Opportunities.](https://glaroussini.homesinrichmond.com/ready-to-sell-todays-housing-supply-gives-you-two-opportunities/) - At first glance, the increase in housing supply compared to last year may not sound like good news for prospective sellers, but it actually gives you two key opportunities in today’s housing market. An article from Calculated Risk helps put the inventory gains the market has seen in 2022 into perspective by comparing it to recent - [What Every Seller Should Know About Home Prices](https://glaroussini.homesinrichmond.com/what-every-seller-should-know-about-home-prices/) - If you’re trying to decide whether or not to sell your house, recent headlines about home prices may be top of mind. And if those stories have you wondering what that means for your home’s value, here’s what you really need to know. What’s Really Happening with Home Prices? It’s possible you’ve seen news stories - [Reasons To Sell Your House This Season [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/reasons-to-sell-your-house-this-season-infographic/) - Some Highlights If you’re planning to make a move but aren’t sure if now’s the right time, here are a few reasons why you shouldn’t wait to sell your house. The supply of homes for sale, while growing, is still low today. Plus, serious buyers are out looking right now, and many are hoping to - [Homeownership Is an Investment in Your Future](https://glaroussini.homesinrichmond.com/homeownership-is-an-investment-in-your-future/) - There are many people thinking about buying a home, but with everything affecting the economy, some are wondering if it’s a smart decision to buy now or if it makes more sense to wait it out. As Bob Broeksmit, President and CEO of the Mortgage Bankers Association (MBA), explains: “The desire for homeownership is strong. - [Key Advantages of Buying a Home Today](https://glaroussini.homesinrichmond.com/key-advantages-of-buying-a-home-today/) - There’s no doubt buying a home today is different than it was over the past couple of years, and the shift in the market has led to advantages for buyers today. Right now, there are specific reasons that make this housing market attractive for those who’ve thought about buying but have sidelined their search due - [What’s Going on with Home Prices? Ask a Professional.](https://glaroussini.homesinrichmond.com/whats-going-on-with-home-prices-ask-a-professional/) - If you’re thinking about buying or selling a home this year, you may have questions about what’s happening with home prices today as the market cools. In the simplest sense, nationally, experts don’t expect prices to come crashing down, but the level of home price moderation will depend on factors like supply and demand in - [Prioritizing Your Wants and Needs as a Homebuyer in Today’s Market](https://glaroussini.homesinrichmond.com/prioritizing-your-wants-and-needs-as-a-homebuyer-in-todays-market/) - There’s no denying mortgage rates are higher now than they were last year. And if you’re thinking about buying a home, this may be top of mind for you. That’s because those higher rates impact how much it costs to borrow money for your home loan. As you set out to make a purchase this - [Winter Home Selling Checklist [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/winter-home-selling-checklist-infographic/) - Some Highlights As you get ready to sell your house, focus on tasks that make it inviting, show it’s cared for, and boost your curb appeal. This list will help you get started, but don’t forget, a real estate professional will provide other helpful tips based on your specific situation. Let’s connect so you have - [What You Want To Know If You’re Pursuing Your Dream of Homeownership](https://glaroussini.homesinrichmond.com/what-you-want-to-know-if-youre-pursuing-your-dream-of-homeownership/) - If you’re a young adult, you may be thinking about your goals and priorities for the months and years ahead. And if homeownership ranks high on your goal sheet, you’re in good company. Many of your peers are also pursuing their dream of owning a home. The 2022 Millennial & Gen Z Borrower Sentiment Report - [Why There Won’t Be a Flood of Foreclosures Coming to the Housing Market](https://glaroussini.homesinrichmond.com/why-there-wont-be-a-flood-of-foreclosures-coming-to-the-housing-market/) - With the rapid shift that’s happened in the housing market this year, some people are raising concerns that we’re destined for a repeat of the crash we saw in 2008. But in truth, there are many key differences between what’s happening today and the bubble in the early 2000s. One of the reasons this isn’t - [3 Ways You Can Use Your Home Equity](https://glaroussini.homesinrichmond.com/3-ways-you-can-use-your-home-equity/) - If you’re a homeowner, odds are your equity has grown significantly over the last few years as home prices skyrocketed and you made your monthly mortgage payments. Home equity builds over time and can help you achieve certain goals. According to the latest Equity Insights Report from CoreLogic, the average borrower with a home loan has almost $300,000 in equity - [Your House Could Be the #1 Item on a Homebuyer’s Wish List During the Holidays](https://glaroussini.homesinrichmond.com/your-house-could-be-the-1-item-on-a-homebuyers-wish-list-during-the-holidays/) - Each year, homeowners planning to make a move are faced with a decision: sell their house during the holidays or wait. And others who have already listed their homes may think about removing their listings and waiting until the new year to go back on the market. The truth is many buyers want to purchase - [Home Sweet Home: The Emotional Benefits of Homeownership [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/home-sweet-home-the-emotional-benefits-of-homeownership-infographic/) - Some Highlights While there are many financial perks to owning a home, there are also powerful non-financial benefits to consider if you’re thinking about making a move. Homeownership allows you to express yourself, gives you greater privacy and comfort, enhances your connection to your community and loved ones, and is an achievement to feel proud - [What Buyers Need To Know About the Inventory of Homes Available for Sale](https://glaroussini.homesinrichmond.com/what-buyers-need-to-know-about-the-inventory-of-homes-available-for-sale/) - If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market. If this sounds like you, here’s one key factor that could help you with your decision: there are more homes for - [What Homeowners Want To Know About Selling in Today’s Market](https://glaroussini.homesinrichmond.com/what-homeowners-want-to-know-about-selling-in-todays-market/) - If you’re thinking about selling your house, you’re likely hearing about the cooling housing market and wondering what that means for you. While it’s not the peak intensity we saw during the pandemic, we’re still in a sellers’ market. That means you haven’t missed your window. Realtor.com explains: “. . . while prospective home sellers - [Mortgage Rates Will Come Down, It’s Just a Matter of Time](https://glaroussini.homesinrichmond.com/mortgage-rates-will-come-down-its-just-a-matter-of-time/) - This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power - [Should You Update Your House Before You Sell? Ask a Real Estate Professional. [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/should-you-update-your-house-before-you-sell-ask-a-real-estate-professional-infographic/) - Some Highlights You may be wondering what needs to be renovated before you sell your house. In today’s shifting market, making your house appealing is more important than ever. That’s why it’s essential to lean on a real estate professional who has in-depth knowledge of today’s housing market. They know what buyers are looking for - [More People Are Finding the Benefits of Multigenerational Households Today](https://glaroussini.homesinrichmond.com/more-people-are-finding-the-benefits-of-multigenerational-households-today/) - If you’re thinking of buying a home and living with siblings, parents, or grandparents, then multigenerational living may be for you. The Pew Research Center defines a multigenerational household as a home with two or more adult generations. And the number of individuals choosing multigenerational living has increased over the past 50 years. As you - [Top Questions About Selling Your Home This Winter](https://glaroussini.homesinrichmond.com/top-questions-about-selling-your-home-this-winter/) - There’s no denying the housing market is undergoing a shift this season, and that may leave you with some questions about whether it still makes sense to sell your house. Here are three of the top questions you may be asking – and the data that helps answer them – so you can make a - [Why It May Be Time To Add Newly Built Homes to Your Search](https://glaroussini.homesinrichmond.com/why-it-may-be-time-to-add-newly-built-homes-to-your-search/) - If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. If you’re willing to work with a trusted agent to consider a newly built home, you may have even more options and - [Home Equity: A Source of Strength for Homeowners Today](https://glaroussini.homesinrichmond.com/home-equity-a-source-of-strength-for-homeowners-today/) - Experts agree there’s no chance of a large-scale foreclosure crisis like we saw back in 2008, and that’s good news for the housing market. As Mark Fleming, Chief Economist at First American, says: “. . . don’t expect a housing bust like the mid-2000s, as lending standards in this housing cycle have been much tighter - [VA Loans: Making Homes for the Brave Achievable [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/va-loans-making-homes-for-the-brave-achievable-infographic/) - Some Highlights VA Loans can help make homeownership possible for those who have served our country. These loans offer great benefits for eligible individuals and can help them buy a VA-approved house or condo, build a new home, or make improvements to their house. Homeownership is the American Dream. One way we can honor and - [VA Loans Can Help Veterans Achieve Their Dream of Homeownership](https://glaroussini.homesinrichmond.com/va-loans-can-help-veterans-achieve-their-dream-of-homeownership/) - For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits. Here are some things you should know about VA loans before you start the homebuying - [What’s Ahead for Mortgage Rates and Home Prices?](https://glaroussini.homesinrichmond.com/whats-ahead-for-mortgage-rates-and-home-prices/) - Now that the end of 2022 is within sight, you may be wondering what’s going to happen in the housing market next year and what that may mean if you’re thinking about buying a home. Here’s a look at the latest expert insights on both mortgage rates and home prices so you can make your - [The Majority of Americans Still View Homeownership as the American Dream](https://glaroussini.homesinrichmond.com/the-majority-of-americans-still-view-homeownership-as-the-american-dream/) - Buying a home is a powerful decision, and it remains a key part of the American Dream. In fact, the 2022 Consumer Insights Report from Mynd found the majority of people polled still view homeownership as a key life achievement. Let’s explore just a few of the reasons why so many Americans continue to value - [Key Factors Affecting Home Affordability Today](https://glaroussini.homesinrichmond.com/key-factors-affecting-home-affordability-today/) - Every time there’s a news segment about the housing market, we hear about the affordability challenges buyers are facing today. Those headlines are focused on how much mortgage rates have climbed this year. And while it’s true rates have risen dramatically, it’s important to remember they aren’t the only factor in the affordability equation. Here - [Homeownership Wins Over Time [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/homeownership-wins-over-time-infographic/) - Some Highlights If you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term financial benefits of homeownership. As a homeowner, equity increases your wealth. On average, nationwide, home prices appreciated by 290.2% since 1991. Homeownership wins in the long run. If you’re ready to buy a - [Do You Believe Homeownership Is Out of Reach? Maybe It Doesn’t Have To Be.](https://glaroussini.homesinrichmond.com/do-you-believe-homeownership-is-out-of-reach-maybe-it-doesnt-have-to-be/) - It turns out, millennials aren’t the renter generation after all. The 2022 Consumer Insights Report from Mynd says there’s a portion of millennial and Gen Z buyers who are pursuing homeownership as a way to build their wealth, but it may not be exactly the way previous generations have done it. The study explains how - [Sell Your House Before the Holidays](https://glaroussini.homesinrichmond.com/sell-your-house-before-the-holidays/) - As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or size of your current home no longer meets your needs, - [3 Trends That Are Good News for Today’s Homebuyers](https://glaroussini.homesinrichmond.com/3-trends-that-are-good-news-for-todays-homebuyers/) - While higher mortgage rates are creating affordability challenges for homebuyers this year, there is some good news for those people still looking to buy a home. As the market has cooled this year, some of the intensity buyers faced during the peak frenzy of the pandemic has cooled too. Here are just a few trends - [Taking the Fear out of Saving for a Home](https://glaroussini.homesinrichmond.com/taking-the-fear-out-of-saving-for-a-home/) - If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter. And to do that, turn to trusted real estate professionals. - [Applying for a Mortgage Doesn’t Have To Be Scary [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/applying-for-a-mortgage-doesnt-have-to-be-scary-infographic/) - Some Highlights Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home. Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you - [Millennials Are Still a Driving Force of Today’s Buyer Demand](https://glaroussini.homesinrichmond.com/millennials-are-still-a-driving-force-of-todays-buyer-demand/) - If you’re thinking about selling your house but wondering if buyers are still out there, know that there are still people who are searching for a home to buy today. And your house may be exactly what they’re looking for. While the millennial generation has been dubbed the renter generation, that namesake may not be - [3 Graphs Showing Why Today’s Housing Market Isn’t Like 2008](https://glaroussini.homesinrichmond.com/3-graphs-showing-why-todays-housing-market-isnt-like-2008/) - With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in that make you think it could be a repeat of what took place in 2008. But the good news is, there’s - [What Happens to Housing when There’s a Recession?](https://glaroussini.homesinrichmond.com/what-happens-to-housing-when-theres-a-recession/) - Since the 2008 housing bubble burst, the word recession strikes a stronger emotional chord than it ever did before. And while there’s some debate around whether we’re officially in a recession right now, the good news is experts say a recession today would likely be mild and the economy would rebound quickly. As the 2022 - [Pre-Approval Is a Critical First Step on Your Homebuying Journey](https://glaroussini.homesinrichmond.com/pre-approval-is-a-critical-first-step-on-your-homebuying-journey/) - If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why. What Is Pre-Approval? To better understand why - [3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/3-questions-you-may-be-asking-about-selling-your-house-today-infographic/) - Some Highlights If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale. You might be wondering: Should I wait to sell? Are buyers still out there? And can I afford to buy my next home? Let’s connect so you - [What’s Ahead for Home Prices?](https://glaroussini.homesinrichmond.com/whats-ahead-for-home-prices/) - As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to ongoing appreciation. But what’s true? What’s most likely - [Should You Still Buy a Home with the Latest News About Inflation?](https://glaroussini.homesinrichmond.com/should-you-still-buy-a-home-with-the-latest-news-about-inflation/) - While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession. You’re likely feeling the impact in your day-to-day life as you watch the cost - [The Latest on Supply and Demand in Housing](https://glaroussini.homesinrichmond.com/the-latest-on-supply-and-demand-in-housing/) - Over the past two years, the substantial imbalance of low housing supply and high buyer demand pushed home sales and buyer competition to new heights. But this year, things are shifting as supply and demand reach an inflection point. The graph below helps tell the story of just how different things are today. This year, - [The Emotional and Non-financial Benefits of Homeownership](https://glaroussini.homesinrichmond.com/the-emotional-and-non-financial-benefits-of-homeownership/) - With higher mortgage rates, you might be wondering if now’s the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are just a few of the benefits that come with homeownership. Homeowners Can Make Their - [Tips For First-Time Homebuyers [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/tips-for-first-time-homebuyers-infographic/) - Some Highlights If you’re trying to buy your first home in today’s housing market, you’ll want to know what you can do as mortgage rates rise and inventory stays low overall. Connect with a lender to get pre-approved, prioritize your wish list, consider condos, and expand your search radius. Your first home is out there. - [Perspective Matters When Selling Your House Today](https://glaroussini.homesinrichmond.com/perspective-matters-when-selling-your-house-today/) - Does the latest news about the housing market have you questioning your plans to sell your house? If so, perspective is key. Here are some of the ways a trusted real estate professional can explain the shift that’s happening today and why it’s still a sellers’ market even during the cooldown. Fewer Homes for Sale - [Four Things That Help Determine Your Mortgage Rate](https://glaroussini.homesinrichmond.com/four-things-that-help-determine-your-mortgage-rate/) - If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If you’re looking for ways to combat today’s - [What Are Experts Saying About the Fall Housing Market?](https://glaroussini.homesinrichmond.com/what-are-experts-saying-about-the-fall-housing-market/) - The housing market is rapidly changing from the peak frenzy it saw over the past two years. That means you probably have questions about what your best move is if you’re thinking of buying or selling this fall. To help you make a confident decision, lean on the professionals for insights. Here are a few - [Saving for a Down Payment? Here’s What You Should Know.](https://glaroussini.homesinrichmond.com/saving-for-a-down-payment-heres-what-you-should-know/) - As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start. If that sounds like you, your down payment could be more in reach than you originally thought. Here’s why. - [The Journey To Buy a Home [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/the-journey-to-buy-a-home-infographic/) - Some Highlights When you head out to buy a home, there are a number of key milestones you’ll encounter along the way. The process includes everything from building your team and understanding your finances to going house hunting, making an offer, and more. Your journey starts here. Let’s connect so you have expert guidance each - [Two Questions Every Homebuyer Should Ask Themselves Right Now](https://glaroussini.homesinrichmond.com/two-questions-every-homebuyer-should-ask-themselves-right-now/) - Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to purchase a home priced out of the market and others wondering if now is the time to buy one. But this rise in - [The Long-Term Benefit of Homeownership](https://glaroussini.homesinrichmond.com/the-long-term-benefit-of-homeownership/) - Today’s cooling housing market, the rise in mortgage rates, and mounting economic concerns have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges for homebuyers, it’s important to factor the long-term benefits of homeownership into your decision. Consider this: if you know people who bought - [The Cost of Waiting for Mortgage Rates To Go Down](https://glaroussini.homesinrichmond.com/the-cost-of-waiting-for-mortgage-rates-to-go-down/) - Mortgage rates have increased significantly in recent weeks. And that may mean you have questions about what this means for you if you’re planning to buy a home. Here’s some information that can help you make an informed decision when you set your homebuying plans. The Impact of Rising Mortgage Rates As mortgage rates rise, - [How To Prep Your House for Sale This Fall](https://glaroussini.homesinrichmond.com/how-to-prep-your-house-for-sale-this-fall/) - Today’s housing market is different than it was just a few months ago. And if you’re thinking about selling your house, that may leave you wondering what you need to do differently as a result. The answer is simple. Taking the time upfront to prep your house appropriately and create a solid plan can help - [Why Buying a Home May Make More Sense Than Renting [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/why-buying-a-home-may-make-more-sense-than-renting-infographic/) - Some Highlights If you’re trying to decide whether to rent or buy a home, consider the advantages homeownership offers. Buying a home can help you escape the cycle of rising rents, it’s a powerful wealth-building tool, and it’s typically considered a good hedge against inflation. If you’re ready to take advantage of the benefits of - [If You’re Thinking of Selling Your House This Fall, Hire a Pro](https://glaroussini.homesinrichmond.com/if-youre-thinking-of-selling-your-house-this-fall-hire-a-pro/) - Today’s market is at a turning point, making it more essential than ever to work with a real estate professional. Not only will a trusted real estate advisor keep you updated and help you make the best decisions based on current market trends, but they’re also experts in managing the many aspects of selling your - [Why You Should Consider Condos as Part of Your Home Search](https://glaroussini.homesinrichmond.com/why-you-should-consider-condos-as-part-of-your-home-search/) - The historically low inventory over the past few years led to challenges for many buyers trying to find a home that met their needs and their budget. If you’re in the same boat, you should know the recent shift in the housing market may have opened up doors for you to restart your search. The - [How an Expert Can Help You Understand Inflation & Mortgage Rates](https://glaroussini.homesinrichmond.com/how-an-expert-can-help-you-understand-inflation-mortgage-rates/) - If you’re following today’s housing market, you know two of the top issues consumers face are inflation and mortgage rates. Let’s take a look at each one. Inflation and the Housing Market This year, inflation reached a high not seen in forty years. For the average consumer, you probably felt the pinch at the gas pump - [The True Strength of Homeowners Today](https://glaroussini.homesinrichmond.com/the-true-strength-of-homeowners-today/) - The real estate market is on just about everyone’s mind these days. That’s because the unsustainable market of the past two years is behind us, and the difference is being felt. The question now is, just how financially strong are homeowners throughout the country? Mortgage debt grew beyond 10 trillion dollars over the past year, - [Fall Home Selling Checklist [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/fall-home-selling-checklist-infographic/) - Some Highlights When it comes to selling your house, you want it to look its best inside and out so it catches the attention of buyers. A real estate professional can help you decide what to do to make that happen. Focus on tasks that can make it inviting, show it’s cared for, and boost your - [What Experts Say Will Happen with Home Prices Next Year](https://glaroussini.homesinrichmond.com/what-experts-say-will-happen-with-home-prices-next-year/) - Experts are starting to make their 2023 home price forecasts. As they do, most agree homes will continue to gain value, just at a slower pace. Over the past couple of years, home prices have risen at an unsustainable rate, leaving many to wonder how long it would last. If you’re asking yourself: what’s ahead - [Top Reasons Homeowners Are Selling Their Houses Right Now](https://glaroussini.homesinrichmond.com/top-reasons-homeowners-are-selling-their-houses-right-now/) - Some people believe there’s a group of homeowners who may be reluctant to sell their houses because they don’t want to lose the historically low mortgage rate they have on their current home. You may even have the same hesitation if you’re thinking about selling your house. Data shows 51% of homeowners have a mortgage - [Watching the Stock Market? Check the Value of Your Home for Good News.](https://glaroussini.homesinrichmond.com/watching-the-stock-market-check-the-value-of-your-home-for-good-news/) - While watching the stock market recently may have started to feel pretty challenging, checking the value of your home should come as welcome relief in this volatile time. If you’re a homeowner, your net worth got a big boost over the past few years thanks to rising home prices. And that increase in your wealth - [Will My House Still Sell in Today’s Market?](https://glaroussini.homesinrichmond.com/will-my-house-still-sell-in-todays-market/) - If recent headlines about the housing market cooling and buyer demand moderating have you worried you’ve missed your chance to sell, here’s what you need to know. Buyer demand hasn’t disappeared, it’s just eased from the peak intensity we saw over the past two years. Buyer Demand Then and Now During the pandemic, mortgage rates hit - [A Crucial First Step: Mortgage Pre-Approval [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/a-crucial-first-step-mortgage-pre-approval-infographic/) - Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and helps sellers know - [Buyers Are Regaining Some of Their Negotiation Power in Today’s Housing Market](https://glaroussini.homesinrichmond.com/buyers-are-regaining-some-of-their-negotiation-power-in-todays-housing-market/) - If you’re thinking about buying a home today, there’s welcome news. Even though it’s still a sellers’ market, it’s a more moderate sellers’ market than last year. And the days of feeling like you may need to waive contingencies or pay drastically over asking price to get your offer considered may be coming to a - [Is the Real Estate Market Slowing Down, or Is This a Housing Bubble?](https://glaroussini.homesinrichmond.com/is-the-real-estate-market-slowing-down-or-is-this-a-housing-bubble/) - The talk of a housing bubble in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated real estate market. Over the past two years, home prices have appreciated at an unsustainable pace causing many to ask: are things just slowing down, or is a - [Three Things Buyers Can Do in Today’s Housing Market](https://glaroussini.homesinrichmond.com/three-things-buyers-can-do-in-todays-housing-market/) - It’s clear the 2022 housing market has been defined by rising mortgage rates. With rates on the rise, it’s also become more costly to purchase a home. According to the National Association of Realtors (NAR): “Compared to one year ago, the monthly mortgage payment rose to $1,944 from $1,265, an increase of 53.7%.” If you’re - [Getting Your House Ready To Sell? Work with an Agent for Expert Advice](https://glaroussini.homesinrichmond.com/getting-your-house-ready-to-sell-work-with-an-agent-for-expert-advice/) - In a market that’s shifting as fast as it is today, many homeowners wonder what, if anything, needs to be renovated before they sell their house. That’s where a trusted real estate professional comes in. They can help you think through today’s market conditions and how they impact what you should – and shouldn’t – - [Why It’s So Important To Hire a Pro [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/why-its-so-important-to-hire-a-pro-infographic/) - Some Highlights If you’re thinking of buying or selling a home, you’ll want a trusted real estate professional on your side for their industry experience and expert insights. The right advisor utilizes the latest technology and can help you navigate today’s home pricing and market values, the contracts and fine print, and the negotiations you’ll - [Expert Forecasts on Mortgage Rates](https://glaroussini.homesinrichmond.com/expert-forecasts-on-mortgage-rates/) - If you’ve been thinking of buying a home, you may have been watching what’s happened with mortgage rates over the past year. It’s true they’ve risen dramatically, but where will they go from here, especially as the market continues to slow? As you think about your homeownership goals and decide if now’s the time to - [How Owning a Home Builds Your Net Worth](https://glaroussini.homesinrichmond.com/how-owning-a-home-builds-your-net-worth/) - Owning a home is a major financial milestone and an achievement to take pride in. One major reason: the equity you build as a homeowner gives your net worth a big boost. And with high inflation right now, the link between owning your home and building your wealth is especially important. If you’re looking to - [Here’s Why It’s Still a Sellers’ Market [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/heres-why-its-still-a-sellers-market-infographic/) - Some Highlights While buyer demand has moderated and housing supply has grown in recent months, it’s still a sellers’ market because inventory is low. The latest data shows sellers continue to benefit from serious buyers and competitive offers. In July, the average home received 2.8 offers and 39% sold over the asking price. You haven’t - [New Homes May Have the Incentives You’re Looking for Today](https://glaroussini.homesinrichmond.com/new-homes-may-have-the-incentives-youre-looking-for-today/) - According to the U.S. Census Bureau, this year, builders are on pace to complete more than a million new homes in this country. If you’ve had trouble finding a home to buy over the past year, it may be time to work with your trusted agent to consider a new build and the incentives that - [Buyers: You May Face Less Competition as Bidding Wars Ease](https://glaroussini.homesinrichmond.com/buyers-you-may-face-less-competition-as-bidding-wars-ease/) - One of the top stories in recent real estate headlines was the intensity and frequency of bidding wars. With so many buyers looking to purchase a home and so few of them available for sale, fiercely competitive bidding wars became the norm during the pandemic – and it drove home prices up. If you tried - [What’s Actually Happening with Home Prices Today?](https://glaroussini.homesinrichmond.com/whats-actually-happening-with-home-prices-today/) - One of the biggest questions people are asking right now is: what’s happening with home prices? There are headlines about ongoing price appreciation, but at the same time, some sellers are reducing the price of their homes. That can feel confusing and makes it more difficult to get a clear picture. Part of the challenge - [A Trusted Real Estate Advisor Provides Expert Advice](https://glaroussini.homesinrichmond.com/a-trusted-real-estate-advisor-provides-expert-advice/) - If you’re a homeowner or are planning to become one soon, you’re probably looking for clear information about today’s housing market. And if you’ve turned to the news or even just read headlines recently, you might feel like you’re left with more questions than answers. The best way to make sure you get what you - [What Would a Recession Mean for the Housing Market? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/what-would-a-recession-mean-for-the-housing-market-infographic/) - Some Highlights If you’re wondering what a potential recession could mean for the housing market, here’s what history tells us. In four of the last six recessions, home prices actually appreciated, only falling during the early 90s and the housing crash in 2008. Mortgage rates, though, declined during each of the previous recessions. If you - [Why You May Want To Start Your Home Search Today](https://glaroussini.homesinrichmond.com/why-you-may-want-to-start-your-home-search-today/) - If you’re thinking about buying a home, you likely have a lot of factors on your mind. You’re weighing your own needs against higher mortgage rates, today’s home prices, and more to try to decide if you want to jump into the market. While some buyers may wait things out, there’s a reason serious buyers - [Why Today’s Housing Inventory Proves the Market Isn’t Headed for a Crash](https://glaroussini.homesinrichmond.com/why-todays-housing-inventory-proves-the-market-isnt-headed-for-a-crash/) - Whether or not you owned a home in 2008, you likely remember the housing crash that took place back then. And news about an economic slowdown happening today may bring all those concerns back to the surface. While those feelings are understandable, data can help reassure you the situation today is nothing like it was - [What Sellers Need To Know in Today’s Housing Market](https://glaroussini.homesinrichmond.com/what-sellers-need-to-know-in-todays-housing-market/) - If you’re thinking about selling your house, you may have heard about the housing market slowing down in recent months. While it’s still a sellers’ market, the peak frenzy the market saw over the past two years has cooled some. If you’re asking yourself if you’ve missed your chance to sell your house and make - [3 Tips for Buying a Home Today](https://glaroussini.homesinrichmond.com/3-tips-for-buying-a-home-today/) - If you put off your home search at any point over the past two years, you may want to consider picking it back up based on today’s housing market conditions. Recent data shows the supply of homes for sale is increasing, giving buyers like you additional options. But it’s important to keep in mind that - [Why a Home Inspection Is Important [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/why-a-home-inspection-is-important-infographic/) - Some Highlights If you’re buying a home, here’s what you should know about your home inspection and why it’s so important. A home inspection is a crucial step in the homebuying process. It assesses the condition of the home you plan to purchase so you can avoid costly surprises down the road. Let’s connect so - [Planning To Retire? Your Equity Can Help You Reach Your Goal.](https://glaroussini.homesinrichmond.com/planning-to-retire-your-equity-can-help-you-reach-your-goal/) - Whether you’ve just retired or you’re thinking about retirement, you may be considering your options and trying to picture a whole new stage of your life. And you’re not alone. Research from the Retirement Industry Trust Association (RITA) shows 10,000 Baby Boomers reach the typical retirement age (65) every day, and only 47% of the - [Experts Increase 2022 Home Price Projections](https://glaroussini.homesinrichmond.com/experts-increase-2022-home-price-projections/) - If you’re wondering if home prices are going to come down due to the cooldown in the housing market or a potential recession, here’s what you need to know. Not only are experts forecasting home prices will continue to appreciate nationwide this year, but most of them also actually increased their projections for home price - [What Would a Recession Mean for the Housing Market?](https://glaroussini.homesinrichmond.com/what-would-a-recession-mean-for-the-housing-market/) - According to a recent survey from the Wall Street Journal, the percentage of economists who believe we’ll see a recession in the next 12 months is growing. When surveyed in July 2021, only 12% of economists consulted thought there’d be a recession by now. But this July, when polled, 49% believe we will see a - [The U.S. Homeownership Rate Is Growing](https://glaroussini.homesinrichmond.com/the-u-s-homeownership-rate-is-growing/) - The desire to own a home is still strong today. In fact, according to the Census, the U.S. homeownership rate is on the rise. To illustrate the increase, the graph below shows the homeownership rate over the last year: That data shows more than half of the U.S. population live in a home they own, - [Why Experts Say the Housing Market Won’t Crash [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/why-experts-say-the-housing-market-wont-crash-infographic/) - Some Highlights Many people remember the housing crash in 2008, but experts say today’s market is fundamentally different in many ways. First, there isn’t an oversupply of homes for sale today. Plus, lending standards are much tighter, and homeowners have record levels of equity. That means signs say there won’t be a wave of foreclosures - [What Does the Rest of the Year Hold for Home Prices?](https://glaroussini.homesinrichmond.com/what-does-the-rest-of-the-year-hold-for-home-prices/) - Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year? Let’s break down what’s happening with home prices, where experts say they’re headed, and why this matters for your homeownership goals. Last Year’s Rapid Home Price Growth Wasn’t the Norm In 2021, home prices appreciated quickly. - [Is the Shifting Market a Challenge or an Opportunity for Homebuyers?](https://glaroussini.homesinrichmond.com/is-the-shifting-market-a-challenge-or-an-opportunity-for-homebuyers/) - If you tried to buy a home during the pandemic, you know the limited supply of homes for sale was a considerable challenge. It created intense bidding wars which drove home prices up as buyers competed with one another to be the winning offer. But what was once your greatest challenge may now be your - [Selling Your House? Your Asking Price Matters More Now Than Ever](https://glaroussini.homesinrichmond.com/selling-your-house-your-asking-price-matters-more-now-than-ever/) - There’s no doubt about the fact that the housing market is slowing from the frenzy we saw over the past two years. But what does that mean for you if you’re thinking of selling your house? While home prices are still appreciating in most markets and experts say that will continue, they’re climbing at a - [Why the Forbearance Program Changed the Housing Market](https://glaroussini.homesinrichmond.com/why-the-forbearance-program-changed-the-housing-market/) - When the pandemic hit in 2020, many experts thought the housing market would crash. They feared job loss and economic uncertainty would lead to a wave of foreclosures similar to when the housing bubble burst over a decade ago. Thankfully, the forbearance program changed that. It provided much-needed relief for homeowners so a foreclosure crisis - [Housing Market Forecast for the Rest of 2022 [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/housing-market-forecast-for-the-rest-of-2022-infographic/) - Some Highlights The housing market is shifting away from the intensity of the past two years. Here’s what experts project for the remainder of 2022. Home prices are forecast to rise more moderately than last year. Mortgage rates will respond to inflation, and home sales will be more in line with pre-pandemic years. Let’s connect - [Why It’s Still a Sellers’ Market](https://glaroussini.homesinrichmond.com/why-its-still-a-sellers-market/) - As there’s more and more talk about the real estate market cooling off from the peak frenzy it saw during the pandemic, you may be questioning what that means for your plans to sell your house. If you’re thinking of making a move, you should know the market is still anything but normal. Even though - [Buying a Home May Make More Financial Sense Than Renting One](https://glaroussini.homesinrichmond.com/buying-a-home-may-make-more-financial-sense-than-renting-one/) - If rising home prices leave you wondering if it makes more sense to rent or buy a home in today’s housing market, consider this. It’s not just home prices that have risen in recent years – rental prices have skyrocketed as well. As a recent article from realtor.com says: “The median rent across the 50 largest - [3 Graphs To Show This Isn’t a Housing Bubble](https://glaroussini.homesinrichmond.com/3-graphs-to-show-this-isnt-a-housing-bubble/) - With all the headlines and buzz in the media, some consumers believe the market is in a housing bubble. As the housing market shifts, you may be wondering what’ll happen next. It’s only natural for concerns to creep in that it could be a repeat of what took place in 2008. The good news is, - [Why Are People Moving Today?](https://glaroussini.homesinrichmond.com/why-are-people-moving-today/) - Buying a home is a major life decision. That’s true whether you’re purchasing for the first time or selling your house to fuel a move. And if you’re planning to buy a home, you might be hearing about today’s shifting market and wondering what it means for you. While mortgage rates are higher than they - [Three Reasons To Buy a Home in Today’s Shifting Market [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/three-reasons-to-buy-a-home-in-todays-shifting-market-infographic/) - Some Highlights The housing market is moving away from the frenzy of the past year and it’s opening doors for you if you’re thinking about buying a home. Housing inventory is increasing, which means more options for your search. Plus, the intensity of bidding wars may ease as buyer demand moderates, leading to fewer homes - [A Real Estate Professional Helps You Separate Fact from Fiction](https://glaroussini.homesinrichmond.com/a-real-estate-professional-helps-you-separate-fact-from-fiction/) - If you’re following the news, chances are you’ve seen or heard some headlines about the housing market that don’t give the full picture. The real estate market is shifting, and when that happens, it can be hard to separate fact from fiction. That’s where a trusted real estate professional comes in. They can help debunk - [Want To Buy a Home? Now May Be the Time.](https://glaroussini.homesinrichmond.com/want-to-buy-a-home-now-may-be-the-time/) - There are more homes for sale today than at any time last year. So, if you tried to buy a home last year and were outbid or out priced, now may be your opportunity. The number of homes for sale in the U.S. has been growing over the past four months as rising mortgage rates - [A Window of Opportunity for Homebuyers](https://glaroussini.homesinrichmond.com/a-window-of-opportunity-for-homebuyers/) - Mortgage rates are much higher today than they were at the beginning of the year, and that’s had a clear impact on the housing market. As a result, the market is seeing a shift back toward the range of pre-pandemic levels for buyer demand and home sales. But the transition back toward pre-pandemic levels isn’t - [What’s Causing Ongoing Home Price Appreciation?](https://glaroussini.homesinrichmond.com/whats-causing-ongoing-home-price-appreciation/) - If you’re thinking about making a move, you probably want to know what’s going to happen to home prices for the rest of the year. While experts say price growth will moderate due to the shifting market, ongoing appreciation is expected. That means home prices won’t fall. Here’s a look at two key reasons experts - [Great News About Housing Inventory [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/great-news-about-housing-inventory-infographic/) - Some Highlights Experts say the number of homes for sale is growing this year, and that can have a big impact on your move. If you’re planning to buy, additional options in today’s market may be just what you’ve been waiting for. More inventory means added opportunities to find the home of your dreams. Let’s - [Think Home Prices Are Going To Fall? Think Again](https://glaroussini.homesinrichmond.com/think-home-prices-are-going-to-fall-think-again/) - Over the last two years, the rate of home prices appreciated at a dramatic pace. While that led to incredible equity gains for homeowners, it’s also caused some buyers to wonder if home prices will fall. It’s important to know the housing market isn’t a bubble about to burst, and home price growth is supported - [Should You Buy a Home with Inflation This High?](https://glaroussini.homesinrichmond.com/should-you-buy-a-home-with-inflation-this-high/) - While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still going up. You no doubt are feeling the pinch on your wallet at the gas pump or the grocery store, but that news may also leave you wondering: should I still buy a home right - [Why Pre-Approval Is a Game Changer for Homebuyers](https://glaroussini.homesinrichmond.com/why-pre-approval-is-a-game-changer-for-homebuyers/) - If you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on your journey. But why is that? And is it still important in today’s shifting market? The truth is, getting a pre-approval letter from your lender is critical, and when it - [Wondering Where You’ll Move if You Sell Your House Today?](https://glaroussini.homesinrichmond.com/wondering-where-youll-move-if-you-sell-your-house-today/) - If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. That’s because today’s market is undergoing a shift, and the supply of homes for sale is increasing as a result. That means - [Should I Rent or Should I Buy? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/should-i-rent-or-should-i-buy-infographic/) - Some Highlights It’s worth considering the many benefits of homeownership before you make the decision to rent or buy a home. When you buy, you can stabilize your housing costs, own a tangible asset, and grow your net worth as you gain equity. When you rent, you face rising housing costs, won’t see a return - [Housing Experts Say This Isn’t a Bubble](https://glaroussini.homesinrichmond.com/housing-experts-say-this-isnt-a-bubble/) - With so much talk about an economic slowdown, some people are asking if the housing market is heading for a crash like the one in 2008. To really understand what’s happening with real estate today, it’s important to lean on the experts for reliable information. Here’s why economists and industry experts say the housing market - [Should I Buy a Home Right Now?](https://glaroussini.homesinrichmond.com/should-i-buy-a-home-right-now/) - If you’ve been thinking about buying a home, you likely have one question on the top of your mind: should I buy right now, or should I wait? While no one can answer that question for you, here’s some information that could help you make your decision. The Future of Home Price Appreciation Each quarter, - [Expert Housing Market Forecasts for the Second Half of the Year](https://glaroussini.homesinrichmond.com/expert-housing-market-forecasts-for-the-second-half-of-the-year/) - The housing market is at a turning point, and if you’re thinking of buying or selling a home, that may leave you wondering: is it still a good time to buy a home? Should I make a move this year? To help answer those questions, let’s turn to the experts for projections on what the - [The Drop in Mortgage Rates Brings Good News for Homebuyers](https://glaroussini.homesinrichmond.com/the-drop-in-mortgage-rates-brings-good-news-for-homebuyers/) - Over the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent. The drop happened over concerns about a potential recession. And since mortgage rates have risen dramatically this year, homebuyers across the country should see this decline as welcome news. Freddie Mac reports that the average 30-year - [Why Growing Home Equity Is Great News if You Plan To Move [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/why-growing-home-equity-is-great-news-if-you-plan-to-move-infographic/) - Some Highlights According to the latest data from CoreLogic, the average homeowner gained $64,000 in home equity over the past 12 months. That much equity can be a game-changer when you move. When you sell, it could be some (if not all) of what you need for a down payment on your next home. To - [What Does an Economic Slowdown Mean for the Housing Market?](https://glaroussini.homesinrichmond.com/what-does-an-economic-slowdown-mean-for-the-housing-market/) - According to a recent survey, more and more Americans are concerned about a possible recession. Those concerns were validated when the Federal Reserve met and confirmed they were strongly committed to bringing down inflation. And, in order to do so, they’d use their tools and influence to slow down the economy. All of this brings - [How Your Equity Can Grow over Time](https://glaroussini.homesinrichmond.com/how-your-equity-can-grow-over-time/) - It’s true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years. As Diana Olick, Real Estate Correspondent at CNBC, says: “The stunning jump in home values over the course of the Covid-19 pandemic has given U.S. homeowners record amounts of housing wealth.” That’s great for your - [Is Homeownership Still the American Dream?](https://glaroussini.homesinrichmond.com/is-homeownership-still-the-american-dream/) - Defining the American dream is personal, and no one individual will have the same definition as another. But the feelings it brings about – success, freedom, and a sense of prosperity – are universal. That’s why, for many people, homeownership remains a key part of the American dream. Your home is your stake in the - [Real Estate Consistently Voted Best Investment [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/real-estate-consistently-voted-best-investment-infographic/) - Some Highlights Based on a recent Gallup poll, real estate has been rated the best long-term investment for nine years in a row. Owning real estate is more than just a place to call home. It’s also an investment in your future. That’s because it’s typically a stable and secure asset that can grow in - [If You’re Selling Your House This Summer, Hiring a Pro Is Critical](https://glaroussini.homesinrichmond.com/if-youre-selling-your-house-this-summer-hiring-a-pro-is-critical/) - It can be tempting, especially with how hot the housing market has been over the past two years, to consider selling your home on your own. But today’s market is at a turning point, making it more essential than ever to work with a real estate professional. Not only will a trusted real estate advisor - [Homeownership Could Be in Reach with Down Payment Assistance Programs](https://glaroussini.homesinrichmond.com/homeownership-could-be-in-reach-with-down-payment-assistance-programs/) - A recent survey from Bankrate asks prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home. If you feel the same way, the good news is there are many down payment - [A Key Opportunity for Homebuyers](https://glaroussini.homesinrichmond.com/a-key-opportunity-for-homebuyers/) - There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the past two years. Two of the biggest hurdles homebuyers faced during the pandemic were the limited number of homes for sale and the intensity and frequency of bidding wars. But those two things have reached a turning point. - [Two Reasons Why Today’s Housing Market Isn’t a Bubble](https://glaroussini.homesinrichmond.com/two-reasons-why-todays-housing-market-isnt-a-bubble/) - You may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred housing market experts and real estate economists if they believe the housing market is in - [Why an Agent Is Essential When Pricing Your House [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/why-an-agent-is-essential-when-pricing-your-house-infographic/) - Some Highlights When it comes to pricing your house, there’s a lot to consider. The only way to ensure you price it right is by partnering with a local real estate professional. To find the best price, your agent balances current market demand, the values of homes in your neighborhood, where prices are headed, and - [Homeownership Is a Great Hedge Against the Impact of Rising Inflation](https://glaroussini.homesinrichmond.com/homeownership-is-a-great-hedge-against-the-impact-of-rising-inflation/) - If you’re following along with the news today, you’ve heard about rising inflation. Today, inflation is at a 40-year high. According to the National Association of Home Builders (NAHB): “Consumer prices accelerated again in May as shelter, energy and food prices continued to surge at the fastest pace in decades. This marked the third straight - [Things To Avoid After Applying for a Home Loan](https://glaroussini.homesinrichmond.com/things-to-avoid-after-applying-for-a-home-loan/) - Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful when it comes to making any big purchases. Here are a few things you may not realize you need to avoid after applying - [The Average Homeowner Gained $64K in Equity over the Past Year](https://glaroussini.homesinrichmond.com/the-average-homeowner-gained-64k-in-equity-over-the-past-year/) - If you own a home, your net worth likely just got a big boost thanks to rising home equity. Equity is the current value of your home minus what you owe on the loan. And today, based on recent home price appreciation, you’re building that equity far faster than you may expect – here’s how - [Why Achieving the Dream of Homeownership Can Be More Difficult for Some Americans](https://glaroussini.homesinrichmond.com/why-achieving-the-dream-of-homeownership-can-be-more-difficult-for-some-americans/) - Today we take time to honor and recognize the past and present experiences of Black Americans. When it comes to real estate specifically, equitable access to housing has come a long way, but the path to homeownership is still steeper for households of color. The Gap in Homeownership Rate in America It’s a more challenging - [More Listings Are Coming onto the Market [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/more-listings-are-coming-onto-the-market-infographic/) - Some Highlights Worried you won’t be able to find your next home after you sell? You should know data from realtor.com shows more listings are coming onto the market each month this year. Having additional options can make the search for your next home. But inventory is still low overall, which means your house should - [Home Price Deceleration Doesn’t Mean Home Price Depreciation](https://glaroussini.homesinrichmond.com/home-price-deceleration-doesnt-mean-home-price-depreciation/) - Experts in the real estate industry use a number of terms when they talk about what’s happening with home prices. And some of those words sound a bit similar but mean very different things. To help clarify what’s happening with home prices and where experts say they’re going, here’s a look at a few terms - [A Majority of Consumers Say It’s a Good Time To Sell Your House](https://glaroussini.homesinrichmond.com/a-majority-of-consumers-say-its-a-good-time-to-sell-your-house/) - If you’re a homeowner thinking about selling your house, you’re probably looking for the best time to make your move. That means you’re likely balancing a number of factors, like your changing needs, where you’ll go when you sell, and today’s mortgage rates in order to time it just right. According to recent data, that - [Is the Housing Market Correcting?](https://glaroussini.homesinrichmond.com/is-the-housing-market-correcting/) - If you’re following the news, all of the headlines about conditions in the current housing market may leave you with more questions than answers. Is the boom over? Is the market crashing or correcting? Here’s what you need to know. The housing market is moderating compared to the last two years, but what everyone needs - [More Americans Choose Real Estate as the Best Investment Than Ever Before](https://glaroussini.homesinrichmond.com/more-americans-choose-real-estate-as-the-best-investment-than-ever-before/) - Americans’ opinion on the value of real estate as an investment is climbing. That’s according to an annual survey from Gallup. Not only is real estate viewed as the best investment for the ninth year in a row, but more Americans selected it than ever before. The graph below shows the results of the survey - [The Top Reasons To Own Your Home [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/the-top-reasons-to-own-your-home-infographic/) - Some Highlights June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home. If you’re considering homeownership, know that it can give you privacy, comfort, and a place to express yourself. It can also provide financial stability and help you grow your net worth. Are you ready - [Luxury Homes Are in High Demand](https://glaroussini.homesinrichmond.com/luxury-homes-are-in-high-demand/) - As people realize their needs are changing, some are turning to luxury housing to find their dream home. Investopedia helps define what pushes a home into this category. In a recent article, they point out that a luxury home isn’t only defined by its price. Location is also an important factor. It could be a - [What Are the Best Options for Today’s First-Time Homebuyers?](https://glaroussini.homesinrichmond.com/what-are-the-best-options-for-todays-first-time-homebuyers/) - If you’re looking to buy your first home, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months ago. But that doesn’t mean you have to put your plans on hold. If you partner - [Why the Growing Number of Homes for Sale Is Good for Your Move Up](https://glaroussini.homesinrichmond.com/why-the-growing-number-of-homes-for-sale-is-good-for-your-move-up/) - Are you thinking about selling your current home? If so, the biggest question on your mind may be: if I sell now, where will I go? If this resonates with you, there’s something you should know. The number of homes coming onto the market is increasing and that could make it easier for you to - [Why You Need an Expert To Determine the Right Price for Your House](https://glaroussini.homesinrichmond.com/why-you-need-an-expert-to-determine-the-right-price-for-your-house/) - If your lifestyle has changed recently and you’re ready to make a move, taking advantage of today’s sellers’ market might be just the answer for your summer plans. With homes continuing to get multiple offers, this could be your moment to get the contract you’re looking for on your house if you’re ready to sell. - [History Proves Recession Doesn’t Equal a Housing Crisis [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/history-proves-recession-doesnt-equal-a-housing-crisis-infographic/) - Some Highlights It’s important to understand history proves an economic slowdown does not equal a housing crisis. In 4 of the last 6 recessions, home prices actually appreciated. Home prices only fell twice – minimally in the early 90s and then by nearly 20% during the housing crash in 2008. If you have questions, let’s - [How Homeownership Impacts You](https://glaroussini.homesinrichmond.com/how-homeownership-impacts-you/) - June is National Homeownership Month, and it’s the perfect time to reflect on how impactful owning a home can truly be. When you purchase a house, it becomes more than just a space you occupy. It’s your stake in the community, an investment, and a place you can put your stamp on. If you’re thinking - [Why Home Loans Today Aren’t What They Were in the Past](https://glaroussini.homesinrichmond.com/why-home-loans-today-arent-what-they-were-in-the-past/) - In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns. Several times a year, the Mortgage Bankers Association (MBA) releases an index titled the Mortgage Credit Availability Index (MCAI). According to their - [What Does the Rest of the Year Hold for the Housing Market?](https://glaroussini.homesinrichmond.com/what-does-the-rest-of-the-year-hold-for-the-housing-market/) - If you’re thinking of buying or selling a house, you’re at an exciting decision point. And anytime you make a big decision like that, one thing you should always consider is timing. So, what does the rest of the year hold for the housing market? Here’s what experts have to say. The Number of Homes - [Remember and Honor Those Who Gave All](https://glaroussini.homesinrichmond.com/remember-and-honor-those-who-gave-all/) - We remember and honor those who gave all. - [Bright Days Are Ahead When You Move Up This Summer [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/bright-days-are-ahead-when-you-move-up-this-summer-infographic/) - Some Highlights Warmer weather and longer days mean summer is almost here. Celebrate by upgrading to the home of your dreams so you can enjoy all the season has to offer. When you list your house, you can capitalize on today’s sellers’ market to fuel your upgrade. Then, you can move to a home with - [Why Summer Is a Great Time To Buy a Vacation Home](https://glaroussini.homesinrichmond.com/why-summer-is-a-great-time-to-buy-a-vacation-home/) - You may be someone who looks forward to summer each year because it gives you an opportunity to rest, unwind, and enjoy more quality time with your loved ones. Now that summer is just around the corner, it’s worthwhile to start thinking about your plans and where you want to spend your vacations this year. - [How Buying or Selling a Home Benefits the Economy and Your Community](https://glaroussini.homesinrichmond.com/how-buying-or-selling-a-home-benefits-the-economy-and-your-community/) - If you’re thinking of buying or selling a home, chances are you’re focusing on the many extraordinary ways it’ll change your life. But do you know it has a large impact on your community too? To measure that impact, the National Association of Realtors (NAR) releases a report each year to highlight just how much - [Sellers Have an Opportunity with Today’s Home Prices](https://glaroussini.homesinrichmond.com/sellers-have-an-opportunity-with-todays-home-prices/) - As mortgage rates started to rise this year, many homeowners began to wonder if the value of their homes would fall. Here’s the good news. Historically, when mortgage rates rise by a percentage point or more, home values continue to appreciate. The latest data on home prices seems to confirm that trend. According to data - [Work With a Real Estate Professional if You Want the Best Advice](https://glaroussini.homesinrichmond.com/work-with-a-real-estate-professional-if-you-want-the-best-advice/) - Because buying or selling a home is such a big decision in our lives, the need for clear, trustworthy information and guidance is crucial. And while no one can give you perfect advice, when you align yourself with an expert, you’ll get the best advice for your situation. An Expert Will Give You the Best - [Don’t Let Rising Inflation Delay Your Homeownership Plans [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/dont-let-rising-inflation-delay-your-homeownership-plans-infographic/) - Some Highlights If recent headlines about rising inflation are making you wonder if it’s still a good time to buy, here’s what experts have to say. Housing is an asset that typically grows in value. Plus, your mortgage helps stabilize your monthly housing costs, and buying protects you from rising rents. Experts say owning a - [The One Thing Every Homeowner Needs To Know About a Recession](https://glaroussini.homesinrichmond.com/the-one-thing-every-homeowner-needs-to-know-about-a-recession/) - A recession does not equal a housing crisis. That’s the one thing that every homeowner today needs to know. Everywhere you look, experts are warning we could be heading toward a recession, and if true, an economic slowdown doesn’t mean homes will lose value. The National Bureau of Economic Research (NBER) defines a recession this way: - [How Homeownership Can Bring You Joy](https://glaroussini.homesinrichmond.com/how-homeownership-can-bring-you-joy/) - If you’re trying to decide whether to rent or buy a home, you’re probably weighing a few different factors. The financial benefits of homeownership might be one of the reasons you want to make a purchase if you’re a renter, but the decision can also be motivated by having a place that’s uniquely your own. - [Why Rising Mortgage Rates Push Buyers off the Fence](https://glaroussini.homesinrichmond.com/why-rising-mortgage-rates-push-buyers-off-the-fence/) - If you’re thinking about buying a home, you’ve probably heard mortgage rates are rising and have wondered what that means for you. Since mortgage rates have increased over two percentage points this year, it’s natural to think about how this will impact your homeownership plans. Today, buyers are reacting in one of two ways: they’re - [If You’re a Homeowner, You Have Incredible Leverage When You Sell Today](https://glaroussini.homesinrichmond.com/if-youre-a-homeowner-you-have-incredible-leverage-when-you-sell-today/) - In today’s housing market, homeowners have a great opportunity to sell their house and receive the best terms for their personal situation. That’s because there’s a limited number of homes for sale, which is creating competition among buyers. Right now, homebuyers want three things: To be the winning bid on their dream home To buy - [Should You Update Your House Before Selling? Ask a Real Estate Professional. [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/should-you-update-your-house-before-selling-ask-a-real-estate-professional-infographic/) - Some Highlights If you’re deciding whether you should make updates before you sell your house, lean on your trusted real estate advisor to be your guide. In today’s sellers’ market, buyers have limited options and may be more willing to take on repairs themselves. If you’re thinking about selling your house, let’s connect so you - [What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market](https://glaroussini.homesinrichmond.com/what-you-actually-need-to-know-about-the-number-of-foreclosures-in-todays-housing-market/) - While you may have seen recent stories about the volume of foreclosures today, context is important. During the pandemic, many homeowners were able to pause their mortgage payments using the forbearance program. The goal was to help homeowners financially during the uncertainty created by the health crisis. When the forbearance program began, many experts were - [Are There More Homes Coming to the Market?](https://glaroussini.homesinrichmond.com/are-there-more-homes-coming-to-the-market/) - According to a recent survey from the National Association of Realtors (NAR), one of the top challenges buyers face in today’s housing market is finding a home that meets their needs. That’s largely because the inventory of homes for sale is so low today. If you’re looking to buy a home, you may have noticed - [Will Home Prices Fall This Year? Here’s What Experts Say.](https://glaroussini.homesinrichmond.com/will-home-prices-fall-this-year-heres-what-experts-say/) - Many people are wondering: will home prices fall this year? Whether you’re a potential homebuyer, seller, or both, the answer to this question matters for you. Let’s break down what’s happening with home prices, where experts say they’re headed, and how this impacts your homeownership goals. What’s Happening with Home Prices? Home prices have seen 121 - [How Today’s Mortgage Rates Impact Your Home Purchase](https://glaroussini.homesinrichmond.com/how-todays-mortgage-rates-impact-your-home-purchase/) - If you’re planning to buy a home, it’s critical to understand the relationship between mortgage rates and your purchasing power. Purchasing power is the amount of home you can afford to buy that’s within your financial reach. Mortgage rates directly impact the monthly payment you’ll have on the home you purchase. So, when rates rise, - [Three Tips for First-Time Homebuyers](https://glaroussini.homesinrichmond.com/three-tips-for-first-time-homebuyers/) - Buying your first home is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you’re looking to purchase your first home, you may be wondering what’s happening in the housing market today, how much you need to - [Your House Could Be Closer to List-Ready Than You Think](https://glaroussini.homesinrichmond.com/your-house-could-be-closer-to-list-ready-than-you-think/) - One of the biggest concerns for a homeowner looking to sell is the time they’ll have to put in before listing their house. If that’s the case for you, you should know – your home might be closer to list-ready than you think in today’s housing market. A survey of recent sellers from realtor.com finds - [Things That Could Help You Win a Bidding War on a Home](https://glaroussini.homesinrichmond.com/things-that-could-help-you-win-a-bidding-war-on-a-home/) - With a limited number of homes for sale today and so many buyers looking to make a purchase before mortgage rates rise further, bidding wars are common. According to the latest report from the National Association of Realtors (NAR), nationwide, homes are getting an average of 4.8 offers per sale. Here’s a look at how - [Today’s Home Price Appreciation Is Great News for Existing Homeowners](https://glaroussini.homesinrichmond.com/todays-home-price-appreciation-is-great-news-for-existing-homeowners/) - If you’re planning to sell your home this season, rising prices are great news for you. But it’s important to understand why prices are rising to begin with. One major factor is supply and demand. In any industry, when there are more buyers for an item than there are of that item available, prices naturally - [Give Your Curb Appeal a Boost Before You Sell [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/give-your-curb-appeal-a-boost-before-you-sell-infographic/) - Some Highlights If you’re thinking about selling your house this season, focusing on a few quick and easy updates outside can help your home look its best. 78% of real estate agents polled say poor landscaping affects property values. As a seller, that means your yard could impact your bottom line. When getting your house - [What You Need To Know About Selling in a Sellers’ Market](https://glaroussini.homesinrichmond.com/what-you-need-to-know-about-selling-in-a-sellers-market/) - Even if you haven’t been following real estate news, you’ve likely heard about the current sellers’ market. That’s because there’s a lot of talk about how strong market conditions are for people who want to sell their houses. But if you’re thinking about listing your house, you probably want to know: what does being in - [The Dream of Homeownership Is Worth the Effort](https://glaroussini.homesinrichmond.com/the-dream-of-homeownership-is-worth-the-effort/) - If you’re in the market to buy a home this season, stick with it. Homebuyers face challenges in any market, and today’s is no exception. But if you persevere, your decision to purchase a home will be worth the effort in the end. In fact, a recent survey from Bankrate shows homeownership is so powerful - [How Homeownership Can Help Shield You from Inflation](https://glaroussini.homesinrichmond.com/how-homeownership-can-help-shield-you-from-inflation/) - If you’re following along with the news today, you’ve likely heard about rising inflation. You’re also likely feeling the impact in your day-to-day life as prices go up for gas, groceries, and more. These rising consumer costs can put a pinch on your wallet and make you re-evaluate any big purchases you have planned to - [Is It Enough To Offer Asking Price in Today’s Housing Market?](https://glaroussini.homesinrichmond.com/is-it-enough-to-offer-asking-price-in-todays-housing-market/) - If you’re planning to buy a home this season, you’re probably thinking about what you’ll need to do to get your offer accepted. In previous years, it was common for buyers to try and determine how much less than the asking price they could offer to still get the home. The buyer and seller would - [Myths About Today’s Housing Market [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/myths-about-todays-housing-market-infographic/) - Some Highlights If you’re planning to buy or sell a home today, it’s important to be aware of common misconceptions. Whether it’s timing your purchase as a buyer based on home prices and mortgage rates or knowing what to upgrade or repair before listing your house as a seller, it takes a professional to guide - [Why This Housing Market Is Not a Bubble Ready To Pop](https://glaroussini.homesinrichmond.com/why-this-housing-market-is-not-a-bubble-ready-to-pop/) - Homeownership has become a major element in achieving the American Dream. A recent report from the National Association of Realtors (NAR) finds that over 86% of buyers agree homeownership is still the American Dream. Prior to the 1950s, less than half of the country owned their own home. However, after World War II, many returning - [How To Approach Rising Mortgage Rates as a Buyer](https://glaroussini.homesinrichmond.com/how-to-approach-rising-mortgage-rates-as-a-buyer/) - In the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you may be tempted to put your plans on hold in hopes that - [Why Pre-Approval Is an Important Step for Today’s Homebuyers](https://glaroussini.homesinrichmond.com/why-pre-approval-is-an-important-step-for-todays-homebuyers/) - Being intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of The Mortgage Reports, explains: “The lender will check - [Is It Time To Buy a Smaller Home?](https://glaroussini.homesinrichmond.com/is-it-time-to-buy-a-smaller-home/) - Life events can have a major impact on what you need from your home, and retirement is one of the biggest changes many of us face. This period of your life can mean doing more of the things you enjoy, like traveling, visiting with loved ones, or taking on new hobbies. But what does that - [What Is Multigenerational Housing? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/what-is-multigenerational-housing-infographic/) - Some Highlights If you have additional loved ones coming to live with you but don’t have enough space, it may be time to consider a larger, multigenerational home. Some key benefits of multigenerational living include a combined homebuying budget, shared caregiving duties, enhanced relationships, and more. These benefits might be why more people are choosing - [On the Fence of Whether or Not To Move This Spring? Consider This.](https://glaroussini.homesinrichmond.com/on-the-fence-of-whether-or-not-to-move-this-spring-consider-this/) - If you’re thinking of selling your house, it may be because you’ve heard prices are rising, listings are going fast, and sellers are getting multiple offers on their homes. But why are conditions so good for sellers today? And what can you expect when you move? To help answer both of those questions, let’s turn - [Where Are Mortgage Rates Headed?](https://glaroussini.homesinrichmond.com/where-are-mortgage-rates-headed/) - There’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief Economist at First American: “You know, the fallacy of economic forecasting is: Don’t ever try and forecast interest rates and or, more specifically, if you’re a real estate economist mortgage rates, because you will always - [Why a Real Estate Professional Is Key When Selling Your House](https://glaroussini.homesinrichmond.com/why-a-real-estate-professional-is-key-when-selling-your-house/) - With today’s real estate market moving as fast as it is, working with a real estate professional is more essential than ever. They have the skills, experience, and expertise it takes to navigate the highly detailed and involved process of selling a home. That may be why the percentage of people who list their houses - [Using Your Tax Refund To Achieve Your Homeownership Goals This Year](https://glaroussini.homesinrichmond.com/using-your-tax-refund-to-achieve-your-homeownership-goals-this-year/) - If you’re buying or selling a home this year, you’re likely saving up for a variety of expenses. For buyers, that might include things like your down payment and closing costs. And for sellers, you’re probably working on a bit of spring cleaning and maintenance to spruce up your house before you list it. Either - [Do You Know How Much Equity You Have in Your Home? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/do-you-know-how-much-equity-you-have-in-your-home-infographic/) - Some Highlights If you’re a homeowner, your net worth has gotten a big boost. That’s because recent home price appreciation has increased your equity. Your equity grows as you pay down your loan and as your home increases in value. Over the past year, the average homeowner’s equity grew by $55,300. Ready to sell? Let’s - [The Future of Home Price Appreciation and What It Means for You](https://glaroussini.homesinrichmond.com/the-future-of-home-price-appreciation-and-what-it-means-for-you/) - Many consumers are wondering what will happen with home values over the next few years. Some are concerned that the recent run-up in home prices will lead to a situation similar to the housing crash 15 years ago. However, experts say the market is totally different today. For example, Odeta Kushi, Deputy Chief Economist at - [Remote Work Trends Mean Flexibility for First-Time Homebuyers](https://glaroussini.homesinrichmond.com/remote-work-trends-mean-flexibility-for-first-time-homebuyers/) - Today’s low inventory can be challenging for homebuyers, especially if you’re looking to purchase your first home. But if you’re one of many people who work remotely, you may have a great opportunity to use the flexibility you have at work to achieve your homebuying goals this year. In a recent report, Arch Capital Services - [What You Need To Budget for When Buying a Home](https://glaroussini.homesinrichmond.com/what-you-need-to-budget-for-when-buying-a-home/) - When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are many trusted professionals who can help you understand your finances and what you’ll - [Balancing Your Wants and Needs as a Homebuyer Today](https://glaroussini.homesinrichmond.com/balancing-your-wants-and-needs-as-a-homebuyer-today/) - Since the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a home that fits your needs. Danielle Hale, Chief Economist - [There Are Several Great Reasons To Consider Buying a Condo Today](https://glaroussini.homesinrichmond.com/there-are-several-great-reasons-to-consider-buying-a-condo-today/) - If you’re a first-time buyer looking to break into the housing market but struggling to find a home to buy, condominiums (or condos) could be a great alternative for you. Here are a few reasons condos may be something you’ll want to consider. Exploring Condos Could Add Options That Fit Your Budget Supply challenges are - [What’s Happening with Mortgage Rates, and Where Will They Go from Here?](https://glaroussini.homesinrichmond.com/whats-happening-with-mortgage-rates-and-where-will-they-go-from-here/) - Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year. The rate jumped by more than a quarter of a point from just a week ago. Here’s a visual to show how mortgage rate movement throughout 2021 was - [The Best Week To List Your House Is Just Around the Corner](https://glaroussini.homesinrichmond.com/the-best-week-to-list-your-house-is-just-around-the-corner/) - Are you thinking about selling your house? If so, you may want to make it a priority to start the process soon. According to realtor.com, the sweet spot for sellers is just around the corner. In a recent study, experts analyzed housing market trends by looking at data from the past several years (excluding 2020, - [A Key To Building Wealth Is Homeownership](https://glaroussini.homesinrichmond.com/a-key-to-building-wealth-is-homeownership/) - The link between financial security and homeownership is especially important today as inflation rises. But many people may not realize just how much owning a home contributes to your overall net worth. As Leslie Rouda Smith, President of the National Association of Realtors (NAR), says: “Homeownership is rewarding in so many ways and can serve - [How an Energy Efficient Home Can Be a Bright Idea [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/how-an-energy-efficient-home-can-be-a-bright-idea-infographic/) - Some Highlights With inflation driving up the cost of everyday items, seeking out an energy-efficient home can be a great way to decrease the expenses you can control. Energy efficiency can help lower your utility bills and possibly even save you money on your taxes. Options to look for include efficient appliances, windows, and solar - [What You Can Expect from the Spring Housing Market](https://glaroussini.homesinrichmond.com/what-you-can-expect-from-the-spring-housing-market/) - As the spring housing market kicks off, you likely want to know what you can expect this season when it comes to buying or selling a house. While there are multiple factors causing some uncertainty, including the conflict overseas, rising inflation, and the first rate increase from the Federal Reserve in over three years — - [What You Need To Know if You’re Thinking About Building a Home](https://glaroussini.homesinrichmond.com/what-you-need-to-know-if-youre-thinking-about-building-a-home/) - If you’re ready to move up, you may be trying to decide whether you want to buy a home that’s already on the market or build a new one. And since the supply of homes available for sale today is low, you’re willing to consider either avenue. While home builders are doing everything they can - [The Many Benefits of Homeownership](https://glaroussini.homesinrichmond.com/the-many-benefits-of-homeownership/) - The past two years have taught us the true value of homeownership, especially the stability and the feeling of accomplishment it can provide. But homeownership has so much more to offer. Here’s a look at a few of the non-financial and financial benefits of owning a home. If you’re looking to buy a home today, - [The Average Homeowner Gained More Than $55K in Equity over the Past Year](https://glaroussini.homesinrichmond.com/the-average-homeowner-gained-more-than-55k-in-equity-over-the-past-year/) - If you’re a current homeowner, you should know your net worth just got a big boost. It comes in the form of rising home equity. Equity is the current value of your home minus what you owe on the loan. Today, you’re building that equity far faster than you may expect – and this gain - [Spring Cleaning Checklist for Sellers [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/spring-cleaning-checklist-for-sellers-infographic/) - Some Highlights If you’re thinking about selling your house this spring, here are some things you’ll want to tackle before you list. Spend your time on tasks that make it feel inviting, show it’s cared for, and boost your curb appeal. To determine the full list of things you’ll want to tackle for your home, - [Did Your Dream Home Just Come on the Market?](https://glaroussini.homesinrichmond.com/did-your-dream-home-just-come-on-the-market/) - For the first time in a long time, the number of newly listed homes is beginning to rise. In their latest monthly release, realtor.com reveals the number of existing homes entering the market has increased for two months in a row (this comes after six months of declines). Here’s a graph showing the monthly new - [Are You Wondering if This Is the Year To Buy a Home?](https://glaroussini.homesinrichmond.com/are-you-wondering-if-this-is-the-year-to-buy-a-home/) - Every year, many renters ask themselves the same question: Should I continue renting, or is it time to buy a home? If you’re a renter, chances are you’ve asked yourself that question at least once, and it’s likely because you’ve faced an increase in your monthly housing costs over time. After all, according to Census - [Don’t Get Caught Off Guard by Closing Costs](https://glaroussini.homesinrichmond.com/dont-get-caught-off-guard-by-closing-costs/) - As a homebuyer, it’s important to plan and budget for the expenses you’ll encounter when you purchase a home. While most people understand the need to save for a down payment, a recent survey found 41% of homebuyers were surprised by their closing costs. Here’s some information to help you get started so you’re not - [This Spring Presents Sellers with a Golden Opportunity](https://glaroussini.homesinrichmond.com/this-spring-presents-sellers-with-a-golden-opportunity/) - If you’re thinking of selling your house this year, timing is crucial. After all, you’ll want to balance getting the most out of the sale of your current home and making the best investment when you buy your next one. If that’s the case, you should know – you may be able to get the - [Key Terms for Homebuyers [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/key-terms-for-homebuyers-infographic/) - Some Highlights Knowing key housing terms and how they relate to today’s market is important. For example, when mortgage rates and home prices rise, it impacts how much home you can afford. Terms like appraisal (what lenders rely on to validate a home’s value) and the inspection contingency (which gives buyers essential information on a - [How To Navigate a Market Where Multiple Offers Is the New Normal](https://glaroussini.homesinrichmond.com/how-to-navigate-a-market-where-multiple-offers-is-the-new-normal/) - If you’re thinking of buying a home today, you already know that the number of homes available for sale is low. But what does that really mean for you? As a buyer, low housing supply coupled with high buyer demand means you should be prepared to navigate a highly competitive market where homes sell fast - [Key Factors That Impact Affordability Today](https://glaroussini.homesinrichmond.com/key-factors-that-impact-affordability-today/) - You can’t read an article about residential real estate without the author mentioning the affordability challenges that today’s buyers face. There’s no doubt homes are less affordable today than they were over the last two years, but that doesn’t mean homes are now unaffordable. There are three measures used to establish home affordability: home prices, - [How Global Uncertainty Is Impacting Mortgage Rates](https://glaroussini.homesinrichmond.com/how-global-uncertainty-is-impacting-mortgage-rates/) - If you’re thinking about buying or selling a home, you’ll want to keep a pulse on what’s happening with mortgage rates. Rates have been climbing in recent months, especially since January of this year. And just a few weeks ago, the 30-year fixed mortgage rate from Freddie Mac approached 4% for the first time since - [Why It’s Critical To Price Your House Right](https://glaroussini.homesinrichmond.com/why-its-critical-to-price-your-house-right/) - When you make a move, you want to sell your house for the highest price possible. That might be why many homeowners are eager to list in today’s sellers’ market. After all, with record-low inventory and high buyer demand, many homes are selling for more than asking price. Data from the National Association of Realtors - [Supply and Demand in Today’s Market [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/supply-and-demand-in-todays-market-infographic/) - Some Highlights Today’s housing market is the direct result of low supply and high buyer demand. Here’s what that means for you and your plans to buy or sell. For buyers, expect competition, be ready to move fast, and be prepared to submit your strongest offer. For sellers, know your house will be the center - [Are Home Prices Continuing To Rise?](https://glaroussini.homesinrichmond.com/are-home-prices-continuing-to-rise/) - Many analysts projected home price appreciation would slow dramatically in the fall of 2021 and then continue to soften throughout 2022. So far, that hasn’t happened. The major price indices are all revealing ongoing double-digit price appreciation. Here’s a look at their reports on year-over-year price appreciation for December: Federal Housing Finance Agency (FHFA): 17.6% - [Down Payment Assistance Programs Can Help You Achieve Homeownership](https://glaroussini.homesinrichmond.com/down-payment-assistance-programs-can-help-you-achieve-homeownership/) - For many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s why, when asked what they find most difficult in the homebuying process, some buyers say it’s one of the hardest steps on the path to homeownership. Data from the National Association of Realtors (NAR) shows: “For - [An Expert Advisor Will Give You the Best Advice in Today’s Market](https://glaroussini.homesinrichmond.com/an-expert-advisor-will-give-you-the-best-advice-in-todays-market/) - Having an experienced guide coaching you through the process of buying or selling a home is important in a normal market – but today’s market is far from normal. As a result, an expert real estate advisor isn’t just good to have by your side, they’re essential. Today’s housing market is full of extremes. Experts - [Millennials: Do You Need a Home with More Space?](https://glaroussini.homesinrichmond.com/millennials-do-you-need-a-home-with-more-space/) - If you’re a millennial, homebuying might be top of mind for you. Your generation is the largest group of homebuyers in the market today and has been since 2014, according to the National Association of Realtors (NAR). And while other millennials are looking to buy for the first time, you may be one of the - [The Difference Between Renting and Owning [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/the-difference-between-renting-and-owning-infographic/) - Some Highlights If you’re deciding whether to rent or buy, consider the many financial benefits that come with owning a home. As a renter, you build your landlord’s wealth and face rising costs. As a homeowner, you build your own net worth and can lock in your monthly payments for the length of your loan. - [The #1 Reason To Sell Your House Today](https://glaroussini.homesinrichmond.com/the-1-reason-to-sell-your-house-today/) - Almost every industry is currently struggling with supply chain disruptions. This also applies to the current U.S. housing market, where buyer demand far exceeds housing supply. Purchaser demand is very strong right now. The National Association of Realtors (NAR) just released their latest Existing Home Sales Report which reveals that sales surged in January. Existing - [How Supply and Demand Can Impact Your Buying and Selling Goals](https://glaroussini.homesinrichmond.com/how-supply-and-demand-can-impact-your-buying-and-selling-goals/) - In today’s housing market, there are far more buyers looking for homes than sellers listing their houses. Based on the concept of supply and demand, this means home prices will naturally rise. Why is that? When there are more people trying to buy an item than there are making that item available for sale, that - [The Perks of Owning More Than One Home](https://glaroussini.homesinrichmond.com/the-perks-of-owning-more-than-one-home/) - Many things have changed over the past couple of years, and real estate is no exception. One impact is an increased desire to own more than one home. According to the recent Luxury Market Report from Luxury Home Marketing: “As trends such as remote working and flexi-hours took hold in 2021, so too did the - [Real Estate Voted the Best Investment Eight Years in a Row](https://glaroussini.homesinrichmond.com/real-estate-voted-the-best-investment-eight-years-in-a-row/) - In an annual Gallup poll, Americans chose real estate as the best long-term investment. And it’s not the first time it’s topped the list, either. Real estate has been on a winning streak for the past eight years, consistently gaining traction as the best long-term investment (see graph below): If you’re thinking about purchasing a - [What’s Driving Today’s High Buyer Demand? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/whats-driving-todays-high-buyer-demand-infographic/) - Some Highlights There’s an influx of buyers looking for homes today, and that means your house is in high demand. Here are a few reasons why so many people are looking to buy a home. Buyers are motivated to beat rising mortgage rates, and many want to escape rising rents. There’s also additional demand from - [4 Simple Graphs Showing Why This Is Not a Housing Bubble](https://glaroussini.homesinrichmond.com/4-simple-graphs-showing-why-this-is-not-a-housing-bubble/) - A recent survey revealed that many consumers believe there’s a housing bubble beginning to form. That feeling is understandable, as year-over-year home price appreciation is still in the double digits. However, this market is very different than it was during the housing crash 15 years ago. Here are four key reasons why today is nothing - [More People Are Planning To Buy a Home Soon](https://glaroussini.homesinrichmond.com/more-people-are-planning-to-buy-a-home-soon/) - While some homeowners may be tempted to hold off until spring to list their houses, you should know – homebuyers aren’t waiting. Demand is high today as more people are trying to beat rising mortgage rates. As a result, eager buyers are entering the market or moving their plans up so they can make their - [What Every Seller Needs To Know About Renovating This Year](https://glaroussini.homesinrichmond.com/what-every-seller-needs-to-know-about-renovating-this-year/) - If you’re planning to sell this year, you’re probably thinking about what you’ll need to do to get your house ready to appeal to the most buyers. It’s crucial to work with a trusted real estate professional who knows your local market to get your home ready to sell. But there are a few things - [Are You Ready To Fall in Love with Homeownership?](https://glaroussini.homesinrichmond.com/are-you-ready-to-fall-in-love-with-homeownership/) - Financial benefits are always a key aspect of homeownership, but it’s also important to understand that the nonfinancial and personal benefits are why so many people genuinely fall in love with their homes. When you own your home, you likely feel a sense of emotional attachment because of the comfort it provides, but also because - [How To Win as a Buyer in a Sellers’ Market [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/how-to-win-as-a-buyer-in-a-sellers-market-infographic/) - Some Highlights Even in today’s sellers’ market, there are still ways for buyers to win big. Build a team of trusted professionals and make strategic plays as you budget and pick your desired neighborhoods. Then, be ready for the competition by getting a pre-approval letter and leaning on your expert advisors to draft a winning - [Want Top Dollar for Your House? Now’s the Time To List It.](https://glaroussini.homesinrichmond.com/want-top-dollar-for-your-house-nows-the-time-to-list-it/) - When you’re selling any item, you usually want to sell it for the greatest profit possible. That happens when there’s a strong demand and a limited supply for that item. In the real estate market, that time is right now. If you’re thinking of selling your house this year, here are two reasons why now’s - [The Path To Homeownership Can Be Steeper for Some Americans](https://glaroussini.homesinrichmond.com/the-path-to-homeownership-can-be-steeper-for-some-americans/) - As we celebrate Black History Month, we honor and recognize the past and present experiences of Black Americans. A significant part of this experience is investing in a home of their own. While equitable access to housing has come a long way, the path to homeownership is still steeper for households of color. It’s an - [Don’t Let Student Loans Delay Your Homeownership Dreams](https://glaroussini.homesinrichmond.com/dont-let-student-loans-delay-your-homeownership-dreams/) - If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans. Do you have to wait until you’ve paid off your student loans before you can buy your first home? Or could you qualify for a home loan with that debt? To give you the answers - [Consumers Agree: It’s a Good Time To Sell](https://glaroussini.homesinrichmond.com/consumers-agree-its-a-good-time-to-sell/) - In today’s sellers’ market, many homeowners are weighing their options and trying to decide if they should sell their house. If you’re in that group, you may be balancing things like the ongoing health crisis, rising mortgage rates, and your own changing needs to determine your best time to make a move. However, recent data - [How Remote Work Impacts Your Home Search [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/how-remote-work-impacts-your-home-search-infographic/) - Some Highlights If your workplace is delaying its return to office plans or is allowing permanent work from home options, that may open up new possibilities for your home search. Ongoing remote work could give you the chance for a change in scenery, a move to an area with a lower cost of living, or - [Millions of Americans Have Discovered the Benefits of Multigenerational Households](https://glaroussini.homesinrichmond.com/millions-of-americans-have-discovered-the-benefits-of-multigenerational-households/) - If your needs are changing, you may be thinking about sharing a home with additional loved ones, such as grandparents, adult children, or other extended family members. Whether it’s for financial or health-related circumstances, or simply because you’ve reached a new phase of life, you might be wondering if living with multiple generations under the - [The Top Indicator if You Want To Know Where Mortgage Rates Are Heading](https://glaroussini.homesinrichmond.com/the-top-indicator-if-you-want-to-know-where-mortgage-rates-are-heading/) - Mortgage rates have increased significantly since the beginning of the year. Each Thursday, Freddie Mac releases its Primary Mortgage Market Survey. According to the latest survey, the average 30-year fixed-rate mortgage has risen from 3.22% at the start of the year to 3.55% as of last week. This is important to note because any increase - [Why a Move Could Bring You More Happiness This Year](https://glaroussini.homesinrichmond.com/why-a-move-could-bring-you-more-happiness-this-year/) - Over the past two years, we’ve lived through one of the most stressful periods in recent history. Because of the health crisis, many of us have spent more time at home and that’s led us to re-evaluate both what we need in a house and how much we appreciate having a safe space. If you’ve - [Owning Is More Affordable than Renting in the Majority of the Country](https://glaroussini.homesinrichmond.com/owning-is-more-affordable-than-renting-in-the-majority-of-the-country/) - If you were thinking about buying a home this year, but already pressed pause on your plans due to rising home prices and increasing mortgage rates, there’s something you should consider. According to the latest report from ATTOM Data, owning a home is more affordable than renting in the majority of the country. The 2022 - [Why Your Home Inspection Matters [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/why-your-home-inspection-matters-infographic/) - Some Highlights Buying a home and wondering if your inspection is necessary? While some buyers may decide to waive their inspection, it’s risky decision. Your home inspection is a crucial step in the homebuying process. It assesses the condition of the home you plan to purchase, so you can avoid costly surprises down the road. - [Why Right Now Is a Once-in-a-Lifetime Opportunity for Sellers](https://glaroussini.homesinrichmond.com/why-right-now-is-a-once-in-a-lifetime-opportunity-for-sellers/) - If you’re thinking about selling your house in 2022, you truly have a once-in-a-lifetime opportunity at your fingertips. When selling anything, you always hope for strong demand for the item coupled with a limited supply. That maximizes your leverage when you’re negotiating the sale. Home sellers are in that exact situation right now. Here’s why. - [Are You a Homeowner Thinking About Climate Change?](https://glaroussini.homesinrichmond.com/are-you-a-homeowner-thinking-about-climate-change/) - Americans are more aware than ever of the effects climate change and natural disasters can have on their homes. According to a report from realtor.com: “More than 3 in 4 recent buyers, 78%, took [natural disasters] into account when choosing the locations of their homes, . . .” The study also found that many existing - [The Next Generation of Homebuyers Is Here](https://glaroussini.homesinrichmond.com/the-next-generation-of-homebuyers-is-here/) - Many members of Generation Z (Gen Z) are aging into adulthood and deciding whether to rent or buy a home. If you find yourself in this group, it’s important to understand you’re never too young to start thinking about homeownership. The sooner you start planning, the sooner you can move on from renting. As you - [Why Pre-Approval Is Key for Homebuyers in 2022](https://glaroussini.homesinrichmond.com/why-pre-approval-is-key-for-homebuyers-in-2022/) - You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s crucial to have a pre-approval letter prior to making an offer. Here’s why. Being intentional - [Buyers Want To Know: Why Is Housing Supply Still So Low?](https://glaroussini.homesinrichmond.com/buyers-want-to-know-why-is-housing-supply-still-so-low/) - One key question that’s top of mind for homebuyers this year is: why is it so hard to find a house to buy? The truth is, we’re in the ultimate sellers’ market, so real estate is ultra-competitive for buyers right now. The number of buyers searching for a home greatly outweighs how many homes are - [With Mortgage Rates Climbing, Now’s the Time To Act](https://glaroussini.homesinrichmond.com/with-mortgage-rates-climbing-nows-the-time-to-act/) - Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock. But the truth is, it wasn’t entirely unexpected. Experts have been - [Sellers: Don’t Wait Until Spring To Make Your Move](https://glaroussini.homesinrichmond.com/sellers-dont-wait-until-spring-to-make-your-move/) - As you plan out your goals for the year, moving up to your dream home may top the list. But, how do you know when to make your move? You want to time it just right so you can get the most out of the sale of your current house. You also want to know - [Achieving the Dream of Homeownership](https://glaroussini.homesinrichmond.com/achieving-the-dream-of-homeownership/) - Homeownership has long been considered the American Dream, and it’s one every American should feel confident and powerful pursuing. But owning a home is also a deeply personal dream. Our home provides us with safety and security, and it’s a place where we can grow and flourish. Today, we remember the legacy of Dr. Martin Luther King, - [When Is the Right Time To Sell [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/when-is-the-right-time-to-sell-infographic/) - Some Highlights If you’re trying to decide when to list your house, the time is now. There are plenty of buyers eagerly waiting for your home to hit the market. The latest data indicates home showings are rising. There are more buyers than homes for sale right now. That means you’ll likely receive multiple offers, - [What’s Going To Happen with Home Prices This Year?](https://glaroussini.homesinrichmond.com/whats-going-to-happen-with-home-prices-this-year/) - After almost two years of double-digit increases, many experts thought home price appreciation would decelerate or happen at a slower pace in the last quarter of 2021. However, the latest Home Price Insights Report from CoreLogic indicates while prices may have plateaued, appreciation has definitely not slowed. The following graph shows year-over-year appreciation throughout 2021. - [Two Ways Homebuyers Can Win in Today’s Market](https://glaroussini.homesinrichmond.com/two-ways-homebuyers-can-win-in-todays-market/) - If your goal is to purchase a home this year, you might be looking for any advantage you can get in today’s sellers’ market. While competition is still fierce for homebuyers, there are ways you can win and secure the home of your dreams, even in a hot market. Act Early and Save The earlier - [Why Inflation Shouldn’t Stop You from Buying a Home in 2022](https://glaroussini.homesinrichmond.com/why-inflation-shouldnt-stop-you-from-buying-a-home-in-2022/) - If you’re following along with the news today, you’re probably hearing a lot about record-breaking home prices, rising consumer costs, supply chain constraints, and more. And if you’re thinking about purchasing a home this year, all of these inflationary concerns are likely making you wonder if you should wait to buy. Investopedia explains that during - [Real Estate Professionals Are Experts at Keeping You Safe When You Sell](https://glaroussini.homesinrichmond.com/real-estate-professionals-are-experts-at-keeping-you-safe-when-you-sell/) - If you’re on the fence about whether or not you want to sell your house this year, there’s good news. For nearly two years, real estate professionals have worked tirelessly to ensure the safety of buyers and sellers during the pandemic. Today, they’re seasoned experts, not just in the art of buying and selling homes, - [How To Hit Your Homebuying Goals This Year [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/how-to-hit-your-homebuying-goals-this-year-infographic/) - Some Highlights If you’re looking to buy a home, you may want to put these items on your to-do list to ensure you hit your goals. It’s important to start working on your credit and saving for a down payment early. When you’re ready to begin your search, work with a real estate professional and - [There Won’t Be a Wave of Foreclosures in the Housing Market](https://glaroussini.homesinrichmond.com/there-wont-be-a-wave-of-foreclosures-in-the-housing-market/) - When mortgage forbearance plans were first announced and the pandemic surged through the country in early 2020, many homeowners were allowed to pause their mortgage payments. Some analysts were concerned that once the forbearance program ended, the housing market would experience a wave of foreclosures like what happened after the housing bubble 15 years ago. - [Why Waiting To Sell Your House Could Cost You a Small Fortune](https://glaroussini.homesinrichmond.com/why-waiting-to-sell-your-house-could-cost-you-a-small-fortune/) - Many homeowners who plan to sell in 2022 may think the wise thing to do is to wait for the spring buying market since historically about 40 percent of home sales occur between April and July. However, this year’s expected to be much different than the norm. Here are five reasons to list your house - [Avoid the Rental Trap in 2022](https://glaroussini.homesinrichmond.com/avoid-the-rental-trap-in-2022/) - Are you one of the many renters thinking about where you’ll live the next time your lease is up? Before you decide whether to look for a new house or another apartment, it’s important to understand the true costs of renting in 2022. As a renter, you should know rents have been rising since 1988 - [How Much Do You Need for Your Down Payment?](https://glaroussini.homesinrichmond.com/how-much-do-you-need-for-your-down-payment/) - As you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment? If you think you have to put 20% down, you may have set your goal based on a common - [Here’s to a Wonderful 2022!](https://glaroussini.homesinrichmond.com/heres-to-a-wonderful-2022/) - [Why Selling Your House with a Real Estate Professional Is Essential](https://glaroussini.homesinrichmond.com/why-selling-your-house-with-a-real-estate-professional-is-essential/) - Selling your house is no simple task. And when you sell on your own – known as a FSBO (or For Sale by Owner) – you’re responsible for handling some of the more difficult aspects of the process without the expert guidance you need. The 2021 Profile of Home Buyers and Sellers from the National - [Expert Insights on the 2022 Housing Market](https://glaroussini.homesinrichmond.com/expert-insights-on-the-2022-housing-market/) - As we move into 2022, both buyers and sellers are wondering, what’s next? Will there be more homes available to buy? Will prices keep climbing? How high will mortgage rates go? For the answer to those questions and more, we turn to the experts. Here’s a look at what they say we can expect in - [5 Tips for Making Your Best Offer on a Home](https://glaroussini.homesinrichmond.com/5-tips-for-making-your-best-offer-on-a-home/) - As a buyer in a sellers’ market, sometimes it can feel like you’re stuck between a rock and a hard place. When you’re ready to make an offer on a home, remember these five easy tips to help you rise above the competition. 1. Know Your Budget Knowing your budget and what you can afford - [Key Things To Avoid After Applying for a Mortgage](https://glaroussini.homesinrichmond.com/key-things-to-avoid-after-applying-for-a-mortgage/) - Once you’ve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close. It’s exciting to start thinking about moving in and decorating your new place, but before you make any large purchases, move your money around, or make any major life changes, be sure - [Thank You for All of Your Support](https://glaroussini.homesinrichmond.com/thank-you-for-all-of-your-support/) - [When a House Becomes a Home](https://glaroussini.homesinrichmond.com/when-a-house-becomes-a-home/) - It’s clear that owning a home makes financial sense. But lately, the emotional side of what drives homeownership is becoming increasingly important. No matter the living space, the feeling of a home means different things to different people. Whether it’s a familiar scent or a favorite chair, the feel-good connections to our own homes can - [The Perks of Putting 20% Down on a Home](https://glaroussini.homesinrichmond.com/the-perks-of-putting-20-down-on-a-home/) - If you’re thinking of buying a home, you’re probably wondering what you need to save for your down payment. Is it 20% of the loan, or could you put down less? While there are lower down payment programs available that allow qualified buyers to put down as little as 3.5%, it’s important to understand the - [The Average Homeowner Gained $56,700 in Equity over the Past Year](https://glaroussini.homesinrichmond.com/the-average-homeowner-gained-56700-in-equity-over-the-past-year/) - When you think of homeownership, what’s the first thing that comes to mind? Chances are you might focus on the non-financial benefits, like the security or stability a home provides. But what about equity? While it can be overlooked, a homeowner’s equity helps build long-term wealth over time. Here’s a look at what equity is - [Homebuyers: Be Ready To Act This Winter](https://glaroussini.homesinrichmond.com/homebuyers-be-ready-to-act-this-winter/) - To succeed as a buyer in today’s market, it’s important to understand which market trends will have the greatest impact on your home search. Danielle Hale, Chief Economist at realtor.com, says there are two factors every buyer should keep their eyes on: “Going forward, the conditions buyers face are primarily dependent on two things: mortgage - [2022 Housing Market Forecast [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/2022-housing-market-forecast-infographic/) - Some Highlights What does the coming year hold for the housing market? Here’s what experts project for 2022. Mortgage rates are projected to rise and so are home prices. Experts are forecasting buyer demand will remain strong as people try to capitalize on rates and prices before they climb, creating another strong year for home - [Homebuyers Are Going on a Shopping Spree This Winter](https://glaroussini.homesinrichmond.com/homebuyers-are-going-on-a-shopping-spree-this-winter/) - Black Friday and Cyber Monday are over, which means some shoppers have wrapped up their holiday buying. But there’s still a group of buyers that are very active this holiday season – homebuyers. Experts anticipate the real estate market will see a flurry of activity this winter, and that’s great news for today’s sellers. If - [What Everyone Wants To Know: Will Home Prices Decline in 2022?](https://glaroussini.homesinrichmond.com/what-everyone-wants-to-know-will-home-prices-decline-in-2022/) - If you’re thinking of buying a home in today’s housing market, you may be wondering how strong your investment will be. You might be asking yourself: if I buy a home now, will it lose value? Or will it continue to appreciate going forward? The good news is, according to the experts, home prices are - [Advice for First-Generation Homebuyers](https://glaroussini.homesinrichmond.com/advice-for-first-generation-homebuyers/) - The sense of pride you’ll feel when you purchase a home can’t be overstated. For first-generation homebuyers, that feeling of accomplishment is even greater. That’s because the pride of homeownership for first-generation buyers extends far beyond the homebuyer. AJ Barkley, Head of Neighborhood and Community Lending for Bank of America, says: “Achieving this goal can - [If You Think the Housing Market Will Slow This Winter, Think Again.](https://glaroussini.homesinrichmond.com/if-you-think-the-housing-market-will-slow-this-winter-think-again/) - From the opportunity to take advantage of today’s low mortgage rates to changing homeowner needs, Americans have more motivation than ever to buy a home. According to the experts, buyers are making moves right now, creating an unseasonably strong housing market for this time of year. As we wrap up the fall season and move - [A Happy Tail: Pets and the Homebuying Process [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/a-happy-tail-pets-and-the-homebuying-process-infographic/) - Some Highlights It’s no secret that we love our furry friends – about 70% of U.S. households have pets. What may come as a surprise is how large a role they play in the homebuying process. Americans spend $1,163 a year on their pets, and nearly half of pet owners say they would move for - [Two Reasons Why Waiting To Buy a Home Will Cost You](https://glaroussini.homesinrichmond.com/two-reasons-why-waiting-to-buy-a-home-will-cost-you/) - If you’re a homeowner who’s decided your current house no longer fits your needs, or a renter with a strong desire to become a homeowner, you may be hoping that waiting until next year could mean better market conditions to purchase a home. To determine whether you should buy now or wait another year, you - [Struggling To Find a Home To Buy? New Construction May Be an Option.](https://glaroussini.homesinrichmond.com/struggling-to-find-a-home-to-buy-new-construction-may-be-an-option/) - There’s no question that the financial benefits of selling a house are outstanding today. Now is truly a great time to list if you’re ready to make a change. But if you do sell your house right now, you may be wondering where you’ll go when you move. With so few homes available to buy - [Why It Just Became Much Easier To Buy a Home](https://glaroussini.homesinrichmond.com/why-it-just-became-much-easier-to-buy-a-home/) - Since the pandemic began, Americans have reevaluated the meaning of the word home. That’s led some renters to realize the many benefits of homeownership, including the feelings of security and stability and the financial benefits that come with rising home equity. At the same time, many current homeowners have decided their house no longer meets - [Win When You Sell (And When You Move)](https://glaroussini.homesinrichmond.com/win-when-you-sell-and-when-you-move/) - If you’re trying to decide when to sell your house, there may not be a better time than this winter. Selling this season means you can take advantage of today’s strong sellers’ market when you make a move. Win When You Sell Right now, conditions are very favorable for current homeowners looking for a change. - [A Checklist for Selling Your House This Winter [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/a-checklist-for-selling-your-house-this-winter-infographic/) - Some Highlights If you’re planning to sell your house this winter, you’ll want it to look its best inside and out. Take the time and focus on tasks that make it inviting, show it’s cared for, and boost your curb appeal. Let’s connect so you have an expert opinion on what to focus on, so - [Tips for Single Homebuyers: How To Make Your Dream a Reality](https://glaroussini.homesinrichmond.com/tips-for-single-homebuyers-how-to-make-your-dream-a-reality/) - If you’re living on your own and looking to buy a home, know that you can make your dream a reality with thoughtful planning and the right team of experts. Research from Freddie Mac shows 28% of all households (36.1 million) are sole-person, and that number is growing. Over the past 40 years, the number - [How To Think Strategically as a Buyer in Today’s Market](https://glaroussini.homesinrichmond.com/how-to-think-strategically-as-a-buyer-in-todays-market/) - The game of chess can provide incredible lessons to apply to all aspects of life, including the homebuying process. Chess requires you to plan and think about your strategy from the very beginning of the game. The homebuying process, like chess, requires strategy and planning. Here are a few things to keep in mind to - [Home Is Where the Heart Is More than Ever This Year](https://glaroussini.homesinrichmond.com/home-is-where-the-heart-is-more-than-ever-this-year/) - There’s no denying the financial benefits of homeownership, but what’s often overlooked are the feelings of gratitude, security, pride, and comfort we get from owning a home. This year, those emotions are stronger than ever. We’ve lived through a time that has truly changed our needs and who we are, and as a result, homeownership - [Why Now Is a Great Time To Sell Your House](https://glaroussini.homesinrichmond.com/why-now-is-a-great-time-to-sell-your-house/) - As we near the end of the year, more homeowners are realizing the benefits of today’s sellers’ market. Record-breaking home price appreciation, growing equity, low inventory, and competitive mortgage rates are motivating homeowners to make a move that addresses their changing lifestyles. In fact, recent data from realtor.com shows a larger share of homeowners are - [How Smart Buyers Are Approaching Rising Mortgage Rates](https://glaroussini.homesinrichmond.com/how-smart-buyers-are-approaching-rising-mortgage-rates/) - Last week, the average 30-year fixed mortgage rate from Freddie Mac inched up to 3.1%, and experts project rates will continue rising through 2022: “The 30-year fixed-rate mortgage was 2.9% in the third quarter of 2021. We forecast mortgage rates to increase slightly through the remainder of the year and reach 3.0%, rising to 3.5% - [Don’t Believe Everything You Read: The Truth Many Headlines Overlook](https://glaroussini.homesinrichmond.com/dont-believe-everything-you-read-the-truth-many-headlines-overlook/) - There are a lot of questions right now regarding the real estate market as we head into 2022. The forbearance program is coming to an end and mortgage rates are beginning to rise. With all of this uncertainty, anyone with a megaphone – from the mainstream media to a lone blogger – has realized that - [4 Ways Homeowners Can Use Their Equity](https://glaroussini.homesinrichmond.com/4-ways-homeowners-can-use-their-equity/) - Your equity is a powerful tool that can help you achieve your goals as a homeowner. And chances are, your equity grew substantially over the past year. According to the latest Equity Insights Report from CoreLogic, homeowners gained an average of $51,500 in equity over the past year. If you’re looking for the best ways - [Your Journey to Homeownership [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/your-journey-to-homeownership-infographic/) - Some Highlights When it comes to buying a home, there are a number of key milestones along the way. The process includes everything from building your team and understanding your finances to going house hunting, making an offer, and more. When you’re ready to start your journey, let’s connect so you have trusted guidance at - [Home Sales About To Surge? We May See a Winter Like Never Before.](https://glaroussini.homesinrichmond.com/home-sales-about-to-surge-we-may-see-a-winter-like-never-before/) - Like most industries, residential real estate has a seasonality to it. For example, toy stores sell more toys in October, November, and December than they do in any other three-month span throughout the year. More cars are sold in the U.S. during the second quarter (April, May, and June) than in any other quarter of - [Retirement May Be Changing What You Need in a Home](https://glaroussini.homesinrichmond.com/retirement-may-be-changing-what-you-need-in-a-home/) - The past year and a half brought about significant life changes for many of us. For some, it meant entering retirement earlier than expected. Recent data shows more people retired this year than anticipated. According to the Schwartz Center for Economic Policy Analysis, 2021 saw a retirement boom: “At least 1.7 million more older workers - [Sellers: You’ll Likely Get Multiple Strong Offers This Season](https://glaroussini.homesinrichmond.com/sellers-youll-likely-get-multiple-strong-offers-this-season/) - Are you thinking about selling your house right now, but you’re not sure you’ll have the time to do so as the holidays draw near? If so, consider this: even as the holiday season approaches, there are plenty of buyers out there, and they really want your house. Here’s why selling this winter is a - [4 Things Every Renter Needs To Consider](https://glaroussini.homesinrichmond.com/4-things-every-renter-needs-to-consider/) - As a renter, you’re constantly faced with the same dilemma: keep renting for another year or purchase a home? Your answer depends on your current situation and future plans, but there are a number of benefits to homeownership every renter needs to consider. Here are a few things you should think about before you settle - [Should I Update My House Before I Sell It? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/should-i-update-my-house-before-i-sell-it-infographic/) - Some Highlights If you’re deciding whether you should make updates before you sell your house, lean on your agent to be your guide. If the market is flooded with houses for sale, updates may be necessary for your house to stand out. In our current sellers’ market, the added expenses might not be worth it. - [VA Loans: Helping Veterans Achieve Their Homeownership Dreams](https://glaroussini.homesinrichmond.com/va-loans-helping-veterans-achieve-their-homeownership-dreams/) - The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation. As the Veterans Administration says of the program: “The objective of the VA Home Loan Guaranty program is to help eligible Veterans, active-duty personnel, surviving spouses, and members of - [What’s Happening with Home Prices?](https://glaroussini.homesinrichmond.com/whats-happening-with-home-prices/) - Many people have questions about home prices right now. How much have prices risen over the past 12 months? What’s happening with home values right now? What’s projected for next year? Here’s a look at the answers to all three of these questions. How much have home values appreciated over the last 12 months? According - [How Sellers Win When Housing Inventory Is Low](https://glaroussini.homesinrichmond.com/how-sellers-win-when-housing-inventory-is-low/) - In today’s housing market, the number of homes for sale is much lower than the strong buyer demand. As a result, homeowners ready to sell have a significant advantage. Here are three ways today’s low inventory will set you up for a win when you sell this season. 1. Higher Prices With so many more - [Two Graphs That Show Why You Shouldn’t Be Upset About 3% Mortgage Rates](https://glaroussini.homesinrichmond.com/two-graphs-that-show-why-you-shouldnt-be-upset-about-3-mortgage-rates/) - With the average 30-year fixed mortgage rate from Freddie Mac climbing above 3%, rising rates are one of the topics dominating the discussion in the housing market today. And since experts project rates will rise further in the coming months, that conversation isn’t going away any time soon. But as a homebuyer, what do rates - [Numbers Don’t Lie – It’s Still a Great Time To Sell [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/numbers-dont-lie-its-still-a-great-time-to-sell-infographic/) - Some Highlights Heading into the end of the year, you might wonder if it’s still a good time to sell your house. Here’s what the latest data from the National Association of Realtors (NAR) says. Housing supply is lower than last year, and home prices are up nationwide. Meanwhile, the average home is selling fast - [Why a Wave of Foreclosures Is Not on the Way](https://glaroussini.homesinrichmond.com/why-a-wave-of-foreclosures-is-not-on-the-way/) - With forbearance plans coming to an end, many are concerned the housing market will experience a wave of foreclosures similar to what happened after the housing bubble 15 years ago. Here are a few reasons why that won’t happen. There are fewer homeowners in trouble this time After the last housing crash, about 9.3 million - [Experts Project Mortgage Rates Will Continue To Rise in 2022](https://glaroussini.homesinrichmond.com/experts-project-mortgage-rates-will-continue-to-rise-in-2022/) - Mortgage rates are one of several factors that impact how much you can afford if you’re buying a home. When rates are low, they help you get more house for your money. Within the last year, mortgage rates have hit the lowest point ever recorded, and they’ve hovered in the historic-low territory. But even over - [Sellers Have Incredible Leverage in Today’s Market](https://glaroussini.homesinrichmond.com/sellers-have-incredible-leverage-in-todays-market/) - With mortgage rates climbing above 3% for the first time in months, serious buyers are more motivated than ever to find a home before the end of the year. Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), puts it best, saying: “Housing demand remains strong as buyers likely want to secure a home - [Renters Missed Out on $51,500 This Past Year](https://glaroussini.homesinrichmond.com/renters-missed-out-on-51500-this-past-year/) - Rents have increased significantly this year. The latest National Rent Report from Apartmentlist.com shows rents are rising at a rate much higher than the three years leading up to the pandemic: “Since January of this year, the national median rent has increased by a staggering 16.4 percent. To put that in context, rent growth from January - [The Mortgage Process Doesn’t Have To Be Scary [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/the-mortgage-process-doesnt-have-to-be-scary-infographic/) - Some Highlights Applying for a mortgage is a big step towards homeownership, but it doesn’t need to be one you fear. Here are some tips to help you prepare. Know your credit score and work to build strong credit. When you’re ready, lean on your agent to connect you with a lender so you can - [Does Your House Have What Buyers Want?](https://glaroussini.homesinrichmond.com/does-your-house-have-what-buyers-want/) - The rise in remote work is changing what many Americans want in their homes. Many companies are choosing to delay reopening or go remote full-time, and today’s buyers are looking for homes with more space to support their work needs. As a seller, if you no longer need the extra room you have in your - [Housing Challenge or Housing Opportunity? It Depends.](https://glaroussini.homesinrichmond.com/housing-challenge-or-housing-opportunity-it-depends/) - The biggest challenge in real estate today is the lack of available homes for sale. The low housing supply has caused homes throughout the country to appreciate at a much faster rate than what we’ve experienced historically. There are many reasons for the limited number of homes on the market, but as you can see - [There Are More Homes Available Now than There Were This Spring](https://glaroussini.homesinrichmond.com/there-are-more-homes-available-now-than-there-were-this-spring/) - There’s a lot of talk lately about how challenging it can be to find a home to buy. While housing inventory is still low, there are a few important things to understand about the supply of homes for sale as we move into the end of the year. The Number of Homes for Sale Usually - [Knowledge Is Power When It Comes to Appraisals and Inspections](https://glaroussini.homesinrichmond.com/knowledge-is-power-when-it-comes-to-appraisals-and-inspections/) - Buyers in today’s market often have questions about the importance of getting a home appraisal and an inspection. That’s because high buyer demand and low housing supply are driving intense competition and leading some buyers to consider waiving those contingencies to stand out in the crowded market. But is that the best move? Buying a - [Your Home Equity Is Growing [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/your-home-equity-is-growing-infographic/) - Some Highlights If you’re a homeowner, today’s rising equity is great news. On average, homeowners have gained $51,500 in equity since this time last year. Whether it’s funding an education, fueling your next move, or starting a business, your home equity is a great tool you can use to power your dreams. Ready to sell? - [Important Distinction: Homes Are Less Affordable, Not Unaffordable](https://glaroussini.homesinrichmond.com/important-distinction-homes-are-less-affordable-not-unaffordable/) - It’s impossible to research the subject of buying a home without coming across a headline declaring that the fall in home affordability is a crisis. However, when we add context to the most recent affordability statistics, we soon realize that, though homes are less affordable than they have been over the last few years, they - [Looking To Move? It Could Be Time To Build Your Dream Home.](https://glaroussini.homesinrichmond.com/looking-to-move-it-could-be-time-to-build-your-dream-home/) - While today’s supply of homes for sale is still low, the number of newly built homes is increasing. If you’re ready to sell but have held off because you weren’t sure you’d be able to find a home to move into, newly built homes and those under construction can provide the options you’ve been waiting - [What Does the Future Hold for Home Prices?](https://glaroussini.homesinrichmond.com/what-does-the-future-hold-for-home-prices/) - If you’re looking to buy or sell a house, chances are you’ve heard talk about today’s rising home prices. And while this increase in home values is great news for sellers, you may be wondering what the future holds. Will prices continue to rise with time, or should you expect them to fall? To answer - [Sellers: Your House Could Be an Oasis for Buyers Seeking More Options](https://glaroussini.homesinrichmond.com/sellers-your-house-could-be-an-oasis-for-buyers-seeking-more-options/) - Sellers have a great opportunity this season as buyer demand still heavily outweighs the current supply of homes for sale. According to the National Association of Realtors (NAR), today’s housing inventory sits at only a 2.6-month supply. To put that into perspective, a neutral market typically features a 6-month supply. That places today’s market firmly - [Homebuyer Tips for Finding the One [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/homebuyer-tips-for-finding-the-one-infographic/) - Some Highlights The best advice carries across multiple areas of life. When it comes to homebuying, a few simple tips can help you stay on track. Because of increased demand, you’ll need to be patient and embrace compromises during your search. Then, once you’ve fallen in love, commit by putting your best offer forward. If - [What Do Past Years Tell Us About Today’s Real Estate Market?](https://glaroussini.homesinrichmond.com/what-do-past-years-tell-us-about-todays-real-estate-market/) - As you follow the news, you’re likely seeing headlines discussing what’s going on in today’s housing market. Chances are high that some of the more recent storylines you’ve come across mention terms like cooling or slowing when talking about where the market is headed. But what do these terms mean? The housing market today is - [The Big Question: Should You Renovate or Move?](https://glaroussini.homesinrichmond.com/the-big-question-should-you-renovate-or-move/) - The last 18 months changed what many buyers are looking for in a home. Recently, the American Institute of Architects released their AIA Home Design Trends Survey results for Q3 2021. The survey reveals the following: 70% of respondents want more outdoor living space 69% of respondents want a home office (48% wanted multiple offices) - [Don’t Wait for a Lower Mortgage Rate – It Could Cost You](https://glaroussini.homesinrichmond.com/dont-wait-for-a-lower-mortgage-rate-it-could-cost-you/) - Today’s housing market is truly one for the record books. Over the past year, we’ve seen the lowest mortgage rates in history. And while those rates seemed to bottom out in January of this year, the golden window of opportunity for buyers isn’t over just yet. If you’re one of the buyers who worry they’ve - [Experts Agree: Homeownership Provides a Path to Long-Term Wealth](https://glaroussini.homesinrichmond.com/experts-agree-homeownership-provides-a-path-to-long-term-wealth/) - A recent survey from LendingTree.com found there are multiple reasons why Americans would choose to purchase a home instead of renting. Some of the most popular non-financial reasons given include: The flexibility to make the space your own The pride homeownership offers The sense of stability In the same survey, 41% of respondents say they’d - [What’s Causing Today’s Competitive Real Estate Market? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/whats-causing-todays-competitive-real-estate-market-infographic/) - Some Highlights Today’s strong sellers’ market is the direct result of high demand and low supply. Low mortgage rates and generational trends have created an increased demand for homes. Meanwhile, the slower pace of new home construction and homeowners staying in their homes longer have both led to today’s low supply. If you’re thinking of - [111,285 Reasons You Should Buy a Home This Year](https://glaroussini.homesinrichmond.com/111285-reasons-you-should-buy-a-home-this-year/) - The financial benefits of buying a home versus renting one are always up for debate. However, one element of the equation is often ignored – the ability to build wealth as a homeowner. According to the latest research from the National Association of Realtors (NAR): “Homeownership is a key pathway to building wealth and narrowing - [What Do Supply and Demand Tell Us About Today’s Housing Market?](https://glaroussini.homesinrichmond.com/what-do-supply-and-demand-tell-us-about-todays-housing-market/) - There’s a well-known economic theory – the law of supply and demand – that explains what’s happening with prices in the current real estate market. Put simply, when demand for an item is high, prices rise. When the supply of the item increases, prices fall. Of course, when demand is very high and supply is - [The Main Key To Understanding the Rise in Mortgage Rates](https://glaroussini.homesinrichmond.com/the-main-key-to-understanding-the-rise-in-mortgage-rates/) - Every Thursday, Freddie Mac releases the results of their Primary Mortgage Market Survey which reveals the most recent movement in the 30-year fixed mortgage rate. Last week, the rate was announced as 3.01%. It was the first time in three months that the mortgage rate surpassed 3%. In a press release accompanying the survey, Sam - [4 Tips To Prep for Your Home Sale This Fall](https://glaroussini.homesinrichmond.com/4-tips-to-prep-for-your-home-sale-this-fall/) - Even in a hot sellers’ market like today’s in which homes are selling so quickly, it’s still important to make a good first impression on potential buyers. Taking the time upfront to prep your house appropriately can bring in the greatest return on your investment. Here are four simple tips to make sure you maximize - [Reasons Renters Buy [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/reasons-renters-buy-infographic/) - Some Highlights When deciding whether you should rent or buy, make sure you’re considering these factors. Buying a home means consistent monthly payments. Homeownership also helps to build your wealth. And owning a home gives you greater flexibility than renting. If you’re ready to take advantage of the perks of homeownership, let’s connect to explore - [As Home Equity Rises, So Does Your Wealth](https://glaroussini.homesinrichmond.com/as-home-equity-rises-so-does-your-wealth/) - Homeownership is still a crucial part of the American dream. For those people who own a home (and those looking to buy one), it’s clear that being a homeowner has considerable benefits both emotionally and financially. In addition to long-term stability, buying a home is one of the best ways to increase your net worth. - [Don’t Tackle Selling Your Home on Your Own – an Agent Can Help](https://glaroussini.homesinrichmond.com/dont-tackle-selling-your-home-on-your-own-an-agent-can-help/) - If you’re looking to maximize your sale and minimize your effort, you need to work with a real estate professional. In a sellers’ market like today’s, it can be tempting to list your house on your own – known as For Sale By Owner (FSBO). But the truth is, a real estate professional can save - [Early October is the Sweet Spot for Buyers](https://glaroussini.homesinrichmond.com/early-october-is-the-sweet-spot-for-buyers/) - Are you looking to buy a home? If so, we’ve got good news for you. While there’s no denying the housing market is having a great year, many of the headlines are focused on the perks for sellers. But what about buyers today? As a buyer, you’re likely braving bidding wars and weighing low mortgage - [If You’re a Buyer, Is Offering Asking Price Enough?](https://glaroussini.homesinrichmond.com/if-youre-a-buyer-is-offering-asking-price-enough/) - In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower sales price. In a typical housing market, buyers try to determine how much less than the asking price they can offer and still get the home. From there, the buyer and seller typically negotiate - [It’s Still a Sellers’ Market [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/its-still-a-sellers-market-infographic/) - Some Highlights Due to low supply and high demand, today is one of the strongest sellers’ markets we’ve seen. Sellers can benefit from more offers to pick from, higher home values, and a faster sales process. That might be why 73% of people believe it’s a good time to sell. Sellers, don’t miss out on - [Two Reasons Why Waiting a Year To Buy Could Cost You](https://glaroussini.homesinrichmond.com/two-reasons-why-waiting-a-year-to-buy-could-cost-you/) - If you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home. To determine if you should buy now or wait, you need to ask yourself - [Is a 20% Down Payment Really Necessary To Purchase a Home?](https://glaroussini.homesinrichmond.com/is-a-20-down-payment-really-necessary-to-purchase-a-home/) - There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by Lending Tree asks what is keeping consumers from purchasing a home. For over half of those surveyed, the ability to afford a down payment is - [Remote Work Is Here To Stay. Can Your Home Deliver the Space You Need?](https://glaroussini.homesinrichmond.com/remote-work-is-here-to-stay-can-your-home-deliver-the-space-you-need/) - A lot has changed over the past year. For many people, the rise in remote work influenced what they’re looking for in a home and created a greater appetite for a dedicated home office. Some professionals took advantage of the situation and purchased a bigger home. Other people thought working from home would be temporary, - [Is It Time To Move on to a New Home?](https://glaroussini.homesinrichmond.com/is-it-time-to-move-on-to-a-new-home/) - If you’ve been in your home for longer than five years, you’re not alone. According to recent data from First American, homeowners are staying put much longer than historical averages (see graph below):As the graph shows, before 2008, homeowners sold their houses after an average of just five years. Today, that number has more than - [Have You Ever Seen a Housing Market Like This? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/have-you-ever-seen-a-housing-market-like-this-infographic/) - Some Highlights Whether you’re buying or selling – today’s housing market has plenty of good news to go around. Buyers can take advantage of today’s mortgage rates to escape rising rents and keep monthly payments affordable. Sellers can reap the benefits of multiple offers and a fast sale. If this sounds like good news to - [Is the Number of Homes for Sale Finally Growing?](https://glaroussini.homesinrichmond.com/is-the-number-of-homes-for-sale-finally-growing/) - An important metric in today’s residential real estate market is the number of homes available for sale. The shortage of available housing inventory is the major reason for the double-digit price appreciation we’ve seen in each of the last two years. It’s the reason many would-be purchasers are frustrated with the bidding wars over the - [5 Tips for Making Your Best Offer](https://glaroussini.homesinrichmond.com/5-tips-for-making-your-best-offer/) - In today’s sellers’ market, standing out as a buyer is critical. Multi-offer scenarios and bidding wars are the norm due to the low supply of houses for sale and high buyer demand. If you’re buying this fall, you’ll want every advantage, especially when you’ve found the home of your dreams. Below are five things to keep - [The Truth About Today’s Buyer Demand](https://glaroussini.homesinrichmond.com/the-truth-about-todays-buyer-demand/) - When it comes to the latest news in real estate, there are a lot of sensational headlines in the media. In times like this, when it can be hard to know what to believe, put your trust in the experts. Those of us in the housing market respect that buying or selling a home is - [Why It’s Still Safe To Sell Your Home](https://glaroussini.homesinrichmond.com/why-its-still-safe-to-sell-your-home/) - If you’re on the fence about whether or not you want to sell your house this year, there’s good news. Real estate professionals are highly experienced in how to sell houses safely during the pandemic. Over the last year, agents have adopted new technologies and safety measures designed to keep you safe. And experts say - [Fact or Fiction: Homebuyer Edition [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/fact-or-fiction-homebuyer-edition-infographic/) - Some Highlights When it comes to the current housing market, there are multiple misconceptions – from what the current supply of available homes looks like to how much houses are selling for. It takes professionals who study expert opinions and data to truly understand the real estate market and separate fact from fiction. Trust the - [Home Price Appreciation Is Skyrocketing in 2021. What About 2022?](https://glaroussini.homesinrichmond.com/home-price-appreciation-is-skyrocketing-in-2021-what-about-2022/) - One of the major story lines over the last year is how well the residential real estate market performed. One key metric in the spotlight is home price appreciation. According to the latest indices, home prices are skyrocketing this year. Here are the latest percentages showing the year-over-year increase in home price appreciation: The House - [Understand Your Options To Avoid Foreclosure](https://glaroussini.homesinrichmond.com/understand-your-options-to-avoid-foreclosure/) - Even though experts agree there’s no chance of a large-scale foreclosure crisis, there are a number of homeowners who may be coming face-to-face with foreclosure as a possibility. And while the overall percentage of homeowners at risk is decreasing with time (see graph below), that’s little comfort to those individuals who are facing challenges today.If - [Reasons You Should Consider Selling This Fall](https://glaroussini.homesinrichmond.com/reasons-you-should-consider-selling-this-fall/) - If you’re trying to decide when to sell your house, there may not be a better time to list than right now. The ultimate sellers’ market we’re in today won’t last forever. If you’re thinking of making a move, here are four reasons to put your house up for sale sooner rather than later. 1. - [Honoring the American Workforce](https://glaroussini.homesinrichmond.com/honoring-the-american-workforce/) - Wishing you a happy and safe Labor Day. - [Your Agent Is Key When Pricing Your House [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/your-agent-is-key-when-pricing-your-house-infographic/) - Some Highlights Pricing your house right takes market experience and expertise. To find the best list price, your agent balances current market demand, values of homes in your neighborhood, where prices are headed, and your home’s condition. If you’re ready to sell, don’t guess on the price. Let’s connect today so we price your house - [5 Reasons Today’s Housing Market Is Anything but Normal](https://glaroussini.homesinrichmond.com/5-reasons-todays-housing-market-is-anything-but-normal/) - There are many headlines out there that claim we’re reverting to a more normal real estate market. That would indicate the housing market is returning to the pre-pandemic numbers we saw from 2015-2019. But that’s not happening. The market is still extremely vibrant as demand is still strong even while housing supply is slowly returning. - [What You Can Do Right Now To Prepare for Homeownership](https://glaroussini.homesinrichmond.com/what-you-can-do-right-now-to-prepare-for-homeownership/) - As rent prices continue to soar, many renters want to know what they can do to get ready to buy their first home. According to recent data from ApartmentList.com: “The first half of 2021 has seen the fastest growth in rent prices since the start of our estimates in 2017. Our national rent index has - [What Buyers and Sellers Need To Know About the Appraisal Gap](https://glaroussini.homesinrichmond.com/what-buyers-and-sellers-need-to-know-about-the-appraisal-gap/) - It’s economy 101 – when supply is low and demand is high, prices naturally rise. That’s what’s happening in today’s housing market. Home prices are appreciating at near-historic rates, and that’s creating some challenges when it comes to home appraisals. In recent months, it’s become increasingly common for an appraisal to come in below the - [The Difference in Net Worth Between Homeowners and Renters Is Widening](https://glaroussini.homesinrichmond.com/the-difference-in-net-worth-between-homeowners-and-renters-is-widening/) - Becoming financially secure is an important goal for many people today, but some don’t realize just how much homeownership can help them achieve that dream. A recent report, The Journey Toward Financial Freedom, surveys Americans about their perspective on financial wellness and their goals. It shows there may be a significant misconception about the role - [Your Checklist To Get Ready To Sell [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/your-checklist-to-get-ready-to-sell-infographic/) - Some Highlights When it comes to selling your house, you want it to look its best inside and out. It’s important to focus on tasks that can make it inviting, show it’s cared for, and boost your curb appeal for prospective buyers. Let’s connect to make sure your house shows well and catches a buyer’s - [If Housing Affordability Is About the Money, Don’t Forget This.](https://glaroussini.homesinrichmond.com/if-housing-affordability-is-about-the-money-dont-forget-this/) - There are many non-financial benefits of buying your own home. However, today’s headlines seem to be focusing primarily on the financial aspects of homeownership – specifically affordability. Many articles are making the claim that it’s not affordable to buy a home in today’s market, but that isn’t the case. Today’s buyers are spending approximately 20% - [Why 2021 Is Still the Year To Sell Your House](https://glaroussini.homesinrichmond.com/why-2021-is-still-the-year-to-sell-your-house/) - If you’re trying to decide whether or not to sell your house, this is the time to think seriously about making a move. Fannie Mae’s recent Home Purchase Sentiment Index (HPSI) reveals the number of respondents who say it’s a good time to sell is higher now than it was over the past few summers (see - [What To Do with Your Vacation Home as Summer Ends](https://glaroussini.homesinrichmond.com/what-to-do-with-your-vacation-home-as-summer-ends/) - As summer comes to a close, is it time to think about selling your vacation home? Based on recent data and expert opinions, it’s something you may want to consider. According to research from the National Association of Realtors (NAR), vacation home sales are up 57.2% year-over-year for January-April 2021. If you’ve taken your last - [What Do Experts Say About Today’s Mortgage Rates?](https://glaroussini.homesinrichmond.com/what-do-experts-say-about-todays-mortgage-rates/) - Mortgage rates are hovering near record lows, and that’s good news for today’s homebuyers. The graph below shows mortgage rates dating back to 2016 and where today falls by comparison. Generally speaking, when rates are low, you can afford more home for your money. That’s why experts across the industry agree – today’s low rates - [Options for First-Time Homebuyers [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/options-for-first-time-homebuyers-infographic/) - Some Highlights With a housing market this competitive, sometimes you have to think outside the box. Work with your trusted real estate advisors to do things like assess your budget, expand your search radius, look into other options, and determine your true needs. If you’re having trouble finding your first home, let’s connect to explore - [More Young People Are Buying Homes](https://glaroussini.homesinrichmond.com/more-young-people-are-buying-homes/) - There’s a common misconception that younger generations aren’t interested in homeownership. Many people point to the fact that millennials put off purchasing their first home as a reason for this belief. Odeta Kushi, Deputy Chief Economist for First American, explains why millennials have put off certain milestones linked to homeownership. Those delays led to their - [Real Estate: It’s Still a Lack of Supply, Not a Lack of Demand](https://glaroussini.homesinrichmond.com/real-estate-its-still-a-lack-of-supply-not-a-lack-of-demand/) - One of the major questions real estate experts are asking today is whether prospective homebuyers still believe purchasing a home makes sense. Some claim rapidly rising home prices are impacting demand and, by extension, leading to the recent slowdown in sales activity. However, demand isn’t the real issue. Instead, it’s the lack of supply (homes - [What Does Being in a Sellers’ Market Mean?](https://glaroussini.homesinrichmond.com/what-does-being-in-a-sellers-market-mean/) - Whether or not you’ve been following the real estate industry lately, there’s a good chance you’ve heard we’re in a serious sellers’ market. But what does that really mean? And why are conditions today so good for people who want to list their house? It starts with the number of houses available for sale. The - [A Look at Home Price Appreciation and What It Means for Sellers](https://glaroussini.homesinrichmond.com/a-look-at-home-price-appreciation-and-what-it-means-for-sellers/) - When you hear the phrase home price appreciation, what does it mean to you? Through context clues alone, chances are you know it has to do with rising home prices. And as a seller, you know rising home prices are good news for your potential sale. But let’s look past the dollar signs and dive - [Sellers Are in a Sweet Spot [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/sellers-are-in-a-sweet-spot-infographic/) - Some Highlights In today’s sellers’ market, you’re set up to win big when you list your house. That’s because homes are selling fast, receiving 4.4 offers on average and often selling above the asking price. Then, when you buy your next home, you’ll also win by addressing your changing needs and taking advantage of near - [The Best Use of Time (and Money) When It Comes to Renovations](https://glaroussini.homesinrichmond.com/the-best-use-of-time-and-money-when-it-comes-to-renovations/) - In the current sellers’ market, many homeowners wonder what, if anything, needs to be remodeled before they list their house. That’s where a trusted real estate professional comes in. They can help you think through today’s market conditions and how they impact what you should – and shouldn’t – renovate before selling. Here are some - [Are Houses Less Affordable Than They Were in Past Decades?](https://glaroussini.homesinrichmond.com/are-houses-less-affordable-than-they-were-in-past-decades/) - There are many headlines about how housing affordability is declining. The headlines are correct: it’s less affordable to purchase a home today than it was a year ago. However, it’s important to give this trend context. Is it less expensive to buy a house today than it was in 2005? What about 1995? What happens - [Looking for a Place To Call Home? Consider a Condominium.](https://glaroussini.homesinrichmond.com/looking-for-a-place-to-call-home-consider-a-condominium/) - It’s no secret that one of the top stories in today’s real estate market is low housing supply and high buyer demand. If you’re a first-time buyer looking for a starter home or are someone who’s interested in downsizing, it may be worth considering a condominium (condo) as a worthwhile option. In fact, trends indicate - [The Community and Economic Impacts of a Home Sale](https://glaroussini.homesinrichmond.com/the-community-and-economic-impacts-of-a-home-sale/) - If you’re thinking of buying or selling a house, chances are you’re focusing on the many extraordinary ways it’ll change your life. What you may not realize is that decision impacts people’s lives far beyond your own. Home purchases and sales are significant drivers of economic activity. They have a major impact on your community - [Ready To Sell, but Don’t Know Where You’ll Go? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/ready-to-sell-but-dont-know-where-youll-go-infographic/) - Some Highlights If you’re thinking of selling your house but don’t know what you should buy, you have options. Existing homes offer a wide variety of home styles, an established neighborhood, and lived-in charm. Meanwhile, new home construction lets you create your perfect home, cash in on energy efficiency, and minimize repairs. Whether you’re looking - [Surprising Shift Favors Homeowners: Buyers Now Prefer Existing Homes](https://glaroussini.homesinrichmond.com/surprising-shift-favors-homeowners-buyers-now-prefer-existing-homes/) - In April, the National Association of Home Builders (NAHB) posted an article, Home Buyers’ Preferences Shift Towards New Construction, which reported: “60% of people who were looking to buy a home in 2020 said they’d prefer new construction to an existing home.” However, it seems buyers are now shifting their preferences back to existing homes. - [Sellers: Make Today’s Home Price Appreciation Work for You](https://glaroussini.homesinrichmond.com/sellers-make-todays-home-price-appreciation-work-for-you/) - Home prices continue to rise as we move through the summer, and that’s good news for sellers who are looking to maximize their home’s potential. If you’re on the fence about whether to list your house now or later, the question you should really ask is: will this price appreciation last? Here’s what three leading - [With Rents on the Rise – Is Now the Time To Buy?](https://glaroussini.homesinrichmond.com/with-rents-on-the-rise-is-now-the-time-to-buy/) - According to recent data from realtor.com, median rental prices have reached their highest point ever recorded in many areas across the country. The report found rents rose by 8.1% from the same time last year. As it notes: “Beyond simply recovering to pre-pandemic levels, rents across the country are surging. Typically, rents fluctuate less than - [Key Questions To Ask Yourself Before Buying a Home](https://glaroussini.homesinrichmond.com/key-questions-to-ask-yourself-before-buying-a-home/) - Sometimes it can feel like everyone has advice when it comes to buying a home. While your friends and loved ones may have your best interests in mind, they may also be missing crucial information about today’s housing market that you need to make your best decision. Before you decide whether you’re ready to buy - [Waiting To Buy a Home Could Cost You [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/waiting-to-buy-a-home-could-cost-you-infographic/) - Some Highlights If you’re thinking of buying a home but wondering if waiting a few years will save you in the long run, think again. The longer the wait, the more you’ll pay, especially when mortgage rates and home prices rise. Even the slightest change in the mortgage rate can have a big impact on - [Home Sellers: There Is an Extra Way To Welcome Home Our Veterans](https://glaroussini.homesinrichmond.com/home-sellers-there-is-an-extra-way-to-welcome-home-our-veterans/) - Some veterans are finding it difficult to obtain a home in today’s market. According to the National Association of Realtors (NAR): “Conventional conforming mortgages (mortgages that conform to guidelines set by Fannie Mae and Freddie Mac), accounted for 74% of mortgages obtained by homebuyers in May 2021, an increase from about 65% during 2018 through - [4 Reasons Why the End of Forbearance Will Not Lead to a Wave of Foreclosures](https://glaroussini.homesinrichmond.com/4-reasons-why-the-end-of-forbearance-will-not-lead-to-a-wave-of-foreclosures/) - With forbearance plans about to come to an end, many are concerned the housing market will experience a wave of foreclosures like what happened after the housing bubble 15 years ago. Here are four reasons why that won’t happen. 1. There are fewer homeowners in trouble this time After the last housing crash, about 9.3 - [A Look at Housing Supply and What It Means for Sellers](https://glaroussini.homesinrichmond.com/a-look-at-housing-supply-and-what-it-means-for-sellers/) - One of the hottest topics of conversation in today’s real estate market is the shortage of available homes. Simply put, there are many more potential buyers than there are homes for sale. As a seller, you’ve likely heard that low supply is good news for you. It means your house will get more attention, and - [3 Hot Topics in the Housing Market Right Now](https://glaroussini.homesinrichmond.com/3-hot-topics-in-the-housing-market-right-now/) - If you’re a prospective buyer or seller, it’s important to understand the current real estate market conditions and how they affect you. The Counselors of Real Estate (CRE) just released its Top Ten Issues Affecting Real Estate report. Here are three hot topics from the list and how they impact today’s housing market. Technology Acceleration and - [Pop Quiz: Can You Define These Key Terms in Today’s Housing Market? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/pop-quiz-can-you-define-these-key-terms-in-todays-housing-market-infographic/) - Some Highlights The language of buying and selling a home may sound scary at first, but knowing how key terms relate to today’s market can help you. For example, current low mortgage rates and higher wages positively impact affordability for buyers, while home price appreciation continues to grow home equity, which sellers can use to - [Today’s Real Estate Market Explained Through 4 Key Trends](https://glaroussini.homesinrichmond.com/todays-real-estate-market-explained-through-4-key-trends/) - As we move into the second half of the year, one thing is clear: the current real estate market is one for the record books. The exact mix of conditions we have today creates opportunities for both buyers and sellers. Here’s a look at four key components that are shaping this unprecedented market. A Shortage - [Remote Work Has Changed Our Home Needs. Is It Time for Your Home To Change, Too?](https://glaroussini.homesinrichmond.com/remote-work-has-changed-our-home-needs-is-it-time-for-your-home-to-change-too/) - Over the past year, many homeowners realized what they need in a home is changing, especially with the rise in remote work. If you’re longing for a dedicated home office or a change in scenery, now may be the time to find the home that addresses your evolving needs. Working from Home Isn’t a Passing - [3 Charts That Show This Isn’t a Housing Bubble](https://glaroussini.homesinrichmond.com/3-charts-that-show-this-isnt-a-housing-bubble/) - With home prices continuing to deliver double-digit increases, some are concerned we’re in a housing bubble like the one in 2006. However, a closer look at the market data indicates this is nothing like 2006 for three major reasons. 1. The housing market isn’t driven by risky mortgage loans. Back in 2006, nearly everyone could - [What You Should Do Before Interest Rates Rise](https://glaroussini.homesinrichmond.com/what-you-should-do-before-interest-rates-rise/) - In today’s real estate market, mortgage interest rates are near record lows. If you’ve been in your current home for several years and haven’t refinanced lately, there’s a good chance you have a mortgage with an interest rate higher than today’s average. Here are some options you should consider if you want to take advantage - [Experts Agree: Options Are Improving for Buyers [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/experts-agree-options-are-improving-for-buyers-infographic/) - Some Highlights Buyers hoping for more homes to choose from may be in luck as housing inventory begins to rise. Many experts agree – new sellers listing their homes is great news for buyers and the overall market. Although the supply increases are modest, more homes means more options for buyers. A rise in inventory - [Diving Deep into Today’s Biggest Buyer Concerns](https://glaroussini.homesinrichmond.com/diving-deep-into-todays-biggest-buyer-concerns/) - Last week, Fannie Mae released their Home Purchase Sentiment Index (HPSI). Though the survey showed 77% of respondents believe it’s a “good time to sell,” it also confirms what many are sensing: an increasing number of Americans believe it’s a “bad time to buy” a home. The percentage of those surveyed saying it’s a “bad - [Housing Supply Is Rising. What Does That Mean for You?](https://glaroussini.homesinrichmond.com/housing-supply-is-rising-what-does-that-mean-for-you/) - An important factor in today’s market is the number of homes for sale. While inventory levels continue to sit near historic lows, there are indications we may have hit the lowest point we’ll see. Odeta Kushi, Deputy Chief Economist at First American, recently said of our supply challenges: “It looks like inventory may have hit - [Why This Isn’t Your Typical Summer Housing Market](https://glaroussini.homesinrichmond.com/why-this-isnt-your-typical-summer-housing-market/) - In real estate, it’s normal to see ebbs and flows in the market. Typically, the summer months are slower-paced than the traditionally busy spring. But this isn’t a typical summer. As the economy rebounds and life is returning to normal, the real estate market is expected to have an unusually strong summer season. Here’s how - [4 Major Incentives To Sell This Summer](https://glaroussini.homesinrichmond.com/4-major-incentives-to-sell-this-summer/) - While the housing market forecast for the second half of the year remains positive, there may not be a better time to sell than right now. Here are four things to consider if you’re trying to decide if now’s the right time to make a move. 1. Your House Will Likely Sell Quickly According to - [Your Home Equity Can Take You Places [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/your-home-equity-can-take-you-places-infographic/) - Some Highlights The amount of wealth Americans have stored in their homes has increased astronomically. On average, homeowners gained $33,400 in equity over the last 12 months, and the average equity on mortgaged homes is now $216,000. When it’s time to sell, your home equity can help accomplish your goals. Let’s connect to discuss how - [Selling Your House? Make Sure You Price It Right.](https://glaroussini.homesinrichmond.com/selling-your-house-make-sure-you-price-it-right/) - There’s no denying we’re in a sellers’ market. With low inventory and high buyer demand, homes today are selling above the asking price at a record rate. According to the latest Realtors Confidence Index Survey from the National Association of Realtors (NAR): Homes typically sell within 17 days (compared to 26 days one year ago). - [The Truths Young Homebuyers Need To Hear](https://glaroussini.homesinrichmond.com/the-truths-young-homebuyers-need-to-hear/) - For many young or first-time homebuyers, purchasing a home can feel intimidating. A recent survey shows some homebuyers ages 25 to 40 may be unsure about the homebuying process and what they can afford. It found: “1 in 4 underestimated their buying potential by $150k or more” “1 in 4 underestimated the increase in value - [A Look at Home Price Appreciation Through 2025](https://glaroussini.homesinrichmond.com/a-look-at-home-price-appreciation-through-2025/) - Home prices have increased significantly over the last year, which in turn has grown the net worth of homeowners. Appreciation and home equity are directly linked – as the value of a home increases, so does a homeowner’s equity. And with these recent gains, homeowners are witnessing their financial stability and well-being grow to record - [Home Builders Ramp Up Construction Based on Demand](https://glaroussini.homesinrichmond.com/home-builders-ramp-up-construction-based-on-demand/) - If you’re thinking of buying a home, there really is no time like the present. With today’s low mortgage rates, you have a great opportunity to get more home for your money. The challenge is inventory. Like you, many buyers want to capitalize on these market conditions, and it’s leading to more buyer competition and - [Happy Independence Day!](https://glaroussini.homesinrichmond.com/happy-independence-day/) - Wishing you a happy and safe Independence Day. - [Are We in a Housing Bubble? Experts Say No.](https://glaroussini.homesinrichmond.com/are-we-in-a-housing-bubble-experts-say-no/) - The question of whether the real estate market is a bubble ready to pop seems to be dominating a lot of conversations – and everyone has an opinion. Yet, when it comes down to it, the opinions that carry the most weight are the ones based on experience and expertise. Here are four expert opinions - [What Do Experts See on the Horizon for the Second Half of the Year?](https://glaroussini.homesinrichmond.com/what-do-experts-see-on-the-horizon-for-the-second-half-of-the-year/) - As we move into the latter half of the year, questions about what’s to come are top of mind for buyers and sellers. Near record-low mortgage rates coupled with rising home price appreciation kicked off a robust housing market in the first half of 2021, but what does the forecast tell us about what’s on - [What To Expect as Appraisal Gaps Grow](https://glaroussini.homesinrichmond.com/what-to-expect-as-appraisal-gaps-grow/) - In today’s real estate market, low inventory and high demand are driving up home prices. As many as 54% of homes are getting offers over the listing price, based on the latest Realtors Confidence Index from the National Association of Realtors (NAR). Shawn Telford, Chief Appraiser at CoreLogic, elaborates: “The frequency of buyers being willing - [Save Time and Effort by Selling with an Agent](https://glaroussini.homesinrichmond.com/save-time-and-effort-by-selling-with-an-agent/) - Selling a house is a time-consuming process – especially if you decide to do it on your own, known as a For Sale By Owner (FSBO). From conducting market research to reviewing legal documents, handling negotiations, and more, it’s an involved and highly detailed process that requires a lot of expertise to navigate effectively. That’s - [Homebuyers: Hang in There [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/homebuyers-hang-in-there-infographic/) - Some Highlights Today’s sellers’ market provides unique challenges—and benefits—for buyers. Current low interest rates won’t last forever, and home prices are forecast to rise. If you’re a homebuyer, hang in there. Homeownership improves your quality of life, and the long-term benefits outweigh the short-term challenges. - [Demand for Vacation Homes Is Still Strong](https://glaroussini.homesinrichmond.com/demand-for-vacation-homes-is-still-strong/) - The pandemic created a tremendous interest in vacation homes across the country. Throughout the last year, many people purchased second homes as a safe getaway from the challenges of the health crisis. With many professionals working from home and many students taking classes remotely, it made sense to see a migration away from cities and - [Homeowner Wealth Increases Through Growing Equity This Year](https://glaroussini.homesinrichmond.com/homeowner-wealth-increases-through-growing-equity-this-year/) - Building financial wealth and stability remains one of the top reasons Americans choose to own a home, and as a homeowner, your wealth often grows without you even realizing it. In a recent paper published by the Urban Institute, Home Ownership is Affordable Housing, author Mike Loftin illustrates how homeowners increase their equity and their - [Pre-Approval Makes All the Difference When Buying a Home](https://glaroussini.homesinrichmond.com/pre-approval-makes-all-the-difference-when-buying-a-home/) - You may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s crucial to have a clear understanding of your budget so you stand - [5 Things Homebuyers Need To Know When Making an Offer](https://glaroussini.homesinrichmond.com/5-things-homebuyers-need-to-know-when-making-an-offer/) - When it comes to buying a house, you’re looking for the perfect place to call home. The problem is, in today’s market there just aren’t that many homes available to purchase. With inventory hovering near record lows and sky-high buyer demand, a multi-offer scenario is the new normal. Here are five things to keep in - [Owning a Home Has Distinct Financial Benefits Over Renting [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/owning-a-home-has-distinct-financial-benefits-over-renting-infographic/) - Some Highlights When you rent, you build your landlord’s wealth, your monthly payment depends on ever-rising rents, and you don’t benefit from home price appreciation. On the other hand, when you own your home, you build your own wealth, your monthly payment is locked in, and you benefit directly from home price appreciation. If you’re - [Housing Wealth: The Missing Piece of the Affordability Equation](https://glaroussini.homesinrichmond.com/housing-wealth-the-missing-piece-of-the-affordability-equation/) - The real estate market is soaring today. Residential home values are rising, and that’s a big win for homeowners. In 2020, there was a double-digit increase in home values – a trend that’s expected to head toward similar levels this year. However, skyrocketing prices are causing some to start questioning affordability in the current housing - [Don’t Wait To Sell Your House](https://glaroussini.homesinrichmond.com/dont-wait-to-sell-your-house/) - We’re in the ultimate sellers’ market right now. If you’re a homeowner thinking about selling, you have a huge advantage in today’s housing market. High buyer demand paired with very few houses for sale makes this the optimal time to sell for those who are ready to do so. Whatever the move you want to - [Hope Is on the Horizon for Today’s Housing Shortage](https://glaroussini.homesinrichmond.com/hope-is-on-the-horizon-for-todays-housing-shortage/) - The major challenge in today’s housing market is that there are more buyers looking to purchase than there are homes available to buy. Simply put, supply can’t keep up with demand. A normal market has a 6-month supply of homes for sale. Anything over that indicates it’s a buyers’ market, but an inventory level below - [The Right Expert Will Guide You Through This Unprecedented Market](https://glaroussini.homesinrichmond.com/the-right-expert-will-guide-you-through-this-unprecedented-market/) - In a normal market, it’s good to have an experienced guide coaching you through the process of buying or selling a home. That person can advise you on important things like pricing your home correctly or the first steps to take when you’re ready to buy. However, the market we’re in today is far from - [Have Your Day in the Sun by Moving Up This Summer [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/have-your-day-in-the-sun-by-moving-up-this-summer-infographic/) - Some Highlights Longer days and sunny weather mean summer is upon us, and what better conditions than right now to upgrade to the home of your dreams? If your needs have changed, it’s a great time to upgrade – there’s likely high demand for your current house, and today’s low mortgage rates can help you - [Why This Is Not Like 2008 Again](https://glaroussini.homesinrichmond.com/why-this-is-not-like-2008-again/) - During the Great Recession, just over a decade ago, the financial systems the world depended on started to collapse. It created a panic that drove some large companies out of business (ex. Lehman Brothers) and many more into bankruptcy. The financial crisis that accompanied the current pandemic caused hardship to certain industries and hurt many - [Home Price Appreciation Is as Simple as Supply and Demand](https://glaroussini.homesinrichmond.com/home-price-appreciation-is-as-simple-as-supply-and-demand/) - Home price appreciation continues to accelerate. Today, prices are driven by the simple concept of supply and demand. Pricing of any item is determined by how many items are available compared to how many people want to buy that item. As a result, the strong year-over-year home price appreciation is simple to explain. The demand - [In Today’s Market, Listing Prices Are Like an Auction’s Reserve Price](https://glaroussini.homesinrichmond.com/in-todays-market-listing-prices-are-like-an-auctions-reserve-price/) - For generations, the process of buying and selling a home never really changed. A homeowner would try to estimate the market value of their house, then tack on a little extra to give themselves some negotiating room. That figure would become the listing price. Buyers would then try to determine how much less than the full price - [Why You May Want To Cash in on Your Second Home](https://glaroussini.homesinrichmond.com/why-you-may-want-to-cash-in-on-your-second-home/) - When stay-at-home mandates were enforced last year, many households realized their homes didn’t really fulfill their new lifestyle needs. An office (in some cases two), a media room, space for children to learn, a gym, and a large yard are all examples of amenities that became highly desirable almost overnight. Zelman & Associates recently reported - [Dreaming of a Bigger Home? Why Not Buy It This Year?](https://glaroussini.homesinrichmond.com/dreaming-of-a-bigger-home-why-not-buy-it-this-year/) - Are you clamoring for extra rooms or a more functional floorplan in your house? Maybe it’s time to make a move. If you’ll be able to work remotely for the long-term or your overall needs have simply changed, it’s a great time to sell your house and move up. Why? With mortgage rates in their - [What’s Motivating People To Move Right Now?](https://glaroussini.homesinrichmond.com/whats-motivating-people-to-move-right-now/) - This year, Americans are moving for a variety of reasons. The health crisis has truly reshaped our lifestyles and our needs. Spending so much more time in our current homes has driven many people to reconsider what homeownership means and what they find most valuable in their living spaces. According to the 2020 Annual National - [6 Reasons to Celebrate National Homeownership Month](https://glaroussini.homesinrichmond.com/6-reasons-to-celebrate-national-homeownership-month/) - Our homes are so much more than the houses we live in. For many, they’ve also become our workplaces, schools for our children, and safe harbors in which we’ve weathered the toughest moments of a global pandemic. Today, 65.6% of Americans call their homes their own, a rate that has risen to its highest point - [We Remember, Today and Always](https://glaroussini.homesinrichmond.com/we-remember-today-and-always/) - We remember and honor those who gave all. - [How Misunderstandings about Affordability Could Cost You](https://glaroussini.homesinrichmond.com/how-misunderstandings-about-affordability-could-cost-you/) - There’s a lot of discussion about affordability as home prices continue to appreciate rapidly. Even though the most recent index on affordability from the National Association of Realtors (NAR) shows homes are more affordable today than the historical average, some still have concerns about whether or not it’s truly affordable to buy a home right - [Buying a Home Is Still Affordable](https://glaroussini.homesinrichmond.com/buying-a-home-is-still-affordable/) - The last year has put emphasis on the importance of one’s home. As a result, some renters are making the jump into homeownership while some homeowners are re-evaluating their current house and considering a move to one that better fits their current lifestyle. Understanding how housing affordability works and the main market factors that impact - [Where Do Experts Say the Housing Market Is Heading?](https://glaroussini.homesinrichmond.com/where-do-experts-say-the-housing-market-is-heading/) - As we enter the middle of 2021, many are wondering if we’ll see big changes in the housing market during the second half of this year. Here’s a look at what some experts have to say about key factors that will drive the industry and the economy forward in the months to come. realtor.com “. - [3 Things To Prioritize When Selling Your House](https://glaroussini.homesinrichmond.com/3-things-to-prioritize-when-selling-your-house/) - Today’s housing market is full of unprecedented opportunities. High buyer demand paired with record-low housing inventory is creating the ultimate sellers’ market, which means it’s a fantastic time to sell your house. However, that doesn’t mean sellers are guaranteed success no matter what. There are still some key things to know so you can avoid - [Americans Choose Real Estate as the Best Investment [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/americans-choose-real-estate-as-the-best-investment-infographic/) - Some Highlights For the eighth year in a row, real estate maintained its position as the preferred long-term investment among Americans. Real estate has been gaining ground against stocks, gold, and savings accounts over the last 11 years and now stands at its highest rating in survey history. Let’s connect if you’re ready to make - [Should I Move or Refinance?](https://glaroussini.homesinrichmond.com/should-i-move-or-refinance/) - The level of equity homeowners have is at an all-time high. According to the U.S. Census, over 38% of owner-occupied homes are owned free and clear, meaning they don’t have a mortgage. Those with a mortgage are seeing their equity skyrocket too. Every time real estate values increase, homeowners get a dollar-for-dollar gain in their - [Sellers Are Ready To Enter the Housing Market](https://glaroussini.homesinrichmond.com/sellers-are-ready-to-enter-the-housing-market/) - One of the biggest questions in real estate today is, “When will sellers return to the housing market?” An ongoing shortage of home supply has created a hyper-competitive environment for hopeful buyers, leading to the ultimate sellers’ market. However, as the economy continues to improve and more people get vaccinated, more sellers may finally be - [Americans See Real Estate as a Better Investment Than Stocks or Gold](https://glaroussini.homesinrichmond.com/americans-see-real-estate-as-a-better-investment-than-stocks-or-gold/) - Last month, in a post on the Liberty Street Economics blog, the Federal Reserve Bank of New York noted that Americans believe buying a home is definitely or probably a better investment than buying stocks. Last week, a Gallup Poll reaffirmed those findings. In an article on the current real estate market, Gallup reports: “Gallup - [Don’t Forget to Budget for Closing Costs](https://glaroussini.homesinrichmond.com/dont-forget-to-budget-for-closing-costs/) - When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment is the main cost that comes to mind for many, but budgeting for the closing costs required to get a mortgage is just as important. What Are Closing Costs? According - [When It Comes To Selling a House, Your Time Is Money [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/when-it-comes-to-selling-a-house-your-time-is-money-infographic/) - Some Highlights Selling a house is no small task. If you decide to try to do it on your own, keep in mind you’ll be responsible for all the expert-level work of a real estate professional. The vital tasks an agent manages for you include listing and marketing your house, handling legal documentation, negotiating with - [Your House Could Be the Oasis in an Inventory Desert](https://glaroussini.homesinrichmond.com/your-house-could-be-the-oasis-in-an-inventory-desert/) - Homebuyers are flooding the housing market right now to take advantage of record-low mortgage rates. Many have a sense of urgency to find a home soon since experts forecast a steady rise in both rates and home prices this year and next. As a result, buyer demand greatly outweighs the current housing supply. Here’s how - [It’s Not Too Late To Apply For Forbearance](https://glaroussini.homesinrichmond.com/its-not-too-late-to-apply-for-forbearance/) - Over the past year, the pandemic made it challenging for some homeowners to make their mortgage payments. Thankfully, the government initiated a forbearance program to provide much-needed support. Unless they’re extended once again, some of these plans and the corresponding mortgage payment deferral options will expire soon. That said, there’s still time to request assistance. - [Experts Say Home Prices Will Continue to Appreciate](https://glaroussini.homesinrichmond.com/experts-say-home-prices-will-continue-to-appreciate/) - It’s clear that consumers are concerned about how quickly home values are rising. Many people fear the speed of appreciation may lead to a crash in prices later this year. In fact, Google reports that the search for “When is the housing market going to crash?” has actually spiked 2450% over the past month. In - [3 Graphs Showing Why You Should Sell Your House Now](https://glaroussini.homesinrichmond.com/3-graphs-showing-why-you-should-sell-your-house-now/) - There’s no doubt that 2021 is the year of the seller when it comes to the housing market. If you’re a homeowner thinking of moving to better suit your changing needs, now is the perfect time to do so. Low mortgage rates are in your favor when you’re ready to purchase your dream home, and - [The Power of Mortgage Pre-Approval [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/the-power-of-mortgage-pre-approval-infographic/) - Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and a competitive edge - [Why Waiting to Buy a Home Could Cost You a Small Fortune](https://glaroussini.homesinrichmond.com/why-waiting-to-buy-a-home-could-cost-you-a-small-fortune/) - Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to become homeowners but are unsure if buying right now makes sense. Others may be homeowners who are realizing that their current home no longer fits their changing needs. - [Are Interest Rates Expected to Rise Over the Next Year?](https://glaroussini.homesinrichmond.com/are-interest-rates-expected-to-rise-over-the-next-year/) - So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market. However, there’s a good chance rates will increase later this year and going into 2022, ultimately making it more expensive to borrow money for a home loan. Here’s a look at what several experts have - [4 Big Incentives for Homeowners to Sell Now](https://glaroussini.homesinrichmond.com/4-big-incentives-for-homeowners-to-sell-now/) - The housing market keeps sailing along. The only headwind that could take it off course is the lack of inventory for sale. The National Association of Realtors (NAR) reports that there were 410,000 fewer single-family homes for sale this March than in March of 2020. The key to continued success in the residential housing market - [Americans Find the Nonfinancial Benefits of Homeownership Most Valuable](https://glaroussini.homesinrichmond.com/americans-find-the-nonfinancial-benefits-of-homeownership-most-valuable/) - Homeownership is a foundational part of the American Dream. As we look back on more than a year of sheltering in our homes, having a place of our own is more important than ever. While financial benefits are always a key aspect of homeownership, today, homeowners rank the nonfinancial and personal benefits with even higher - [Should I Buy Now or Wait? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/should-i-buy-now-or-wait-infographic/) - Some Highlights If you’re thinking that waiting a year or two to purchase a home might mean you’ll save some money, think again. Mortgage interest rates are currently very low, but experts across the board are forecasting increases in both home prices and interest rates. Buying a home now means you’ll spend less in the - [Is Home Price Appreciation Accelerating Again?](https://glaroussini.homesinrichmond.com/is-home-price-appreciation-accelerating-again/) - At the beginning of the year, industry forecasts called for home price appreciation to slow to about half of the double-digit increase we saw last year. The thinking was that inventory would increase from record-low levels and put an end to the bidding wars that have driven home prices up over the past twelve months. - [Patience Is the Key to Buying a Home This Year](https://glaroussini.homesinrichmond.com/patience-is-the-key-to-buying-a-home-this-year/) - The question many homebuyers are facing this year is, “Why is it so hard to find a house?” We’re in the ultimate sellers’ market, which means real estate is ultra-competitive for buyers right now. The National Association of Realtors (NAR) notes homes are getting an average of 4.8 offers per sale, and that number keeps - [Will the Housing Market Maintain Its Momentum?](https://glaroussini.homesinrichmond.com/will-the-housing-market-maintain-its-momentum/) - Last week’s Existing Home Sales Report from the National Association of Realtors (NAR) shows sales have dropped by 3.7% compared to the month before. This is the second consecutive month that sales have slumped. Some see this as evidence that the red-hot real estate market may be cooling. However, there could also be a simple - [4 Tips to Maximize the Sale of Your House](https://glaroussini.homesinrichmond.com/4-tips-to-maximize-the-sale-of-your-house/) - Homeowners ready to make a move are definitely in a great position to sell today. Housing inventory is incredibly low, driving up buyer competition. This gives homeowners leverage to sell for the best possible terms, and it’s fueling a steady rise in home prices. In such a hot market, houses are selling quickly. According to - [This Isn’t a Bubble. It’s Simply Lack of Supply. [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/this-isnt-a-bubble-its-simply-lack-of-supply-infographic/) - Some Highlights In a recent article, Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), discussed the state of today’s housing market. When addressing whether or not today’s high buyer competition and rising home prices are evidence of a housing bubble, Yun said that this “is not a bubble. It is simply lack - [Don’t Be Fooled by Remarkable Real Estate Headlines](https://glaroussini.homesinrichmond.com/dont-be-fooled-by-remarkable-real-estate-headlines/) - Don’t be impressed by the headlines reporting year-over-year housing numbers for the next several months (data covering March, April, May, and June). The data will most likely show eye-popping one-year increases. While the year-over-year jumps will certainly be striking, consumers should take these numbers with a grain of salt, as the situation highlights a short-term - [Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home](https://glaroussini.homesinrichmond.com/planning-to-move-you-can-still-secure-a-low-mortgage-rate-on-your-next-home/) - This year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to move may feel like they’ve missed the chance to score a great rate on their next mortgage. In reality, there’s still time to secure a rate far below the historic norm. Here’s why. After creeping up for seven - [82,338 Great Reasons to Buy a Home Today](https://glaroussini.homesinrichmond.com/82338-great-reasons-to-buy-a-home-today/) - The financial benefits of buying a home as compared to renting one are always up for debate. However, one element of the equation is often ignored – the ability to build wealth as a homeowner. Most experts are calling for home prices to continue appreciating over the next several years. The most recent Home Price - [How Much Time Do You Need To Save for a Down Payment?](https://glaroussini.homesinrichmond.com/how-much-time-do-you-need-to-save-for-a-down-payment/) - One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll need to put down and how long it will take you to get there. The process may actually move faster than you think. Using data from - [Home Is Where the Heart Is [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/home-is-where-the-heart-is-infographic/) - Some Highlights There’s no doubt about it: homeowners love their homes, and that feeling has become even more important over the past year. The vast majority of homeowners say they’re emotionally attached to their home and that it has kept them safe during the COVID-19 pandemic. Owning a home provides a sense of safety, security, - [Why This Is a Great Year to Sell Your Vacation Home](https://glaroussini.homesinrichmond.com/why-this-is-a-great-year-to-sell-your-vacation-home/) - As vaccines are administered and travel resumes, many of us are beginning to plan for those long-awaited vacations we missed out on over the past year. Some households are focusing their efforts on buying a vacation home rather than staying in a hotel, too. The National Association of Home Builders (NAHB) reports: “Second homes (i.e., - [93% of Americans Believe a Home Is a Better Investment Than Stocks](https://glaroussini.homesinrichmond.com/93-of-americans-believe-a-home-is-a-better-investment-than-stocks/) - A recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners is forty times greater than that of renters. If you’re wondering if homeownership is a good investment, the study clearly answers that question, and the answer is yes. Do Americans believe a home is a better investment - [Some Buyers Prefer Smaller Homes](https://glaroussini.homesinrichmond.com/some-buyers-prefer-smaller-homes/) - Over the past year, we’ve had plenty of opportunities to reflect on what we consider most important in our lives. The place we call home is one of the biggest things many of us are reevaluating. George Ratiu, Senior Economist at realtor.com, shares: “The very nature of the pandemic, through the health implications, social distancing, - [4 Major Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure](https://glaroussini.homesinrichmond.com/4-major-reasons-households-in-forbearance-wont-lose-their-homes-to-foreclosure/) - There has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance no longer have the protection of the program. Some assume there could potentially be millions of foreclosures ready to hit the market. However, there are four reasons that won’t happen. 1. Almost 50% Leave Forbearance - [Multigenerational Housing Is Gaining Momentum [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/multigenerational-housing-is-gaining-momentum-infographic/) - Some Highlights If your house is feeling a little cramped with the addition of adult children or aging parents, it might be time to consider a move-up into a multigenerational home that better suits your changing needs. With benefits that include a combined homebuying budget and shared caregiving duties, an increasing number of households are - [Homeownership Is Full of Financial Benefits](https://glaroussini.homesinrichmond.com/homeownership-is-full-of-financial-benefits/) - A Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market. Here are the top four financial benefits of owning a home according to consumer respondents: 88% – a better chance of saving for retirement 87% – the best investment plan - [Latest Jobs Report: What Does It Mean for You & the Housing Market?](https://glaroussini.homesinrichmond.com/latest-jobs-report-what-does-it-mean-for-you-the-housing-market/) - Last Friday, the Bureau of Labor Statistics released a very encouraging jobs report. The economy gained 916,000 jobs in March – well above expert projections of 650,000 to 675,000. The unemployment rate fell again and is now at 6%. What does this mean for you? Our lives are deeply impacted by our nation’s economy. The - [Don’t Sell on Your Own Just Because It’s a Sellers’ Market](https://glaroussini.homesinrichmond.com/dont-sell-on-your-own-just-because-its-a-sellers-market/) - In a sellers’ market, some homeowners might be tempted to try to sell their house on their own (known as For Sale By Owner, or FSBO) instead of working with a trusted real estate professional. When the inventory of homes for sale is as low as it is today, buyers are eager to snatch up - [Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year](https://glaroussini.homesinrichmond.com/your-tax-refund-and-stimulus-savings-may-help-you-achieve-homeownership-this-year/) - If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by starting with the help of your tax refund. Using data from the Internal Revenue Service (IRS), it’s estimated that Americans - [Buyer Competition Is Good News for Sellers [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/buyer-competition-is-good-news-for-sellers-infographic/) - Some Highlights With so many buyers looking for homes to purchase and so few houses available today, there’s a substantial increase in bidding wars, and homes are selling fast. According to the latest Realtors Confidence Index Survey from the National Association of Realtors (NAR), on average, houses are receiving over four offers from buyers and - [There’s No Reason To Panic Over Today’s Lending Standards](https://glaroussini.homesinrichmond.com/theres-no-reason-to-panic-over-todays-lending-standards/) - Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the factors they’re pointing to is the availability of mortgage money. Recent articles about the availability of low down payment loans and down payment assistance programs are causing - [Is Homeownership Still Considered Part of the American Dream?](https://glaroussini.homesinrichmond.com/is-homeownership-still-considered-part-of-the-american-dream/) - Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports in Forbes: “The idea of a place of one’s own drives the American story. We became a nation out of a desire to slip the bonds of Europe, which was still in many - [How a Change in Mortgage Rate Impacts Your Homebuying Budget](https://glaroussini.homesinrichmond.com/how-a-change-in-mortgage-rate-impacts-your-homebuying-budget/) - Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief Economist at Freddie Mac, shares: “Since January, mortgage rates have increased - [What It Means To Be in a Sellers’ Market](https://glaroussini.homesinrichmond.com/what-it-means-to-be-in-a-sellers-market/) - If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a move. Here’s why this season is the ultimate sellers’ market and the optimal time to make sure your house is available for buyers who are looking for homes to - [2021 Real Estate Myth Buster [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/2021-real-estate-myth-buster-infographic/) - Some Highlights There are a lot of misconceptions about buying or selling a home today, making it challenging to know exactly how to navigate the current real estate landscape. Here’s a little clarity when it comes to 5 common myths about the 2021 housing market. Let’s connect to discuss your needs and so you can - [Buyer & Seller Perks in Today’s Housing Market](https://glaroussini.homesinrichmond.com/buyer-seller-perks-in-todays-housing-market/) - Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to a bigger one, or selling so you can downsize this spring, there are perks today that are powering big moves for people across the country. Here are the top two to - [Why You Should Think About Listing Prices Like an Auction’s Reserve Price](https://glaroussini.homesinrichmond.com/why-you-should-think-about-listing-prices-like-an-auctions-reserve-price/) - For generations, the homebuying process never really changed. The seller would try to estimate the market value of the home and tack on a little extra to give themselves some negotiating room. That figure would become the listing price of the house. Buyers would then try to determine how much less than the full price - [Should We Fear the Surge in Cash-Out Refinances?](https://glaroussini.homesinrichmond.com/should-we-fear-the-surge-in-cash-out-refinances/) - Freddie Mac recently released their Quarterly Refinance Statistics report which covers refinances through 2020. The report explains that the dollar amount of cash-out refinances was greater in 2020 than in recent years. A cash-out refinance, as defined by Investopia, is: “a mortgage refinancing option in which an old mortgage is replaced for a new one - [What Credit Score Do You Need for a Mortgage?](https://glaroussini.homesinrichmond.com/what-credit-score-do-you-need-for-a-mortgage/) - According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. While stricter lending standards could be a challenge for - [Americans See Major Home Equity Gains [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/americans-see-major-home-equity-gains-infographic/) - Some Highlights Today’s home price appreciation is driving equity higher throughout the country. If your needs are changing and you’re ready for a new home, your equity may be a great asset to power your next move. Now is a great time to put your equity toward a down payment on the home of your - [To Renovate or Not To Renovate Before You Sell](https://glaroussini.homesinrichmond.com/to-renovate-or-not-to-renovate-before-you-sell/) - When thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However, with so many buyers competing for available homes right now, renovations may not be as vital as they would be in a more normal market. Here are two things to - [What Is the Strongest Tailwind to Today’s Recovering Economy?](https://glaroussini.homesinrichmond.com/what-is-the-strongest-tailwind-to-todays-recovering-economy/) - Last year started off with a bang. Unemployment was under 4%, forecasters were giddy with their projections for the economy, and the residential housing market had the strongest January and February activity in over a decade. Then came the announcement on March 11, 2020, from the World Health Organization declaring COVID-19 a worldwide pandemic. Two - [What Is the #1 Financial Benefit of Homeownership?](https://glaroussini.homesinrichmond.com/what-is-the-1-financial-benefit-of-homeownership/) - There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the ladder that leads to forming household wealth. As Freddie Mac explains: “Homeownership has cemented its role as part of the American Dream, providing families with a place that is - [How to Make a Winning Offer on a Home](https://glaroussini.homesinrichmond.com/how-to-make-a-winning-offer-on-a-home/) - Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes. As a result, it’s essential to understand how to make a confident and competitive offer on your dream home. Here are five tips for success in this critical - [How to Be a Competitive Buyer in Today’s Housing Market [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/how-to-be-a-competitive-buyer-in-todays-housing-market-infographic/) - Some Highlights With so few houses for sale today, it’s important to be prepared when you’re ready to buy a home. Meeting with your lender early, knowing your must-haves and nice-to-haves, preparing for a bidding war, and keeping your emotions in check are all ways to gain confidence in the homebuying process. If you’re looking - [Will the Housing Market Bloom This Spring?](https://glaroussini.homesinrichmond.com/will-the-housing-market-bloom-this-spring/) - Spring is almost here, and many are wondering what it will bring for the housing market. Even though the pandemic continues on, it’s certain to be very different from the spring we experienced at this time last year. Here’s what a few industry experts have to say about the housing market and how it will - [6 Simple Graphs Proving This Is Nothing Like Last Time](https://glaroussini.homesinrichmond.com/6-simple-graphs-proving-this-is-nothing-like-last-time/) - Last March, many involved in the residential housing industry feared the market would be crushed under the pressure of a once-in-a-lifetime pandemic. Instead, real estate had one of its best years ever. Home sales and prices were both up substantially over the year before. 2020 was so strong that many now fear the market’s exuberance - [How Upset Should You Be about 3% Mortgage Rates?](https://glaroussini.homesinrichmond.com/how-upset-should-you-be-about-3-mortgage-rates/) - Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day and the next. Articles talked about the “negative impact” it may have on the housing market. However, we should realize two things: 1. The bump-up - [5 Reasons to Sell Your House This Spring](https://glaroussini.homesinrichmond.com/5-reasons-to-sell-your-house-this-spring/) - When selling a house, most homeowners hope for a quick and profitable transaction that puts them in a position to make a great move. If you’re waiting for the best time to win as a seller, the market is calling your name this spring. Here are five reasons why this is the perfect time to - [How to Prepare Your House for a Winning Sale This Spring [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/how-to-prepare-your-house-for-a-winning-sale-this-spring-infographic/) - Some Highlights With so few homes available to buy today, houses are in high demand, and they’re selling fast. That means it’s a great time to sell if you’re ready to make a move. Let’s connect to make sure your house is ready for a top-dollar sale this spring. It may be closer than you - [Is It a Good Time to Sell My House?](https://glaroussini.homesinrichmond.com/is-it-a-good-time-to-sell-my-house/) - Last year, many homeowners thought twice about selling their houses due to the onset of the health crisis. This year, however, homeowners are beginning to regain their confidence when it comes to selling safely. The latest Home Purchase Sentiment Index (HPSI) by Fannie Mae shows that 57% of consumers believe now is a good time - [How Smart Is It to Buy a Home Today?](https://glaroussini.homesinrichmond.com/how-smart-is-it-to-buy-a-home-today/) - Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated. You may have to take personal or professional considerations into account, and only you can judge what impact those factors should have on your desire to move. - [Home Prices: What Happened in 2020? What Will Happen This Year?](https://glaroussini.homesinrichmond.com/home-prices-what-happened-in-2020-what-will-happen-this-year/) - The real estate market was on fire during the second half of 2020. Buyer demand was way up, and the supply of homes available for sale hit record lows. The price of anything is determined by the supply and demand ratio, so home prices skyrocketed last year. Dr. Lynn Fisher, Deputy Director of the Federal - [What Are the Benefits of a 20% Down Payment?](https://glaroussini.homesinrichmond.com/what-are-the-benefits-of-a-20-down-payment/) - If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While there are plenty of lower down payment options available for qualified buyers who don’t want - [It’s a Sellers’ Market [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/its-a-sellers-market-infographic/) - Some Highlights Over the past year, homeowners have gained an unprecedented opportunity to sell with great success while buyer demand is soaring. With homes selling twice as fast as they did last year at this time, getting multiple offers, and rising in price, homeowners are in the driver’s seat. Let’s connect today if you’re ready - [Are There Going to Be More Homes to Buy This Year?](https://glaroussini.homesinrichmond.com/are-there-going-to-be-more-homes-to-buy-this-year/) - If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s normal to wonder if you’ll actually find one to buy. According to the National Association of Realtors (NAR), across the country, inventory of - [How Much Leverage Do Today’s House Sellers Have?](https://glaroussini.homesinrichmond.com/how-much-leverage-do-todays-house-sellers-have/) - The housing market has been scorching hot over the last twelve months. Buyers and their high demand have far outnumbered sellers and a short supply of houses. According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), sales are up 23.7% from the same time last year while the inventory - [The Reason Mortgage Rates Are Projected to Increase and What It Means for You](https://glaroussini.homesinrichmond.com/the-reason-mortgage-rates-are-projected-to-increase-and-what-it-means-for-you/) - We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates over the last twelve months. However, there’s no guarantee rates will remain this low - [Where Have All the Houses Gone?](https://glaroussini.homesinrichmond.com/where-have-all-the-houses-gone/) - In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for sale. When many homeowners delayed their plans to sell at the same time that more buyers aimed to take advantage of record-low mortgage - [Home Mortgage Rates by Decade [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/home-mortgage-rates-by-decade-infographic/) - Some Highlights Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home. Locking in a low rate today could save you thousands of dollars over the lifetime of your home loan, but these low rates may not last - [Will Low Mortgage Rates Continue through 2021?](https://glaroussini.homesinrichmond.com/will-low-mortgage-rates-continue-through-2021/) - With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise. Recently, Freddie Mac released their quarterly forecast, noting: “The average 30-year fixed-rate mortgage hit a record low over a dozen times in 2020 and the low interest - [3 Ways Home Equity Can Have a Major Impact on Your Life](https://glaroussini.homesinrichmond.com/3-ways-home-equity-can-have-a-major-impact-on-your-life/) - There have been a lot of headlines reporting on how homeowner equity (the difference between the current market value of your home and the amount you owe on your mortgage) has dramatically increased over the past few years. CoreLogic indicated that equity increased for the average homeowner by $17,000 in the last year alone. ATTOM - [Millennials: Is It Time to Buy a Bigger Home?](https://glaroussini.homesinrichmond.com/millennials-is-it-time-to-buy-a-bigger-home/) - In today’s housing market, all eyes are on millennials. Not only are millennials the largest generation, but they’re also currently between 25 and 40 years old. These are often considered prime homebuying years when many people begin to form their own households and invest in real estate. If you’re like many millennials who are spending - [3 Ways You’ll Win When You Buy a Home This Year](https://glaroussini.homesinrichmond.com/3-ways-youll-win-when-you-buy-a-home-this-year/) - There are so many great reasons to purchase a home, and over the past year, we’ve realized more of them than we ever thought possible. If you’re a first-time homebuyer, having a home of your own can give you a greater sense of security and accomplishment in a time that’s largely uncertain. If you’re a - [Why It’s Easy to Fall in Love with Homeownership [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/why-its-easy-to-fall-in-love-with-homeownership-infographic/) - Some Highlights Homeownership provides comfort, stability, and security, and it makes you feel more connected to your community. Your home is something to be proud of and is uniquely yours, so you can customize it to your heart’s desire. If you’re ready to fall in love with a home of your own, let’s connect to - [47% of New Buyers Surprised by How Affordable Homes Are Today](https://glaroussini.homesinrichmond.com/47-of-new-buyers-surprised-by-how-affordable-homes-are-today/) - Headlines matter. Right now, it’s hard to read about real estate without seeing a headline that suggests homes have become unaffordable for most Americans. In reality, there’s hard evidence that shows how owning a home is more affordable than renting in most parts of the country, as record-low interest rates are keeping monthly mortgage payments - [The Luxury Market Is Attracting Buyers in 2021](https://glaroussini.homesinrichmond.com/the-luxury-market-is-attracting-buyers-in-2021/) - As more people continue to identify their changing needs this year, some are turning to the upscale housing sector for more space or finer features. In their most recent Luxury Market Report, the Institute for Luxury Home Marketing (ILHM) shares: “In a snapshot of 2020, despite the devasting effects of the coronavirus pandemic, the luxury - [3 Reasons We’re Definitely Not in a Housing Bubble](https://glaroussini.homesinrichmond.com/3-reasons-were-definitely-not-in-a-housing-bubble/) - Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little over a decade ago. Here are three reasons why this market is totally different. 1. - [6 Foundational Benefits of Homeownership Today](https://glaroussini.homesinrichmond.com/6-foundational-benefits-of-homeownership-today/) - Over the past year, our homes have become an integral part of our lives more than ever. They’re much more than the houses we live in. They’re our workplaces, virtual schools, and safe havens that provide shelter, stability, and protection through the evolving health crisis. Today, 65.8% of Americans are fortunate enough to call their - [Thinking about Building a New Home? Your Agent Is Critical. [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/thinking-about-building-a-new-home-your-agent-is-critical-infographic/) - Some Highlights A real estate professional is an expert who can advocate on your behalf throughout the process when building a home. Agents help you understand key steps, like choosing upgrades and managing negotiations, while staying within your budget from start to finish. If building is the right option for you, let’s connect so you - [Why Owning a Home Is a Powerful Financial Decision](https://glaroussini.homesinrichmond.com/why-owning-a-home-is-a-powerful-financial-decision/) - In today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net worth, and appreciating home values, just to name a few. If you’re a renter, it’s never too early to think about how homeownership can propel you toward a stronger future. Here’s a dive into - [Do I Really Need a 20% Down Payment to Buy a Home?](https://glaroussini.homesinrichmond.com/do-i-really-need-a-20-down-payment-to-buy-a-home/) - Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common myth that you - [Want to Build Wealth? Buy a Home This Year.](https://glaroussini.homesinrichmond.com/want-to-build-wealth-buy-a-home-this-year/) - Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most likely take into consideration monthly housing costs, tax advantages, and other incremental expenses. Using these - [Turn to an Expert for the Best Advice, Not Perfect Advice](https://glaroussini.homesinrichmond.com/turn-to-an-expert-for-the-best-advice-not-perfect-advice/) - As we approach the anniversary of the hardships we’ve faced through this pandemic and the subsequent recession, it’s normal to reflect on everything that’s changed and wonder what’s ahead for 2021. While there are signs of economic recovery as vaccines are being issued, we still have a long way to go. It’s at times like - [Is Right Now the Right Time to Sell? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/is-right-now-the-right-time-to-sell-infographic/) - Some Highlights If you’re on the fence about selling your house, now is a great time to take advantage of sky-high demand, low supply, and fierce buyer competition. With buyer demand rising and historically low inventory for sale, if you’re in a position to move, your house may really stand out from the crowd. Let’s - [What Record-Low Housing Inventory Means for You](https://glaroussini.homesinrichmond.com/what-record-low-housing-inventory-means-for-you/) - The real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by experts to remain favorable throughout the year. One challenge to the housing industry, however, is the lack of homes available for sale today. Last week, the National Association of Realtors (NAR) - [What Happens When Homeowners Leave Their Forbearance Plans?](https://glaroussini.homesinrichmond.com/what-happens-when-homeowners-leave-their-forbearance-plans/) - According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the COVID-19 pandemic. Here’s where these homeowners stand right now: 2,543,000 (39%) are current on their payments and have - [What’s the Difference between an Appraisal and a Home Inspection?](https://glaroussini.homesinrichmond.com/whats-the-difference-between-an-appraisal-and-a-home-inspection/) - If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value of the home you’d like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the value of the home prior to lending a buyer - [Why Moving May Be Just the Boost You Need](https://glaroussini.homesinrichmond.com/why-moving-may-be-just-the-boost-you-need/) - As we look back over the past year, we’ve certainly lived through one of the most stressful periods in recent history. After spending so much more time at home throughout the health crisis, some are wondering if they should move to improve their mental health and well-being. This is no surprise since the U.S. Census - [Financial Fundamentals for Homebuyers [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/financial-fundamentals-for-homebuyers-infographic/) - Some Highlights When you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses. From saving for your down payment to getting pre-approved for a mortgage, you’ll want to make sure you keep your financial plan on track from the beginning. Let’s connect today - [What Experts Are Saying about the 2021 Job Market](https://glaroussini.homesinrichmond.com/what-experts-are-saying-about-the-2021-job-market/) - Earlier this month, the Bureau of Labor Statistics (BLS) released their most recent Jobs Report. The report revealed that the economy lost 140,000 jobs in December. That’s a devastating number and dramatically impacts those households that lost a source of income. However, we need to give it some context. Greg Ip, Chief Economics Commentator at - [Owning a Home Is Still More Affordable Than Renting One](https://glaroussini.homesinrichmond.com/owning-a-home-is-still-more-affordable-than-renting-one/) - If spending more time at home over the past year is making you really think hard about buying a home instead of renting one, you’re not alone. You may be wondering, however, if the dollars and cents add up in your favor as home prices continue to rise. According to the experts, in many cases, - [Should I Wait for Lower Mortgage Interest Rates?](https://glaroussini.homesinrichmond.com/should-i-wait-for-lower-mortgage-interest-rates/) - Historically low mortgage rates are a big motivator for homebuyers right now. In 2020 alone, rates hit new record-lows 16 times, and the trend continued into the early part of this year. Many hopeful homebuyers are now wondering if they should put their plans on hold and wait for the lowest rates imaginable. However, the - [How to Make the Dream of Homeownership a Reality This Year](https://glaroussini.homesinrichmond.com/how-to-make-the-dream-of-homeownership-a-reality-this-year/) - In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience. Today, reflecting on his message encourages many of us to think about our own dreams, goals, beliefs, and aspirations. For many Americans, one - [Things to Avoid after Applying for a Mortgage [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/things-to-avoid-after-applying-for-a-mortgage-infographic/) - Some Highlights There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table. Along the way, be sure to discuss any changes in income, assets, or credit with your lender, so you don’t unintentionally jeopardize your - [Why Right Now May Be the Time to Sell Your House](https://glaroussini.homesinrichmond.com/why-right-now-may-be-the-time-to-sell-your-house/) - The housing market made an incredible recovery in 2020 and is now positioned for an even stronger year in 2021. Record-low mortgage interest rates are a driving factor in this continued momentum, with average rates hovering at historic all-time lows. According to the latest Realtors Confidence Index Survey from the National Association of Realtors (NAR), buyer demand across the country is - [Will Forbearance Plans Lead to a Tsunami of Foreclosures?](https://glaroussini.homesinrichmond.com/will-forbearance-plans-lead-to-a-tsunami-of-foreclosures/) - At the onset of the economic disruptions caused by the COVID pandemic, the government quickly put into place forbearance plans to allow homeowners to remain in their homes without making their monthly mortgage payments. Today, almost three million households are actively in a forbearance plan. Though 29.4% of those in forbearance have continued to stay - [4 Reasons People Are Buying Homes in 2021](https://glaroussini.homesinrichmond.com/4-reasons-people-are-buying-homes-in-2021/) - According to many experts, the real estate market is expected to continue growing in 2021, and it’s largely driven by the lasting impact the pandemic is having on our lifestyles. As many of us spend extra time at home, we’re reevaluating what “home” means and what we may need in one going forward. Here are - [What Does 2021 Have in Store for Home Values?](https://glaroussini.homesinrichmond.com/what-does-2021-have-in-store-for-home-values/) - According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by 8.2% over the last twelve months. The dramatic rise was brought about as the inventory of homes for sale reached historic lows at the same time buyer demand was buoyed by record-low mortgage rates. As CoreLogic explained: “Home price growth remained - [Reasons to Hire a Real Estate Professional [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/reasons-to-hire-a-real-estate-professional-infographic/) - Some Highlights Choosing the right real estate professional to work with is one of the most important decisions you can make in your homebuying or selling process. The right agent can explain current market conditions and break down exactly what they mean for you. If you’re considering buying or selling a home this year, let’s - [Is This the Year to Sell My House?](https://glaroussini.homesinrichmond.com/is-this-the-year-to-sell-my-house/) - If one of the questions you’re asking yourself is, “Should I sell my house this year?” consumer sentiment about selling today should boost your confidence in the right direction. Even with the current health crisis that continues to challenge our nation, Americans still feel good about selling a house. Here’s why. According to the latest Home - [The Importance of Home Equity in Building Wealth](https://glaroussini.homesinrichmond.com/the-importance-of-home-equity-in-building-wealth/) - Homeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted: “Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time. This ‘wealth’ is built, in large part, through - [Why Not to Wait Until Spring to Make a Move](https://glaroussini.homesinrichmond.com/why-not-to-wait-until-spring-to-make-a-move/) - The housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation’s economic pause is playing out extremely well for real estate, and the current market conditions are truly making this winter an ideal time to make a move. Here’s a dive into some - [3 Must-Do’s When Selling Your House This Year](https://glaroussini.homesinrichmond.com/3-must-dos-when-selling-your-house-this-year/) - It’s exciting to put a house on the market and to think about making new memories in new spaces. However, despite the anticipation of what’s to come, we can still have deep sentimental attachments to the home we’re leaving behind. Growing emotions can help or hinder a sale depending on how we manage them. When - [Here’s to a Wonderful 2021!](https://glaroussini.homesinrichmond.com/heres-to-a-wonderful-2021/) - [Four Expert Views on the 2021 Housing Market](https://glaroussini.homesinrichmond.com/four-expert-views-on-the-2021-housing-market/) - The housing market was a shining star in 2020, fueling the economic turnaround throughout the country. As we look forward to 2021, can we expect real estate to continue showing such promise? Here’s what four experts have to say about the year ahead. Lawrence Yun, Chief Economist, National Association of Realtors (NAR) “In 2021, I - [Why Selling Your House on Your Own in 2021 Is a Mistake](https://glaroussini.homesinrichmond.com/why-selling-your-house-on-your-own-in-2021-is-a-mistake/) - There are many benefits to working with a real estate professional when selling your house. During challenging times, like what we face today, it becomes even more important to have an expert you trust to help guide you through the process. If you’re considering selling on your own, known in the industry as a For Sale - [More Generations Are Living Under One Roof This Year](https://glaroussini.homesinrichmond.com/more-generations-are-living-under-one-roof-this-year/) - This year challenged us to reprioritize everything – from the way we use our time to where we work, how we socialize and gather together, and our needs at home. For many, this also meant making decisions about how to best support and engage with our extended families, near and far. In some cases, we - [Why It’s Important to Price Your House Right Today](https://glaroussini.homesinrichmond.com/why-its-important-to-price-your-house-right-today/) - Even in today’s sellers’ market, setting the right price for your house is one of the most valuable things you can do. According to the U.S. Economic Outlook by the National Association of Realtors (NAR), existing home prices nationwide are forecasted to increase by 4.5% in 2021. This means experts anticipate home values will continue climbing next year. Danielle - [Turning a House into a Happy Home](https://glaroussini.homesinrichmond.com/turning-a-house-into-a-happy-home/) - We talk a lot about why it makes financial sense to buy a home, but more often than not, we’re drawn to the emotional reasons for homeownership. No matter the living space, the feeling of a home means different things to different people. Whether it’s a certain scent or a favorite chair, the feel-good connections to our - [Did You Outgrow Your Home in 2020?](https://glaroussini.homesinrichmond.com/did-you-outgrow-your-home-in-2020/) - It may seem hard to imagine that the home you’re in today – whether it’s your starter home or just one you’ve fallen in love with along the way – might not be your forever home. Many needs have changed in 2020, and it’s okay to admit if your house no longer fits your lifestyle. - [The Difference a Year Makes for Homeownership](https://glaroussini.homesinrichmond.com/the-difference-a-year-makes-for-homeownership/) - Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them. 1. Move-up or Downsize: One option is to consider moving - [The Do’s and Don’ts after Applying for a Mortgage](https://glaroussini.homesinrichmond.com/the-dos-and-donts-after-applying-for-a-mortgage/) - Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life changes, consult your lender – - [2021 Housing Forecast [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/2021-housing-forecast-infographic/) - Some Highlights Experts project an optimistic year for the 2021 housing market. With mortgage rates forecasted to remain low, high buyer demand is expected to fuel more home sales and continue to increase home prices. Let’s connect today to determine how to make your best move in the new year. - [Homeowner Equity Increases an Astonishing $1 Trillion](https://glaroussini.homesinrichmond.com/homeowner-equity-increases-an-astonishing-1-trillion/) - In a year that was financially devastating for many Americans, some good news for most homeowners is the dramatic gain in home equity over the last twelve months. Last week, CoreLogic released its 2020 3rd Quarter Homeowner Equity Insights report, which reveals four major findings: U.S. homeowners with mortgages have seen their equity increase by - [3 Reasons to Be Optimistic about Real Estate in 2021](https://glaroussini.homesinrichmond.com/3-reasons-to-be-optimistic-about-real-estate-in-2021/) - This year will be remembered for many reasons, and optimism is one thing that’s been in short supply since the spring. We’re experiencing a global pandemic, social unrest, an economic downturn, and natural disasters, just to name a few. The challenges brought on by the health crisis have also forced many homeowners to reevaluate their - [The Holidays Aren’t Stopping Homebuyers This Year](https://glaroussini.homesinrichmond.com/the-holidays-arent-stopping-homebuyers-this-year/) - Black Friday and Cyber Monday are behind us, yet finding the perfect holiday gifts for friends and family is certainly still top of mind for many right now. This year, there’s another type of buyer that’s very active this holiday season – the homebuyer. Each month, ShowingTime releases their Showing Index which tracks the average number of appointments received - [5 Steps to Follow When Applying for Forbearance](https://glaroussini.homesinrichmond.com/5-steps-to-follow-when-applying-for-forbearance/) - If you’re currently feeling the stress of affording your mortgage payment, or if you know someone who is, there’s still time to get help. For homeowners experiencing financial hardship this year, the CARES Act provides mortgage payment deferral options, creating much-needed relief in these challenging times. It’s important, however, to understand how forbearance works. It’s - [Winning as a Buyer in a Sellers’ Market [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/winning-as-a-buyer-in-a-sellers-market-infographic/) - Some Highlights Buying a home in today’s sellers’ market doesn’t have to feel like an uphill battle. Here are four ways to make sure you’re positioned for success when making a home purchase, even when the scale tips toward sellers. Let’s connect to make sure you’re armed for victory in the housing market this season. - [Why It Makes Sense to Sell Your House This Holiday Season](https://glaroussini.homesinrichmond.com/why-it-makes-sense-to-sell-your-house-this-holiday-season/) - If you’re one of the many homeowners thinking about taking your house off the market for the holidays, hang on. You definitely don’t want to miss the great selling opportunity you have right now. Here’s why this month is the optimal time to make sure your house is available for holiday buyers. The latest Existing Home - [Are Home Prices Headed Toward Bubble Territory?](https://glaroussini.homesinrichmond.com/are-home-prices-headed-toward-bubble-territory/) - Talk of a housing bubble is beginning to crop up as home prices have appreciated at a rapid pace this year. This is understandable since the appreciation of residential real estate is well above historic annual averages. According to the Federal Housing Finance Agency (FHFA), annual appreciation since 1991 has averaged 3.8%. Here are the - [An Honest Look at Unemployment Numbers](https://glaroussini.homesinrichmond.com/an-honest-look-at-unemployment-numbers/) - Last Friday, the Bureau of Labor Statistics released the November Jobs Report. It revealed that, though headed in the right direction, the nation’s job recovery has slowed. The consensus reaction is best exemplified by a quote from Glassdoor Senior Economist, Daniel Zhao: “We saw positive job gains, but I think the sentiment is largely negative - [How Remote Work Can Power Your Vacation Home Sale](https://glaroussini.homesinrichmond.com/how-remote-work-can-power-your-vacation-home-sale/) - This year, the opportunity to work remotely has increased the demand for vacation homes. Gay Cororaton, Senior Economist and Director of Housing and Commercial Research at the National Association of Realtors (NAR), notes: “Working from home is a positive factor in demand for vacation homes.” Buyers are taking advantage of the fact that working from - [The Path to Homeownership [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/the-path-to-homeownership-infographic/) - Some Highlights If you’re thinking of buying a home and not sure where to start, you’re not alone. Here’s a map with 10 simple steps to follow in the homebuying process. Let’s connect today to discuss the specific steps along the way in our local area. - [A New Way to Shop for Homes in a Virtual World](https://glaroussini.homesinrichmond.com/a-new-way-to-shop-for-homes-in-a-virtual-world/) - In a year when we’re learning to do so much remotely, homebuying is no exception. From going to work to attending school, grocery shopping, and even seeing our doctors online, digital practices have changed the way we live. This year, rather than delaying their home purchases, buyers – alongside their trusted real estate professionals – - [With Home Values Surging, Is it Still Affordable to Buy Right Now?](https://glaroussini.homesinrichmond.com/with-home-values-surging-is-it-still-affordable-to-buy-right-now/) - Housing inventory is at an all-time low. Realtor.com just reported that there are 39% fewer homes for sale today than there were last year. At the same time, buyer demand remains strong. In a recent newsletter, research analyst Ivy Zelman explained: “Although the headwind of severe supply constraints in most markets has contributed to slight - [Knowledge Is Power on the Path to Homeownership](https://glaroussini.homesinrichmond.com/knowledge-is-power-on-the-path-to-homeownership/) - Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the way can ultimately hold some buyers back. Today, there are over 75 million Millennials and 67 million Gen Z’ers - [5 Tips for Homebuyers Who Want to Make a Competitive Offer](https://glaroussini.homesinrichmond.com/5-tips-for-homebuyers-who-want-to-make-a-competitive-offer/) - Today’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know the ins and outs of making a confident and competitive offer. Here are five keys to success for this important stage in the homebuying process. - [Key Terms to Know in the Homebuying Process [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/key-terms-to-know-in-the-homebuying-process-infographic/) - Some Highlights Buying a home can be intimidating if you’re not familiar with the terms used throughout the process. To point you in the right direction, here’s a list of some of the most common language you’ll hear along the way. The best way to ensure your homebuying process is a positive one is to - [Your House May Be High on the Buyer Wish List This Holiday Season](https://glaroussini.homesinrichmond.com/your-house-may-be-high-on-the-buyer-wish-list-this-holiday-season/) - Around this time each year, many homeowners decide to wait until after the holidays to sell their houses. Similarly, others who already have their homes on the market remove their listings until the spring. Let’s unpack the top reasons why selling your house now, or keeping it on the market this season, is the best - [Is Buying a Home Today a Good Financial Move?](https://glaroussini.homesinrichmond.com/is-buying-a-home-today-a-good-financial-move/) - There’s no doubt 2020 has been a challenging year. A global pandemic coupled with an economic recession has caused heartache for many. However, it has also prompted more Americans to reconsider the meaning of “home.” This quest for a place better equipped to fulfill our needs, along with record-low mortgage rates, has skyrocketed the demand - [Don’t Let Buyer Competition Keep You from Purchasing a Home](https://glaroussini.homesinrichmond.com/dont-let-buyer-competition-keep-you-from-purchasing-a-home/) - This year’s record-low mortgage rates sparked high demand among homebuyers. Current homeowners, however, haven’t put their houses on the market so quickly. This makes finding a home to buy today challenging for many potential buyers. With an obstacle like this, those searching for their dream homes may be pressing pause on their searches as we - [It Pays to Sell with a Real Estate Agent [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/it-pays-to-sell-with-a-real-estate-agent-infographic/) - Some Highlights Today, it’s more important than ever to have an expert you trust to guide you as you sell your house. From your safety throughout the process to the complexity of negotiating the deal, you need a professional on your side. Before you decide to take on the challenge of selling your house on - [Will Mortgage Rates Remain Low Next Year?](https://glaroussini.homesinrichmond.com/will-mortgage-rates-remain-low-next-year/) - In 2020, buyers got a big boost in the housing market as mortgage rates dropped throughout the year. According to Freddie Mac, rates hit all-time lows 12 times this year, dipping below 3% for the first time ever while making buying a home more and more attractive as the year progressed (See graph below): When - [Chances of Another Foreclosure Crisis? “About Zero Percent.”](https://glaroussini.homesinrichmond.com/chances-of-another-foreclosure-crisis-about-zero-percent/) - There seems to be some concern that the 2020 economic downturn will lead to another foreclosure crisis like the one we experienced after the housing crash a little over a decade ago. However, there’s one major difference this time: a robust forbearance program. During the housing crash of 2006-2008, many felt homeowners should be forced - [Homes for Sale Are Rapidly Disappearing](https://glaroussini.homesinrichmond.com/homes-for-sale-are-rapidly-disappearing/) - Through all the challenges of 2020, the real estate market has done very well, and purchasers are continuing to take advantage of historically low mortgage rates. Realtor Magazine just explained: “While winter may be typically a slow season in real estate, economists predict it isn’t likely to happen this year…Low inventories combined with high demand - [Why Working from Home May Spark Your Next Move](https://glaroussini.homesinrichmond.com/why-working-from-home-may-spark-your-next-move/) - If you’ve been working from home this year, chances are you’ve been at it a little longer than you initially expected. Businesses all over the country have figured out how to operate remotely to keep their employees healthy, safe, and productive. For many, it may be carrying into next year, and possibly beyond. While the - [Tips to Sell Your House Safely Right Now [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/tips-to-sell-your-house-safely-right-now-infographic/) - Some Highlights Your agent now has over 6 months of experience selling houses during the pandemic and can make the process easier and safer for you today. COVID-19 protocols and technology usage recommendations from the National Association of Realtors (NAR) are making it possible to sell houses right now, while agents continue to abide first - [Winter Will Bring a Flurry of Activity to the Housing Market](https://glaroussini.homesinrichmond.com/winter-will-bring-a-flurry-of-activity-to-the-housing-market/) - In the second half of this year, the housing market surged with activity. Today, real estate experts are looking ahead to the winter season and the forecast is anything but chilly. As Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), notes: “It will be one of the best winter sales years ever.” - [VA Home Loans: Helping Heroes Find a Home](https://glaroussini.homesinrichmond.com/va-home-loans-helping-heroes-find-a-home/) - Today, on Veterans Day, we honor those who have served our country and thank them for their continued dedication to our nation. In the United States, there are many valuable benefits available to Veterans, including VA home loans. For over 75 years, VA home loans have provided millions of Veterans and their families the opportunity - [Homeownership Is a Key to Building Wealth](https://glaroussini.homesinrichmond.com/homeownership-is-a-key-to-building-wealth/) - For years, real estate has been considered the best investment you can make. A major reason for this is due to the net worth a household gains through homeownership. In fact, according to the 2019 Survey of Consumer Finance Data from the Federal Reserve, for the average homeowner: “…a primary home accounts for 90% of - [Is it Safe to Sell My House Right Now?](https://glaroussini.homesinrichmond.com/is-it-safe-to-sell-my-house-right-now/) - In today’s real estate market, the buzz is all about how it’s a great time to sell your house. Buyer demand is high, and there simply aren’t enough homes available to buy to meet that growing need. This means now is the time to make a move so you can close the deal on your - [Making a Home for the Brave Possible [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/making-a-home-for-the-brave-possible-infographic/) - Some Highlights VA Home Loans provide unique opportunities for Veterans, active-duty personnel, and their families in recognition of their service to our Nation. For eligible individuals, options associated with VA Loans can help make the dream of homeownership a reality. If you or someone you know may benefit from a VA Loan, let’s connect to - [Why the 2021 Forecast Doesn’t Call for a Foreclosure Crisis](https://glaroussini.homesinrichmond.com/why-the-2021-forecast-doesnt-call-for-a-foreclosure-crisis/) - As the current forbearance mortgage relief options come to an end, many are wondering if we’ll face a foreclosure crisis next year. This is understandable, especially for those who remember the housing crisis that began in 2008. The reality is, plans have been put in place through forbearance to ensure history doesn’t repeat itself. This - [Real Estate Is a Driving Force in the Economy](https://glaroussini.homesinrichmond.com/real-estate-is-a-driving-force-in-the-economy/) - As the economy recovers from this year’s health crisis, the housing market is playing a leading role in the turnaround. It’s safe to say that what we call “home” is taking on a new meaning, causing many of us to consider buying or selling sooner rather than later. Housing, therefore, has thrived in an otherwise - [Rent vs. Buy: How to Decide What’s Best for You](https://glaroussini.homesinrichmond.com/rent-vs-buy-how-to-decide-whats-best-for-you/) - According to the U.S. Census Bureau, median rent continues to rise. With today’s low mortgage rates, there’s great opportunity for current renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline to buy a home is different for everyone, the question remains: Should I continue renting - [4 Reasons Why the Election Won’t Dampen the Housing Market](https://glaroussini.homesinrichmond.com/4-reasons-why-the-election-wont-dampen-the-housing-market/) - Tomorrow, Americans will decide our President for the next four years. That decision will have a major impact on many aspects of life in this country, but the residential real estate market will not be one of them. Analysts will try to measure the impact feasible changes in regulations might have on housing, the effect - [Should I Renovate My House Before I Sell It? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/should-i-renovate-my-house-before-i-sell-it-infographic/) - Some Highlights In today’s hyper-competitive market, buyers are often willing to overlook cosmetic or minor repair needs if it means snagging a home in their price range. With so few houses available for sale today, you may be able to skip the bigger renovations before you sell and cash in on the current demand for - [Three Ways Low Inventory Is a Win for Sellers](https://glaroussini.homesinrichmond.com/three-ways-low-inventory-is-a-win-for-sellers/) - The number of houses for sale today is significantly lower than the high buyer activity in the current housing market. According to Lawrence Yun, Chief Economist for the National Association of Realtors (NAR): “There is no shortage of hopeful, potential buyers, but inventory is historically low.” When the demand for homes is higher than what’s - [Buyer Interest Is Growing among Younger Generations](https://glaroussini.homesinrichmond.com/buyer-interest-is-growing-among-younger-generations/) - The demand for homes this year is extraordinary as record-breaking numbers of hopeful buyers continue to shop for homes. In a normal year, the peak homebuying season comes to a close by early fall. However, 2020 is anything but a normal year, and the housing market is no exception. Lawrence Yun, Chief Economist for the - [How Down Payment Assistance Opens the Door to Homeownership](https://glaroussini.homesinrichmond.com/how-down-payment-assistance-opens-the-door-to-homeownership/) - Many people are eager to buy a home right now while affordability continues to be a highlight of the current housing market. However, a recent survey by Sparks Research shows that 20% of first-time homebuyers cite a lack of financial education as a barrier to homeownership. This is definitely understandable. If you don’t feel comfortable - [Two Important Impacts of Home Equity](https://glaroussini.homesinrichmond.com/two-important-impacts-of-home-equity/) - Equity continues to rise, helping American homeowners secure a much more stable financial future. According to the most recent data from CoreLogic, the average homeowner gained $9,800 in equity over the past year. In addition, experts project 2020 home prices to continue rising. With prices going up, equity gains will also keep accelerating. Black Knight - [Selling Your House Is the Right Move, Right Now [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/selling-your-house-is-the-right-move-right-now-infographic/) - Some Highlights Demand from homebuyers has skyrocketed this year, which means today’s sellers are poised to win big. This ideal moment in time to sell your house won’t last forever, though. With more sellers coming to the market in the spring, waiting until next year means buyers will have more choices, so your home may - [Home Values Projected to Keep Rising](https://glaroussini.homesinrichmond.com/home-values-projected-to-keep-rising/) - As we enter the final months of 2020 and continue to work through the challenges this year has brought, some of us wonder what impact continued economic uncertainty could have on home prices. Looking at the big picture, the rules of supply and demand will give us the clearest idea of what is to come. - [Why Today’s Options Will Save Homeowners from Foreclosure](https://glaroussini.homesinrichmond.com/why-todays-options-will-save-homeowners-from-foreclosure/) - Many housing experts originally voiced concern that the mortgage forbearance program (which allows families impacted financially by COVID to delay mortgage payments to a later date) could lead to an increase in foreclosures when forbearances end. Some originally forecasted that up to 30% of homeowners would choose to enter forbearance. Less than 10% actually did, - [Americans Are Gaining Confidence in the Economy](https://glaroussini.homesinrichmond.com/americans-are-gaining-confidence-in-the-economy/) - The September Jobs Report issued by the Bureau of Labor Statistics reported that the unemployment rate dropped to 7.9%. Though that percentage is well below what experts projected earlier this year, it still means millions of people are without work. There’s no way to minimize the tremendous impact this pandemic-induced recession continues to have on - [Real Estate Continues to Show Unprecedented Strength This Year](https://glaroussini.homesinrichmond.com/real-estate-continues-to-show-unprecedented-strength-this-year/) - The 2020 housing market has surpassed all expectations and continues to drive the nation’s economic recovery. The question is, will this positive trend continue throughout the rest of the year, especially given the uncertainty around the current health crisis, the upcoming election, and more? Here’s a look at what several industry-leading experts have to say. - [How to Prepare for a Bidding War [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/how-to-prepare-for-a-bidding-war-infographic/) - Some Highlights With so few houses available on the market today, being ready for a bidding war is essential for prospective homebuyers. From pre-approval to making your best offer, here are three tips to make sure you can act quickly and confidently when you find the perfect home. Let’s connect today to be sure you - [Do You Need to Know More about Forbearance and Mortgage Relief Options?](https://glaroussini.homesinrichmond.com/do-you-need-to-know-more-about-forbearance-and-mortgage-relief-options/) - Earlier this year when the nation pressed pause on the economy and unemployment rates jumped up significantly, many homeowners were immediately concerned about being able to pay their mortgages, and understandably so. To assist in this challenging time, two protection plans were put into place to help support those in need. First, there was a - [The #1 Reason Not to Wait to List Your House for Sale](https://glaroussini.homesinrichmond.com/the-1-reason-not-to-wait-to-list-your-house-for-sale/) - Many industries have been devastated by the economic shutdown caused by the COVID-19 virus. Real estate is not one of them. Mark Fleming, Chief Economist for First American, just reported: “Since hitting a low point during the initial stages of the pandemic, the only major industry to display immunity to the economic impacts of the - [Do You Have Enough Money Saved for a Down Payment?](https://glaroussini.homesinrichmond.com/do-you-have-enough-money-saved-for-a-down-payment/) - One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house. Here’s how it breaks down. A recent survey by Point2Homes mentions that 74% of millennials (ages 25-40) say they’re interested - [6 Reasons You’ll Win by Selling with a Real Estate Agent This Fall](https://glaroussini.homesinrichmond.com/6-reasons-youll-win-by-selling-with-a-real-estate-agent-this-fall/) - There are many benefits to working with a real estate professional when selling your house. During challenging times, like what we face today, it becomes even more important to have an expert you trust to help guide you through the process. If you’re considering selling on your own, known in the industry as a For Sale - [Thinking of Moving? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/thinking-of-moving-infographic/) - Some Highlights If you’re ready to sell your house but you’re worried about finding one to move into, why not invest in a brand-new home built just for you? New construction is on the rise, so it’s a great time to think about a custom home to fit your family’s changing needs. Let’s connect today - [Should You Buy a Retirement Home Sooner Rather than Later?](https://glaroussini.homesinrichmond.com/should-you-buy-a-retirement-home-sooner-rather-than-later/) - Every day in the U.S., roughly 10,000 people turn 65. Prior to the health crisis that swept the nation in 2020, most people had to wait until they retired to make a move to the beach, the golf course, or the senior living community they were looking to settle into for their later years in - [A Homeowner’s Net Worth Is 40x Greater Than a Renter’s](https://glaroussini.homesinrichmond.com/a-homeowners-net-worth-is-40x-greater-than-a-renters/) - One of the best ways to build your family’s financial future is through homeownership. Recent data from the Federal Reserve indicates the net worth of a homeowner is actually over 40 times greater than that of a renter. Maybe it’s time to start thinking about buying a home, especially when they’re so affordable in today’s - [Is it Time to Move into a Single-Story Home?](https://glaroussini.homesinrichmond.com/is-it-time-to-move-into-a-single-story-home/) - Once the kids have left the nest, you may be wondering what to do with all of the extra space in your home. Chances are, you don’t need four bedrooms anymore, and it may be a great time to sell your house and downsize, maybe even into a single-story home. You’ve likely gained significant equity - [Why Pricing Your House Right Is Essential](https://glaroussini.homesinrichmond.com/why-pricing-your-house-right-is-essential/) - In today’s real estate market, setting the right price for your house is one of the most valuable things you can do. According to the U.S. Economic Outlook by the National Association of Realtors (NAR), existing home prices nationwide are forecasted to increase 4.7% in 2020 and 4.1% in 2021. This means experts anticipate home - [Rising Home Equity Can Power Your Next Move [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/rising-home-equity-can-power-your-next-move-infographic/) - Some Highlights According to CoreLogic, homeowners across the country are gaining significant equity. Over the past year, the average homeowner gained $9,800 in equity, growing their overall net worth. If you’re ready to sell your house and begin looking for your dream home, let’s connect to plan how your equity can make that possible. - [Buyers Are Finding More Space in the Luxury Home Market](https://glaroussini.homesinrichmond.com/buyers-are-finding-more-space-in-the-luxury-home-market/) - A year ago, additional space and extra amenities had a very different feel for homebuyers. Today, the health crisis has brought to light how valuable more square footage and carefully designed floorplans can be. Home offices, multi-purpose rooms, gyms, and theaters are becoming more popular, and some families are finding the space they need for - [Why Selling this Fall May Be Your Best Move](https://glaroussini.homesinrichmond.com/why-selling-this-fall-may-be-your-best-move/) - If you’re thinking about moving, selling your house this fall might be the way to go. Here are four highlights in the housing market that may make your decision to sell this fall an easy one. 1. Buyers Are Actively in the Market ShowingTime, a leading real estate showing software and market stat service provider, - [Where Are Home Values Headed Over the Next 12 Months?](https://glaroussini.homesinrichmond.com/where-are-home-values-headed-over-the-next-12-months/) - As shelter-in-place orders were implemented earlier this year, many questioned what the shutdown would mean to the real estate market. Specifically, there was concern about home values. After years of rising home prices, would 2020 be the year this appreciation trend would come to a screeching halt? Even worse, would home values begin to depreciate? - [Housing Market on Track to Beat Last Year’s Success](https://glaroussini.homesinrichmond.com/housing-market-on-track-to-beat-last-years-success/) - Back in March, as the nation’s economy was shut down because of the coronavirus, many were predicting the real estate market would face a major collapse. Some forecasts called for a 15-20% decline in transactions. However, six months later, it seems as though the housing market has fully recovered. Mark Fleming, Chief Economist at First - [Home Equity Gives Sellers Options in Today’s Market](https://glaroussini.homesinrichmond.com/home-equity-gives-sellers-options-in-todays-market/) - Homeownership is one of the best ways to invest in your financial future, especially as your home equity grows. Home equity is a form of forced savings that can work to your advantage as the value of your home appreciates. Across the country, home equity was increasing before the health crisis swept our nation, and - [Why Pricing Your Home Right Matters This Fall [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/why-pricing-your-home-right-matters-this-fall-infographic/) - Some Highlights As a seller today, you may think pricing your home on the high end will result in a higher final sale price, but the opposite is actually true. To sell your home quickly and for the best possible price, you should eliminate buyer concerns by pricing your home competitively right from the start. - [Home Equity Give Sellers Options in Today’s Market](https://glaroussini.homesinrichmond.com/home-equity-give-sellers-options-in-todays-market/) - Homeownership is one of the best ways to invest in your financial future, especially as your home equity grows. Home equity is a form of forced savings that can work to your advantage as the value of your home appreciates. Across the country, home equity was increasing before the health crisis swept our nation, and - [Home Builder Confidence Hits All-Time Record](https://glaroussini.homesinrichmond.com/home-builder-confidence-hits-all-time-record/) - Last week, the National Association of Home Builders (NAHB) reported their Housing Market Index (HMI) hit an all-time high in the 35-year history of the series with a score of 83. The index gauges builder perceptions of current single-family home sales and sale expectations for the next six months, as well as the traffic of - [The Cost of a Home Is Far More Important than the Price](https://glaroussini.homesinrichmond.com/the-cost-of-a-home-is-far-more-important-than-the-price/) - Housing inventory is at an all-time low. There are 39% fewer homes for sale today than at this time last year, and buyer demand continues to set records. Zillow recently reported: “Newly pending sales are up 25.5% compared to the same week last year, the highest year-over-year increase in the weekly Zillow database.” Whenever there - [Is the Economic Recovery Beating All Projections?](https://glaroussini.homesinrichmond.com/is-the-economic-recovery-beating-all-projections/) - Earlier this year, many economists and market analysts were predicting an apocalyptic financial downturn that would potentially rattle the U.S. economy for years to come. They immediately started to compare it to the Great Depression of a century ago. Six months later, the economy is still trying to stabilize, but it is evident that the - [Homes Across the Country Are Selling Fast [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/homes-across-the-country-are-selling-fast-infographic/) - Some Highlights Buyers are actively searching for and purchasing homes at a record-breaking pace. According to the latest report from the National Association of Realtors (NAR), in July, 68% of homes were on the market for less than a month. With homes moving from listing day to pending sale in an average of just 22 - [How Low Inventory May Impact the Housing Market This Fall](https://glaroussini.homesinrichmond.com/how-low-inventory-may-impact-the-housing-market-this-fall/) - Real estate continues to be called the ‘bright spot’ in the current economy, but there’s one thing that may hold the housing market back from achieving its full potential this year: the lack of homes for sale. Buyers are actively searching for and purchasing homes, looking to capitalize on today’s historically low interest rates, but - [The Surging Real Estate Market Continues to Climb](https://glaroussini.homesinrichmond.com/the-surging-real-estate-market-continues-to-climb/) - Earlier this year, realtor.com announced the release of the Housing Recovery Index, a weekly guide showing how the pandemic has impacted the residential real estate market. The index leverages a weighted average of four key components of the housing industry by tracking each of the following: Housing Demand – Growth in online search activity Home - [Is Now a Good Time to Move?](https://glaroussini.homesinrichmond.com/is-now-a-good-time-to-move/) - How long have you lived in your current home? If it’s been a while, you may be thinking about moving. According to the latest Profile of Home Buyers and Sellers by the National Association of Realtors (NAR), in 2019, homeowners were living in their homes for an average of 10 years. That’s a long time - [Two New Surveys Indicate Urban to Suburban Lean](https://glaroussini.homesinrichmond.com/two-new-surveys-indicate-urban-to-suburban-lean/) - There has been much talk around the possibility that Americans are feeling less enamored with the benefits of living in a large city and now may be longing for the open spaces that suburban and rural areas provide. In a recent Realtor Magazine article, they discussed the issue and addressed comments made by Lawrence Yun, - [Virtual School Is Changing Homebuyer Needs [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/virtual-school-is-changing-homebuyer-needs-infographic/) - Some Highlights With remote learning sweeping the nation this academic year, organized spaces with enough room for kids to learn effectively are high on buyer wish lists. If you’re trying to make room for your family’s growing needs, multi-purpose rooms and dedicated workspaces may be features to consider in your next home. Let’s connect today - [Homebuyer Traffic Is on the Rise](https://glaroussini.homesinrichmond.com/homebuyer-traffic-is-on-the-rise/) - One of the biggest surprises of 2020 is the resilience of the residential real estate market. Lawrence Yun, Chief Economist of the National Association of Realtors (NAR), is now forecasting that more homes will sell this year than last year. He’s also predicting home sales to increase by 8-12% next year. There’s strong evidence that - [The Latest Unemployment Rate Fell to 8.4%](https://glaroussini.homesinrichmond.com/the-latest-unemployment-rate-fell-to-8-4/) - Last Friday, the Bureau for Labor Statistics released their Employment Report for August 2020. The big surprise was that the unemployment rate fell to 8.4%, a full percent lower than what many analysts had forecasted earlier in the week. Though it is tough to look at this as great news when millions of Americans are - [Have You Ever Seen a Housing Market Like This?](https://glaroussini.homesinrichmond.com/have-you-ever-seen-a-housing-market-like-this/) - The year 2020 will certainly be one to remember, with new realities and norms that changed the way we live. This year’s real estate market is certainly no exception to that shift, with historic highlights continuing to break records and challenge what many thought possible in the housing market. Here’s a look at four key - [Thank You, Essential Workers](https://glaroussini.homesinrichmond.com/thank-you-essential-workers/) - To all essential workers on this Labor Day, thank you. - [The 2020 Homebuyer Wish List [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/the-2020-homebuyer-wish-list-infographic/) - Some Highlights The word “home” is taking on a whole new meaning this year, and buyers are starting to look for new features as they re-think their needs and what’s truly possible. From more outdoor space to virtual classrooms for their children, buyers have a growing list of what they’d like to see in their - [Homebuyer Demand Is Far Above Last Year’s Pace](https://glaroussini.homesinrichmond.com/homebuyer-demand-is-far-above-last-years-pace/) - Homebuying has been on the rise over the past few months, with record-breaking sales powering through the market in June and July. Buyers are actively purchasing homes, and the momentum is continuing into the fall. It is, however, becoming harder for buyers to find homes to purchase. If you’ve been thinking about selling your house, - [How Will the Presidential Election Impact Real Estate?](https://glaroussini.homesinrichmond.com/how-will-the-presidential-election-impact-real-estate/) - The year 2020 will be remembered as one of the most challenging times of our lives. A worldwide pandemic, a recession causing historic unemployment, and a level of social unrest perhaps never seen before have all changed the way we live. Only the real estate market seems to be unaffected, as a new forecast projects - [It’s Not Just About the Price of the Home](https://glaroussini.homesinrichmond.com/its-not-just-about-the-price-of-the-home/) - When most of us begin searching for a home, we naturally start by looking at the price. It’s important, however, to closely consider what else impacts the purchase. It’s not just the price of the house that matters, but the overall cost in the long run. Today, that’s largely impacted by low mortgage rates. Low - [Three Ways to Win in a Bidding War](https://glaroussini.homesinrichmond.com/three-ways-to-win-in-a-bidding-war/) - With so few houses for sale today and low mortgage rates driving buyer activity, bidding wars are becoming more common. Multiple-offer scenarios are heating up, so it’s important to get pre-approved before you start your search. This way, you can put your best foot forward – quickly and efficiently – if you’re planning to buy - [Why Is It so Important to Be Pre-Approved in the Homebuying Process?](https://glaroussini.homesinrichmond.com/why-is-it-so-important-to-be-pre-approved-in-the-homebuying-process/) - You may have heard that pre-approval is a great first step in the homebuying process. But why is it so important? When looking for a home, the temptation to fall in love with a house that’s outside your budget is very real. So, before you start shopping around, it’s helpful to know your price range, - [Should You Buy an Existing Home or New Construction?](https://glaroussini.homesinrichmond.com/should-you-buy-an-existing-home-or-new-construction/) - Finding the right home to purchase today is one of the biggest challenges for potential buyers. With so few homes for sale and construction of newly built homes ramping up, you may be wondering if you should consider new construction in your search process. It’s a great question to ask, and one to look at - [Builders & Realtors Agree: Real Estate Is Back](https://glaroussini.homesinrichmond.com/builders-realtors-agree-real-estate-is-back/) - When shelter-in-place orders brought the economy to a screeching halt earlier this year, many believed the residential housing market would follow suit. Countless analysts predicted buyer demand would disappear and home values would depreciate for the first time in almost a decade. That, however, didn’t happen. It appears the opposite is taking place. After the - [The Top Reasons People Are Moving This Year](https://glaroussini.homesinrichmond.com/the-top-reasons-people-are-moving-this-year/) - Today, Americans are moving for a variety of different reasons. The current health crisis has truly re-shaped our lifestyles and our needs. Spending extra time where we currently live is enabling many families to re-evaluate what homeownership means and what they find most important in a home. According to Zillow: “In 2020, homes went from - [Ask a Pro About Buying a Home [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/ask-a-pro-about-buying-a-home-infographic/) - Some Highlights According to trending data, searches for key real estate topics are skyrocketing online. Clearly, lots of people have questions about buying a home, and other topics related to the process. Working with a trusted real estate professional will help you create the most personalized and helpful experience. Let’s connect so you have the - [Forbearance Numbers Are Lower than Expected](https://glaroussini.homesinrichmond.com/forbearance-numbers-are-lower-than-expected/) - Originally, some housing industry analysts were concerned that the mortgage forbearance program (which allows families to delay payments to a later date) could lead to an increase in foreclosures when forbearances end. Some even worried that we might relive the 2006-2008 housing crash all over again. Once you examine the data, however, that seems unlikely. - [Just How Strong Is the Housing Recovery?](https://glaroussini.homesinrichmond.com/just-how-strong-is-the-housing-recovery/) - The residential real estate market has definitely been the shining light in this country’s current economic situation. All-time low mortgage rates coupled with a new appreciation of what a home truly means has caused the housing market to push forward through this major health crisis. Let’s look at two measures that explain the resilience of - [Sellers Are Returning to the Housing Market](https://glaroussini.homesinrichmond.com/sellers-are-returning-to-the-housing-market/) - In today’s housing market, it can be a big challenge for buyers to find homes to purchase, as the number of houses for sale is far below the current demand. Now, however, we’re seeing sellers slowly starting to come back into the market, a bright spark for potential buyers. Javier Vivas, Director of Economic Research - [The Beginning of an Economic Recovery](https://glaroussini.homesinrichmond.com/the-beginning-of-an-economic-recovery/) - The news these days seems to have a mix of highs and lows. We may hear that an economic recovery is starting, but we’ve also seen some of the worst economic data in the history of our country. The challenge today is to understand exactly what’s going on and what it means relative to the - [Mortgage Rates & Payments by Decade [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/mortgage-rates-payments-by-decade-infographic/) - Some Highlights Sometimes it helps to see the dollars and cents you’ll save when you purchase a home while mortgage rates are low. Today’s low rates mean it’s less expensive to borrow money, so the savings over the life of your loan is significant. Let’s connect to determine the best way to position your family - [Homes Are More Affordable Right Now Than They Have Been in Years](https://glaroussini.homesinrichmond.com/homes-are-more-affordable-right-now-than-they-have-been-in-years/) - Today, home prices are appreciating. When we hear prices are going up, it’s normal to think a home will cost more as the trend continues. The way the housing market is positioned today, however, low mortgage rates are actually making homes more affordable, even as prices rise. Here’s why. According to the Mortgage Monitor Report - [Why Foreclosures Won’t Crush the Housing Market Next Year](https://glaroussini.homesinrichmond.com/why-foreclosures-wont-crush-the-housing-market-next-year/) - With the strength of the current housing market growing every day and more Americans returning to work, a faster-than-expected recovery in the housing sector is already well underway. Regardless, many are still asking the question: will we see a wave of foreclosures as a result of the current crisis? Thankfully, research shows the number of - [Current Buyer & Seller Perks in the Housing Market](https://glaroussini.homesinrichmond.com/current-buyer-seller-perks-in-the-housing-market/) - Today’s housing market is making a truly impressive turnaround, and it’s also setting up some outstanding opportunities for buyers and sellers. Whether you’re thinking of buying or selling a home this year, there are perks today that are rarely available, and definitely worth looking into. Here are the top two. The Biggest Perk for Buyers: - [The Latest Unemployment Report: Slow and Steady Improvement](https://glaroussini.homesinrichmond.com/the-latest-unemployment-report-slow-and-steady-improvement/) - Last Friday, the Bureau of Labor Statistics (BLS) released its latest Employment Situation Summary. Going into the release, the expert consensus was for 1.58 million jobs to be added in July, and for the unemployment rate to fall to 10.5%. When the official report came out, it revealed that 1.8 million jobs were added, and - [2020 Homebuyer Preferences [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/2020-homebuyer-preferences-infographic/) - Some Highlights A recent study from HarrisX shows the current health crisis isn’t slowing down today’s homebuyers. Many buyers are accelerating their timelines to take advantage of low mortgage rates, and staying home has enabled some to save more money to put toward a down payment. Let’s connect today if your needs have recently changed - [How Is Remote Work Changing Homebuyer Needs?](https://glaroussini.homesinrichmond.com/how-is-remote-work-changing-homebuyer-needs/) - With more companies figuring out how to efficiently and effectively enable their employees to work remotely (and for longer than most of us initially expected), homeowners throughout the country are re-evaluating their needs. Do I still need to live close to my company’s office building? Do I need a larger home with more office space? - [Why Homeowners Have Great Selling Power Today](https://glaroussini.homesinrichmond.com/why-homeowners-have-great-selling-power-today/) - We’re sitting in an optimal moment in time for homeowners who are ready to sell their houses and make a move this year. Today’s homeowners are, on average, staying in their homes longer than they used to, and this is one factor driving increased homeowner equity. When equity grows, selling a house becomes increasingly desirable. - [Today’s Buyers Are Serious about Purchasing a Home](https://glaroussini.homesinrichmond.com/todays-buyers-are-serious-about-purchasing-a-home/) - Today’s homebuyers are not just talking about their plans, they’re actively engaged in the buying process – and they’re serious about it. A recent report by the National Association of Home Builders (NAHB) indicates: “…. Of American adults considering a future home purchase in the second quarter of 2020, about half (49%) are not simply - [Experts Weigh-In on the Remarkable Strength of the Housing Market](https://glaroussini.homesinrichmond.com/experts-weigh-in-on-the-remarkable-strength-of-the-housing-market/) - America has faced its share of challenges in 2020. A once-in-a-lifetime pandemic, a financial crisis leaving millions still unemployed, and an upcoming presidential election that may prove to be one of the most contentious in our nation’s history all continue to test this country in unimaginable ways. Even with all of that uncertainty, the residential - [Where Is the Housing Market Headed for the Rest of 2020? [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/where-is-the-housing-market-headed-for-the-rest-of-2020-infographic/) - Some Highlights: The housing market is forecasted to finish the year with growing strength. Historically low mortgage rates are creating great potential for homebuyers, and home sales are on the rise. If you’re thinking of buying or selling a home this year, let’s connect to maximize your opportunity today. - [Will We See a Surge of Homebuyers Moving to the Suburbs?](https://glaroussini.homesinrichmond.com/will-we-see-a-surge-of-homebuyers-moving-to-the-suburbs/) - As remote work continues on for many businesses and Americans weigh the risks of being in densely populated areas, will more people start to move out of bigger cities? Spending extra time at home and dreaming of more indoor and outdoor space is certainly sparking some interest among homebuyers. Early data shows an initial trend - [Homeownership Rate Continues to Rise in 2020](https://glaroussini.homesinrichmond.com/homeownership-rate-continues-to-rise-in-2020/) - So far, it’s been quite a ride this year, and our nation has truly seen its fair share of hurdles. From COVID-19 to record unemployment and then the resulting recession, just to name a few, the second quarter of 2020 has had more than a few challenges. Amidst the many roadblocks, however, the U.S. homeownership - [Guidance and Support Are Key When Buying Your First Home](https://glaroussini.homesinrichmond.com/guidance-and-support-are-key-when-buying-your-first-home/) - In June, the number of first-time homebuyers accounted for 35% of the existing homes sold, a trend that’s been building steadily throughout the year. According to the National Association of Realtors (NAR): “The share of first-time buyers increased in March through June—right into the heart of the pandemic period and the surge in unemployment—and is - [Three of the Latest Reports Show Housing Market Is Strong](https://glaroussini.homesinrichmond.com/three-of-the-latest-reports-show-housing-market-is-strong/) - The residential real estate market is remaining resilient as the country still struggles to beat the COVID-19 pandemic. Three separate reports recently revealed how the housing market is still showing growth. Here’s a look at each one. 1. Ivy Zelman’s Real Estate Broker Survey The survey explains that purchaser demand remains strong: “This month’s overall - [A Real Estate Pro Is More Helpful Now than Ever [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/a-real-estate-pro-is-more-helpful-now-than-ever-infographic/) - Some Highlights A recent study shared by NAR notes that both buyers and sellers think an agent is more helpful than ever during the current health crisis. Expertise and professionalism are highly valued and can save buyers and sellers time and effort along the way. If you’re thinking of buying or selling a home this - [Home Sales Hit a Record-Setting Rebound](https://glaroussini.homesinrichmond.com/home-sales-hit-a-record-setting-rebound/) - With a worldwide health crisis that drove a pause in the economy this year, the housing market was greatly impacted. Many have been eagerly awaiting some bright signs of a recovery. Based on the latest Existing Home Sales Report from the National Association of Realtors (NAR), June hit a much-anticipated record-setting rebound to ignite that - [Two Reasons We Won’t See a Rush of Foreclosures This Fall](https://glaroussini.homesinrichmond.com/two-reasons-we-wont-see-a-rush-of-foreclosures-this-fall/) - The health crisis we face as a country has led businesses all over the nation to reduce or discontinue their services altogether. This pause in the economy has greatly impacted the workforce and as a result, many people have been laid off or furloughed. Naturally, that would lead many to believe we might see a - [A Remarkable Recovery for the Housing Market](https://glaroussini.homesinrichmond.com/a-remarkable-recovery-for-the-housing-market/) - For months now the vast majority of Americans have been asking the same question: When will the economy turn around? Many experts have been saying the housing market will lead the way to a recovery, and today we’re seeing signs of that coming to light. With record-low mortgage rates driving high demand from potential buyers, - [Thinking of Selling Your House? Now May be the Right Time](https://glaroussini.homesinrichmond.com/thinking-of-selling-your-house-now-may-be-the-right-time/) - Inventory is arguably the biggest challenge for buyers in today’s housing market. There are simply more buyers actively looking for homes to purchase than there are sellers selling them, so the scale is tipped in favor of the sellers. According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), total - [Mortgage Rates Fall Below 3% [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/mortgage-rates-fall-below-3-infographic/) - Some Highlights Mortgage rates hit another all-time low, falling below 3% this week. If you’re ready to buy a home, now is a great time to truly get more for your money at this historic moment. Let’s connect today to determine your best next steps toward homeownership. - [Does Your Home Have What Buyers Are Looking For?](https://glaroussini.homesinrichmond.com/does-your-home-have-what-buyers-are-looking-for/) - There’s great opportunity for today’s homeowners to sell their houses and make a move, yet due to the impact of the ongoing health crisis, some sellers are taking their time coming back to the market. According to Javier Vivas, Director of Economic Research at realtor.com: “Sellers continue returning to the market at a cautious pace - [Mortgage Rates Hit Record Lows for Three Consecutive Weeks](https://glaroussini.homesinrichmond.com/mortgage-rates-hit-record-lows-for-three-consecutive-weeks/) - Over the past several weeks, Freddie Mac has reported the average 30-year fixed mortgage rate dropping to record lows, all the way down to 3.03%. Last week’s reported rate reached the lowest point in the history of the survey, which dates back to 1971 (See graph below): What does this mean for buyers? This is - [What Are Experts Saying about Home Prices?](https://glaroussini.homesinrichmond.com/what-are-experts-saying-about-home-prices/) - Last week, a very well-respected real estate analytics firm surprised many with their home price projection for the next twelve months. CoreLogic, in their latest Home Price Index said: “The economic downturn that started in March 2020 is predicted to cause a 6.6% drop in the HPI by May 2021, which would be the first - [Buyers: Are You Ready for a Bidding War?](https://glaroussini.homesinrichmond.com/buyers-are-you-ready-for-a-bidding-war/) - With businesses reopening throughout the country and some experts indicating early signs of a much-anticipated economic recovery, more homebuyers are actively entering the housing market this summer. Today, housing is truly driving the U.S. economy forward. With so many buyers looking for homes to purchase and so few houses for sale right now, there’s a - [Americans Rank Real Estate Best Investment for 7 Years Running [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/americans-rank-real-estate-best-investment-for-7-years-running-infographic/) - Some Highlights Real estate has outranked stocks, savings accounts, and gold as the best long-term investment among Americans for the past 7 years. The belief in the stability of housing as a long-term investment remains strong, despite the many challenges our economy faces today. Of the four listed, real estate is also the only investment you - [Not All Agents Are Created Equal](https://glaroussini.homesinrichmond.com/not-all-agents-are-created-equal/) - In today’s fast-paced world where answers are just a Google search away, there are some who may question the benefits of hiring a real estate professional when selling a house. The reality is, the addition of more information can lead to more confusion. A real estate agent can be your essential guide, but truth be - [Best Time to Sell? When Competition Is at an All-Time Low](https://glaroussini.homesinrichmond.com/best-time-to-sell-when-competition-is-at-an-all-time-low/) - In a recent survey of home sellers by Qualtrics, 87% of respondents said they were concerned their home won’t sell because of the pandemic and resulting economic recession. Of the respondents, 51% said they are “seriously worried.” That concern seems reasonable considering the current condition of the economy. The data, however, is showing that home - [Taking Advantage of Homebuying Affordability in Today’s Market](https://glaroussini.homesinrichmond.com/taking-advantage-of-homebuying-affordability-in-todays-market/) - Everyone is ready to buy a home at different times in their lives, and despite the health crisis, today is no exception. Understanding how affordability works and the main market factors that impact it may help those who are ready to buy a home narrow down their optimal window of time to make a purchase. - [Latest Unemployment Report: Great News…for the Most Part](https://glaroussini.homesinrichmond.com/latest-unemployment-report-great-newsfor-the-most-part/) - The Bureau of Labor Statistics (BLS) released their latest Employment Situation Summary last Thursday, and it again beat analysts’ expectations in a big way. The consensus was for 3,074,000 jobs to be added in June. The report revealed that 4,800,000 jobs were added. The unemployment rate fell to 11.1% from 13.3% last month. Again, excellent - [America Is Another Name for Opportunity [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/america-is-another-name-for-opportunity-infographic/) - [Is the Health Crisis Driving Buyers Out of Urban Areas?](https://glaroussini.homesinrichmond.com/is-the-health-crisis-driving-buyers-out-of-urban-areas/) - The pandemic has caused consumers to re-examine the components that make up the “perfect home.” Many families are no longer comfortable with the locations and layouts of their existing homes. The allure of city life (more congested) seems to be giving way to either suburban or rural life (less congested). The fascination with an open - [A Historic Rebound for the Housing Market](https://glaroussini.homesinrichmond.com/a-historic-rebound-for-the-housing-market/) - Pending Home Sales increased by 44.3% in May, registering the highest month-over-month gain in the index since the National Association of Realtors (NAR) started tracking this metric in January 2001. So, what exactly are pending home sales, and why is this rebound so important? According to NAR, the Pending Home Sales Index (PHS) is: “A - [Are New Homes Going to Be Available to Buy This Year?](https://glaroussini.homesinrichmond.com/are-new-homes-going-to-be-available-to-buy-this-year/) - In today’s economy, everyone seems to be searching for signs that a recovery is coming soon. Many experts agree that it may actually already be in motion or will be starting by the 3rd quarter of this year. With the housing market positioned to lead the way out of this recession, builder confidence might be - [What Are Experts Saying About the Rest of 2020?](https://glaroussini.homesinrichmond.com/what-are-experts-saying-about-the-rest-of-2020/) - One of the biggest questions on everyone’s minds these days is: What’s going to happen to the housing market in the second half of the year? Based on recent data on the economy, unemployment, real estate, and more, many economists are revising their forecasts for the remainder of 2020 – and the outlook is extremely encouraging. - [Think You Should For Sale By Owner? Think Again [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/think-you-should-for-sale-by-owner-think-again-infographic/) - Some Highlights For Sale By Owner (FSBO) is the process of selling real estate without the representation of a real estate broker or real estate agent. According to the National Association of Realtors’ Profile of Home Buyers & Sellers, 35% of homeowners who decided to FSBO last year did so to avoid paying a commission or fee. But, - [New Index Reveals Impact of COVID-19 on Real Estate](https://glaroussini.homesinrichmond.com/new-index-reveals-impact-of-covid-19-on-real-estate/) - Earlier this month, realtor.com announced the release of their initial Housing Recovery Index, a weekly guide showing how the pandemic has impacted the residential real estate market. The index leverages a weighted average of four key components of the housing industry, tracking each of the following: Housing Demand – Growth in online search activity Home - [Should We Be Looking at Unemployment Numbers Differently?](https://glaroussini.homesinrichmond.com/should-we-be-looking-at-unemployment-numbers-differently/) - The New York Times recently ran an article regarding unemployment titled: Don’t Cheer Too Soon. Keep an Eye on the Core Jobless Rate. The piece suggests we should look at unemployment numbers somewhat differently. The author of the article, Jed Kolko, is a well-respected economist who is currently the Chief Economist at Indeed, the world’s - [What Are the Experts Saying About Future Home Prices?](https://glaroussini.homesinrichmond.com/what-are-the-experts-saying-about-future-home-prices/) - A worldwide pandemic and an economic recession have had a tremendous effect on the nation. The uncertainty brought about by both has made predicting consumer behavior nearly impossible. For that reason, forecasting home prices has become extremely difficult. Normally, there’s a simple formula to determine the future price of any item: calculate the supply of - [Homebuyers Are in the Mood to Buy Today](https://glaroussini.homesinrichmond.com/homebuyers-are-in-the-mood-to-buy-today/) - According to the latest FreddieMac Quarterly Forecast, mortgage interest rates have fallen to historically low levels this spring and they’re projected to remain low. This means there’s a huge incentive for buyers who are ready to purchase. And homeowners looking for eager buyers can take advantage of this opportune time to sell as well. There’s - [7 Strategies for a 2020 Open House [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/7-strategies-for-a-2020-open-house-infographic/) - Some Highlights Buyer interest is high right now, so this summer is a great time to sell your house. Here are 7 strategies to help make your house showing a safe and effective one. Let’s connect today to get your house on the market while buying is hot. - [Want to Make a Move? Homeowner Equity is Growing Year-Over-Year](https://glaroussini.homesinrichmond.com/want-to-make-a-move-homeowner-equity-is-growing-year-over-year/) - One of the bright spots of the 2020 real estate market is the growth in equity homeowners are experiencing across the country. According to the recently released Homeowner Equity Insights Report from CoreLogic, in nearly every state there was a year-over-year first-quarter equity increase, averaging out to a 6.5% overall gain. The report notes: “CoreLogic - [Is the Economic Recovery Already Underway?](https://glaroussini.homesinrichmond.com/is-the-economic-recovery-already-underway/) - The Wall Street Journal just released their latest monthly Survey of Economists. In an article on the findings, they reported: “The U.S. economy will be in recovery by the third quarter of this year, economists said in a survey that also concluded the labor market will fare better than previously expected following the effects of - [Three Reasons Homebuyers Are Ready to Purchase This Year](https://glaroussini.homesinrichmond.com/three-reasons-homebuyers-are-ready-to-purchase-this-year/) - A recent survey by Lending Tree tapped into behaviors of over 1,000 prospective buyers. The results indicated 53% of all homebuyers are more likely to buy a home in the next year, even amid the current health crisis. The survey further revealed why, naming several reasons buyers are more likely to move this year (see - [Real Estate Tops Best Investment Poll for 7th Year Running](https://glaroussini.homesinrichmond.com/real-estate-tops-best-investment-poll-for-7th-year-running/) - Every year, Gallup conducts a survey of Americans to determine their choice for the best long-term investment. Respondents are asked to select real estate, stocks/mutual funds, gold, savings accounts/CDs, or bonds. For the seventh year in a row, real estate has come out on top as the best long-term investment. Gallup explained: “Real estate remains - [Summer is the New Spring for Real Estate [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/summer-is-the-new-spring-for-real-estate-infographic/) - Some Highlights The health crisis slowed the market this spring, so buyers are jumping back into the market to make their moves this summer. Check these 10 items off your to-do list so your house is ready to sell while buying is hot! Let’s connect today to prepare your house for the sizzling summer market. - [Are You Ready for the Summer Housing Market?](https://glaroussini.homesinrichmond.com/are-you-ready-for-the-summer-housing-market/) - As the health crisis started making its way throughout our country earlier this spring, sellers have been cautious about putting their homes on the market. This hesitation stemmed primarily from fear of the spread of the coronavirus, and understandably so. This abundant caution has greatly impacted the number of homes for sale and slowed the - [Is a Recession Here? Yes. Does that Mean a Housing Crash? No.](https://glaroussini.homesinrichmond.com/is-a-recession-here-yes-does-that-mean-a-housing-crash-no/) - On Monday, the National Bureau of Economic Research (NBER) announced that the U.S. economy is officially in a recession. This did not come as a surprise to many, as the Bureau defines a recession this way: “A recession is a significant decline in economic activity spread across the economy, normally visible in production, employment, and - [Real Estate Will Lead the Economic Recovery](https://glaroussini.homesinrichmond.com/real-estate-will-lead-the-economic-recovery/) - With more U.S. states reopening for business this summer, and as people start to return to work, we can expect the economy to begin improving. Most expert forecasts indicate this economic recovery will start to happen in the second half of this year. As we get back to work and the financial landscape of the - [The Shocking News in the Unemployment Report](https://glaroussini.homesinrichmond.com/the-shocking-news-in-the-unemployment-report/) - Last Friday, the U.S. Bureau of Labor Statistics released their May Employment Situation Summary. Leading up to the release, most experts predicted the unemployment rate would jump up to approximately 20% from the 14.7% rate announced last month. The experts were shocked. The Wall Street Journal put it this way: “The May U.S. jobless rate - [National Homeownership Month [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/national-homeownership-month-infographic/) - Some Highlights National Homeownership Month is a great time to reflect on how we can each promote stronger community growth. Homeownership helps families build financial freedom, find greater happiness and satisfaction, and make a positive impact on our local communities. Let’s connect today if homeownership is part of your future plans. - [Three Things to Understand About Unemployment Statistics](https://glaroussini.homesinrichmond.com/three-things-to-understand-about-unemployment-statistics/) - Tomorrow morning the Bureau of Labor Statistics will release the latest Employment Situation Summary, which will include the most current unemployment rate. It will be a horrific number. Many analysts believe unemployment could be greater than 20%. These numbers represent families across the nation that are not sure when (or if) they will return to - [Is it Time to Sell Your Vacation Home?](https://glaroussini.homesinrichmond.com/is-it-time-to-sell-your-vacation-home/) - The travel industry is one of the major sectors that’s been hit extremely hard by the COVID-19 pandemic. Today, it’s hard to know how long it will take for summer travelers to be back in action and for the industry to fully recover. Homeowners who rent their secondary properties on their own or through programs - [Home Prices: It’s All About Supply and Demand](https://glaroussini.homesinrichmond.com/home-prices-its-all-about-supply-and-demand/) - As we enter the summer months and work through the challenges associated with the current health crisis, many are wondering what impact the economic slowdown will have on home prices. Looking at the big picture, supply and demand will give us the clearest idea of what’s to come. Making our way through the month of - [The Benefits of Homeownership May Reach Further Than You Think](https://glaroussini.homesinrichmond.com/the-benefits-of-homeownership-may-reach-further-than-you-think/) - More than ever, our homes have become an integral part of our lives. Today they are much more than the houses we live in. They’re evolving into our workplaces, schools for our children, and safe havens that provide shelter, stability, and protection for our families through the evolving health crisis. Today, 65.3% of Americans are - [Top Reasons to Own Your Home [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/top-reasons-to-own-your-home-infographic/) - Some Highlights June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home. If you’re in a position to buy, homeownership might help you find the stability, community, and comfort you’ve been searching for this year. Let’s connect today to determine if homeownership is the right next - [Economists Forecast Recovery to Begin in the Second Half of 2020](https://glaroussini.homesinrichmond.com/economists-forecast-recovery-to-begin-in-the-second-half-of-2020/) - With the U.S. economy on everyone’s minds right now, questions about the country’s financial outlook continue to come up daily. The one that seems to keep rising to the top is: when will the economy begin to recover? While no one knows exactly how a rebound will play out, expert economists around the country are - [Why This Summer Is the 2020 Real Estate Season](https://glaroussini.homesinrichmond.com/why-this-summer-is-the-2020-real-estate-season/) - With stay-at-home orders starting to gradually lift throughout parts of the country, data indicates homebuyers are jumping back into the market. After many families put their plans on hold due to the COVID-19 pandemic, what we once called the busy spring real estate season is shifting into the summer. In 2020, summer is the new - [Buying or Selling a Home? You Need an Expert Kind of Guide](https://glaroussini.homesinrichmond.com/buying-or-selling-a-home-you-need-an-expert-kind-of-guide/) - In a normal housing market, whether you’re buying or selling a home, you need an experienced guide to help you navigate through the process. You need someone you can turn to who will tell you how to price your home correctly right from the start. You need someone who can help you determine what to - [We Remember & Honor Those Who Gave All](https://glaroussini.homesinrichmond.com/we-remember-honor-those-who-gave-all/) - We remember, today and always. - [Interest Rates Hover Near Historic All-Time Lows [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/interest-rates-hover-near-historic-all-time-lows-infographic/) - Some Highlights Mortgage interest rates have dropped considerably this spring and are hovering at a historically low level. Locking in at a low rate today could save you thousands of dollars over the lifetime of your home loan. Let’s connect to determine the best way to position yourself for a move in today’s market. - [Experts Predict Economic Recovery Should Begin in the Second Half of the Year](https://glaroussini.homesinrichmond.com/experts-predict-economic-recovery-should-begin-in-the-second-half-of-the-year/) - One of the biggest questions we all seem to be asking these days is: When are we going to start to see an economic recovery? As the country begins to slowly reopen, moving forward in strategic phases, business activity will help bring our nation back to life. Many economists indicate a recovery should begin to - [6 Reasons Why Selling Your House on Your Own Is a Mistake](https://glaroussini.homesinrichmond.com/6-reasons-why-selling-your-house-on-your-own-is-a-mistake/) - There are many benefits to working with a real estate professional when selling your house. During challenging times like the one we face today, it becomes even more important to have an expert help guide you through the process. If you’re considering selling on your own, known in the industry as a For Sale By Owner - [Housing Market Positioned to Bring Back the Economy](https://glaroussini.homesinrichmond.com/housing-market-positioned-to-bring-back-the-economy/) - All eyes are on the American economy. As it goes, so does the world economy. With states beginning to reopen, the question becomes: which sectors of the economy will drive its recovery? There seems to be a growing consensus that the housing market is positioned to be that driving force, the tailwind that is necessary. - [#1 Financial Benefit of Homeownership: Family Wealth](https://glaroussini.homesinrichmond.com/1-financial-benefit-of-homeownership-family-wealth/) - While growing up, we were taught by our parents and grandparents that owning a home is a financially savvy move. They explained how a mortgage is like a “forced savings plan.” When you pay rent, that money is lost forever. When you make a mortgage payment, much of that money accumulates as equity in the - [2020 Homeowner Wish List [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/2020-homeowner-wish-list-infographic/) - Some Highlights In a recent study by realtor.com, homeowners noted some of the main things they would change about their homes to make them more livable. Not surprisingly, more space, an updated kitchen, and a home gym rose to the top of the list. If you’re thinking of selling this year, having these items in - [Will the Housing Market Turn Around This Year?](https://glaroussini.homesinrichmond.com/will-the-housing-market-turn-around-this-year/) - Today, many people are asking themselves if they should buy or sell a home in 2020. Some have shifted their plans or put them on hold over the past couple of months, and understandably so. Everyone seems to be wondering if the market is going to change and when the economy will turn around. If - [A Surprising Shift to the ‘Burbs May Be on the Rise](https://glaroussini.homesinrichmond.com/a-surprising-shift-to-the-burbs-may-be-on-the-rise/) - While many people across the U.S. have traditionally enjoyed the perks of an urban lifestyle, some who live in more populated city limits today are beginning to rethink their current neighborhoods. Being in close proximity to everything from the grocery store to local entertainment is definitely a perk, especially if you can also walk to - [Unemployment Report: No Need to Be Terrified](https://glaroussini.homesinrichmond.com/unemployment-report-no-need-to-be-terrified/) - Last Friday, the Bureau of Labor Statistics (BLS) released its latest jobs report. It revealed that the economic shutdown made necessary by COVID-19 caused the unemployment rate to jump to 14.7%. Many anticipate that next month the percentage could be even higher. These numbers represent the extreme hardship so many families are experiencing right now. - [Will Home Values Appreciate or Depreciate in 2020?](https://glaroussini.homesinrichmond.com/will-home-values-appreciate-or-depreciate-in-2020/) - With the housing market staggered to some degree by the health crisis the country is currently facing, some potential purchasers are questioning whether home values will be impacted. The price of any item is determined by supply as well as the market’s demand for that item. Each month the National Association of Realtors (NAR) surveys - [A Day When Americans Can Return to Work [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/a-day-when-americans-can-return-to-work-infographic/) - Some Highlights Taking a moment to reflect upon what we’ve heard from historical leaders can teach us a lot about getting through the many challenges we face today. We’re all eager for the day when every American can safely return to work. That day is coming. Timing is everything. Patience is essential. Our courage, strength, - [Unemployment: Hope on the Horizon](https://glaroussini.homesinrichmond.com/unemployment-hope-on-the-horizon/) - Tomorrow, the unemployment rate for April 2020 will be released by the U.S. Bureau of Labor Statistics. It will hit a peak this country has never seen before, with data representing real families and lives affected by this economic slowdown. The numbers will alarm us. There will be headlines and doomsday scenarios in the media. - [Why Home Equity Is a Bright Spark in the Housing Market](https://glaroussini.homesinrichmond.com/why-home-equity-is-a-bright-spark-in-the-housing-market/) - Given how we have seen more unemployment claims than ever before over the past several weeks, fear is spreading widely. Some good news, however, shows that more than 4 million initial unemployment filers have likely already found a new job, especially as industries such as health care, food and grocery stores, retail, delivery, and more - [Confused About the Economic Recovery? Here’s Why.](https://glaroussini.homesinrichmond.com/confused-about-the-economic-recovery-heres-why/) - As we continue to work through the health crisis that plagues this country, more and more conversations are turning to economic recovery. While we look for signs that we’ve reached a plateau in cases of COVID-19, the concern and fear of what will happen as businesses open up again is on all of our minds. - [U.S. Homeownership Rate Rises to Highest Point in 8 Years](https://glaroussini.homesinrichmond.com/u-s-homeownership-rate-rises-to-highest-point-in-8-years/) - For nearly two months, most of us have been following strict stay-at-home orders from our state and local governments. It is a whole new way of life that has put our daily lives on pause. On the other hand, many of us have also found a sense of comfort by slowing down and spending time - [How to Test-Drive a Neighborhood While Sheltering in Place [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/how-to-test-drive-a-neighborhood-while-sheltering-in-place-infographic/) - Some Highlights Staying at home doesn’t mean your search for a new place needs to come to a standstill. Check out these tips on how to explore other neighborhoods virtually in the homebuying process. You may find a spot that better suits your needs without ever leaving your living room! Let’s connect today so you - [Why the Housing Market Is a Powerful Economic Driver](https://glaroussini.homesinrichmond.com/why-the-housing-market-is-a-powerful-economic-driver/) - With businesses starting to slowly open back up again in some parts of the country, it’s important to understand how housing can have a major impact on the recovery of the U.S. economy. As we’ve mentioned before, buying a home is a driving financial force in this process. Today, many analysts believe one of the - [Buying a Home Right Now: Easy? No. Smart? Yes.](https://glaroussini.homesinrichmond.com/buying-a-home-right-now-easy-no-smart-yes/) - Through all the volatility in the economy right now, some have put their search for a home on hold, yet others have not. According to ShowingTime, the real estate industry’s leading showing management technology provider, buyers have started to reappear over the last several weeks. In the latest report, they revealed: “The March ShowingTime Showing - [Rise to the Top of the Pool by Selling Your House Today](https://glaroussini.homesinrichmond.com/rise-to-the-top-of-the-pool-by-selling-your-house-today/) - With the release of the latest Economic Pulse Flash Survey from the National Association of Realtors (NAR), results show that people selling their houses today are holding strong on price. According to the most recent data, 74% of real estate agents noted that sellers are not dropping listing prices to attract more buyers. Lawrence Yun, - [What Impact Might COVID-19 Have on Home Values?](https://glaroussini.homesinrichmond.com/what-impact-might-covid-19-have-on-home-values/) - A big challenge facing the housing industry is determining what impact the current pandemic may have on home values. Some buyers are hoping for major price reductions because the health crisis is straining the economy. The price of any item, however, is determined by supply and demand, which is how many items are available in - [Today’s Expert Insight on the Housing Market [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/todays-expert-insight-on-the-housing-market-infographic/) - Some Highlights According to Lawrence Yun, Chief Economist at NAR, home prices are forecasted to rise. Results from the Existing Home Sales Report note that home sales declined in March due to the coronavirus, but prices are still strong. Let’s connect so you can better understand your home’s value today. - [Uncertainty Abounds in the Search for Economic Recovery Timetable](https://glaroussini.homesinrichmond.com/uncertainty-abounds-in-the-search-for-economic-recovery-timetable/) - Earlier this week, we discussed how most projections from financial institutions are calling for a quick V-shaped recovery from this economic downturn, and there’s research on previous post-pandemic recoveries to support that expectation. In addition, we noted how there are some in the business community who believe we may instead be headed for a U-shaped - [Keys to Selling Your House Virtually](https://glaroussini.homesinrichmond.com/keys-to-selling-your-house-virtually/) - In a recent survey by realtor.com, people thinking about selling their homes indicated they’re generally willing to allow their agent and some potential buyers inside if done under the right conditions. They’re less comfortable, however, hosting an open house. This is understandable, given the health concerns associated with social contact these days. The question is, - [Will This Economic Crisis Have a V, U, or L-Shaped Recovery?](https://glaroussini.homesinrichmond.com/will-this-economic-crisis-have-a-v-u-or-l-shaped-recovery/) - Many American businesses have been put on hold as the country deals with the worst pandemic in over one hundred years. As the states are deciding on the best strategy to slowly and safely reopen, the big question is: how long will it take the economy to fully recover? Let’s look at the possibilities. Here - [The Pain of Unemployment: It Will Be Deep, But Not for Long](https://glaroussini.homesinrichmond.com/the-pain-of-unemployment-it-will-be-deep-but-not-for-long/) - There are two crises in this country right now: a health crisis that has forced everyone into their homes and a financial crisis caused by our inability to move around as we normally would. Over 20 million people in the U.S. became instantly unemployed when it was determined that the only way to defeat this - [How Technology is Helping Buyers Navigate the Home Search Process [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/how-technology-is-helping-buyers-navigate-the-home-search-process-infographic/) - Some Highlights: A recent realtor.com survey revealed that buyers are still considering moving forward with the homebuying process, even if they can’t see the home in-person. While they still prefer to physically see a home, virtual home tours and accurate listing information top the list of tech specs buyers find most helpful in today’s process. - [Today’s Homebuyers Want Lower Prices. Sellers Disagree.](https://glaroussini.homesinrichmond.com/todays-homebuyers-want-lower-prices-sellers-disagree/) - The uncertainty the world faces today due to the COVID-19 pandemic is causing so many things to change. The way we interact, the way we do business, even the way we buy and sell real estate is changing. This is a moment in time that’s even sparking some buyers to search for a better deal - [Think This Is a Housing Crisis? Think Again.](https://glaroussini.homesinrichmond.com/think-this-is-a-housing-crisis-think-again/) - With all of the unanswered questions caused by COVID-19 and the economic slowdown we’re experiencing across the country today, many are asking if the housing market is in trouble. For those who remember 2008, it’s logical to ask that question. Many of us experienced financial hardships, lost homes, and were out of work during the - [What If I Need to Sell My Home Now? What Can I Do?](https://glaroussini.homesinrichmond.com/what-if-i-need-to-sell-my-home-now-what-can-i-do/) - Every day that passes, people have a need to buy and sell homes. That doesn’t stop during the current pandemic. If you’ve had a major life change recently, whether with your job or your family situation, you may be in a position where you need to sell your home – and fast. While you probably - [Recession? Yes. Housing Crash? No.](https://glaroussini.homesinrichmond.com/recession-yes-housing-crash-no/) - With over 90% of Americans now under a shelter-in-place order, many experts are warning that the American economy is heading toward a recession, if it’s not in one already. What does that mean to the residential real estate market? What is a recession? According to the National Bureau of Economic Research: “A recession is a - [What You Can Do to Get Your House Ready to Sell [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/what-you-can-do-to-get-your-house-ready-to-sell-infographic/) - Some Highlights: Believe it or not, there are lots of things you can do to prep your house for a sale without even going to the store. Your real estate plans don’t have to be completely on hold even while we’ve hit the pause button on other parts of daily life. Tackling small projects from - [Why Home Office Space Is More Desirable Than Ever](https://glaroussini.homesinrichmond.com/why-home-office-space-is-more-desirable-than-ever/) - For years, we’ve all heard about the most desirable home features buyers are looking for, from upgraded kitchens to remodeled bathrooms, master suites, and more. The latest on the hotlist, however, might surprise you: home offices. In a recent article by George Ratiu, Senior Economist with realtor.com, he notes how listings with an office are - [How Technology Is Enabling the Real Estate Process](https://glaroussini.homesinrichmond.com/how-technology-is-enabling-the-real-estate-process/) - Today’s everyday reality is pretty different than it looked just a few weeks ago. We’re learning how to do a lot of things in new ways, from how we work remotely to how we engage with our friends and neighbors. Almost everything right now is shifting to a virtual format. One of the big changes - [How to Find the Perfect Real Estate Agent](https://glaroussini.homesinrichmond.com/how-to-find-the-perfect-real-estate-agent/) - There’s a ton of real estate information available in the news today and on the Internet. It can be extremely confusing, especially in times of uncertainty like we’re facing right now. If you’re thinking of buying or selling this year, you need an agent who can help you: Make sense of this rapidly evolving housing - [Will Surging Unemployment Crush Home Sales?](https://glaroussini.homesinrichmond.com/will-surging-unemployment-crush-home-sales/) - Ten million Americans lost their jobs over the last two weeks. The next announced unemployment rate on May 8th is expected to be in the double digits. Because the health crisis brought the economy to a screeching halt, many are feeling a personal financial crisis. James Bullard, President of the Federal Reserve Bank of St. - [The Housing Market Is Positioned to Help the Economy Recover [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/the-housing-market-is-positioned-to-help-the-economy-recover-infographic/) - Some Highlights Expert insights are painting a bright future for housing when the economy bounces back – and it will. We may be facing challenging economic times today, but the housing market is poised to help the economy recover, not drag it down. Let’s connect to make sure you’re informed and ready when it’s time - [Looking to the Future: What the Experts Are Saying](https://glaroussini.homesinrichmond.com/looking-to-the-future-what-the-experts-are-saying/) - As our lives, our businesses, and the world we live in change day by day, we’re all left wondering how long this will last. How long will we feel the effects of the coronavirus? How deep will the impact go? The human toll may forever change families, but the economic impact will rebound with a - [The #1 Thing You Can Do Now to Position Yourself to Buy a Home This Year](https://glaroussini.homesinrichmond.com/the-1-thing-you-can-do-now-to-position-yourself-to-buy-a-home-this-year/) - The last few weeks and months have caused a major health crisis throughout the world, leading to a pause in the U.S. economy as businesses and consumers work to slow the spread of the coronavirus. The rapid spread of the virus has been compared to prior pandemics and outbreaks not seen in many years. It - [The Economic Impact of Buying a Home](https://glaroussini.homesinrichmond.com/the-economic-impact-of-buying-a-home/) - We’re in a changing real estate market, and life, in general, is changing too – from how we grocery shop and meal prep to the ways we can interact with our friends and neighbors. Even practices for engaging with agents, lenders, and all of the players involved in a real estate transaction are changing to - [The Best Advice Does Not Mean Perfect Advice](https://glaroussini.homesinrichmond.com/the-best-advice-does-not-mean-perfect-advice/) - The angst caused by the coronavirus has most people on edge regarding both their health and financial situations. It’s at times like these when we want exact information about anything we’re doing – even the correct protocol for grocery shopping. That information brings knowledge, and this gives us a sense of relief and comfort. If - [What You Can Do to Keep Your Dream of Homeownership Moving Forward [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/what-you-can-do-to-keep-your-dream-of-homeownership-moving-forward-infographic/) - Some Highlights: Don’t put your homeownership plans on hold just because you’re stuck inside. There are several things you can do right now to keep your home search moving forward. Connect with an agent, learn about resource programs for things like down payments, and get pre-approved today. - [Don’t Let Frightening Headlines Scare You](https://glaroussini.homesinrichmond.com/dont-let-frightening-headlines-scare-you/) - There’s a lot of anxiety right now regarding the coronavirus pandemic. The health situation must be addressed quickly, and many are concerned about the impact on the economy as well. Amidst all this anxiety, anyone with a megaphone – from the mainstream media to a lone blogger – has realized that bad news sells. Unfortunately, - [Is Now a Good Time to Refinance My Home?](https://glaroussini.homesinrichmond.com/is-now-a-good-time-to-refinance-my-home/) - With interest rates hitting all-time lows over the past few weeks, many homeowners are opting to refinance. To decide if refinancing your home is the best option for you and your family, start by asking yourself these questions: Why do you want to refinance? There are many reasons to refinance, but here are three of - [Why the Stock Market Correction Probably Won’t Impact Home Values](https://glaroussini.homesinrichmond.com/why-the-stock-market-correction-probably-wont-impact-home-values/) - With the housing crash of 2006-2008 still visible in the rear-view mirror, many are concerned the current correction in the stock market is a sign that home values are also about to tumble. What’s taking place today, however, is nothing like what happened the last time. The S&P 500 did fall by over fifty percent - [Economic Slowdown: What the Experts Are Saying](https://glaroussini.homesinrichmond.com/economic-slowdown-what-the-experts-are-saying/) - More and more economists are predicting a recession is imminent as the result of the pullback in the economy caused by COVID-19. According to the National Bureau of Economic Research: “A recession is a significant decline in economic activity spread across the economy, lasting more than a few months, normally visible in real GDP, real - [Are We About to See a New Wave of Foreclosures?](https://glaroussini.homesinrichmond.com/are-we-about-to-see-a-new-wave-of-foreclosures/) - With all of the havoc being caused by COVID-19, many are concerned we may see a new wave of foreclosures. Restaurants, airlines, hotels, and many other industries are furloughing workers or dramatically cutting their hours. Without a job, many homeowners are wondering how they’ll be able to afford their mortgage payments. In spite of this, - [Three Reasons Why This Is Not a Housing Crisis](https://glaroussini.homesinrichmond.com/three-reasons-why-this-is-not-a-housing-crisis/) - In times of uncertainty, one of the best things we can do to ease our fears is to educate ourselves with research, facts, and data. Digging into past experiences by reviewing historical trends and understanding the peaks and valleys of what’s come before us is one of the many ways we can confidently evaluate any - [Two Big Myths in the Homebuying Process](https://glaroussini.homesinrichmond.com/two-big-myths-in-the-homebuying-process/) - The 2020 Millennial Home Buyer Report shows how this generation is not really any different from previous ones when it comes to homeownership goals: “The majority of millennials not only want to own a home, but 84% of millennials in 2019 considered it a major part of the American Dream.” Unfortunately, the myths surrounding the - [5 Simple Graphs Proving This Is NOT Like the Last Time](https://glaroussini.homesinrichmond.com/5-simple-graphs-proving-this-is-not-like-the-last-time/) - With all of the volatility in the stock market and uncertainty about the Coronavirus (COVID-19), some are concerned we may be headed for another housing crash like the one we experienced from 2006-2008. The feeling is understandable. Ali Wolf, Director of Economic Research at the real estate consulting firm Meyers Research, addressed this point in - [Yes, You Can Still Afford a Home](https://glaroussini.homesinrichmond.com/yes-you-can-still-afford-a-home/) - The residential real estate market has come roaring out of the gates in 2020. Compared to this time last year, the number of buyers looking for a home is up 20%, and the number of home sales is up almost 10%. The increase in purchasing activity has caused home price appreciation to begin reaccelerating. Many - [Confidence Is the Key to Success for Young Homebuyers](https://glaroussini.homesinrichmond.com/confidence-is-the-key-to-success-for-young-homebuyers/) - Buying your first home can seem overwhelming. Thankfully, there’s a lot of great information out there to help you feel more confident as you learn about the process. For those in younger generations who aspire to buy, here are three things to consider sooner rather than later in your journey: 1. Understand What it Takes - [Equity Gain Growing in Nearly Every State](https://glaroussini.homesinrichmond.com/equity-gain-growing-in-nearly-every-state/) - Rising home prices have been in the news a lot lately, and much of the focus is on whether they’re accelerating too quickly and how sustainable the growth in prices really is. One of the often-overlooked benefits of rising prices, however, is the impact they have on a homeowner’s equity position. Home equity is defined - [New Homes Coming to the Housing Market This Year](https://glaroussini.homesinrichmond.com/new-homes-coming-to-the-housing-market-this-year/) - The number of building permits issued for single-family homes is the best indicator of how many newly built homes will begin to come to market over the next few months. According to the latest U.S. Census Bureau and U.S. Department of Housing & Urban Development Residential Construction Report, the number of building permits issued in January was 1,551,000. This is a - [The Difference an Hour Makes [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/the-difference-an-hour-makes-infographic/) - Some Highlights: Don’t forget to set your clocks forward this Sunday, March 8 at 2:00 AM EST in observance of Daylight Saving Time, unless you’re a resident of Arizona or Hawaii! Every hour in the United States, 568 homes are sold and median home values rise by $1.92. As we “spring forward” this year, let’s get - [Impact of the Coronavirus on the U.S. Housing Market](https://glaroussini.homesinrichmond.com/impact-of-the-coronavirus-on-the-u-s-housing-market/) - The Coronavirus (COVID-19) has caused massive global uncertainty, including a U.S. stock market correction no one could have seen coming. While much of the news has been about the effect on various markets, let’s also acknowledge the true impact it continues to have on lives and families around the world. With all this uncertainty, how - [Real Estate Is Soaring, But Not Like 2008](https://glaroussini.homesinrichmond.com/real-estate-is-soaring-but-not-like-2008/) - Unlike last year, the residential real estate market kicked off 2020 with a bang! In their latest Monthly Mortgage Monitor, Black Knight proclaimed: “The housing market is heating entering 2020 and recent rate declines could continue that trend, a sharp contrast to the strong cooling that was seen at this same time last year.” Zillow - [How Interest Rates Can Impact Your Monthly Housing Payments](https://glaroussini.homesinrichmond.com/how-interest-rates-can-impact-your-monthly-housing-payments/) - Spring is right around the corner, so flowers are starting to bloom, and many potential homebuyers are getting ready to step into the market. If you’re thinking of buying this season, here’s how mortgage interest rates are working in your favor. Freddie Mac explains: “If you’re in the market to buy a home, today’s average - [How Your Tax Refund Can Move You Toward Homeownership This Year](https://glaroussini.homesinrichmond.com/how-your-tax-refund-can-move-you-toward-homeownership-this-year/) - If you’re looking to buy a home in 2020, have you thought about putting your tax refund toward a down payment? Homeownership may be one step closer than you think if you spend your dollars wisely this year. Based on data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $2,962 when filing - [10 Steps to Buying a Home [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/10-steps-to-buying-a-home-infographic/) - Some Highlights: If you’re thinking of buying a home and you’re not sure where to start, you’re not alone. Here’s a guide with 10 simple steps to follow in the homebuying process. Be sure to work with a trusted real estate professional to find out the specifics of what to do in your local area. - [How Much “Housing Wealth” Can You Build in a Decade?](https://glaroussini.homesinrichmond.com/how-much-housing-wealth-can-you-build-in-a-decade/) - Earlier this month, the National Association of Realtors (NAR) released a special study titled Single-Family Home Price Gains by Years of Tenure. The study estimates median home price appreciation over the last 30 years based on the length of homeownership. Below are three graphs depicting the most important data revealed in the study. How much - [Thinking of Selling? Now May Be the Time.](https://glaroussini.homesinrichmond.com/thinking-of-selling-now-may-be-the-time/) - The housing market has started off much stronger this year than it did last year. Lower mortgage interest rates have been a driving factor in that change. The average 30-year rate in 2019, according to Freddie Mac, was 3.94%. Today that rate is closer to 3.5%. The Census Bureau also just reported the highest homeownership - [Entry-Level Homeowners Are in the Driver’s Seat](https://glaroussini.homesinrichmond.com/entry-level-homeowners-are-in-the-drivers-seat/) - One thing helping homeowners right now is price appreciation, especially in the entry-level market. In the latest Home Price Insights report, CoreLogic reveals how home prices increased by 4% year-over-year and projects prices will rise 5.2% by December 2020. Why is this good news for the homeowners? When prices appreciate, homeowners gain equity. In addition, - [Opportunity in the Luxury Market This Year](https://glaroussini.homesinrichmond.com/opportunity-in-the-luxury-market-this-year/) - Homes priced in the top 25% of a price range for a particular area of the country are considered “premium homes.” At the start of last year, many of the more expensive homes listed for sale hadn’t seen as much interest, since much of the demand for housing over the past few years has come from - [Interest Rates Over Time [INFOGRAPHIC]](https://glaroussini.homesinrichmond.com/interest-rates-over-time-infographic/) - Some Highlights: With interest rates hovering at near historic lows, now is a great time to look back at where they’ve been, and how much they’ve changed over time. According to Freddie Mac, mortgage interest rates are currently hovering near a five-decade low. The impact your interest rate has on your monthly mortgage payment is significant. ## Pages - [GordonsHomes](https://glaroussini.homesinrichmond.com/) - [et_pb_section fb_built=”1″ _builder_version=”4.17.4″ _module_preset=”default” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2022/05/AdobeStock_245746541-scaled.jpeg” min_height=”480px” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” make_equal=”on” _builder_version=”4.17.4″ _module_preset=”default” width=”37%” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_cta title=”Where Life ” _builder_version=”4.24.2″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”44px” body_text_color=”#FFFFFF” body_font_size=”45px” background_color=”rgba(0,0,0,0.3)” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]Comes to Live[/et_pb_cta][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Featured Communities Bar” module_class=”search-grid” _builder_version=”4.16″ custom_padding=”20px||0px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ _builder_version=”4.16″ _module_preset=”default” width=”100%” max_width=”1450px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2020/11/AdobeStock_241369910-scaled-e1622729763891.jpeg” title_text=”Whats your home - [About me](https://glaroussini.homesinrichmond.com/about-me/) - [et_pb_section fb_built=”1″ _builder_version=”4.17.4″ _module_preset=”default” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2022/05/AdobeStock_245746541-scaled.jpeg” min_height=”480px” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” make_equal=”on” _builder_version=”4.17.4″ _module_preset=”default” width=”37%” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_cta title=”Where Life …” _builder_version=”4.17.4″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”44px” body_text_color=”#FFFFFF” body_font_size=”45px” background_color=”rgba(0,0,0,0.3)” global_colors_info=”{}”]Comes to Live[/et_pb_cta][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” admin_label=”Love Where you Live” _builder_version=”4.16″ background_color=”#ffffff” background_position=”top_left” custom_padding=”13px|0px|1px|0px||” top_divider_style=”curve2″ top_divider_color=”#0C71C3″ top_divider_height=”255px” top_divider_flip=”vertical” bottom_divider_style=”curve2″ bottom_divider_color=”#0C71C3″ bottom_divider_height=”255px” disabled=”on” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” - 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[Downsize Your Parents - NOW](https://glaroussini.homesinrichmond.com/downsize-parents/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”4.17.4″ background_color=”rgba(0,0,0,0.29)” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2022/05/Untitled-design-1.png” background_blend=”multiply” height=”450px” custom_padding=”5vw||5vw|” custom_padding_tablet=”|||” custom_padding_phone=”” collapsed=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|desktop” admin_label=”Title” _builder_version=”4.16″ custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_phone=”” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” pac_dcm_carousel_specific_module_num=”0″ global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||” text_text_color=”#1a1a1a” header_font=”|700||on|||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”60px” header_line_height=”1.3em” module_alignment=”center” custom_margin=”|||” custom_padding=”|||” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”10%” header_font_size_tablet=”50px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]Downsize Your Parents – NOW [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” - [Area Market Report](https://glaroussini.homesinrichmond.com/area-market-report/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Page Title” _builder_version=”4.16″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2019/05/complimentary-services-bg.jpg” custom_padding=”5vw||5vw|” custom_padding_tablet=”|||” custom_padding_phone=”” collapsed=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|desktop” admin_label=”Title” _builder_version=”4.16″ custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_phone=”” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” pac_dcm_carousel_specific_module_num=”0″ global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||” text_text_color=”#1a1a1a” header_font=”|700||on|||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”60px” header_line_height=”1.3em” module_alignment=”center” custom_margin=”|||” custom_padding=”|||” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”10%” header_font_size_tablet=”50px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]Area Market Report[/et_pb_text][et_pb_divider color=”#DC1C2E” divider_position=”center” divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ max_width=”150px” module_alignment=”center” height=”false” - 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[New Contact box](https://glaroussini.homesinrichmond.com/new-contact-box/) - [et_pb_section fb_built=”1″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Get In Touch Section Gordon” _builder_version=”4.16″ min_height=”491px” custom_padding=”11px||11px||true|” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ pac_dcm_carousel_specific_module_num=”0″ global_colors_info=”{}”][et_pb_text _builder_version=”4.17.6″ global_colors_info=”{}”]Call Me at 804-377-0707 or Fill Out the Form to Email. [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.25.1″ _module_preset=”default” pac_dcm_carousel_specific_module_num=”0″ global_colors_info=”{}”][et_pb_contact_form _builder_version=”4.25.1″ _module_preset=”default” _unique_id=”b43cbddf-bf6f-4e5c-bba2-55351403c9ca” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_contact_field field_id=”Home_Search” field_title=”Home Options” field_type=”checkbox” required_mark=”off” fullwidth_field=”on” - [Estates/Trusts](https://glaroussini.homesinrichmond.com/estates-trusts/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”4.16″ background_color=”rgba(0,0,0,0.6)” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2020/11/Chesterfield.jpg” background_blend=”multiply” custom_padding=”5vw||5vw|” custom_padding_tablet=”|||” custom_padding_phone=”” collapsed=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|desktop” admin_label=”Title” _builder_version=”4.16″ custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_phone=”” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” pac_dcm_carousel_specific_module_num=”0″ global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||” text_text_color=”#1a1a1a” header_font=”|700||on|||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”60px” header_line_height=”1.3em” module_alignment=”center” custom_margin=”|||” custom_padding=”|||” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”10%” header_font_size_tablet=”50px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]Estates/Trusts[/et_pb_text][et_pb_divider color=”#DC1C2E” divider_position=”center” divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ max_width=”150px” module_alignment=”center” height=”false” - [Lifecrab Terms](https://glaroussini.homesinrichmond.com/lifecrab-terms/) - [et_pb_section fb_built=”1″ _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.2″ _module_preset=”default” pac_dcm_carousel_specific_module_num=”0″ global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_text_color=”#000000″ hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]Agreement between User and www.lifecrabsolutions.com Welcome to www.lifecrabsolutions.com. The www.lifecrabsolutions.com website (the “Site”) is comprised of various web pages operated by LIFECRAB Solutions, LLC (“LIFECRAB Solutions”). www.lifecrabsolutions.com is offered to you conditioned on your acceptance without modification - [Terms of Use](https://glaroussini.homesinrichmond.com/terms-of-use/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” custom_margin=”20px||20px||true|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”|||on|||||” text_text_color=”#000000″ text_font_size=”40px” global_colors_info=”{}” theme_builder_area=”post_content”]Terms of use policy[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_text_color=”#000000″ global_colors_info=”{}” theme_builder_area=”post_content”]PLEASE READ THE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE. This site is free to use by our visitors. And by using - [The 75+ Generation](https://glaroussini.homesinrichmond.com/the-75-generation/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”4.17.4″ background_enable_color=”off” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2021/05/complimentary-services-bg.jpg” background_blend=”multiply” custom_padding=”5vw||5vw|” custom_padding_tablet=”|||” custom_padding_phone=”” collapsed=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|desktop” admin_label=”Title” _builder_version=”4.16″ custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_phone=”” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||” text_text_color=”#1a1a1a” header_font=”|700||on|||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”60px” header_line_height=”1.3em” module_alignment=”center” custom_margin=”|||” custom_padding=”|||” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”10%” header_font_size_tablet=”50px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]75+ Living[/et_pb_text][et_pb_divider color=”#DC1C2E” divider_position=”center” divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ max_width=”150px” module_alignment=”center” height=”false” - [55+ Living Generation](https://glaroussini.homesinrichmond.com/the-55-generation-ka-boomer/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”4.17.4″ background_enable_color=”off” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2021/05/complimentary-services-bg.jpg” background_blend=”multiply” custom_padding=”5vw||5vw|” custom_padding_tablet=”|||” custom_padding_phone=”” collapsed=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|desktop” admin_label=”Title” _builder_version=”4.16″ custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_phone=”” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||” text_text_color=”#1a1a1a” header_font=”|700||on|||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”60px” header_line_height=”1.3em” module_alignment=”center” custom_margin=”|||” custom_padding=”|||” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”10%” header_font_size_tablet=”50px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]55+ Living Generation [/et_pb_text][et_pb_divider color=”#DC1C2E” divider_position=”center” divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ max_width=”150px” module_alignment=”center” - [Downsizing](https://glaroussini.homesinrichmond.com/downsizing/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”4.17.4″ background_enable_color=”off” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2021/05/complimentary-services-bg.jpg” background_blend=”multiply” custom_padding=”5px||5px||true|false” custom_padding_tablet=”|||” custom_padding_phone=”” collapsed=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|desktop” admin_label=”Title” _builder_version=”4.16″ custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_phone=”” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||” text_text_color=”#1a1a1a” header_font=”|700||on|||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”60px” header_line_height=”1.3em” module_alignment=”center” custom_margin=”|||” custom_padding=”|||” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”10%” header_font_size_tablet=”50px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]The Downsizing Generation[/et_pb_text][et_pb_divider color=”#DC1C2E” divider_position=”center” divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ max_width=”150px” module_alignment=”center” - [LIfeCrab Solutions](https://glaroussini.homesinrichmond.com/lifecrab-solutions/) - [et_pb_section fb_built=”1″ _builder_version=”4.19.2″ _module_preset=”default” custom_padding=”8px||5px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.19.2″ _module_preset=”default” background_enable_image=”off” max_width=”1300px” custom_padding=”6px||6px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2022/12/Artboard-1-1.png” title_text=”Artboard 1″ _builder_version=”4.19.2″ _module_preset=”default” custom_margin=”||8px|||” global_colors_info=”{}”][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.19.2″ _module_preset=”default” custom_padding=”7px||7px|||” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” make_equal=”on” _builder_version=”4.19.2″ _module_preset=”default” max_width=”1300px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2022/10/Depositphotos_84400776_XL-scaled.jpg” title_text=”Home Health Care” disabled_on=”on|on|off” _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.19.2″ _module_preset=”default” text_font=”Nanum Gothic|800|||||||” - [Lifecrab Privacy Policy](https://glaroussini.homesinrichmond.com/lifecrab-privacy-policy/) - [et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.19.2″ _module_preset=”default”][et_pb_row _builder_version=”4.19.2″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.19.2″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.19.2″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″ text_text_color=”#000000″]Privacy Policy Protecting your private information is our priority. This Statement of Privacy applies to www.LIFECRABSOLUTIONS.com, and LIFECRAB Solutions, LLC and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references - [LIfeCrab Solutions Copy](https://glaroussini.homesinrichmond.com/lifecrab-solutions-copy/) - [et_pb_section fb_built=”1″ _builder_version=”4.19.2″ _module_preset=”default” custom_padding=”8px||5px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.19.2″ _module_preset=”default” background_enable_image=”off” max_width=”1300px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2022/12/Artboard-1-1.png” title_text=”Artboard 1″ _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.19.2″ _module_preset=”default” custom_padding=”7px||7px|||” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” make_equal=”on” _builder_version=”4.19.2″ _module_preset=”default” max_width=”1300px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2022/10/Depositphotos_84400776_XL-scaled.jpg” title_text=”Home Health Care” _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font=”Nanum Gothic|800|||||||” text_text_color=”#000000″ text_font_size=”19px” text_orientation=”center” - [Move me now Virginia](https://glaroussini.homesinrichmond.com/move-me-now-virginia/) - [et_pb_section fb_built=”1″ _builder_version=”4.17.3″ _module_preset=”default” custom_padding=”0px|||||” collapsed=”on” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” make_equal=”on” _builder_version=”4.17.3″ _module_preset=”default” width=”100%” max_width=”1900px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2022/04/Logo-Pic-e1651247223202.jpg” title_text=”Logo Pic” _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.17.3″ _module_preset=”default” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.4″ _module_preset=”default” text_font=”|||on|||||” text_text_color=”#000000″ text_font_size=”70px” text_line_height=”2em” header_text_color=”#000000″ header_font_size=”70px” text_orientation=”center” global_colors_info=”{}”]Move Me Now Virginia[/et_pb_text][et_pb_text _builder_version=”4.17.4″ _module_preset=”default” text_font=”|||on|||||” text_text_color=”#000000″ text_font_size=”70px” text_line_height=”2em” - [First Floor Primary Bedroom Home Search](https://glaroussini.homesinrichmond.com/first-floor-primary-bedroom-home-search/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”4.16″ background_color=”rgba(0,0,0,0.4)” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2021/01/334-scaled-e1612377833282.jpg” background_blend=”multiply” custom_padding=”5vw||5vw|” custom_padding_tablet=”|||” custom_padding_phone=”” collapsed=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|desktop” admin_label=”Title” _builder_version=”4.16″ custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_phone=”” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ _module_preset=”default” title_font=”|600||on|||||” title_text_align=”center” title_text_color=”#FFFFFF” title_font_size=”50px” global_colors_info=”{}”][/et_pb_post_title][et_pb_divider color=”#DC1C2E” divider_position=”center” divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ max_width=”150px” module_alignment=”center” height=”false” custom_margin=”30px|||” animation_style=”slide” animation_direction=”top” animation_delay=”100ms” animation_intensity_slide=”10%” locked=”off” global_colors_info=”{}”][/et_pb_divider][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” top_divider_style=”curve2″ - [Home Search](https://glaroussini.homesinrichmond.com/home-search/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”4.16″ background_color=”rgba(0,0,0,0.32)” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2020/11/AdobeStock_263911828-scaled.jpeg” background_blend=”multiply” height=”300px” custom_padding=”5vw||5vw|” custom_padding_tablet=”|||” custom_padding_phone=”” collapsed=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|desktop” admin_label=”Title” _builder_version=”4.16″ custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_phone=”” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||” text_text_color=”#1a1a1a” header_font=”|700||on|||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”60px” header_line_height=”1.3em” module_alignment=”center” custom_margin=”|||” custom_padding=”|||” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”10%” header_font_size_tablet=”50px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]Home Search [/et_pb_text][et_pb_text disabled_on=”off|on|on” _builder_version=”4.16″ text_font=”||||” text_text_color=”#1a1a1a” header_font=”|700||on|||||” header_text_align=”center” header_text_color=”#ffffff” - [25th Anniversary](https://glaroussini.homesinrichmond.com/25th-anniversary/) - [et_pb_section fb_built=”1″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ _module_preset=”default” width=”75%” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Get In Touch Section Gordon” _builder_version=”4.16″ min_height=”491px” custom_padding=”11px||11px||true|” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.17.6″ hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]Call Me at 804-377-0707 or Fill Out the Form to Email. [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ custom_margin=”|auto|17px|auto||” custom_padding=”|||” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ background_enable_color=”off” custom_padding=”|||” - [About me Copy](https://glaroussini.homesinrichmond.com/about-me-copy/) - [et_pb_section fb_built=”1″ admin_label=”Love Where you Live” _builder_version=”4.16″ background_color=”#ffffff” background_position=”top_left” custom_padding=”13px|0px|1px|0px||” top_divider_style=”curve2″ top_divider_color=”#0C71C3″ top_divider_height=”255px” top_divider_flip=”vertical” bottom_divider_style=”curve2″ bottom_divider_color=”#0C71C3″ bottom_divider_height=”255px” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”96%” custom_margin=”||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”60px|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_divider show_divider=”off” _builder_version=”4.16″ max_width=”60px” module_alignment=”left” custom_margin=”||10px|” saved_tabs=”all” locked=”off” global_colors_info=”{}”][/et_pb_divider][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”||||||||” text_font_size=”38px” min_height=”37px” global_colors_info=”{}”]Gordon Laroussini REALTOR®[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”||||||||” text_font_size=”17px” global_colors_info=”{}”]RE/MAX HALL - [Relocate To RVA](https://glaroussini.homesinrichmond.com/buying-richmond-real-estate/relocate-to-rva/) - [et_pb_section fb_built=”1″ admin_label=”Hero section” _builder_version=”4.16″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2020/11/AdobeStock_307526440-scaled-1.jpeg” background_position=”top_center” custom_margin=”|||” custom_padding=”10%||14%|” collapsed=”on” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ custom_margin=”|||” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”1px|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_cta title=”Relocate to RVA” button_url=”http://www.sunraydirect.com/RichmondVA3/REMAXCommonwealth/” button_text=”Get Started ” _builder_version=”4.16″ header_level=”h1″ header_font=”Lato|900||on|||||” header_font_size=”80px” header_letter_spacing=”2px” header_line_height=”1.2em” body_font=”Lato||||||||” body_font_size=”20px” body_line_height=”1.8em” use_background_color=”off” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”#fa7f28″ button_border_width=”6px” button_border_color=”#fa7f28″ button_border_radius=”5px” button_letter_spacing=”2px” button_font=”Lato|900||on|||||” text_orientation=”left” max_width=”750px” module_alignment=”left” animation_style=”fold” animation_intensity_fold=”16%” header_font_size_tablet=”46px” header_font_size_phone=”” header_font_size_last_edited=”on|tablet” header_text_shadow_style=”preset1″ - [About RE/MAX Commonwealth](https://glaroussini.homesinrichmond.com/about-remax-commonwealth/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”4.16″ background_color=”rgba(0,0,0,0.4)” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2019/07/chesterfield.jpg” background_blend=”multiply” custom_padding=”5vw||5vw|” custom_padding_tablet=”|||” custom_padding_phone=”” collapsed=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|desktop” admin_label=”Title” _builder_version=”4.16″ custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_phone=”” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_post_title meta=”off” featured_image=”off” text_color=”light” _builder_version=”4.16″ title_font=”|700||on|||||” title_text_align=”center” title_text_color=”#ffffff” title_font_size=”60px” title_font_size_tablet=”50px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” global_colors_info=”{}”][/et_pb_post_title][et_pb_divider color=”#DC1C2E” divider_position=”center” divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ max_width=”150px” module_alignment=”center” height=”false” custom_margin=”30px|||” animation_style=”slide” animation_direction=”top” animation_delay=”100ms” animation_intensity_slide=”10%” locked=”off” global_colors_info=”{}”][/et_pb_divider][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ - [Contact](https://glaroussini.homesinrichmond.com/contact/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”4.16″ background_color=”rgba(0,0,0,0.4)” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2019/07/chesterfield.jpg” background_blend=”multiply” custom_padding=”5vw||5vw|” custom_padding_tablet=”|||” custom_padding_phone=”” collapsed=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|desktop” admin_label=”Title” _builder_version=”4.17.6″ custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_phone=”” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.17.6″ custom_padding=”|||” hover_enabled=”0″ global_colors_info=”{}” custom_padding__hover=”|||” sticky_enabled=”0″][et_pb_post_title meta=”off” featured_image=”off” text_color=”light” _builder_version=”4.17.6″ title_font=”|700||on|||||” title_text_align=”center” title_text_color=”#ffffff” title_font_size=”60px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_post_title][et_pb_divider color=”#DC1C2E” divider_position=”center” divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ max_width=”150px” module_alignment=”center” height=”false” custom_margin=”30px|||” animation_style=”slide” animation_direction=”top” animation_delay=”100ms” animation_intensity_slide=”10%” - [2406 Islandview Drive](https://glaroussini.homesinrichmond.com/2406-islandview-drive/) - [et_pb_section fb_built=”1″ _builder_version=”4.17.4″ _module_preset=”default” background_enable_video_mp4=”off” custom_margin=”||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2022/07/2406-Islandview-Dr-6.21-81-e1657120844205.jpg” background_enable_video_mp4=”off” positioning=”none” width=”100%” max_width=”1900px” height=”650px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_cta title=”2406 Islandview Drive” _builder_version=”4.17.4″ _module_preset=”default” header_font_size=”40px” header_letter_spacing=”1px” background_color=”rgba(0,0,0,0.32)” positioning=”absolute” position_origin_a=”top_center” position_origin_f=”bottom_center” vertical_offset=”256px” width=”100%” custom_margin=”||||false|false” hover_enabled=”0″ header_text_shadow_style=”preset1″ global_colors_info=”{}” sticky_enabled=”0″]Features, Four Bedrooms, two full and one-half bathrooms, on 3,800 square feet $640,000[/et_pb_cta][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_row - [TFM kaitlyn](https://glaroussini.homesinrichmond.com/tfm-kaitlyn/) - [et_pb_section fb_built=”1″ specialty=”on” _builder_version=”4.10.8″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_start=”#00002d” background_color_gradient_end=”rgba(0,29,94,0.93)” background_color_gradient_direction=”1deg” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_image src=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2021/11/Kaitlyn-1.png” title_text=”Kaitlyn-1″ _builder_version=”4.10.8″ _module_preset=”default” transform_translate=”-63px|36px” height=”350px” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_row_inner _builder_version=”4.10.8″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”4.10.8″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” text_font=”||||||||” text_text_color=”#FFFFFF” text_font_size=”50px” text_letter_spacing=”2px” text_orientation=”center” global_colors_info=”{}” theme_builder_area=”post_content”]Kaitlyn Taylor[/et_pb_text][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” text_text_color=”#FFFFFF” - [TFM Kim](https://glaroussini.homesinrichmond.com/tfm-kim/) - [et_pb_section fb_built=”1″ specialty=”on” _builder_version=”4.11.4″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_start=”#00002d” background_color_gradient_end=”rgba(0,29,94,0.93)” background_color_gradient_direction=”1deg” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_image src=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2021/11/Kim-Hicks-Loan-Officer-Near-Me-Richmond-Towne-First-Mortgage.png” title_text=”Kim-Hicks-Loan-Officer-Near-Me-Richmond-Towne-First-Mortgage” _builder_version=”4.11.4″ _module_preset=”default” transform_translate=”-63px|36px” height=”350px” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_row_inner _builder_version=”4.10.8″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”4.10.8″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.11.4″ _module_preset=”default” text_font=”||||||||” text_text_color=”#FFFFFF” text_font_size=”50px” text_letter_spacing=”2px” text_orientation=”center” global_colors_info=”{}” theme_builder_area=”post_content”]Kim Hicks[/et_pb_text][et_pb_text _builder_version=”4.11.4″ _module_preset=”default” text_text_color=”#FFFFFF” - [TFM Kristine](https://glaroussini.homesinrichmond.com/tfm-kristine/) - [et_pb_section fb_built=”1″ specialty=”on” _builder_version=”4.10.8″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_start=”#00002d” background_color_gradient_end=”rgba(0,29,94,0.93)” background_color_gradient_direction=”1deg” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_image src=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2021/11/Kristine-Arbogast-Loan-Officer-Near-Me-Richmond-Towne-First-Mortgage.png” title_text=”Kristine-Arbogast-Loan-Officer-Near-Me-Richmond-Towne-First-Mortgage” _builder_version=”4.11.1″ _module_preset=”default” transform_translate=”-63px|36px” height=”350px” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_row_inner _builder_version=”4.10.8″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”4.10.8″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” text_font=”||||||||” text_text_color=”#FFFFFF” text_font_size=”50px” text_letter_spacing=”2px” text_orientation=”center” global_colors_info=”{}” theme_builder_area=”post_content”]Kristine Arbogast[/et_pb_text][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” text_text_color=”#FFFFFF” - [TFM Landing](https://glaroussini.homesinrichmond.com/tfm-landing/) - [et_pb_section fb_built=”1″ _builder_version=”4.11.4″ _module_preset=”default” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2021/11/AdobeStock_328988041-scaled-1.jpeg” height=”500px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.11.4″ _module_preset=”default” width=”100%” max_width=”1700px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”1_2″ _builder_version=”4.11.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.11.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.11.4″ _module_preset=”default” width=”100%” max_width=”1700px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”1_2″ _builder_version=”4.11.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”#FFFFFF” image_icon_width=”135px” _builder_version=”4.13.0″ _module_preset=”default” icon_font_size=”135px” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_blurb][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.11.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” text_font=”|||on|||||” text_text_color=”#FFFFFF” - 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[Selling Richmond Real Estate](https://glaroussini.homesinrichmond.com/selling-richmond-real-estate/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”3.22.7″ background_color=”rgba(0,0,0,0.6)” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2020/11/Chesterfield.jpg” background_blend=”multiply” custom_padding=”5vw||5vw|” custom_padding_tablet=”|||” custom_padding_phone=”” collapsed=”off”][et_pb_row custom_padding_last_edited=”on|desktop” admin_label=”Title” _builder_version=”3.25″ custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_phone=”” locked=”off”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.4.7″ text_font=”||||” text_text_color=”#1a1a1a” header_font=”|700||on|||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”60px” header_line_height=”1.3em” module_alignment=”center” custom_margin=”|||” custom_padding=”|||” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”10%” header_font_size_tablet=”50px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” locked=”off”]Selling Richmond Real Estate[/et_pb_text][et_pb_divider color=”#DC1C2E” divider_position=”center” divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”3.22.7″ max_width=”150px” module_alignment=”center” height=”false” custom_margin=”30px|||” animation_style=”slide” - [Listings Sitemap](https://glaroussini.homesinrichmond.com/listings-sitemap/) - [Agents Sitemap](https://glaroussini.homesinrichmond.com/agents-sitemap/) - [Contact Form](https://glaroussini.homesinrichmond.com/contact-form/) - [Listings Sitemap Filtered](https://glaroussini.homesinrichmond.com/listings-sitemap-filtered/) - [Community Information](https://glaroussini.homesinrichmond.com/community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.4.7″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/04/AdobeStock_274794608-scaled.jpeg” min_height=”25vw” custom_margin=”||||false|false” custom_padding=”||||false|false” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true” collapsed=”off”][et_pb_row padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.4.7″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” module_alignment=”center” custom_margin=”-91px|auto||auto||” custom_padding=”0px||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”4_4″ _builder_version=”3.25″ use_background_color_gradient=”on” background_color_gradient_start=”rgba(255,255,255,0.6)” background_color_gradient_end=”rgba(255,255,255,0)” custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.4.7″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_align=”left” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” width=”100%” module_alignment=”center” custom_margin=”||0px||false|false” custom_margin_tablet=”|0vw||” custom_margin_phone=”||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”5vw|0px||0px|false|false” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” - [Hopewell County Information](https://glaroussini.homesinrichmond.com/hopewell-county-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.8.2″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2020/12/chesterfield.jpg” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true”][et_pb_row padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.8.2″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”4_4″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.18em” header_text_shadow_blur_strength=”0.27em” header_text_shadow_color=”rgba(0,0,0,0.24)”]RVA - [Prince George City Information](https://glaroussini.homesinrichmond.com/prince-george-city-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2021/04/27926686242_39d7764cbd_o-scaled-1.jpg” parallax=”on” parallax_method=”off” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true” collapsed=”on”][et_pb_row padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”4_4″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ - [Hanover County Information](https://glaroussini.homesinrichmond.com/hanover-county-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.9.3″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/sites/77/2021/04/22544636402_c7d937e133_o-scaled.jpg” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true” hover_enabled=”0″ title_text=”22544636402_c7d937e133_o” sticky_enabled=”0″][et_pb_row column_structure=”2_3,1_3″ padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”2_3″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” - 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[Complimentary Services](https://glaroussini.homesinrichmond.com/complimentary-services/) - [et_pb_section fb_built=”1″ admin_label=”Hero section” _builder_version=”4.4.7″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/03/Depositphotos_8874851_xl-2015-scaled.jpg” background_position=”top_center” min_height=”300px” custom_margin=”||0px||false|false” custom_padding=”10vw||||false|false”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.4.7″ custom_margin=”|auto|-1px|auto||” custom_padding=”||10vw||false|false”][et_pb_column type=”2_3″ _builder_version=”4.3.4″ custom_padding=”0px||0px||true|false” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.4.7″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Lato|900|||||||” header_font_size=”80px” header_letter_spacing=”2px” header_line_height=”1.2em” background_layout=”dark” custom_margin=”||||false|false” animation_style=”fold” header_font_size_tablet=”46px” header_font_size_phone=”” header_font_size_last_edited=”on|tablet”]Complimentary Services [/et_pb_text][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.4.7″ background_color=”#d6d6d6″ custom_padding=”30px|0px|30px|0px|true|false”][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.4.7″ background_color=”#ffffff” background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”1440px” custom_margin=”0px|auto||auto|false|false” custom_padding=”60px|0px|60px|0px” animation_style=”slide” animation_direction=”bottom” - 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All CVR MLS information provided is deemed reliable but is not guaranteed - [Pinnacle Title Agency](https://glaroussini.homesinrichmond.com/pinnacle-title-agency/) - [et_pb_section fb_built=”1″ _builder_version=”4.4.2″ background_enable_color=”off” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/04/pinnacle-title-logo.png” background_size=”initial” min_height=”532px” custom_margin=”||||false|false” custom_padding=”||||false|false”][et_pb_row _builder_version=”4.4.1″ background_enable_color=”off” min_height=”100px” height=”484px”][et_pb_column type=”4_4″ _builder_version=”4.4.1″ background_enable_image=”off” background_size=”contain” custom_padding=”||||false|false”][et_pb_slider show_arrows=”off” show_pagination=”off” _builder_version=”4.4.2″ header_level=”h1″ header_text_align=”center” min_height=”20px” custom_margin=”||-28px|||” custom_padding=”43px||19px|||” animation_style=”fade” auto=”on” hover_enabled=”0″][et_pb_slide heading=”Providing quality, dependable and affordable title services ” button_text=”Click Here” button_link=”http://www.pinnacletitlerva.com/” url_new_window=”on” _builder_version=”4.4.2″ header_text_align=”left” header_font_size=”45px” header_letter_spacing=”1px” background_color=”rgba(0,0,0,0)” background_enable_color=”on” custom_button=”on” button_text_color=”#000000″ button_bg_color=”#ffffff” button_font=”|||on|||||” button_icon_placement=”right” button_alignment=”left” width=”100%” custom_padding=”||||true|true” - 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[Fluvanna County](https://glaroussini.homesinrichmond.com/communities/fluvanna-county/) - [Surry County](https://glaroussini.homesinrichmond.com/communities/surry-county/) - [Powhatan County Information](https://glaroussini.homesinrichmond.com/powhatan-county-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/03/23142417055_0426cddb78_o-scaled.jpg” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true”][et_pb_row padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”4_4″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.18em” header_text_shadow_blur_strength=”0.27em” header_text_shadow_color=”rgba(0,0,0,0.24)”]RVA - [Petersburg City Information](https://glaroussini.homesinrichmond.com/petersburg-city-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/03/42653711510_a8912fd1c1_o-scaled.jpg” parallax=”on” parallax_method=”off” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true” collapsed=”on”][et_pb_row padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”4_4″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ - [Louisa County Information](https://glaroussini.homesinrichmond.com/louisa-county-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/03/Depositphotos_9017610_xl-2015-scaled.jpg” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true”][et_pb_row padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”4_4″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.18em” header_text_shadow_blur_strength=”0.27em” header_text_shadow_color=”rgba(0,0,0,0.24)”]RVA - [Henrico County Information](https://glaroussini.homesinrichmond.com/henrico-county-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/03/20032254569_ac1734bc20_o-scaled.jpg” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true”][et_pb_row padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”4_4″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.18em” header_text_shadow_blur_strength=”0.27em” header_text_shadow_color=”rgba(0,0,0,0.24)”]RVA - [Goochland County Information](https://glaroussini.homesinrichmond.com/goochland-county-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/03/29855525966_1165cf09f3_o-scaled.jpg” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true”][et_pb_row column_structure=”2_3,1_3″ padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”2_3″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.18em” header_text_shadow_blur_strength=”0.27em” - [Dinwiddie County Information](https://glaroussini.homesinrichmond.com/dinwiddie-county-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/03/27833718011_29b63db414_o-scaled.jpg” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true”][et_pb_row column_structure=”2_3,1_3″ padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”2_3″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.18em” header_text_shadow_blur_strength=”0.27em” - [Colonial Heights City Information](https://glaroussini.homesinrichmond.com/colonial-heights-city-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/03/26080065896_3a2664b310_o-scaled.jpg” parallax=”on” parallax_method=”off” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true” collapsed=”on”][et_pb_row padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”4_4″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ - [Chesterfield County Information](https://glaroussini.homesinrichmond.com/chesterfield-county-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/02/Bailey-Yard-3-scaled.jpg” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true”][et_pb_row column_structure=”2_3,1_3″ padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”2_3″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.18em” header_text_shadow_blur_strength=”0.27em” - [Charles City Information](https://glaroussini.homesinrichmond.com/charles-city-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/03/22988298532_39a39febca_o-scaled.jpg” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true”][et_pb_row padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”4_4″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.18em” header_text_shadow_blur_strength=”0.27em” header_text_shadow_color=”rgba(0,0,0,0.24)”]RVA - [Amelia County Information](https://glaroussini.homesinrichmond.com/amelia-county-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/03/AdobeStock_216579139-scaled.jpeg” parallax=”on” parallax_method=”off” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true”][et_pb_row padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”4_4″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.18em” - [New Kent County Information](https://glaroussini.homesinrichmond.com/new-kent-county-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/03/22544636402_c7d937e133_o-scaled.jpg” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true”][et_pb_row padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”4_4″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.18em” header_text_shadow_blur_strength=”0.27em” header_text_shadow_color=”rgba(0,0,0,0.24)”]RVA - [Richmond Community Information](https://glaroussini.homesinrichmond.com/richmond-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”4.3.4″ background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2020/03/AdobeStock_307526486-scaled.jpeg” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true” collapsed=”on”][et_pb_row column_structure=”2_3,1_3″ padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.3.4″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0||0px||false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”2_3″ _builder_version=”4.3.4″ custom_padding=”12vw|40px|4vw|40px” custom_padding_tablet=”|||” custom_padding_phone=”|10px||10px||true” custom_padding_last_edited=”on|desktop” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_letter_spacing=”0.05em” header_line_height=”0.9em” custom_margin=”|-10vw|0px|” custom_margin_tablet=”|0vw||” custom_margin_phone=”|-5vw||” custom_margin_last_edited=”on|tablet” animation_style=”zoom” animation_delay=”100ms” animation_intensity_zoom=”10%” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.18em” - [Cumberland Middle](https://glaroussini.homesinrichmond.com/communities/cumberland-middle/) - [Cumberland High](https://glaroussini.homesinrichmond.com/communities/cumberland-high/) - [Cumberland Elementary](https://glaroussini.homesinrichmond.com/communities/cumberland-elementary/) - [Cumberland County](https://glaroussini.homesinrichmond.com/communities/cumberland-county/) - [Nottoway Middle](https://glaroussini.homesinrichmond.com/communities/nottoway-middle/) - [Nottoway Intermediate](https://glaroussini.homesinrichmond.com/communities/nottoway-intermediate/) - [Nottoway High](https://glaroussini.homesinrichmond.com/communities/nottoway-high/) - [Crewe Primary](https://glaroussini.homesinrichmond.com/communities/crewe-primary/) - [Burkeville Elementary](https://glaroussini.homesinrichmond.com/communities/burkeville-elementary/) - [Nottoway County](https://glaroussini.homesinrichmond.com/communities/nottoway-county/) - [King William High](https://glaroussini.homesinrichmond.com/communities/king-william-high/) - [Hamilton Holmes Middle](https://glaroussini.homesinrichmond.com/communities/hamilton-holmes-middle/) - [Cool Spring Primary](https://glaroussini.homesinrichmond.com/communities/cool-spring-primary/) - [Acquinton Elementary](https://glaroussini.homesinrichmond.com/communities/acquinton-elementary/) - [King William County](https://glaroussini.homesinrichmond.com/communities/king-william-county/) - [Lawson-Marriott Elementary](https://glaroussini.homesinrichmond.com/communities/lawson-marriott-elementary/) - [King and Queen Elementary](https://glaroussini.homesinrichmond.com/communities/king-and-queen-elementary/) - [Central High](https://glaroussini.homesinrichmond.com/communities/central-high/) - [King & Queen County](https://glaroussini.homesinrichmond.com/communities/king-and-queen-county/) - [James City County](https://glaroussini.homesinrichmond.com/communities/james-city-county/) - [Charles City County](https://glaroussini.homesinrichmond.com/communities/charles-city-county/) - [Bowling Green Elementary](https://glaroussini.homesinrichmond.com/communities/bowling-green-elementary/) - [Caroline County](https://glaroussini.homesinrichmond.com/communities/caroline-county/) - [Buckingham County Elementary](https://glaroussini.homesinrichmond.com/communities/buckingham-county/buckingham-county-elementary/) - [Buckingham County](https://glaroussini.homesinrichmond.com/communities/buckingham-county/) - [Patrick Copeland Elementary](https://glaroussini.homesinrichmond.com/communities/hopewell/patrick-copeland-elementary/) - [North Elementary](https://glaroussini.homesinrichmond.com/communities/hopewell/north-elementary/) - [Hopewell High](https://glaroussini.homesinrichmond.com/communities/hopewell/hopewell-high/) - [Harry E. James Elementary](https://glaroussini.homesinrichmond.com/communities/hopewell/harry-e-james-elementary/) - [Dupont Elementary](https://glaroussini.homesinrichmond.com/communities/hopewell/dupont-elementary/) - [Carter G. Woodson Middle](https://glaroussini.homesinrichmond.com/communities/hopewell/carter-g-woodson-middle/) - [Hopewell](https://glaroussini.homesinrichmond.com/communities/hopewell/) - [Richmond - South of the James River](https://glaroussini.homesinrichmond.com/communities/richmond/south-of-the-james-river/) - [Richmond - North of the James River](https://glaroussini.homesinrichmond.com/communities/richmond/north-of-the-james-river/) - [Tussing Elementary](https://glaroussini.homesinrichmond.com/communities/colonial-heights/tussing-elementary/) - [North Elementary](https://glaroussini.homesinrichmond.com/communities/colonial-heights/north-elementary/) - [Marguerite F Christian Elementary](https://glaroussini.homesinrichmond.com/communities/colonial-heights/marguerite-f-christian-elementary/) - [Lakeview Elementary](https://glaroussini.homesinrichmond.com/communities/colonial-heights/lakeview-elementary/) - [Colonial Heights Middle](https://glaroussini.homesinrichmond.com/communities/colonial-heights/colonial-heights-middle/) - [Colonial Heights High](https://glaroussini.homesinrichmond.com/communities/colonial-heights/colonial-heights-high/) - [Colonial Heights](https://glaroussini.homesinrichmond.com/communities/colonial-heights/) - [Walnut Hill Elementary](https://glaroussini.homesinrichmond.com/communities/petersburg/walnut-hill-elementary/) - [Vernon Johns Jr. High](https://glaroussini.homesinrichmond.com/communities/petersburg/vernon-johns-jr-high/) - [Sutherland Elementary](https://glaroussini.homesinrichmond.com/communities/petersburg/sutherland-elementary/) - [Southside Elementary](https://glaroussini.homesinrichmond.com/communities/petersburg/southside-elementary/) - [Robert E. Lee Elementary](https://glaroussini.homesinrichmond.com/communities/petersburg/robert-e-lee-elementary/) - [Petersburg High](https://glaroussini.homesinrichmond.com/communities/petersburg/petersburg-high/) - [Peabody Middle](https://glaroussini.homesinrichmond.com/communities/petersburg/peabody-middle/) - [Matoaca Elementary](https://glaroussini.homesinrichmond.com/communities/petersburg/matoaca-elementary/) - [J.E.B. Stuart Elementary](https://glaroussini.homesinrichmond.com/communities/petersburg/jeb-stuart-elementary/) - [Ettrick Elementary](https://glaroussini.homesinrichmond.com/communities/petersburg/ettrick-elementary/) - [A.P. Hill Elementary](https://glaroussini.homesinrichmond.com/communities/petersburg/ap-hill-elementary/) - [Petersburg](https://glaroussini.homesinrichmond.com/communities/petersburg/) - [Seven Pines Elementary](https://glaroussini.homesinrichmond.com/communities/sandston/seven-pines-elementary/) - [Sandston Elementary](https://glaroussini.homesinrichmond.com/communities/sandston/sandston-elementary/) - [Donahoe Elementary](https://glaroussini.homesinrichmond.com/communities/sandston/donahoe-elementary/) - [Sandston](https://glaroussini.homesinrichmond.com/communities/sandston/) - [Arthur Ashe Jr. Elementary](https://glaroussini.homesinrichmond.com/communities/highland-springs/arthur-ashe-jr-elementary/) - [Fairfield Middle](https://glaroussini.homesinrichmond.com/communities/highland-springs/fairfield-middle/) - [Highland Springs High](https://glaroussini.homesinrichmond.com/communities/highland-springs/highland-springs-high/) - [Highland Springs Elementary](https://glaroussini.homesinrichmond.com/communities/highland-springs/highland-springs-elementary/) - [Highland Springs](https://glaroussini.homesinrichmond.com/communities/highland-springs/) - [Ward Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/ward-elementary/) - [Varina High](https://glaroussini.homesinrichmond.com/communities/henrico/varina-high/) - [Varina Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/varina-elementary/) - [Tucker High](https://glaroussini.homesinrichmond.com/communities/henrico/tucker-high/) - [Tuckahoe Middle](https://glaroussini.homesinrichmond.com/communities/henrico/tuckahoe-middle/) - [Tuckahoe Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/tuckahoe-elementary/) - [Trevvett Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/trevvett-elementary/) - [Three Chopt Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/three-chopt-elementary/) - [Skipwith Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/skipwith-elementary/) - [Short Pump Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/short-pump-elementary/) - [Rolfe Middle](https://glaroussini.homesinrichmond.com/communities/henrico/rolfe-middle/) - [Ridge Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/ridge-elementary/) - [Pocahontas Middle](https://glaroussini.homesinrichmond.com/communities/henrico/pocahontas-middle/) - [Pinchbeck Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/pinchbeck-elementary/) - [Pemberton Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/pemberton-elementary/) - [Nuckols Farm Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/nuckols-farm-elementary/) - [Moody Middle](https://glaroussini.homesinrichmond.com/communities/henrico/moody-middle/) - [Montrose Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/montrose-elementary/) - [Mehfoud Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/mehfoud-elementary/) - [Maybeury Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/maybeury-elementary/) - [Longan Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/longan-elementary/) - [Lakeside Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/lakeside-elementary/) - [Holladay Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/holladay-elementary/) - [Highland Springs High](https://glaroussini.homesinrichmond.com/communities/henrico/highland-springs-high/) - [Highland Springs Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/highland-springs-elementary/) - [Hermitage High](https://glaroussini.homesinrichmond.com/communities/henrico/hermitage-high/) - [Godwin High](https://glaroussini.homesinrichmond.com/communities/henrico/godwin-high/) - [Gayton Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/gayton-elementary/) - [Freeman High](https://glaroussini.homesinrichmond.com/communities/henrico/freeman-high/) - [Fair Oaks Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/fair-oaks-elementary/) - [Elko Middle](https://glaroussini.homesinrichmond.com/communities/henrico/elko-middle/) - [Dumbarton Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/dumbarton-elementary/) - [Davis Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/davis-elementary/) - [Chimborazo Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/chimborazo-elementary/) - [Carver Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/carver-elementary/) - [Byrd Middle](https://glaroussini.homesinrichmond.com/communities/henrico/byrd-middle/) - [Brookland Middle](https://glaroussini.homesinrichmond.com/communities/henrico/brookland-middle/) - [Baker Elementary](https://glaroussini.homesinrichmond.com/communities/henrico/baker-elementary/) - [Twin Hickory Elementary](https://glaroussini.homesinrichmond.com/communities/glen-allen/twin-hickory-elementary/) - [Springfield Park Elementary](https://glaroussini.homesinrichmond.com/communities/glen-allen/springfield-park-elementary/) - [Short Pump Middle](https://glaroussini.homesinrichmond.com/communities/glen-allen/short-pump-middle/) - [Shady Grove Elementary](https://glaroussini.homesinrichmond.com/communities/glen-allen/shady-grove-elementary/) - [Rivers Edge Elementary](https://glaroussini.homesinrichmond.com/communities/glen-allen/rivers-edge-elementary/) - [Longdale Elementary](https://glaroussini.homesinrichmond.com/communities/glen-allen/longdale-elementary/) - [Kaechele Elementary](https://glaroussini.homesinrichmond.com/communities/glen-allen/kaechele-elementary/) - [Hungary Creek Middle](https://glaroussini.homesinrichmond.com/communities/glen-allen/hungary-creek-middle/) - [Holman Middle](https://glaroussini.homesinrichmond.com/communities/glen-allen/holman-middle/) - [Greenwood Elementary](https://glaroussini.homesinrichmond.com/communities/glen-allen/greenwood-elementary/) - [Glen Allen High](https://glaroussini.homesinrichmond.com/communities/glen-allen/glen-allen-high/) - [Glen Allen Elementary](https://glaroussini.homesinrichmond.com/communities/glen-allen/glen-allen-elementary/) - [Echo Lake Elementary](https://glaroussini.homesinrichmond.com/communities/glen-allen/echo-lake-elementary/) - [Deep Run High](https://glaroussini.homesinrichmond.com/communities/glen-allen/deep-run-high/) - [Colonial Trail Elementary](https://glaroussini.homesinrichmond.com/communities/glen-allen/colonial-trail-elementary/) - [Glen Allen](https://glaroussini.homesinrichmond.com/communities/glen-allen/) - [Henrico - West of I95](https://glaroussini.homesinrichmond.com/communities/henrico/west-of-i95/) - [Henrico - East of I95](https://glaroussini.homesinrichmond.com/communities/henrico/east-of-i95/) - [Henrico County](https://glaroussini.homesinrichmond.com/communities/henrico-county/) - [Woolridge Elementary](https://glaroussini.homesinrichmond.com/communities/midlothian/woolridge-elementary/) - [Swift Creek Middle](https://glaroussini.homesinrichmond.com/communities/midlothian/swift-creek-middle/) - [Swift Creek Elementary](https://glaroussini.homesinrichmond.com/communities/midlothian/swift-creek-elementary/) - [Robious Middle](https://glaroussini.homesinrichmond.com/communities/midlothian/robious-middle/) - [Robious Elementary](https://glaroussini.homesinrichmond.com/communities/midlothian/robious-elementary/) - [Midlothian Middle](https://glaroussini.homesinrichmond.com/communities/midlothian/midlothian-middle/) - [Midlothian High](https://glaroussini.homesinrichmond.com/communities/midlothian/midlothian-high/) - [J B Watkins Elementary](https://glaroussini.homesinrichmond.com/communities/midlothian/j-b-watkins-elementary/) - [Evergreen Elementary](https://glaroussini.homesinrichmond.com/communities/midlothian/evergreen-elementary/) - [Clover Hill Elementary](https://glaroussini.homesinrichmond.com/communities/midlothian/clover-hill-elementary/) - [Bettie Weaver Elementary](https://glaroussini.homesinrichmond.com/communities/midlothian/bettie-weaver-elementary/) - [Alberta Smith Elementary](https://glaroussini.homesinrichmond.com/communities/midlothian/alberta-smith-elementary/) - [Midlothian](https://glaroussini.homesinrichmond.com/communities/midlothian/) - [Thelma Crenshaw Elementary](https://glaroussini.homesinrichmond.com/communities/chesterfield/thelma-crenshaw-elementary/) - [Spring Run Elementary](https://glaroussini.homesinrichmond.com/communities/chesterfield/spring-run-elementary/) - [O B Gates Elementary](https://glaroussini.homesinrichmond.com/communities/chesterfield/o-b-gates-elementary/) - [Matoaca Middle](https://glaroussini.homesinrichmond.com/communities/chesterfield/matoaca-middle/) - [Matoaca High](https://glaroussini.homesinrichmond.com/communities/chesterfield/matoaca-high/) - [Manchester Middle](https://glaroussini.homesinrichmond.com/communities/chesterfield/manchester-middle/) - [Manchester High](https://glaroussini.homesinrichmond.com/communities/chesterfield/manchester-high/) - [Lloyd C Bird High](https://glaroussini.homesinrichmond.com/communities/chesterfield/lloyd-c-bird-high/) - [J G Hening Elementary](https://glaroussini.homesinrichmond.com/communities/chesterfield/j-g-hening-elementary/) - [J A Chalkley Elementary](https://glaroussini.homesinrichmond.com/communities/chesterfield/j-a-chalkley-elementary/) - [Clover Hill High](https://glaroussini.homesinrichmond.com/communities/chesterfield/clover-hill-high/) - [Bailey Bridge Middle](https://glaroussini.homesinrichmond.com/communities/chesterfield/bailey-bridge-middle/) - [Thomas Dale High](https://glaroussini.homesinrichmond.com/communities/chester/thomas-dale-high/) - [Harrowgate Elementary](https://glaroussini.homesinrichmond.com/communities/chester/harrowgate-elementary/) - [Enon Elementary](https://glaroussini.homesinrichmond.com/communities/chester/enon-elementary/) - [Elizabeth Scott Elementary](https://glaroussini.homesinrichmond.com/communities/chester/elizabeth-scott-elementary/) - [Elizabeth Davis Middle](https://glaroussini.homesinrichmond.com/communities/chester/elizabeth-davis-middle/) - [Ecoff Elementary](https://glaroussini.homesinrichmond.com/communities/chester/ecoff-elementary/) - [Carver Middle](https://glaroussini.homesinrichmond.com/communities/chester/carver-middle/) - [C C Wells Elementary](https://glaroussini.homesinrichmond.com/communities/chester/c-c-wells-elementary/) - [Chester](https://glaroussini.homesinrichmond.com/communities/chester/) - [Chesterfield - South of 360 (Hull Street)](https://glaroussini.homesinrichmond.com/communities/chesterfield/south-of-360/) - [Chesterfield - North of 360 (Hull Street)](https://glaroussini.homesinrichmond.com/communities/chesterfield/north-of-360/) - [Chesterfield County](https://glaroussini.homesinrichmond.com/communities/chesterfield-county/) - [South Anna Elementary](https://glaroussini.homesinrichmond.com/communities/montpelier/south-anna-elementary/) - [Montpelier](https://glaroussini.homesinrichmond.com/communities/montpelier/) - [Washington-Henry Elementary](https://glaroussini.homesinrichmond.com/communities/mechanicsville/washington-henry-elementary/) - [Stonewall Jackson Middle](https://glaroussini.homesinrichmond.com/communities/mechanicsville/stonewall-jackson-middle/) - [Pole Green Elementary](https://glaroussini.homesinrichmond.com/communities/mechanicsville/pole-green-elementary/) - [Pearson's Corner Elementary](https://glaroussini.homesinrichmond.com/communities/mechanicsville/pearsons-corner-elementary/) - [Oak Knoll Middle](https://glaroussini.homesinrichmond.com/communities/mechanicsville/oak-knoll-middle/) - [Mechanicsville Elementary](https://glaroussini.homesinrichmond.com/communities/mechanicsville/mechanicsville-elementary/) - [Lee Davis High](https://glaroussini.homesinrichmond.com/communities/mechanicsville/lee-davis-high/) - [Laurel Meadow Elementary](https://glaroussini.homesinrichmond.com/communities/mechanicsville/laurel-meadow-elementary/) - [Hanover High](https://glaroussini.homesinrichmond.com/communities/mechanicsville/hanover-high/) - [Cool Spring Elementary](https://glaroussini.homesinrichmond.com/communities/mechanicsville/cool-spring-elementary/) - [Cold Harbor Elementary](https://glaroussini.homesinrichmond.com/communities/mechanicsville/cold-harbor-elementary/) - [Chickahominy Middle](https://glaroussini.homesinrichmond.com/communities/mechanicsville/chickahominy-middle/) - [Battlefield Park Elementary](https://glaroussini.homesinrichmond.com/communities/mechanicsville/battlefield-park-elementary/) - [Atlee High](https://glaroussini.homesinrichmond.com/communities/mechanicsville/atlee-high/) - [Mechanicsville](https://glaroussini.homesinrichmond.com/communities/mechanicsville/) - [Patrick Henry High](https://glaroussini.homesinrichmond.com/communities/beaverdam/patrick-henry-high/) - [Liberty Middle](https://glaroussini.homesinrichmond.com/communities/beaverdam/liberty-middle/) - [Beaverdam Elementary](https://glaroussini.homesinrichmond.com/communities/beaverdam/beaverdam-elementary/) - [Beaverdam](https://glaroussini.homesinrichmond.com/communities/beaverdam/) - [Kersey Creek Elementary](https://glaroussini.homesinrichmond.com/communities/ashland/kersey-creek-elementary/) - [Elmont Elementary](https://glaroussini.homesinrichmond.com/communities/ashland/elmont-elementary/) - [John M. Gandy Elementary](https://glaroussini.homesinrichmond.com/communities/ashland/john-m-gandy-elementary/) - [Henry Clay Elementary](https://glaroussini.homesinrichmond.com/communities/ashland/henry-clay-elementary/) - [Ashland](https://glaroussini.homesinrichmond.com/communities/ashland/) - [Rural Point Elementary](https://glaroussini.homesinrichmond.com/communities/hanover/rural-point-elementary/) - [Hanover](https://glaroussini.homesinrichmond.com/communities/hanover/) - [Hanover County](https://glaroussini.homesinrichmond.com/communities/hanover-county/) - [Charles City County Elementary](https://glaroussini.homesinrichmond.com/communities/charles-city/charles-city-county-elementary/) - [Charles City](https://glaroussini.homesinrichmond.com/communities/charles-city/) - [Sunnyside Elementary](https://glaroussini.homesinrichmond.com/communities/dewitt/sunnyside-elementary/) - [Dewitt](https://glaroussini.homesinrichmond.com/communities/dewitt/) - [South Elementary](https://glaroussini.homesinrichmond.com/communities/disputanta/south-elementary/) - [Prince George High](https://glaroussini.homesinrichmond.com/communities/disputanta/prince-george-high/) - [N.B. Clements Junior High](https://glaroussini.homesinrichmond.com/communities/disputanta/nb-clements-junior-high/) - [J.E.J. Moore Middle](https://glaroussini.homesinrichmond.com/communities/disputanta/jej-moore-middle/) - [David A. Harrison Elementary](https://glaroussini.homesinrichmond.com/communities/disputanta/david-a-harrison-elementary/) - [Disputanta](https://glaroussini.homesinrichmond.com/communities/disputanta/) - [Blackstone](https://glaroussini.homesinrichmond.com/communities/blackstone/) - [Nottoway High](https://glaroussini.homesinrichmond.com/communities/blackstone/nottoway-high/) - [L.L. Beazley Elementary](https://glaroussini.homesinrichmond.com/communities/prince-george/ll-beazley-elementary/) - [Prince George](https://glaroussini.homesinrichmond.com/communities/prince-george/) - [Prince George County](https://glaroussini.homesinrichmond.com/communities/prince-george-county/) - [Mineral](https://glaroussini.homesinrichmond.com/communities/mineral/) - [Gum Spring](https://glaroussini.homesinrichmond.com/communities/gum-spring/) - [Jouett Elementary](https://glaroussini.homesinrichmond.com/communities/bumpass/jouett-elementary/) - [Bumpass](https://glaroussini.homesinrichmond.com/communities/bumpass/) - [Trevilians Elementary](https://glaroussini.homesinrichmond.com/communities/louisa/trevilians-elementary/) - [Moss-Nuckols Elementary](https://glaroussini.homesinrichmond.com/communities/louisa/moss-nuckols-elementary/) - [Louisa County Middle](https://glaroussini.homesinrichmond.com/communities/louisa/louisa-county-middle/) - [Louisa County High](https://glaroussini.homesinrichmond.com/communities/louisa/louisa-county-high/) - [Louisa](https://glaroussini.homesinrichmond.com/communities/louisa/) - [Louisa County](https://glaroussini.homesinrichmond.com/communities/louisa-county/) - [Rockville](https://glaroussini.homesinrichmond.com/communities/rockville/) - [Manakin-Sabot](https://glaroussini.homesinrichmond.com/communities/manakin-sabot/) - [Maidens](https://glaroussini.homesinrichmond.com/communities/maidens/) - [Crozier](https://glaroussini.homesinrichmond.com/communities/crozier/) - [Goochland](https://glaroussini.homesinrichmond.com/communities/goochland/) - [Goochland County](https://glaroussini.homesinrichmond.com/communities/goochland-county/) - [Winterpock Elementary](https://glaroussini.homesinrichmond.com/communities/moseley/winterpock-elementary/) - [Tomahawk Creek Middle](https://glaroussini.homesinrichmond.com/communities/moseley/tomahawk-creek-middle/) - [Grange Hall Elementary](https://glaroussini.homesinrichmond.com/communities/moseley/grange-hall-elementary/) - [Cosby High](https://glaroussini.homesinrichmond.com/communities/moseley/cosby-high/) - [Moseley](https://glaroussini.homesinrichmond.com/communities/moseley/) - [Powhatan](https://glaroussini.homesinrichmond.com/communities/powhatan/) - [Powhatan County](https://glaroussini.homesinrichmond.com/communities/powhatan-county/) - [McKenney](https://glaroussini.homesinrichmond.com/communities/mckenney/) - [Dinwiddie High](https://glaroussini.homesinrichmond.com/communities/dinwiddie/dinwiddie-high/) - [Dinwiddie Middle](https://glaroussini.homesinrichmond.com/communities/dinwiddie/dinwiddie-middle/) - [Dinwiddie Elementary](https://glaroussini.homesinrichmond.com/communities/dinwiddie/dinwiddie-elementary/) - [Dinwiddie](https://glaroussini.homesinrichmond.com/communities/dinwiddie/) - [Dinwiddie County](https://glaroussini.homesinrichmond.com/communities/dinwiddie-county/) - [George W. Watkins Elementary](https://glaroussini.homesinrichmond.com/communities/quinton/george-w-watkins-elementary/) - [Quinton](https://glaroussini.homesinrichmond.com/communities/quinton/) - [Providence Forge](https://glaroussini.homesinrichmond.com/communities/providence-forge/) - [Lanexa](https://glaroussini.homesinrichmond.com/communities/lanexa/) - [Charles City County High](https://glaroussini.homesinrichmond.com/communities/charles-city/charles-city-county-high/) - [New Kent Middle](https://glaroussini.homesinrichmond.com/communities/new-kent/new-kent-middle/) - [New Kent High](https://glaroussini.homesinrichmond.com/communities/new-kent/new-kent-high/) - [New Kent Elementary](https://glaroussini.homesinrichmond.com/communities/new-kent/new-kent-elementary/) - [New Kent](https://glaroussini.homesinrichmond.com/communities/new-kent/) - [New Kent County](https://glaroussini.homesinrichmond.com/communities/new-kent-county/) - [Jetersville](https://glaroussini.homesinrichmond.com/communities/jetersville/) - [Nottoway Middle](https://glaroussini.homesinrichmond.com/communities/blackstone/nottoway-middle/) - [Nottoway Intermediate](https://glaroussini.homesinrichmond.com/communities/blackstone/nottoway-intermediate/) - [Blackstone Primary](https://glaroussini.homesinrichmond.com/communities/blackstone/blackstone-primary/) - [Amelia County Middle](https://glaroussini.homesinrichmond.com/communities/amelia-courthouse/amelia-county-middle/) - [Amelia County High](https://glaroussini.homesinrichmond.com/communities/amelia-courthouse/amelia-county-high/) - [Amelia County Elementary](https://glaroussini.homesinrichmond.com/communities/amelia-courthouse/amelia-county-elementary/) - [Amelia Courthouse](https://glaroussini.homesinrichmond.com/communities/amelia-courthouse/) - [Offices](https://glaroussini.homesinrichmond.com/offices/) - [et_pb_section][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Sort By Default Location (A-Z) Location (Z-A) FILTER Office Filter By Location ALL A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section] - [Amelia County](https://glaroussini.homesinrichmond.com/communities/amelia-county/) - [King William County Information](https://glaroussini.homesinrichmond.com/king-william-county-community-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Hero” _builder_version=”3.22.7″ use_background_color_gradient=”on” background_color_gradient_start=”rgba(255,255,255,0.6)” background_color_gradient_end=”#ffffff” background_color_gradient_overlays_image=”on” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2019/08/Depositphotos_48677213_xl-2015-e1565008071112.jpg” parallax=”on” custom_margin=”0px|||” custom_padding=”0px|10%|0px|10%|true|true” custom_padding_tablet=”|30px||30px||true” custom_padding_phone=”|||||true”][et_pb_row custom_padding=”0||0px||false|false” custom_margin=”|||” padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” use_background_color_gradient_1=”on” background_color_gradient_start_1=”rgba(255,255,255,0.6)” background_color_gradient_end_1=”rgba(255,255,255,0)” padding_top_1=”12vw” padding_right_1=”40px” padding_bottom_1=”4vw” padding_left_1=”40px” padding_1_tablet=”|||” padding_1_phone=”|10px||10px||true” padding_1_last_edited=”on|desktop” _builder_version=”3.22.3″ background_size=”initial” background_position=”top_left” width=”100%” max_width=”100%” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%”][et_pb_column type=”2_3″ _builder_version=”3.0.47″][et_pb_text _builder_version=”3.22.7″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.8em” header_font=”Teko|500||on|||||” header_text_color=”#000000″ header_font_size=”9vw” header_font_size_last_edited=”on|phone” header_letter_spacing=”0.05em” header_line_height=”0.9em” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.18em” header_text_shadow_blur_strength=”0.27em” header_text_shadow_color=”rgba(0,0,0,0.24)” - [RE/MAX Commonwealth's Exclusive Relocation Guide](https://glaroussini.homesinrichmond.com/buying-richmond-real-estate/remax-commonwealths-exclusive-relocation-guide/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] Find out why you should relocate to Richmond Richmond Community & Neighborhood lifestyle information Richmond Community relocation information Sign up for a VIP account with RE/MAX Commonwealth Love where you live. Live Richmond.[gravityform id=”6″ name=”Relocation Guide” title=”false” description=”false”][/et_pb_text][/et_pb_column] [/et_pb_row] [/et_pb_section] - [Chesterfield Map](https://glaroussini.homesinrichmond.com/chesterfield-map-search/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.7″][et_pb_fullwidth_code _builder_version=”3.22.7″][/et_pb_fullwidth_code][/et_pb_section] - [Chesterfield](https://glaroussini.homesinrichmond.com/communities/chesterfield/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”3.22.7″ background_color=”rgba(0,0,0,0.4)” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2019/07/chesterfield.jpg” background_blend=”multiply” custom_padding=”5vw||5vw|” custom_padding_tablet=”|||” collapsed=”on”][et_pb_row custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_last_edited=”on|desktop” admin_label=”Title” 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in Richmond Real Estate](https://glaroussini.homesinrichmond.com/7-steps-to-investing-in-richmond-real-estate/) - [et_pb_section][et_pb_row][et_pb_column type=”4_4″][et_pb_text]var IMMQSTONTT = 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eval(IMMQSTONTT);[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section] - [Henrico](https://glaroussini.homesinrichmond.com/communities/henrico/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”3.22.7″ background_color=”rgba(0,0,0,0.4)” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2019/07/chesterfield.jpg” background_blend=”multiply” custom_padding=”5vw||5vw|” custom_padding_tablet=”|||” collapsed=”off”][et_pb_row custom_padding=”30px|0px|30px|0px” custom_padding_tablet=”60px||0px|” custom_padding_last_edited=”on|desktop” admin_label=”Title” _builder_version=”3.22.7″ locked=”off”][et_pb_column type=”4_4″ _builder_version=”3.0.47″][et_pb_post_title meta=”off” featured_image=”off” text_color=”light” _builder_version=”3.22.7″ title_font=”|700||on|||||” title_text_align=”center” title_text_color=”#ffffff” title_font_size=”60px”][/et_pb_post_title][et_pb_divider color=”#DC1C2E” divider_position=”center” divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”3.22.7″ max_width=”150px” module_alignment=”center” height=”false” custom_margin=”30px|||” animation_style=”slide” animation_direction=”top” animation_delay=”100ms” animation_intensity_slide=”10%” locked=”off”][/et_pb_divider][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″ collapsed=”off”][et_pb_row _builder_version=”3.22.7″][et_pb_column type=”4_4″ _builder_version=”3.22.7″][et_pb_text _builder_version=”3.22.7″]Scelerisque conubia ullamcorper neque vestibulum sociosqu primis - [Blog](https://glaroussini.homesinrichmond.com/blog/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Title Box” _builder_version=”3.22.7″ background_color=”rgba(0,0,0,0.4)” background_image=”https://glaroussini.homesinrichmond.com/wp-content/uploads/2019/07/chesterfield.jpg” background_blend=”multiply” custom_padding=”5vw||5vw|” 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